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1F Cash Advance

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6.3

Overall Score

Author: Kaitlyn Short

LAST UPDATED: February 5th, 2025

Founded in 2006, 1F Cash Advance Financial Help, LLC is an online service helping match borrowers to lenders. This is not a direct lender. It is a service that helps people find a relevant potential lender with just one application.

1F Cash Advance focuses on bad-credit, short-term lending, and a credit check may be required depending on the lender you are matched with. You can apply for loan amounts between $100 and $1,000, and the application requires personal information about you, your state, residence, as well as your social security number.

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4.8

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98 Reviews

Review Breakdown

5 grade

77%

4 grade

17%

3 grade

5%

2 grade

0%

1 grade

1%

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Bevoll Mer

manager Roberta also somehow able to turn negative situations positive, come in complaining or stressed, but by the time they bounce, they're smiling and laughing thanks to Cynthia's magic touch. She really is fantastic!

6 months ago

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Reply from 1F Cash Advance

Hi Bevoll


Your feedback is a gift, and we’re so thankful for it. Knowing how we’re doing means a lot, and we’re here to make your experience the best it can be. If you have more to share, please know we’re always listening. Thank you for helping us grow!

Nov. 1st, 2024

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Travis Chowdhury

Knowing exactly what your monthly loan obligation will be through the whole loan term makes mapping out savings goals simpler, fixed loan rates let you accurately budget each month, avoid unpredictable rate spikes that could raise your payment down the road and simplify long-range financial plans.

11 months ago

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Reply from 1F Cash Advance

Dear Travis

We’re so grateful for your words! Knowing your thoughts helps us get better, and we’re here to make sure you have a wonderful experience. If there’s anything more we can do, please reach out—we’re always here to listen.

Nov. 1st, 2024

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Andrea Dougherty Fort Lauderdale, FL

what impressed me most about 1f cash Advance was their flexibility in offering various repayment options but they didnt allowed me to choose a plan that suited my financial situation, making repayments more manageable it was little weird

1 year ago

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Reply from 1F Cash Advance

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 1F Cash Advance!

Oct. 1st, 2023

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Sandra Kave ,

wanna show only respect to 1firstcashadvance for considering my application and helping me understand the reasons of refusal the first time I applied; they actually were the ones who put it clear for my what credit score is and why mine is so low;

4 years ago

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Reply from 1F Cash Advance

Hello Sandra Kave, we are thrilled to see that our strategy on educating the consumers works and that we really managed to assist clients like you and make sure you get accepted in the end. Thank you for sharing your story!

Mar. 17th, 2021

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bETTY Chandler, AZ

the support agent was very respectful and professional, i gathered the answers to the quastions that bothered me, and though I ended up deciding not to take the loan, I still must say that the company does a great job at educating its customers and spreading info

4 years ago

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Reply from 1F Cash Advance

Hello bETTY, Thank you for leaving your feedback! We are sure that it will help some of our future clients in their decision making.

Apr. 9th, 2021

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Latifa Gotfy Bristol, TN

I gotta say that it's so unusual to me to receive money so fast and not to justify my request or stuff like that. It's great that it keeps everything in private and doesn't make you feel uncomfortable. The service is very helpful as it saved me from a difficult situation when I thought that was it.. thank you!

4 years ago

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Reply from 1F Cash Advance

Hello Latifa,
We definitely understand how frustrating and difficult the loan procedure usually is, that's why we work on providing provacy and safety to our clients.
Thank you for sharing your experience with our audience!

Feb. 12th, 2021

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Shelda Port Saint Lucie, FL

I'd like to thank Victoria for providing the best service ever! Customer support is very polite, patient and helpful. The process of application was fully explained step by step and I was shortly informed about my loan approval. Awesome service!

5 years ago

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Reply from 1F Cash Advance

Hello Shelda,
Knowing you are satisfied and had a succesful experience with us is our main aim. Thank you for sharing the feedback! It is very appreciated.

Feb. 12th, 2021

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Mark Albuquerque, NM

Shoutout to 15m finance for saving my Christmas budget Their loan options were a game-changer, and now I'm spreading the festive vibes stress-free but take care on the rates guys

1 year ago

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Reply from 1F Cash Advance

Hey Mark, we really value your feedback—thank you so much for sharing it with us. Your thoughts help us improve, and we want to make sure your experience is fantastic. If there’s more we can do, we’d love to hear from you!

Nov. 1st, 2024

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Scott Haylie New York, NY

all good thanks but there were some unclarities upon my contract and nobody said that I should sign all the pages. I signed only and it took me several minutes to understand the concept of digital signature.

3 years ago

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Reply from 1F Cash Advance

Hi, Scott. We are really sorry for this inconvenience, but our customer care service will help you with the digital signature next time. Feel free to ask for the help every time you need it. We are here to help you in this matter. Have a wonderful day!

Sep. 30th, 2021

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Nadine Hamps ,

I got a payday loan a while back and had to get another one last month. Just renewed the loan no probs and even got some loyalty reward points. The fees stayed the same tho.

4 years ago

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Reply from 1F Cash Advance

Hello, Nadine!
Our lenders make effort to lower their rates. Please, stay tuned and observe our news!

Feb. 28th, 2023

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Gabriel Seattle, WA

Good service but very expensive rates! Maybe it is not a big deal when you take a loan for a couple of weeks but it is still a minus

2 years ago

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Reply from 1F Cash Advance

Hi, Gabriel! We try our best to find cheaper direct lenders, please stay tuned to get a nice loan for you. Best Regards, Latoria from 1FirstCashAdvance.

Oct. 1st, 2022

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William Atlanta, GA

They really impress me with the customer service they provide but the interest rate was really high. Fast and super nice but only for emergencies

2 years ago

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Reply from 1F Cash Advance

Hi, William. Please apply next time and we will make sure that you'll get the best interest rate. Latoria from 1FirstCashAdvance.

Oct. 1st, 2022

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Alyson Mundel Mount Laurel, NJ

some interest rates are high but its ok, just got an online loan till payday so no complaint, just paying my bills on time, thank you for speed!

3 years ago

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Reply from 1F Cash Advance

Hi, Alyson! We make efforts to provide you with the best interest rates for our loan products. Feel free to choose the most convenient one for your financial needs on the next time!
All good, Latoria Williams from 1FirstCashAdvance!

Dec. 30th, 2021

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Jenys Fegaro Los Angeles, CA

I appreciate that the application procedure is made as less time-consuming as possible which comes in very handy when unexpected money needs happen.

4 years ago

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Reply from 1F Cash Advance

Hello, Jenys
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Miranda Bradshot ,

i can share only positive thoughts and impressions about this website! they helped me quickly and without delays

4 years ago

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Reply from 1F Cash Advance

Hello, Miranda
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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Dottie Perrot ,

Was announced about money transfer on the next day! Brilliant service

4 years ago

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Reply from 1F Cash Advance

Hello, Dottie
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023

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GweneverG Bristol, TN

Perfect service, reliable and trustworthy. Good for a backup plan!

4 years ago

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Reply from 1F Cash Advance

Hello, GweneverG
We are happy that you had nice experience with us. Have a nice day!
Best regards, 1F Cash Advance Team!

Apr. 1st, 2023