PetFirst

• Age for Enrollment
• Plan Options
• Routine Care Add-On
• Waiting Periods

Age for Enrollment

Pet owners can enroll their pet for a plan here regardless of the pet's age. As long as the pet is eight weeks or older, any pet qualifies for some coverage with PetFirst.

Plan Options

PetFirst's Insurance offers comprehensive pet insurance plans. Members can customize their deductible and reimbursement rates to best suit their needs. PetFirst's most popular pet insurance options are:

Cost Conscious

• Annual Benefit : $2,000
• Deductible: $250
• Reimbursement: 80%
• Eligible Ages: All

Recommended

• Annual Benefit: $5,000
• Deductible: $250
• Reimbursement: 80%
• Eligible Ages: All

Additional Coverage

• Annual Benefit: $10,000
• Deductible: $250
• Reimbursement: 80%
• Eligible Ages: All

Coverage includes accidents, illnesses (hereditary, congenital, and chronic conditions), hospitalizations, surgeries, diagnostic tests, exam fees, x-rays, ultrasounds, medications, holistic care, and alternative therapies as well as emergency care.

After a 12-month waiting period, pets are also covered for Intervertebral Disc Disease (IVDD), Anterior Cruciate Ligaments, Medical Cruciate, Posterior Cruciate Ligaments, and Cranial Cruciate Ligaments.

Routine Care Add-On

The base plans here don't cover routine care, but there are three options for adding routine care coverage onto a plan. Through these, members can receive up to $125, $250, or $400 for things like vet exams, vaccines, flea and heartworm prevention, and behavioral training.

Waiting Periods

The waiting period for illness coverage here is the same as a lot of other pet insurance companies—14 days. However, the wait for accident coverage is much shorter, being available just one day after enrollment.

• Annual Deductible Not Available in All States
• No Mobile App
• What's Not Covered

Annual Deductible Not Available in All States

PetFirst offers both per-incident and annual deductible plans. However, the annual deductible plan is not offered in every state.

No Mobile App

Unlike some of its competitors, the company hasn't developed a mobile app for members to more easily access their accounts and file claims. Members can most easily do this online on a browser.

What's Not Covered

All pet insurance companies have exclusions to their insurance plans. However, it is important to be aware of these exclusions.

PetFirst does not cover:

• Pre-existing conditions
• Elective procedures
• Expression or removal of anal glands or anal sacculitis
• Breeding or conditions related to breeding
• Pet food, special diet, vitamins, and mineral supplements
• Grooming costs and bathing (including medicated baths)
• Parasite prevention, parasite treatment, and illnesses transmitted by parasites (including fleas and ticks)
• Orthodontics, endodontics and removal of deciduous teeth
• Behavioral training
• Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of a pet
• Routine wellness and preventative care
• Organ transplants