4.6
7.3
Overall Score
Founded in 2011, MoneyKey offers or arranges online installment loans, and lines of credit in 9 states.
MoneyKey is a direct lender in most states, but in Texas, loans are through a third-party lender. Rates and terms depend on the following factors: your state of residence rules and regulations, credit product type, and whether/how you qualify.
MoneyKey’s state-by-state loan information is really in-depth. It even goes so far as to show you actual examples of the potential cost of a loan. This is much more transparent than many online lenders.
The application process is quick and easy. If approved, funds may be available in your bank account as soon as the same business day, depending on the time of the request. Funding timelines may vary and are subject to change.
It is important to note that the timing of funding will also be dependent on your bank's policies.
If you change your mind, you may cancel within three business days from when your loan is approved. Not many short-term lenders offer this length of a cancellation period.
Customer service is also available seven days a week via phone, email, and live chat, facilitating open communication between the company and its customers.
Installment loans and lines of credit through MoneyKey do not have any hidden fees, including late fees or prepayment penalty fees. The absence of a prepayment penalty, in particular, may reduce the overall cost of your loan.
Installment loans and lines of credit through MoneyKey are only offered in certain states. Thus, it is important that you know which loan products are available, if any, in your state of residence.
Unfortunately, no credit products offered through MoneyKey have rates that would meet the requirements for lending to covered members of the US Armed Forces and their dependents.
Costs are generally higher for short-term loans, including payday loans, as compared to other loan products since they are intended to be paid back in a much shorter amount of time than a traditional personal loan. The cost of loans available through MoneyKey are common in the industry. In order to provide short-term lending solutions available to those with poor credit, loans through MoneyKey have a maximum APR of 299 percent, depending on the state.
This is an online lender and funding may occur as soon as the same business day, but timing varies and depends on your bank's policies.
The site is clear and transparent, showing cost breakdowns for each state and type of loan.
If you need to borrow an installment or line of credit, this might be a good company to try, especially if you aren’t accepted by lenders with lower interest rates. If you do end up borrowing through MoneyKey, just remember that the faster you can pay off your loan, the cheaper it will be.
Filter by:
Sort by:
Verified Customer
Review Source
Melody Edwards Abilene, TX
3 years ago
Reply from MoneyKey
May. 25th, 2021
Verified Customer
Review Source
Johnny Amarillas Austin, TX
2 years ago
Reply from MoneyKey
Mar. 10th, 2022
Verified Customer
Review Source
John Chandler Fort Worth, TX
2 years ago
Reply from MoneyKey
Feb. 18th, 2022
Verified Customer
Review Source
Debbie Hutchison Plano, TX
2 years ago
Reply from MoneyKey
Feb. 11th, 2022
Verified Customer
Review Source
Margie Soseeah Zuni, NM
2 years ago
Reply from MoneyKey
Feb. 3rd, 2022
Verified Customer
Review Source
Samantha Chandler Moselle, MS
2 years ago
Reply from MoneyKey
Nov. 21st, 2021
Verified Customer
Review Source
Christa Sampson Dallas, TX
2 years ago
Reply from MoneyKey
Oct. 22nd, 2021
Verified Customer
Review Source
Pam Davis Coleman, TX
3 years ago
Reply from MoneyKey
Sep. 30th, 2021
Verified Customer
Review Source
Cynthia valdez San Antonio, TX
3 years ago
Reply from MoneyKey
Sep. 30th, 2021
Verified Customer
Review Source
Melissa Stovall Sherman, TX
3 years ago
Reply from MoneyKey
Sep. 2nd, 2021
Verified Customer
Review Source
Barbara Bell Kansas City, MO
3 years ago
Reply from MoneyKey
Jul. 26th, 2021
Verified Customer
Review Source
Julia C Lewis Florence, MS
3 years ago
Reply from MoneyKey
Jun. 11th, 2021
Verified Customer
Review Source
Joy Jock Quinlan, TX
2 years ago
Reply from MoneyKey
Mar. 10th, 2022
Verified Customer
Review Source
Christian Turner Andover, KS
2 years ago
Reply from MoneyKey
Feb. 10th, 2022
Verified Customer
Review Source
Mary Zenner Sanger, TX
2 years ago
Reply from MoneyKey
Feb. 10th, 2022
Verified Customer
Review Source
Joe medina Ruidoso Downs, NM
2 years ago
Reply from MoneyKey
Feb. 3rd, 2022
Verified Customer
Review Source
Michael sachs Highland, CA
3 years ago
Reply from MoneyKey
Jun. 24th, 2021
Verified Customer
Review Source
Dawn Houston, TX
3 years ago
Reply from MoneyKey
May. 4th, 2021
Verified Customer
Review Source
Tera Houston, TX
2 years ago
Reply from MoneyKey
Mar. 10th, 2022
Verified Customer
Review Source
Pamela Wilson Holmdel, NJ
2 years ago
Reply from MoneyKey
Mar. 4th, 2022
Verified Customer
Review Source
Laura Calderon Arlington, TX
2 years ago
Reply from MoneyKey
Feb. 24th, 2022
Verified Customer
Review Source
Evelyn Rider Terrell, TX
2 years ago
Reply from MoneyKey
Feb. 18th, 2022
Verified Customer
Review Source
Betty Wilson Lubbock, TX
2 years ago
Reply from MoneyKey
Feb. 10th, 2022
Verified Customer
Review Source
Richard Daly Saint Clair, MO
2 years ago
Reply from MoneyKey
Feb. 10th, 2022
Verified Customer
Review Source
Teresa cimfl Prairie Farm, WI
2 years ago
Reply from MoneyKey
Feb. 10th, 2022
Verified Customer
Review Source
Victor vigil Las Vegas, NM
2 years ago
Reply from MoneyKey
Jan. 4th, 2022
Verified Customer
Review Source
Wanda S Clements Houston, TX
2 years ago
Reply from MoneyKey
Dec. 9th, 2021
Verified Customer
Review Source
Sophia Totsoni Albuquerque, NM
2 years ago
Reply from MoneyKey
Dec. 2nd, 2021
Verified Customer
Review Source
Lisa Mulieri Santa Fe, NM
2 years ago
Reply from MoneyKey
Nov. 21st, 2021
Verified Customer
Review Source
Nitchie Nampa, ID
2 years ago
Reply from MoneyKey
Nov. 5th, 2021
Verified Customer
Review Source
Gwendolyn Grayer Dallas, TX
2 years ago
Reply from MoneyKey
Oct. 28th, 2021
Verified Customer
Review Source
Ramiro Ramirez Mercedes, TX
2 years ago
Reply from MoneyKey
Oct. 22nd, 2021
Verified Customer
Review Source
Mary Armijo Clovis, NM
2 years ago
Reply from MoneyKey
Oct. 7th, 2021
Verified Customer
Review Source
Laura Garcia East Troy, WI
3 years ago
Reply from MoneyKey
Sep. 2nd, 2021
Verified Customer
Review Source
Stephanie Lewisville, TX
3 years ago
Reply from MoneyKey
Jul. 26th, 2021
Verified Customer
Review Source
Jamie Rubio Waxahachie, TX
3 years ago
Reply from MoneyKey
Jun. 4th, 2021
Verified Customer
Review Source
Becky Starek Washington, MO
3 years ago
Reply from MoneyKey
May. 18th, 2021
Verified Customer
Review Source
Marivel Hernandez El Paso, TX
3 years ago
Reply from MoneyKey
May. 17th, 2021
Verified Customer
Review Source
William Camp Elizabethton, TN
2 years ago
Reply from MoneyKey
Mar. 10th, 2022
Verified Customer
Review Source
Rick Loveall Lone Jack, MO
2 years ago
Reply from MoneyKey
Feb. 3rd, 2022
Verified Customer
Review Source
Darren J Sinclair Wichita Falls, TX
2 years ago
Reply from MoneyKey
Feb. 3rd, 2022
Verified Customer
Review Source
Danielle Hardrick Fort Worth, TX
2 years ago
Reply from MoneyKey
Jan. 4th, 2022
Verified Customer
Review Source
Linda Stephens Pittsburg, MO
2 years ago
Reply from MoneyKey
Jan. 4th, 2022
Verified Customer
Review Source
Carolina Cardenas McAllen, TX
2 years ago
Reply from MoneyKey
Jan. 4th, 2022
Verified Customer
Review Source
Shawn Lara-Menard Albuquerque, NM
2 years ago
Reply from MoneyKey
Dec. 9th, 2021
Verified Customer
Review Source
Brandie Miller Fairview, UT
2 years ago
Reply from MoneyKey
Dec. 9th, 2021
Verified Customer
Review Source
Brenda Garza Athens, TX
2 years ago
Reply from MoneyKey
Dec. 2nd, 2021
Verified Customer
Review Source
Gopikrishna Gokavarapu O'fallon, MO
2 years ago
Reply from MoneyKey
Dec. 2nd, 2021
Verified Customer
Review Source
Veronica Uribe Grand Prairie, TX
2 years ago
Reply from MoneyKey
Oct. 22nd, 2021
Verified Customer
Review Source
Dawn Saint Louis, MO
3 years ago
Reply from MoneyKey
Sep. 30th, 2021
We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.
© 2024 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information