NetLoanUSA is a company that connects short-term personal loan borrowers to lenders through their website. They do not issue loans directly but rather provide one free, quick application that then connects applicants to a lender who can meet their needs. Applicants can borrow up to $1,000 with generally quite short repayment term lengths and variable, though high, annual interest rates. NetLoanUSA is one of several similar businesses under the larger Blue Global Media parent company. NetLoanUSA and Blue Global Media have one physical location in Arizona, and all of their business is handled online or over the phone. Blue Global Media has been in operation since 2004, although it is unclear if NetLoanUSA has been an active company since then as well.
Personal Cash Advance appears to be a short-term loan, or cash advance, company that matches applicants with lenders. They do not directly fund loans themselves and have little specific information about the terms, rates, and fees associated with cash advances. They do provide a comparison of the different types of loans and their advantages and disadvantages, as well as a financial guide with helpful information and tips. It is unclear how long Personal Cash Advance has been operating, but they have been open at least since 2010. However, due to several concerning factors, they do not seem to be a functioning company at this time, although their website is still active.
QuickerCash.com is a short-term or payday loan matching company that uses a network of lenders to connect borrowers with funding options. Their focus is on providing applicants with a short decision time and quick funding of loans from $100 to $1,000. Because QuickerCash is not a direct lender, they do not give final approval or control the specific terms of a loan, such as final loan amounts, interest rates, repayment terms, renewal options, or additional fees; as such, they do not have very much information available about these conditions on their website. Their services are available to applicants from all states, but the specific regulations of each state will also determine the specific loan terms. QuickerCash.com began operating in 2010 and is maintained by Engage Traffic, located in Kansas.
Money Mutual is a payday loan network, meaning it doesn't lend money, but claims to help customers find payday loan companies to work with. Although this should, in theory, mean that customers get a lower rate as these companies compete for their business, the reality is that Money Mutual has been dogged by lawsuits, fines, and accusations for matching consumers with international companies that charge illegal interest rates.
GADCapital is a payday loan company that uses their lender network to match potential borrowers with a source of funding. They offer their services for several similar types of loans, including payday loans, title loans, installment loans, and merchant cash advances. They also provide a debt consolidation service. It is unclear how long GADCapital has been operating, and there is very little information available about them apart from their website. GADCapital is headquartered in Florida, and while it seems that anyone can fill out an application with them, their services may not be available in all states; however, they do not provide a clear list of restricted states anywhere.