National Processing

• National Processing Promises
• Customer Service
• Upfront Pricing
• Lowest Price Guarantee 

National Processing Promises

National Processing makes promises that are commonly ignored in the merchant account industry.

First, the merchant account provider commits itself to be transparent in all credit card processing relationships.

Second, it promises that it won't hold customers to an annual contract, meaning there is no early termination fee. 

Finally, it promises not to raise the original rates provided to each merchant. The monthly fee and processing fees you pay at the start of your merchant account are what you will pay for the duration of your contract. 

Customer Service

It’s one thing to make promises of dedication to customers; it’s another thing entirely to actually keep those promises. The company’s excellent business practices demonstrate the authenticity that it promises.

The majority of National Processing’s customer reviews reflect largely positive customer experiences. Not requiring customers to sign a contract shows the value of customer satisfaction over the desire to turn a profit. 

Upfront Pricing

National Processing promises consumers that no hidden fees will be added to the final price of their credit card processing. Additionally, customers can expect all fees to be shown upfront on the website before even contacting the merchant accounts company. For example, the Membership Plans and transaction costs are as follows:

• Small to medium restaurant: $10/month (0.15% + $0.07)
• Small to medium eCommerce: $10/month (0.30% + $0.15)
• Small to medium retail: $10/month (0.20% + $0.10) 
• $200,000 or less: $59/month (0% + $0.09)
• $200,000 or more: $199/month (0% + $0.05)

Customers who want more information can simply visit National Processing’s pricing page, which lists the expected cost per $100 transaction.

Lowest Price Guarantee 

In addition to its competitive rates, National Processing offers a price guarantee: if it can't beat a competitor's rates, the company will pay you $500.   

• Fees

Fees

Though the company is upfront with its fees, be aware that there are fees beyond the monthly membership. 

National Processing charges the following fees for credit card and debit card transactions:

• Interchange
• Assessment fees
• National Processing margins 

Transactions are also subject to additional fees from the company's processing solutions partners, such as Clover.