Name: Paypal Credit
Rating: 4.3

star star star star star

Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

4 years ago

star star star star star_border

Kylie Howes Provo, UT

Paypal is really simple to use, and you can make an account for free. In my experience, paypal transactions just show up like any other charge to my account, and it's really simple to keep track of and to use to pay for things online.

4 years ago

star star star star star

Martha Gourley Pleasant Grove, UT

I have used Paypal for a number of years. I have confidence that they will keep my private information private. I find them to be helpful when problems arise. They are trustworthy to do what they advertise

4 years ago

star star star star star

Melanie Rio Rancho, NM

I love having a paypal credit card that I can put stuff on and pay once per month rather than having a bunch of transactions coming out of my bank account all the time! Thank you PayPal!

4 years ago

star star star star star

Bill Brule Wesley Chapel, FL

Very easy to apply and quick to get positive results!

2 months ago

star star star star star

Anitza Villalobos

It's a great deal. You can buy and have 6 months for paying without interest.

3 months ago

star star star star star_border

Peggy Eden

Paypal is quick and easy to use. The only downside I have noticed is that many people do not use it.

4 months ago

star star star star star

Darleen Summerville, SC

Paypal is great to have and will help you if you need it. Easy to contact them.

5 months ago

star star star star star

rosie perez

PayPal Credit is friendly and flexible with issues you may have. Customer service is prompt and knowledgeable.

6 months ago

star star_border star_border star_border star_border

Rebecca Kelly Darlington, SC

YOU SUCK. Daughter sent me $$ through PayPal and then her account was hacked. They tried claiming I STOLE the money from my daughter and took it back out of my account and refused to put it back. She didn't get the $$ back either.

8 months ago

star star_border star_border star_border star_border

Maya My McDonough, GA

Paypal decided to erroneously close my account due to a mishap on their end and it took a very long time for them to correct their issue. I had to constantly escalate and prove that I was not at fault. They reinstated the account but after that, I canceled the card. It wasn't worth the trouble they put me through.

8 months ago

star star star star star

German DelValle St. Cloud, FL

Paypal has been a customer for years love the idea of paying securely all over the world transactions. thanks again Paypal to be a partner

10 months ago

star star_border star_border star_border star_border

Brandi King Odessa, FL

I do not have or use credit cards. I only have PayPal personal card I use regularly. And I have had it for ove 5 yrs. And the card can not be used unless I put money on my card and when I need it to receive money from another person or for a payment. I have called and reported this many times but has yet to be rectified. It says the available credit was or is is was300 from a yr ago. To over 750 due now. I do not have ordered or used this credit card. Thank you. Now you should either remove this from my account or pay it off. My credit is suffering

11 months ago Edited May 3, 2023

star star star star_border star_border

Christi Elizabethtown, KY

It's a great service to have but it is difficult to speak to someone who can help solve any problems and is somewhat high in interest rates in comparison to other credit companies.

11 months ago

star star star star_border star_border

Honest consumer Concord, NC

I like the Paypal credit option BUT I wish they would make it where you can use a card/card number like a credit card for the credit side, not just the Paypal balance. I would like to be able to use my Paypal credit on sites like Amazon, as well as others. Really wish they'd change this.

1 year ago

star star star star star

Veronica Lawton

Love PayPal easy to use and the messaging with sellers and the way PayPal takes care of their customers who use them you couldn’t ask for more. Highly recommend using them.

1 year ago

star star star star star

Deanna Greco Murphy, NC

The terms using Paypal Credit are great. Having the extra time to pay the charges before interest charges have been very helpful. The ease of use is also great.

1 year ago

star star star star star_border

Randi Nelson San José, SJ

I am not the biggest fan of PayPal Credit because it is hard for me to figure out how to use it and with my account online. I would not recommend, but it is nice for out of the country use.

4 years ago

star star star star_border star_border

Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

4 years ago

star star star star_border star_border

Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

5 years ago

star star star star star

Ganesh S

Great option for managing overseas payments...

3 months ago

star star star star star

Talliscia Irby Baltimore, MD

PPC is SO convenient and I like the security that I have in every purchase I make online.

6 months ago

star star star star star_border

Linda Russell Republic, MO

I have had pay pal for years. I use it for security off my bank cards for payment, credit, and savings.

7 months ago

star star star star star

Tiffany I Gaithersburg, MD

Great card that is hooked to my paypal acct. Every time I check out through PayPal it uses my card and I earn rewards.

4 years ago

star star star star star

Carlos Agosto

I paid all of my buy with PayPal alllllll in any platform is super secure and he is platform is friendly used !!!

10 months ago

star star star star star

Joe The Woodlands, TX

Paypal is very convenient and easy to connect to current account. It feels as if you access to more resources.

10 months ago

star star star star star

Joseph Campbell, CA

PayPal is solid across the board, I have used PayPal Credit to purchase products and services for our business

10 months ago Edited May 30, 2023

star star star star star

Joyce Blocker Lafayette, LA

Paypal is a secure method of payment and I haven't had any issues with them. Their customer service is also friendly and helpful.

1 year ago

star star star star star_border

andrea stevens LA

Kind of annoying but only because they have so many security measures. Other than that they are useful and starting to be accepted even more places making payment easier

1 year ago

star star star star star_border

Luke Swierczynski Waterford, MI

The 2% card isn't bad. Really only got it for the sign on bonus. It's unfortunate that it's a Mastercard since not as many places take it compared to visa. Not bad though.

2 years ago

star star star star star

Rathan Kumar Trabuco Canyon, CA

A very easy way to pay for things online that is both secure and fast. I have used Paypal for years and never regretted it.

4 years ago

star star star star star_border

Grace Orem, UT

I love using PayPal. It’s super easy and fast and it’s super reliable. But I do wish that there wasn’t a fee to get money that someone transferred to you

4 years ago

star star_border star_border star_border star_border

Juliann Mecham Managua, MN

PayPal credit is so frustrating. I went to a island in the middle of lake Nicaragua and we went to a hostel that only accepted cash or PayPal. So I went to checkout with PayPal but after the entire process it had me send a verification code to my old phone number that I don’t have anymore, so there was no way for me to pay for the things that I needed and I had to borrow money from my friend and Venmo her later. What an annoying process and it didn’t even work.

4 years ago

star star star star star

Kaydence Bonino Riverton, UT

I've always had a great experience using paypal. Because it is very secure I feel totally confident when a company offers paypal as an option.

4 years ago

star star star star star_border

Rischelle Mikkelson American Fork, UT

PayPal Credit is easy to use and a good option for purchases. However, I did not like that once I used it, it became the default form of payment for future purposes.

4 years ago

star star star star star

Jobie Goodro Orem, UT

I use Pay Pal every day. It’s the best! I use it for family, friends and shopping online. Makes my life so much easier.

5 years ago

star star star star star_border

Kip Fowler Pleasant Grove, UT

I've used Paypal when I have shopped on line. They pay for my services directly and I have never had a problem with them. It is convenient and trustworthy.

5 years ago Edited September 14, 2021

star star star star star

Sonya Parker Mesa, AZ

Convenient, easy to qualify, and low monthly repayments.

4 months ago

star star star star star

Joel Sinden Germantown, WI

I love PayPal credit. They offer long term 0% financing for purchases.

7 months ago

star star star star star

Deborah Douglas

I trust PayPal more than most. They stand behind their customers

8 months ago

star star star star star_border

peggy cherry Fayetteville, NC

I have PayPal which I feel is a safe alternative to using my card. It more protection against fraudulent charges.

10 months ago

star star star star star

SandraHoutz Philadelphia, PA

Great, and safe way to pay online. company, super value! Customer service is always amazingly good

11 months ago

star star star star star_border

mi8chael Moore Philadelphia, PA

I enjoy utilizing my PayPal account when and wherever is accepted. Payment disputes are handled quickly .

11 months ago

star star star star_border star_border

Mellissa Clark Palm Bay, FL

Love the aspect of getting a credit line. Should provide more detail up front about it only being used online or at select retailers only, and no physical card Is given.

11 months ago

star star_border star_border star_border star_border

Genevieve Price St Louis, MO

Don't use paypal credit for purchases, they make it too easy for online vendors to scam. They do absolutely nothing to protect their consumers, they put the burden of proof on the card holder, and essentially allow fraudulent vendors get away with it. Just use a regular credit card which is FDIC insured.

1 year ago

star star star star star_border

Bryce Coonce

4 stars are mainly due to their CRAZY fees. They are great at approving a higher credit limit and making certain things easy, but they can do better.

1 year ago

star star star star star

Tony's Babygirl Staton MO

Love it..has many advantages and perks and Cashback, cannot stop earning while using..keep up the greatness!

1 year ago

star star star star star

larry Fort Myers, FL

Convenient to use to pay over time for large purchases. I trust pay pal when making internet purchases

1 year ago

star star star star_border star_border

Jeff Barton Layton, UT

PayPal credit - not the master card - was lousy - very high rate and hard to pay off. I closed it as soon as I could. Not great service because you can't just call.

1 year ago

star star star_border star_border star_border

Mary Jacksonville, FL

Interest rate is ridiculously high. They do have good promos at times but you have to make sure you pay it off before promo ends or you will get all the incurred interest from that promo purchase added at the end of promo.

3 years ago