Best Payday Loans

37 Companies

297 Real Customer Reviews

1.5
Average User Rating

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Compare The Top Payday Loans CompaniesSort By:

7.6

Overall Score

47 User Reviews

2 months ago

  • Apr Rates: 209-912%
  • Coverage: 16 States
  • Time In Business: 1986

Check City

  • Apr Rates: 209-912%
  • Coverage: 16 States
  • Time In Business: 1986

6.6

Overall Score

15 User Reviews

a year ago

  • Apr Rates: 97-447%
  • Coverage: 23 States
  • Time In Business: 2012

LendUp

  • Apr Rates: 97-447%
  • Coverage: 23 States
  • Time In Business: 2012

5.9

Overall Score

134 User Reviews

25 days ago

  • Apr Rates: 780-788%
  • Coverage: 50 States
  • Time In Business: 2012

Big Picture Loans

  • Apr Rates: 780-788%
  • Coverage: 50 States
  • Time In Business: 2012

4.6

Overall Score

13 User Reviews

2 months ago

  • Apr Rates: 218-722%
  • Coverage: 30 States
  • Time In Business: 2004

CashNetUSA

  • Apr Rates: 218-722%
  • Coverage: 30 States
  • Time In Business: 2004

4.2

Overall Score

45 User Reviews

6 days ago

  • Apr Rates: 472-841%
  • Coverage: Undisclosed
  • Time In Business: 2014

Blue Trust Loans

  • Apr Rates: 472-841%
  • Coverage: Undisclosed
  • Time In Business: 2014

3.9

Overall Score

16 User Reviews

a year ago

  • Apr Rates: 381-1105%
  • Coverage: 24 States
  • Time In Business: 2006

Cash Central

  • Apr Rates: 381-1105%
  • Coverage: 24 States
  • Time In Business: 2006
  • Apr Rates: 163-807%
  • Coverage: 23 States
  • Time In Business: 1968

ACE Cash Express

  • Apr Rates: 163-807%
  • Coverage: 23 States
  • Time In Business: 1968
  • Apr Rates: 186-521%
  • Coverage: 5 States
  • Time in Business: 1997

AmeriCash

  • Apr Rates: 186-521%
  • Coverage: 5 States
  • Time in Business: 1997
  • Apr Rates: 197-389%
  • Coverage: 4 States
  • Time In Business: 1998

Dollar Loan Center (Dontbebroke.com)

  • Apr Rates: 197-389%
  • Coverage: 4 States
  • Time In Business: 1998
  • Apr Rates: 214-458%
  • Coverage: 27 States
  • Time in Business: 1997

Speedy Cash

  • Apr Rates: 214-458%
  • Coverage: 27 States
  • Time in Business: 1997
  • Apr Rates: 209-912%
  • Coverage: 16 States
  • Time In Business: 1986

Check City is an online payday loan company that also has several storefront locations in four states. They were founded in 1986 and have expanded their services to include gold buying, prepaid debit cards, money orders, check cashing, and more.

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LendUp

6.6Overall Score
  • Apr Rates: 97-447%
  • Coverage: 23 States
  • Time In Business: 2012

LendUp is a company that offers short-term loans, also known as cash advances or payday loans. They are focused on changing the payday loan system so that customers do not get trapped in a cycle of debt. LendUp offers the LendUp Ladder, which provides the opportunity for customers in many states to earn access to more money at lower rates over time (where available).

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  • Apr Rates: 780-788%
  • Coverage: 50 States
  • Time In Business: 2012

Big Picture Loans (formerly known as Castle Payday) is a direct lender, specializing in installment, or personal, loans. Their goal is to help borrowers receive short-term loans easily, without worry about hidden fees and regulations: they understand that when financial strain hits, people at times need to borrow money, and they are prepared to provide the short-term loans individuals need. Big Picture Loans is one of several loan companies operated by the Lac Vieux Desert Band of Lake Superior Chippewa Indians, a federally-recognized American Indian Tribe. As such, BPL claims Tribal sovereign immunity from lawsuits, but consumers can still report them to the US Consumer Financial Protection Bureau (see below).

Important: In 2014, a US District Judge ruled that the FTC has authority to regulate certain arms of Indian Tribes, including payday loan companies operating under Tribal Law. If you feel that you have fallen victim to a predatory lender, even one claiming Indian tribal affiliation, we advise you file a complaint with the Consumer Financial Protection Bureau. 

 

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  • Apr Rates: 218-722%
  • Coverage: 30 States
  • Time In Business: 2004

CashNetUSA is an online payday loan company with services available in 31 states across the United States. This company provides payday loans, installment loans, lines of credit, and some brokered loans. It has been operating since 2005 and used to be owned by Cash America before becoming an independent company.

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  • Apr Rates: 472-841%
  • Coverage: Undisclosed
  • Time In Business: 2014

Blue Trust Loans is an installment payday loan company that offers loans of up to $2,000 cash that are repaid over a 6-month period. It is owned and operated by the Lac Courte Oreilles Lake Superior Band of Chippewa Indians of Wisconsin, a federally-recognized sovereign government American Indian tribe. Although the tribe claims sovereign immunity to state laws, customers claiming predatory lending can still contact the Consumer Financial Protection Bureau (see below).

Important: In 2014, a US District Judge ruled that the FTC has authority to regulate certain arms of Indian Tribes, including payday loan companies operating under Tribal Law. If you feel that you have fallen victim to a predatory lender, even one claiming Indian tribal affiliation, we advise you file a complaint with the Consumer Financial Protection Bureau.
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  • Apr Rates: 381-1105%
  • Coverage: 24 States
  • Time In Business: 2006

Cash Central is an online lending company. Founded in 2005, they operate in 23 states and have several retail storefronts that are operated by an affiliate entity of Cash Central. Payday loans are available in 20 states.

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  • Apr Rates: 163-807%
  • Coverage: 23 States
  • Time In Business: 1968

ACE Cash Express is headquartered in Irving, TX and was founded in 1968. They provide check cashing, short-term consumer loans, bill pay, and prepaid debit card services to consumers with good, bad, or no credit. They focus on serving consumers who want an alternative to traditional banking services to gain convenient and immediate access to financial services.

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  • Apr Rates: 186-521%
  • Coverage: 5 States
  • Time in Business: 1997

Company has not yet verified this profile. We recommend researching the top companies shown below:

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  • Apr Rates: 197-389%
  • Coverage: 4 States
  • Time In Business: 1998

Dontbebroke.com, or Dollar Loan Center, is a community short-term loan company that offers installment payday loans and car title loans. They advertise lower rates than their competitors and repayment terms of up to 65 weeks. They have several reliable methods for contacting one of their customer service departments, including a live online chat. One of their focuses is on being involved with and supporting the communities where their stores are located. They are a direct lender with over 80 branch locations in California, Nevada, Utah, and South Dakota. Dollar Loan Center began operating in 1998 and is headquartered in Las Vegas, Nevada.

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  • Apr Rates: 214-458%
  • Coverage: 27 States
  • Time in Business: 1997

Speedy Cash opened its financial business door in 1997. Speedy Cash is one of the largest, fastest growing providers of short-term loans and financial services in the United States, Canada, and the United Kingdom. The company offers a variety of convenient, easily-accessible financial services, such as payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and prepaid cards. Speedy Cash is proud to serve their customers in physical locations, online, over the phone, and via a mobile app.

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