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5.6

Overall Score

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Gabe Burton Riverton, UT

I don’t really like how this card or company works with payments and scores. My other cards from the past never penalized me for paying early or in full I’ve lost over 100 points!

3 years ago

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Mary Ella Hardy Charlotte, NC

Low percentage rate. I was quite impressed how quickly they were to notify me of a suspicious charge.

3 years ago

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Dave Marlowe American Fork, UT

I’ve had a capital one credit card for many years I found that making part of the vocally along with her benefits with the card is worth using it

4 years ago

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Spencer ,

Great! A good company that’s easy to use. I like that most rates aren’t high for long periods of time

4 years ago

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Erica Atlanta, GA

Fantastic customer service and easy to use app whenever I need to check my balance or maybe freeze my card.

4 years ago

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Melissa Providence, UT

Great company at detecting fraud on your account. They will notify you immediately and ask if this is a purchase you made.

4 years ago

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Katie Elliott ,

I recently started with Capital One. They have been very great to work with. So far we have not any trouble.

4 years ago

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Jared Holland Eagle Mountain, UT

Easy to get up and running. I have two teenagers on teen banking and I can track all of their purchases as they happen.

4 years ago

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Chelsey Smith ,

Best interest rate, super user friendly app. Great customer service! Capitol One is our families go to card!

4 years ago

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Linda felt Salt Lake City, UT

I have used capital one when making purchases from various companies. They have offered lower interest for 18 months.

4 years ago

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Katie Lewis Eagle Mountain, UT

Capital one gave me a card and it was easy. They don't offer very good incentives to use their card as other companies do.

4 years ago

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Casual Spence Colorado Springs, CO

I really like this credit card. It notifies you via text when a charge has been approved. I also like the app to maintain my account.

4 years ago

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Teagan Jarvis Los Angeles, CA

Reliable bank, I use the student credit card which has a lot of perks beneficial to those who can utilize them.

4 years ago

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SethLyman Pleasant Grove, UT

I have used capital one now for 2 years and every day I've been with them I've loved it. Their app makes it all so easy

4 years ago

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Shawn Cortes Salt Lake City, UT

Capital One has a good rewards program. I really enjoy how they alert you if you have a double charge

4 years ago

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Keron Grey Tallahassee, FL

I love my Cap card so much, I get a notification of EVERY purchase and I love being able to track that. When my credit card was compromised, they responded immediately with a new card and did not hold me liable for any of the charges.

5 years ago Edited September 14, 2021

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Toni Hasson Salem, UT

I’ve been impressed with capital one the entire time I’ve had the credit card. I earn cash back. Winning!

5 years ago

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russbayles West Valley City, UT

Had a Capital One adventure card. Rates are ok and I think they could use better rewards but never really had many problems. Switched to a card with flying miles.

5 years ago

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Jeremy Webb Covington, LA

Terrible banking company. I use bill pay and my bills are NEVER paid on time. If I pay a bill it will take 2-3 weeks to process. They have caused me so much late fees it is not even funny. Not to mention their terrible credit card plans. Will not be going back to this bank!

5 years ago

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Alexa Pitre Baton Rouge, LA

The GOAT of banks. Love them. Their app is very user friendly. They’re very reliable and love them.

5 years ago

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Aimee Mortensen Pleasant Grove, UT

I love my capital one card! I can use my rewards for gift cards or get equal cash back. I don’t know many cards that will give equal cash out.

5 years ago

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lani tuihalamaka Cheyenne, WY

best credit cards I've had. Love the app very easy to use for payments and keeping up with everything.

5 years ago

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Silvia Lobendahn Orem, UT

I called them to let them know that my identity had been stolen and someone that banks with them has an account with them. Til this day I have no idea if they investigated the issue or not.

5 years ago

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Olivia Oswald Logan, UT

I have a Capital One student card and love it. The customer service is so great to work with and always prompt.

5 years ago

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Annie Robbins Pleasant Grove, UT

Easy to use rewards system. Instantly gave me credit when I used my points and was hassle free. We own 3 cards.

5 years ago

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David T Draper, UT

I had a Capital One credit card. It was ok. I like the no fees, but the perks weren't as good as some of the other cards.

5 years ago

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Shane Russell Fort Worth, TX

I appreciate the high level of customer service Capital One provides on my 360 savings and 360 checkings.

5 years ago

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Piper Whitsitt Long Beach, MS

Use there online bank for several years; credit card more recently. Don't really like the phone app but the points are the best.

5 years ago

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JamieD Orange, CA

We’ve loved capital one as a company. They offer fun perks and the customer service has been great so far

5 years ago

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Cam McClellan Magna, UT

I had a Capital One account for the online savings. It has a high yield which beats regular savings accounts.

5 years ago

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Karen Hartnack Norcross, GA

I have had this card customer service for issues exceptional I get a live person to talk to lots of perks

5 years ago

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ChanceyParker Jackson, MS

I have an emergency card and they do a great job at increasing the limit when I pay off on schedule.

5 years ago

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Tiffany I Gaithersburg, MD

Capital One is the best credit card. Easy online system and approval process. Wish I could get more cards with them.

5 years ago

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Claudina Moreau Fort Lauderdale, FL

Capital one makes it easy to raise up your credit line, help to protect your money, and is also easily accessible.

5 years ago

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Jennifer schwaner Holtsville, NY

Pretty good, 2% cash back on purchases, wish it was more but I use the card often so I get some benefit from that 2%.

5 years ago

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Jacob American Fork, UT

Capital One has some of the best interest rates around. With an easy to use credit card and high security, you know your money is safe.

5 years ago

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Juan Beaver, PA

Capital one is a good company. I was a customer for about a year and I have no complaints. their online portal is easy to use.

5 years ago

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Brenda Mertes Houston, TX

For some reason, I've found a lot of people like Capital One, but I have had problems with them for several months straight before I gave up and closed my account. The customer service was awful and they hardly gave any information that was useful. Transactions hardly went through smoothly. I would never recommend them.

5 years ago

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Amy Boren American Fork, UT

We had this credit card for a little over a year. They were great to work with. We had an interest free offer and when we paid it off we cancelled the card.

5 years ago

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Madison Scott Pleasant Grove, UT

I had a horrible experience with Capital One during a fraudulent experience they were no help at all. In fact, at times I felt as if they were the enemy. There was a huge lack of compassion and understanding. With Capital One it is all about money not the human experience.

5 years ago

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Mazi Marcel Womack Cedar City, UT

I love my capital one credit card. It is so easy to use and I love that they have no international fees.

5 years ago

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Ann Bailey Lehi, UT

The card itself is great, but I feel like their customer service is lacking. I have called multiple times and I feel like their friendliness while on the phone is lacking.

6 years ago

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Keri Christensen Lehi, UT

Capital One has been a great credit card. When I forgot about a payment they emailed me a reminder instead of automatically charging me a late fee.

6 years ago

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Jorden Laird Front Royal, VA

one of the first cards I got after my bankruptcy - high interest rates but thats to be expected. helping me rebuild credit

6 years ago

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Mary West Jordan, UT

Capital One was one of my first credit cards. They were very easy to deal with and offer great rewards.

6 years ago

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Tevita Salt Lake City, UT

Easy to apply for and opened with a good credit line. I like how they increase my credit line automatically since I am good standing customer.

6 years ago

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Kristin G Pleasant Grove, UT

I have enjoyed my credit card through capital one because of the points I receive for free travel. It adds up fast!

6 years ago

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Ruth Anne Bright Mount Washington, KY

Good card however can be difficult to resolve issues. Customer service tries very hard to limit issue to one call resolutions.

6 years ago

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Spencer Hodgson Salt Lake City, UT

Never had a problem with my credit card. They also give you credit wise for free so you can check your credit as much as you want and not damage it.

6 years ago

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Diana Melnyk

I am getting a lot of great airmiles using my Capitol One Travel card. I use it at Costco in Canada and I have no complaints.

6 years ago