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1F Cash Advance

8.4 Overall Score

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We may receive referral compensation from some of the companies on our site. This compensation does not impact their reviews or rankings. Why you can trust us

1F Cash Advance

Name: 1F Cash Advance
Rating: 5.0

5.0

star star star star star

133 User Reviews

8.4

Overall Score

Compare

5.0

star star star star star

133 User Reviews

8.4

Overall Score

Compare

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Reviews

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Company Details

Time in Business

20 Years

Company Headquarters

1942 Broadway St., STE 314C Boulder, CO 80302 USA

Number of Reviews 133

info Source of Information

Author: Kaitlyn Short

LAST UPDATED: June 1st, 2026

Founded in 2006, 1F Cash Advance Financial Help, LLC is an online service helping match borrowers to lenders. This is not a direct lender. It is a service that helps people find a relevant potential lender with just one application.

1F Cash Advance focuses on bad-credit, short-term lending, and a credit check may be required depending on the lender you are matched with. You can apply for loan amounts between $100 and $1,000, and the application requires personal information about you, your state, residence, as well as your social security number.

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User Reviews

Star Rating

5.0

star star star star star

133 Reviews

Review Breakdown

5 grade

80%

4 grade

15%

3 grade

2 grade

1 grade

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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star star star star star

Hector D.

Applied, approved, funded. Nobody tried to upsell me. No surprise fees showed up later. The terms matched what I agreed to down to the dollar. In the world of online lending that apparently passes for exceptional service which says a lot about the industry. Take my five stars. You earned them by doing what you promised, and somehow that's enough to stand out.

5 months ago

star star star star star

Tanisha Odom Washington, District of Columbia

I needed a crib before the baby arrived and was about $200 short. Applied online, got approved in about 15 minutes, and had the funds the next morning. Paid it back over two checks.

3 months ago

star star star star star

Camila Gutierrez Vancouver, Washington

Second time using them and still a great experience. Terms were clear, process was quick, and support was cool when I reached out. I don't switch when something works and this works.

3 months ago

star star star star star_border

Xavier Morales Palm Springs, California

The lending experience was efficient and transparent; the terms were disclosed clearly and the application process was intuitive. I do think the communication cadence during the review period could be improved; I would have appreciated periodic updates. Overall, a very strong offering.

3 months ago

star star star star star

Avery Peterson

I was telling a friend about how easy it was and she didn't believe me until she tried it herself. The application is fast, the terms are clear, and the support team is sooo responsive. Just a great experience from start to finish.

4 months ago

star star star star star

lucy

They're process is really simple. I applied from my phone while sitting on the couch and it took less than twenty minutes. The terms were clear and there weren't any surprise fees. I felt comfortable the whole time and they got back to me quickly when I had a question.

4 months ago

star star star star star

Brent

The lending process was smooth and the terms were fair. My one suggestion would be to provide a downloadable PDF of the loan agreement during the application rather than only after funding. I prefer to review documents offline before committing. That said the experience was positive and I would use this platform again.

5 months ago

star star star star star

marcus g.

I researched several platforms before settling on this one and I'm happy with my choice. The application was intuitive and the terms were presented clearly. Funding was prompt and the repayment schedule aligns well with my pay dates. I appreciated being able to see everything in the app before I signed.

5 months ago

star star star star star

logan

not gonna lie i thought it was gonna be one of those scammy situations but it's actually legit. the application was simple, the terms were clear, and i got funded. also support was nice which is a bonus.

4 months ago

star star star star star

Willie Lake Oswego, OR

I had a very tough living situation, and the only option was to borrow money from my friends or apply for a small loan. I didn't know what to do, and most of all, I didn't want to bother my dear friends. So, I decided to get a loan. It was complicated to choose the most appropriate company as I wasn't familiar with such loan application processes and had zero experience in such a financial matter. A friend of mine advised me to contact 1FirstCashAdvance Financial Help. And I need to say that they deserve to have that title as they do provide financial help in more ways than one. Thanks to 1FirstCashAdvance, I've become closer to be financially educated, and now I make financial decisions more confidently.

6 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Willie
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Rico Lambertville, Michigan

Electric scooter broke and the shop wanted $140 upfront. Applied, approved in 10 min, money came next day. Done.

2 months ago

star star star star star

alondra gutierrez Washington, District of Columbia

needed $500 for an apartment deposit. apped friday night and got approved saturday morning. money came monday which was exactly when i needed it.

3 months ago

star star star star star

Aria Ross

Wasn’t sure what to expect but ended up really happy with how everything turned out. The process was easy to follow and every time I had a question, someone answered quickly. You can tell they actually care about helping customers and not just making sales. Definitely keeping them in mind for next time.

9 months ago

star star star star star

Miles Peterson

A little rocky at the start but ended up going smoothly. Their team followed up fast and helped clear things up. I felt like they actually wanted to make sure I got what I needed, not just get me off the phone. Appreciate that.

9 months ago

star star star star star

Mason Fletcher

I was in a tight spot and didn’t know where to turn, but 1F Cash Advance made everything straightforward and stress-free. The staff were friendly, explained all my options clearly, and helped me get the funds I needed quickly. Truly a reliable and supportive team!

10 months ago

star star star star star

Shug Lancaster Minneapolis, MN

I just wanted to reach out and let you know how much I appreciate your help with my student debt, was in a really tough spot last week, and you guys came through for me in the clutch, my credit card balance had gotten out of hand, and I didn't know what I was going to do about it, then I found out about your loans, and they turned everything around for me! they're so affordable—and there are no hidden fees or any other hidden costs. It's amazing! Ive been recommending them to everyone in my family who needs help getting out of debt!

3 years ago

Reply from 1F Cash Advance

Hi, Shug
Thank you so much for your review!
It was a pleasure to deal with you!

Feb. 28th, 2023

star star star star star

Damien Rid Sikeston, MO

Imagine that you're in a terrible financial situation and nobody can help you to resolve this problem. You've been fired from your work, you have a lot of debts, etc. It's indeed horrible. I didn't know what to do, I was really desperate. Only 1FirstCashAdvance helped to come closer to the solution to my problem. They allowed me to receive the required sum, and thanks to them, I finally started getting out of my debt crisis.

6 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Damien
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Brad Darlington, WI

Today I've applied for a payday loan and I've received very fast answer regarding my approval. It took only some minutes to get it. I was very worried that I would have to wait for some days. I didn't have so much time to wait. I'm very happy that the loan approval process has passed so fast! So, I definitely advice this service for people who really need an emergency loan.

6 years ago

Reply from 1F Cash Advance

Hello, Brad
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Sevill Vidovik Lexington, KY

I never leave comments or reviews, as I don't see any sense. BUT. This time I've thought it's necessary to share my opinion with people as it's one of the most reliable loan connecting services I've seen. The customer service politeness and responsiveness made my experience worthy of recommending this company to others. I assure you that no one of you will not regret after using their service. P.S. If you want to get the best service, ask for Victoria ;)

6 years ago

Reply from 1F Cash Advance

Hello, Sevill
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Terrance K. Washington, District of Columbia

Had to fly home for a funeral last minute. Borrowed $350 for the ticket. Fast process, no complaints.

3 months ago

star star star star star

josephine watkins Cambridge, Massachusetts

Property tax bill came and I was $275 short. Applied Wednesday, approved Thursday morning. Money was there by Friday.

3 months ago

star star star star star

Eboni.M

straightforward application, clear terms, fast funding. that's all you can ask for from a lending platform. would recommend it.

5 months ago

star star star star star

Ruining Semer

It was easier than visiting each site because of the lender matching feature. I just entered my information once, and they linked me with a lender who met my requirements. Overall, it was a quick and simple process.

10 months ago

star star star star star

Henry

when my ride unexpectedly died I didn't know how I'd pay for repairs ... manager was awesome - really friendly and supportive. They made getting a loan no biggie, and I was driving again in no time!

11 months ago

star star star star star

Morgan Sinclair

secured the loan and the manager was great, Melissa. She detailed everything and even gave me pointers on how to better my credit. Knock on the head was that I signed excessive paper work than I anticipated

11 months ago

star star star star star

Aidenl Gwright

I've def been impressed with how some lenders have handled my loans. The repayment terms they provide are convenient and the openness about costs is appreciated too and the friendly managers made sure I felt comfortable and supported throughout the process.

1 year ago

Reply from 1F Cash Advance

Dear Aidenl

We’re so appreciative of your feedback; it really means a lot to us. Your experience is important, and we’re here to make sure it’s great. If there’s anything more we can do, please let us know. Thank you for helping us improve!

Nov. 1st, 2024

star star star star star

Charles Rich

Had a solid experience at this twelve m loans branch. The manager assisted big time - my fico ratings sucked, but thanks to their assistance and great service, I got approved for a loan. Would def rec this service to anyone loan hunting.

2 years ago

Reply from 1F Cash Advance

Hello Charles

We truly appreciate your feedback! It means a lot to us that you took the time to share. Our goal is always to improve your experience, so please let us know if there’s anything more we can do. Your input helps us grow—thank you!

Nov. 1st, 2024

star star star star star

Jonathan Sanford

I'm thankful to Darnell for being so supportive with my loan, really appreciate the time taken to understand my needs and clearly explain everything. The patience when I had questions and ensuring I was comfortable throughout was invaluable.

2 years ago

Reply from 1F Cash Advance

Hey Jonathan

Your feedback means the world to us—thank you for sharing it. We’re here to make sure your experience is top-notch, and if there’s ever anything else we can do, don’t hesitate to let us know. We’re grateful for your insights!

Nov. 1st, 2024

star star star star star

Damon Robertson Humble, TX

Financial relief after many years rich in various difficulties... 1F Cash Advance is the best tool for managing unexpected costs. If I need to pay medical bills or cover home repairs costs, I always can get cash through this service. The best thing is that the money are deposited on the same or the next business day.

3 years ago

Reply from 1F Cash Advance

Thank you for your kind words and positive review! We're thrilled to hear that you had a great experience with us.

Oct. 1st, 2023

star star star star star

vivien smooth

Okay, so I have to spill the beans about this loan I took out. It was seriously a game-changer! The whole process was smooth sailing, and the customer service was top-notch. They made me feel like a VIP. Plus, the interest rate was reasonable, and the repayment options were super flexible. I'm one happy camper!

3 years ago

Reply from 1F Cash Advance

Dear Vivien,
We are thrilled to receive your 5-star review! Thank you for taking the time to share your positive experience. We strive to provide the best service possible, and it is rewarding to know that we have met your expectations. We look forward to serving you again in the future.
Kind Regards, 1F Cash Advance!

Jul. 2nd, 2023

star star star star star

matt milonas Los Angeles, CA

I am so happy to have found this service, and I'm so grateful for the help they've given me. I'm a single parent with two kids, and when I fell ill and had to go to the doctor, I didn't have enough money to pay for it and their manager just made feel cool about borrowing money with so cheap rates, tanks alot

3 years ago

Reply from 1F Cash Advance

Dear Matt,
Thank you for your review! We truly appreciate your feedback. We would love to hear more about your experience and any specific areas where we can improve. If you have any additional comments or suggestions, please feel free to share them with us. Your input is valuable to us.

Best Regards, 1F Cash Advance Team!

Jun. 1st, 2023

star star star star star

Denver G. Detroit, MI

had a loan application for my mom and dad they told me not to apply for a loan because they will not approve my application, but I needed money urgently. So here I am applied for a loan and they approved it immediately, even though they said they would not and the rates are amazing, and i am happy with the service they provided me

3 years ago

Reply from 1F Cash Advance

Hello, Denver
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Katy Johnson

I'm a customer of yours and I just wanted to say how impressed I am with your customer service. My loan officer is so helpful, and I appreciate that you've always been prompt in responding to my questions. It's also great that your branch manager is so approachable and friendly—I feel like he really cares about his customers.

3 years ago

Reply from 1F Cash Advance

Hi, Katy! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Dec. 30th, 2022

star star star star star

Seth Elmets Atlanta, GA

had a great experience in this store. I had the opportunity of Being helped by the store manager and she was awesome. She was very professional, she helped me and another potential client all while training a new employee. She was amazing and the experience was absolutely fantastic. Thanks for all your help guys.

3 years ago

Reply from 1F Cash Advance

Hi, Seth! Thank you so much for your review!

Nov. 30th, 2022

star star star star star

Ryan Keneth VA

manager who assisted me was incredibly kind and professional, and made sure all of my questions were answered. He also provided me with additional resources that may be helpful in the future if needed. Overall, it was a pleasant experience, and I would definitely recommend 1 F Cash advance to others!

4 years ago

Reply from 1F Cash Advance

Hi, Ryan! Thank you so much for your review!

Jul. 29th, 2022

star star star star star

Moira Blanche Phoenix, AZ

I needed a small amount of money when I had only a few days left until payday. My credit is good, but not great, so I was worried that no one would approve me for a loan—but 1first Cash Advnace did! They gave me the best rates in town and had my money within 24 hours.

4 years ago

Reply from 1F Cash Advance

We're so glad you enjoyed your experience with us. We work hard to provide our customers with the best service possible, and it's always a pleasure to hear how well we've done.

Jun. 29th, 2022

star star star star star

Damme Tako San Francisco, CA

When I first started working, I didn't have a lot of money. And when it came time to pay my rent, I realized that I wasn't going to be able to cover the entire amount in one go. So I went to a payday loan company and took out a $500 loan, which was supposed to be paid back over the course of a month. Amazing experience!

4 years ago

Reply from 1F Cash Advance

Thank you for your review! We're so glad that you enjoyed the service. We'll make sure to keep up the good work, and we hope to see you again soon.

Jun. 29th, 2022

star star star star star

Milton Bowser Los Angeles, CA

never knew how possible it is to get a good help from lending companies, but this connecting service helped me a lot, i was facing bad times and had a bad credit, didn't know what to do. They got a good payday loan with low interest rates. thanks guys!

5 years ago

Reply from 1F Cash Advance

Hi, Milton! I am so happy that we managed to help you and get the best out of your financial problems. Know that we are here and ready to help you next time. Best Regards, Latoria Williams.

Aug. 2nd, 2021

star star star star star

maya_87 ,

I dont get it why ppl blame lending agencies for playing on ppl's needs when it's our country and economy to blame in first place. At least loans gave me a chance to feed my baby. The website works good for me and i recommended it to a couple of friends alrady.

5 years ago

Reply from 1F Cash Advance

Hello Maya_87, thank you for speaking up your opinion and for taking the time to share your feedback! We appreciate your sincerity.

Mar. 17th, 2021

star star star star star

julia joh Chandler, AZ

Cannot say I love taking loans but theres been some challenges in my live when there was no other way. So i consider myself quite experienced already when it comes to these. Now after dealing with this one, I definitely cannot say anything bad about them. fair and quick service, without any unpleasant surprises.

6 years ago

Reply from 1F Cash Advance

Hello julia joh,
The feedback from experienced users is so valuable to us! Thank you greatly for supporting our business and for leaving us a 5-star review.

Apr. 9th, 2021

star star star star star

Casey Br ,

when your looking for an online loan, you can't know if you stumble upon a trustworthy company and reliable lenders for sure. that's why i advise you to use this company service- they're experts in this business and you can undoubtedly rely on them

6 years ago

Reply from 1F Cash Advance

Hello, Casey
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Harsh roki Chandler, AZ

Providing financial service is always quite a difficult and fragile matter. It is very easy to loose customer's trust but this company handles everything well and in order. I received an instant approval and got the desired sum of money the next day. Wish there were more reliable services like this one out there.

6 years ago

Reply from 1F Cash Advance

Hello Harsh roki,
Reading your kind and positive review was such a bless! Customers like you encourage us to be more active and find ways to please our audience more. Thank you so much!

Apr. 9th, 2021

star star star star star

pet Wapakoneta, OH

this company always provides great assistance and consideration. theyre very patient and polite and it doesnt matter how many questions you have and how fast your able to acquire new information, they will be with you till you understand everything

6 years ago Edited September 14, 2021

Reply from 1F Cash Advance

Hello, Pet
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Katherine Valley, AL

Well, the application process was as quick and easy as possible. Everything was clear, and I had no problems with filling out the necessary forms. The customer service is always ready to follow up with you through the phone to ensure that you have understood all the terms. I definitely recommend this agency!

6 years ago

Reply from 1F Cash Advance

Hello, Katherine
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

star star star star star

Beckett

secured a very good rate, but they neglected to state the prepayment conditions until after I signed bt that was not a deal breaker, it was just a pain in the arse

11 months ago

star star star star star_border

Brianna Sims Sylva, North Carolina

My dog needed emergency surgery and the vet wanted $600 upfront. I applied for $400 since I could cover the rest. Approved within the hour and the money hit my account next business day. The fees were on the higher side but I didn't have another option.

2 months ago

star star star star star

Paige Donnelly

Paula is terrific. When we were requested to bring additional documents (which was irritating), she made me calm down when I was underwriting. Loan took and I am ok, only wish it would be quicker

1 year ago

star star star star star

Leila Sutton

I was in the loop at all stages with loan officer also the mobile app would simply crash whenever I was trying to check my payoff balance. One hopes they will get that straightened out soon

1 year ago

Reply from 1F Cash Advance

Hello Leila,

We’re really sorry your experience wasn’t as smooth as it should have been. Your feedback is invaluable, and we’re committed to making this right. Our team will be in touch soon to assist you.

Best regards, 1F Cash Advance Team!

Aug. 26th, 2025

star star star star star

Kirt Blis

Amazing service! The staff, especially the manager, were so friendly and welcoming they explained the loan step-by-step, everything clear and had great money advice too. I left feeling good about my choice.

1 year ago

Reply from 1F Cash Advance

Wow 5 stars! That absolutely made our day! We’re so happy to know we could bring a little joy to your experience. Thank you for your support. We can’t wait to serve you again!

Feb. 28th, 2025

star star star star star

Margy

Really wonderful to see this business making a difference for me in all sorts of situations when I needed money the personal care from the staff seems to be just as meaningful as the loans themselves

1 year ago

Reply from 1F Cash Advance

Hi, Margy
Thank you so much for your review!
Best Regards, 1F Cash Advance!

Dec. 26th, 2024

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