Best Pet Insurance

16 Companies

18 Real Customer Reviews

3.2
Average User Rating

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Compare The Top Pet Insurance CompaniesSort By:

8.7

Overall Score

12 User Reviews

3 months ago

  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Unlimited

FIGO

  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Unlimited
  • Reimbursements: Check
  • Deductible Options: Annual or Incident
  • Annual Payout: Undisclosed

Nationwide Pet

  • Reimbursements: Check
  • Deductible Options: Annual or Incident
  • Annual Payout: Undisclosed
  • Reimbursements: Undisclosed
  • Deductible Options: Undisclosed
  • Annual Payout: $22,000

Esurance

  • Reimbursements: Undisclosed
  • Deductible Options: Undisclosed
  • Annual Payout: $22,000
  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Incident
  • Annual Payout:

Trupanion

  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Incident
  • Annual Payout:
  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: $10M

Embrace

  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: $10M
  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

Pets Best

  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed
  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

AKC Pet Insurance

  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Undisclosed
  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

ASPCA

  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed
  • Reimbursements: Direct Deposit or Check to Vet
  • Deductible Options: Incident
  • Annual Payout: $20M

24 PetWatch

  • Reimbursements: Direct Deposit or Check to Vet
  • Deductible Options: Incident
  • Annual Payout: $20M
  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Unlimited

Healthy Paws

  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Unlimited

FIGO

8.7Overall Score
  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Unlimited

FIGO got its start in Chicago's premiere technology facility in 1871. As part of Google's Tech Hub Network, technological innovation fueled FIGO's passion for doing pet insurance differently. FIGO has since grown with the help of its emphasis on innovation and technology. This focus has made customers' experiences more convenient with features like mobile claims. FIGO frequently uses the phrase "enjoy the journey" to encourage customers everywhere to make owning a pet easier by purchasing insurance.

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  • Reimbursements: Check
  • Deductible Options: Annual or Incident
  • Annual Payout: Undisclosed

Veterinary Pet Insurance was founded in 1892 and later became part of the Nationwide insurance family in 2008. In this year, Nationwide, a well-known provider for other types of insurance, bought out VPI. With this merger came a name change for the pet insurance company. Today, Nationwide's pet insurance sector employs 500 people, including 11 veterinarians and 90 vet-experienced employees.

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  • Reimbursements: Undisclosed
  • Deductible Options: Undisclosed
  • Annual Payout: $22,000
  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Incident
  • Annual Payout:

Trupanion is a well-known brand in the pet insurance industry. The company was founded in 2000 in Vancouver, British Columbia, under the original name of Vetinsurance. In 2008, the company was established in the United States. This company boasts one easy-to-understand plan and coverage for 90 percent of vet costs. Trupanion has been in business for more than a decade though it has only served US customers for about eight years.

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  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: $10M

Based in Ohio, Embrace Pet Insurance was founded in July 2003. With just over ten years of experience in pet insurance, the company has a wide array of coverage for customers to choose from. Embrace's plans have lots of coverage options and flexibility. Even so, Embrace is still a pretty new company, only having been founded in 2003. That's still over a decade of experience, but some competitors have much more than that under the belt.

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  • Reimbursements: Check or Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

Pets Best was founded in 2005 by a veterinarian who developed the passion to make veterinary costs more manageable. Based in Boise, Idaho, the company is driven by this goal so that euthanasia is not the only financial feasible option for pet owners. Pets Best serves all 50 states. This company has a decade of business experience. It offers many of the perks that customers look for in a pet insurance provider, but the company does present a few potential frustrations for current members and potential customers alike. 

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  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

The American Kennel Club is a subsidiary of PetPartners, Inc., which was first developed in Great Britain but expanded to the United States in 2002. Headquartered in Raleigh, North Carolina, this company provides pet insurance through its well-known brand to pets in all 50 states. AKC Pet Insurance is the exclusive pet insurance provider of the American Kennel Club, a nonprofit organization founded in 1884. This company does an excellent job of outlining its plans and communicating with its customers about what to expect from AKC coverage.

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  • Reimbursements: Direct Deposit
  • Deductible Options: Annual
  • Annual Payout: Undisclosed

In the animal world, you've likely heard of the ASPCA, which stands for the American Society for the Prevention of Cruelty to Animals. Founded in 1866, this organization has one of the worthiest of causes. For pet insurance, it's backed by credible companies like the Hartville Pet Insurance Group (as of 2006) and the Fairmont Specialty Insurance Agency, who underwrite many of the claims filed through the ASPCA. Based in New York, the ASPCA offers pet insurance to all 50 states.

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  • Reimbursements: Direct Deposit or Check to Vet
  • Deductible Options: Incident
  • Annual Payout: $20M

Through its subsidiary called 24PetWatch, Pethealth, Inc. provides pet insurance to customers across the United States and Canada. Founded in 1999, 24PetWatch is based in Buffalo, New York, and specializes in both pet insurance and lost pet recovery services.

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  • Reimbursements: Check
  • Deductible Options: Annual
  • Annual Payout: Unlimited

Healthy Paws is a well-known name in pet insurance. Headquartered in Bellevue, Washington, the company was founded in 2009 and is partnered with Aon Corporation for long-term financial strength and stability. In addition, its pet insurance plan is underwritten by the Ace Group, an A+ rated insurer, with over $25 billion in surplus. The co-founders of Healthy Paws met through their work at a pet shelter before founding the company and noticed that there was a big need for insurance for many of these pets. Through the company's nonprofit division, the Healthy Paws Foundation, Healthy Paws provides medical grants to animal shelters for the care of homeless pets.

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