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#1
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Flagship Merchant Services

8.8

Overall Score


149 User Reviews

  • Month-to-Month Contracts Available
  • Free No Obligation Consultation
  • No Start Up Fees
Visit Site 1-(844) 502-5024
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#1 Flagship Merchant Services

Flagship Merchant Services logo
8.8 Overall Score
  • Month-to-Month Contracts Available
  • Free No Obligation Consultation
  • No Start Up Fees
#2
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Cayan

8.7

Overall Score


112 User Reviews

  • No Long-Term Contracts
  • No Cancellation Fees
  • Affordable Pricing
Visit Site 1-(844) 475-1527
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#2 Cayan

Cayan logo
8.7 Overall Score
  • No Long-Term Contracts
  • No Cancellation Fees
  • Affordable Pricing
#3
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Leaders Merchant Services

7.8

Overall Score


44 User Reviews

  • Works for All Types of Businesses
  • Accepts Almost All Payment Types
  • Free POS Terminal Program
Visit Site 1-(844) 415-7204
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#3 Leaders Merchant Services

Leaders Merchant Services logo
7.8 Overall Score
  • Works for All Types of Businesses
  • Accepts Almost All Payment Types
  • Free POS Terminal Program
#4
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

CreditCardProcessing

7.8

Overall Score


91 User Reviews

  • Instant Application Approval
  • Available to Limited Industries
  • No Contracts or Cancellation Fees
Visit Site 1-(844) 574-9204
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#4 CreditCardProcessing

CreditCardProcessing logo
7.8 Overall Score
  • Instant Application Approval
  • Available to Limited Industries
  • No Contracts or Cancellation Fees
#5
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

National Processing

7.6

Overall Score


104 User Reviews

  • Guarantee the Lowest Rates
  • No Contracts
  • Rates Never Increase
Visit Site 1-(844) 376-2331
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#5 National Processing

National Processing logo
7.6 Overall Score
  • Guarantee the Lowest Rates
  • No Contracts
  • Rates Never Increase
#6
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

PaymentCloud

7.2

Overall Score


1 User Review

  • Accepts High Risk Accounts
  • Offers Same-Day Approval
  • No Application or Setup Fees
Visit Site 1-(855) 790-1757
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#6 PaymentCloud

PaymentCloud logo
7.2 Overall Score
  • Accepts High Risk Accounts
  • Offers Same-Day Approval
  • No Application or Setup Fees
#7
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Durango Merchant Services

7.2

Overall Score


5 User Reviews

  • Specializes in High Risk Credit Accounts
  • Free Account Setup
  • One-on-One Account Support
Visit Site Leave Review
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#7 Durango Merchant Services

Durango Merchant Services logo
7.2 Overall Score
  • Specializes in High Risk Credit Accounts
  • Free Account Setup
  • One-on-One Account Support
#9
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

goEmerchant

6.7

Overall Score


30 User Reviews

  • Innovative Technology
  • Multiple Payment Options
  • Low Percentage of Sales Fee
Visit Site 1-(844) 402-3018
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#9 goEmerchant

goEmerchant logo
6.7 Overall Score
  • Innovative Technology
  • Multiple Payment Options
  • Low Percentage of Sales Fee

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3 Things to Know Before Choosing a Merchant Account Company

A merchant account is a bank account that allows businesses to accept credit cards. Before your company can accept any kind of credit card payment, you must first open a merchant account. Now this can be intimidating, but it doesn’t have to be. Here are the three things you need to know before choosing a merchant account company.

Compatible Point of Sale Systems

You may be preparing to choose a point of sale (POS) system or you may already have one. Regardless, you need to understand which POS systems work with which merchant accounts. It is also important to have up-to-date hardware when opening your account. Hardware today needs to support EMV (EuroPay MasterCard Visa,aka chip technology). Whenever buying this technology, make sure you buy it upfront rather than lease from a merchant account company or a POS company. Leasing can lead you to paying far more than the hardware is worth. 

Know the Pricing Model 

There are three different types of pricing models when it comes to credit card processing: flat rate, tiered pricing, and interchange plus. Know which model works best for your company, so you can find a merchant account service best equipped to service your customers. Processors like PayPal have a flat rate model, which is the best for smaller companies that are generating relatively low

 

 

revenue totals each month. Tiered pricing is based off of a qualification system that determine which rate tier a merchant's transaction qualifies for. Finally, an interchange plus pricing model allows merchants to pay a flat fee regardless of what the wholesale processing rate and a small transaction fee. Make sure you know your company’s pricing model before you choose a merchant account company. 

Know the Fees

When budgeting for a merchant account service, make sure you understand all of the fees involved. Many merchant account companies charge fees outside of the typical monthly charge, such as transaction or start-up fees. Carefully researching and asking questions is key in this industry because fees may not always be stated blankly on a company’s website. Before committing to a merchant account company, don’t be afraid to ask a lot of questions. It is better to be over prepared than to risk choosing a sub-par company or one that is ill-equipped to service your customers.