NBKC Bank vs Ally Bank
NBKC gives a discount for its lender fees for Costco members with an Executive, Gold Star, or Business membership status. Ally gives a $500 discount for existing Ally members with a checking account, savings account, auto loan, or existing home loan.
The main difference between the two companies is the loan types offered. While both lenders offer fixed-rate loans, ARMs, and Jumbo loans, NBKC also offers government-backed FHA loans and VA loans. FHA loans require less out-of-pocket cash than conventional loans and don't require excellent credit. VA loans are for qualified U.S. veterans and service members and do not require a down payment.
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Overview
NBKC Bank
Ally Bank
Reviews
NBKC Bank
Ally Bank
Reviews for NBKC Bank
Helpful Favorable Review
Caleb Rothe
Our experience with NBKC was fantastic. Robb went above and beyond for us. His communication was great and we appreciate the team going to bat for us when the process hit a couple of bumps along the way. I'd offer NBKC my highest recommendation.
Helpful Critical Review
Stepho Connolly
Pros: Online system is easy to understand and intuitive, can communicate via email with loan originator over email, appraisal came back quickly. Cons: Does not have the most competitive rates or fees and could not match competitor rates, refused to transfer appraisal we paid for giving a BS excuse then when we pointed out it was indeed possible said he didn’t want to spend any more time on a loan he wasn’t going to close. So in summary, will never use this company to close in the future. Doesn’t have best rates nor best customer service.
Reviews for Ally Bank
Helpful Favorable Review
Helpful Critical Review
The Final Word
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