CashNetUSA is an online payday loan company with services available in 31 states across the United States. This company provides payday loans, installment loans, lines of credit, and some brokered loans. It has been operating since 2005 and used to be owned by Cash America before becoming an independent company.
Check City is an online payday loan company that also has several storefront locations in four states. They were founded in 1986 and have expanded their services to include gold buying, prepaid debit cards, money orders, check cashing, and more.
LendUp is a company that offers short-term loans, also known as cash advances or payday loans. They are focused on changing the payday loan system so that customers do not get trapped in a cycle of debt. LendUp offers the LendUp Ladder, which provides the opportunity for customers in many states to earn access to more money at lower rates over time (where available).
Cash Central is an online lending company. Founded in 2005, they operate in 23 states and have several retail storefronts that are operated by an affiliate entity of Cash Central. Payday loans are available in 20 states.
Big Picture Loans (formerly known as Castle Payday) is a direct lender, specializing in installment, or personal, loans. Their goal is to help borrowers receive short-term loans easily, without worry about hidden fees and regulations: they understand that when financial strain hits, people at times need to borrow money, and they are prepared to provide the short-term loans individuals need. Big Picture Loans is one of several loan companies operated by the Lac Vieux Desert Band of Lake Superior Chippewa Indians, a federally-recognized American Indian Tribe. As such, BPL claims Tribal sovereign immunity from lawsuits, but consumers can still report them to the US Consumer Financial Protection Bureau (see below).
Important: In 2014, a US District Judge ruled that the FTC has authority to regulate certain arms of Indian Tribes, including payday loan companies operating under Tribal Law. If you feel that you have fallen victim to a predatory lender, even one claiming Indian tribal affiliation, we advise you file a complaint with the Consumer Financial Protection Bureau.
Blue Trust Loans is an installment payday loan company that offers loans of up to $1,000 that are repaid over a 6-month period. They are owned and operated by the Lac Courte Oreilles Lake Superior Band of Chippewa Indians of Wisconsin, a federally-recognized sovereign American Indian tribe. Although the tribe claims sovereign immunity to state laws, customers claiming predatory lending can still contact the Consumer Financial Protection Bureau (see below).
Speedy Cash opened its financial business door in 1997. Speedy Cash is one of the largest, fastest growing providers of short-term loans and financial services in the United States, Canada, and the United Kingdom. The company offers a variety of convenient, easily-accessible financial services, such as payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and prepaid cards. Speedy Cash is proud to serve their customers in physical locations, online, over the phone, and via a mobile app.
Check Into Cash is a "small dollar short-term" payday loan lender offering loans range from $50.00 to $1,000.00. It was founded in 1993 in Tennessee by Allan Jones and currently has over 1,000 branches in 30 states. Check Into Cash serves individuals who need money for unexpected expenses, who may be in a money crunch between paydays, or need other short-term assistance.