Company Comparison Assistant

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Insufficient Reviews

4.8
star star star star star
(5)
9.9 Overall Score
4.8
star star star star star
(2,394)

Overview

Ally Bank

Minimum Down Payment

N/A

Minimum Credit Score

N/A

Government-Insured Loan Types

Not Offered

Average Time to Closing

N/A

Time in Business

16 Years

AmeriSave Mortgage

3%

620

FHA, VA, USDA

25 Days

23 Years

Ratings

Ally Bank

Overall Score
2.0 of 10
Review Score
4.8
star star star star star
Value for Money
5.0
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Quality of Product or Service
5.0
star star star star star
Company Trustworthiness
4.8
star star star star star
Likely to Recommend
9.3 of 10

AmeriSave Mortgage

9.9 of 10
4.8
star star star star star
4.6
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4.6
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4.7
star star star star star_half
8.7 of 10

Pros & Cons

Ally Bank

PROS

  • doneDaily updated rates available on website
  • doneNo lending fees
  • doneClosing cost discounts available for existing Ally Bank customers

CONS

  • cancelLimited loan types available
  • cancelNot available nationwide

AmeriSave Mortgage

PROS

  • doneOnline application process
  • doneLower than average mortgage rates
  • doneQuick closing time (approximately 25 days or less)
  • doneDown payment assistance available

CONS

  • cancelNot licensed to lend in New York
  • cancelHigh origination fee
  • cancelNo home equity loan options