Name: Achieve Personal Loans
Rating: 4.4

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Tom Belvidere, IL

The process was actually quite simple. Cory was my loan originator and his rapid response in every step of the process was quite impressive. He left nothing to question. Things happened so fast I had to put the brakes on for a period of time so I could get my wife in the loop. I have been approved and have the final loan documents, now I hope the actual funding is as smooth as the origination. Good Job Cory!

7 years ago

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Kristi Davis Jefferson, GA

We are very pleased with the quality of service and the products offered by Freedom Plus loans. Scott L was a very kind, considerate and honest sales representative and his main focus was providing us with the best service and loan products without using high pressure sales tactics. We have worked with several other loan vendors but Scott at Freedom loans really stands above the rest. Most of all this company's transparency throughout the entire process deserves an applaud. Thank you for being upstanding in this business! Jason

7 years ago

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Holt Butt Portsmouth, VA

I would highly recommend this company for anyone who may be struggling with credit issues. I worked with Danny G, and I have to say the customer service he provided absolutely outstanding. With my situation Danny could have just told me I was wasting my time, but he believed in me and got me approved. I urge you to call FreedomPlus, but don't just call, when you do ask for Danny G, HE GETS THE JOB DONE!!!

7 years ago

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Ceceil Belong Silver Spring, MD

Finally I found a company whose underwriters valued my creditworthiness. The Senior Loan Consultant was very effective in helping me to get the loan application processed. The electronic process was simple and requested documentation was easy to provide. It was definitely the best experience I have ever had when applying and getting a personal loan!

7 years ago

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KL Schaumburg, IL

I highly recommend Freedom Plus. Ozzy provided excellent customer service and was super efficient in processing my loan. I am saving over $2K in interest by consolidating to this loan. The loan was processed within one day and the lenders were paid within a week! It was very easy and a fabulous experience!! I will definitely use this company again in the future!!

7 years ago

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Tony Barclay Washington, DC

[EMPLOYEE NAME REMOVED] service was superb. He was courteous, knowledgeable and very articulate in explaining the terms and conditions of the loan. The transaction lasted only for about 10 minutes and I received the loan in my bank account as timely in a few days as he had promised. He exemplified admirable professionalism. Tony Barclay July 21, 2016

7 years ago

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Jean C Gilbert, AZ

I was leery as a first time borrower but Nancy was extremely helpful and explained everything so well, I felt comfortable taking a loan from FreedomPlus. I even found out that her office was here in Arizona. She was courteous, knowledgeable and easy to talk to. The loan process was fast & efficient. I felt the terms of the loan were also reasonable. I had first looked into a car Title Loan and thank goodness I didn't take that route! I highly recommend FreedomPlus and hopefully you'll get to work with Nancy. Can't thank her and them enough!

7 years ago

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Asif Karbhari Herndon, VA

I was helped out by Cristian and he was amazing. He was a man of his word. Meaning, there were times where he had to call me back and would never fail to keep his word. He stayed late during his working hours to make sure that my Loan application process was completed and I was comfortable with all the terms. I do not call in for such loan application a lot, but this was a great experience and would like to work with Cris again if need be or recommend his name to any of my friends if they need a loan.

7 years ago

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Larry Chatham, IL

I applied on line and received a phone call from Ozzy Lara next. I was approve emailed my documents and received my money 3 day latter. With a fair rate. Fast & Friendly. But they did have a $250 loan fee which they deducted from my loan. I would use them again. Ozzy was very helpful and thorough. Process was streamline. It was a pleasure to do business with FreedomPlus.

7 years ago

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RebeccaWalker Newport News, VA

Osvaldo Lara helped me tremendously with my financial situation. I was told by Freedom Debt Relief that I did not qualify for a consolidation loan even though my credit score was 750. I agreed to enter their program, only to find out later , to my great dismay, that the program was going to destroy my credit. By providing me with the loan consolidation option, Freedom Plus has allowed me to get my debts into a manageable state without destroying my credit. Osvaldo was patient and persevering, and although he did not think that he could help me at first, he agreed to try and much to both our delight was able to after all. He rushed through the paper work, answered questions, and praised and reiterated my initial thought that a consolidation loan was in my best interest. He seemed to be as excited as I was that I was not making a huge financial mistake by continuing down the path with Freedom Debt relief, and seemed happy to have been a part of that process. I am grateful to Osvaldo and Freedom Plus, and I'm looking forward to working with them in the future. everyone gets over their heads sometimes when it comes to debt, and I am thrilled the Freedom Plus has agreed to lend me a hand up. Thanks again to Osvaldo Laralfor his help Rebecca Walker-new customer with Freedom Plus

7 years ago

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Arlene

Freedoms loan rep was great. Very easy to talk to very professional. Didn't take long at all,now we are on are way of getting out of debt. Very easy with docu sign. Would recommend them to my family and friends. Thanks for the help! Hope we can use you again in the future if we need too.

7 years ago

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Dominic S Rockville, MD

Freedom came to us via a Lending Tree inquire. The rep from Freedom was very professional and helpful. He asked for certain papers and files we sent them out very quickly and BAM! the loan was approved. I spoke with the rep on Monday and the funds were in my account Thursday morning. I was shocked. While the rate is high the process was quite easy and now we can move on to phase two. Thank you and if the need should arise again in the future you have our loyalty. and gratitude.

7 years ago

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Mary D. Houston, TX

The Loan Rep was professional and walked us through the process effortlesly. He asked us questions that helped us make clear decision on what would meet our needs. He communicated with us thru out the 2 day process. We docu signed on the third day and they confirmed that our loan would be deposited in our account within 72 hours. We did not have to leave our home!

7 years ago

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LTrivett Oxford, NC

My representative was professional, very informative, answered my questions without hesitation, and was very easy to contact. Every aspect of this process was prompt and transparent. I was impressed with how quickly he contacted me. Other lenders were calling me the next day. Too slow. Overall a very smooth process. I will utilize this company again for future loans. Thank you.

7 years ago

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Debbie Hardy, VA

We are very grateful for the help Freedom Plus was able to give us. The process was relatively simple and the Justin was very helpful. The interest rate was a little higher than I expected, but there is opportunity to lower it in six months, so that is great. If you are in a fix, I would recommend giving them a look see. They will not make you feel like you are a worthless human being because you need money. They treat you with dignity and are very compassionate. Thanks again Freedom Plus!

8 years ago

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Katherine CA

I just wanted to say thank you to Loretta with Freedomplus Loans. She was very helpful and walked me thru the entire process. She made it very simple. Loretta answered all my questions and responded quickly to my emails. I was dreading doing a debt consolidation. If I had known it was going to be this easy I would have done it sooner!! Thanks again Loretta

8 years ago

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Jami Greenfield, IN

Process was quick and easy. We worked with Kirk. He was very informative, personable, and did a GREAT job staying on top of things. We went over a few options to make sure we were getting into a loan payment that was comfortable for out lifestyle to take out a personal loan for home improvements, and payoff a couple of credit cards. I am personally in the lending business for Home Mortgages, and am familiar with the lending process. Having knowledge in how lending works, I was impressed with this Company & its process. Perfect for what we were needing!

8 years ago

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Rebecca Phillips Asheville, NC

I was very happy with the service I was provided up until the actual loan was paid out. I was told that 50% of the loan proceeds needed to be dispersed to my creditors directly by Freedom Plus but when they actually tried submitting fees to 2-3 of my creditors, they claimed that they couldn't get the payment to go through and then they had to credit the money back to my account and then I had to actually pay my creditors. We gave them the exact information that we use in our bank account for direct bill pay, so I'm still confused as to why they were unsuccessful. Instead of trying to figure out the problem or whether it was THEIR human error, they threw it back in my lap. My preference would have been for us to handle it from the beginning anyway, so this stressed us out because we ended up double submitting payments because we were scared that we'd be late because they didn't submit the funds for us.

8 years ago

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Rich Bethlehem, PA

We needed to consolidate our credit cards ...... amazing .... we were approved in less that 24 hrs. Erich was a great communicator and guided us through a relatively simple quick process. Of course we had to provide the right information ASAP but if you have all your ducks in line the process is simple and quick. I would recommend FreedomPlus toa friend.

8 years ago

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roseann barger Roseville, MI

I worked with Daniel who was kind, patient and sincerely worked to meet my financial needs. The loan process was so quick with no pushing or harassing and I felt that Danny listened to me. I feel like I can breath again and I am so grateful that I chose this site and could work with Daniel. .Thanks so much again Danny and I hope your company appreciates you the way I do! Would recommend 100%

8 years ago

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Ed Boddie Lansdowne, PA

Customer service was attentive not assertive. Explanation of the loan terms and available payment options in relation to the actual cost of money was easily broken down and when the agent knew that I could comprehend and needed a more full detail you converted the explanation to a future value of money discussion. I would highly recommend this company because of the ease of dealing with customer service and my perceived notion that while a business the people behind the scenes actually care about the fiscal well being of the client.

8 years ago

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Stanley Marion, IA

I had a personal loan that was killing me on the interest rate, it was 25.84% (I know, UGH!) and it was for FIVE years. I called FreedomPlus and worked with a VERY NICE gentleman who was extremely attentive to my needs, answered every question I had and left nothing to be uneasy about. I was able to fund a loan for $2,000 more than the payoff of my crushing personal loan at THREE years instead of five and at an interest rate of 18.99%. That cut 6% off my interest rate, gave me $2,000 more dollars and all it boiled down to was $120 more per month. I know that may not be possible for everyone to come up with an extra $120 per month, but I used the extra $2,000 to pay off smaller debts that required a $25 minimum monthly payment, so racking those up, I was able to save $100 in smaller monthly payments, so it came out to be an actual $20 more per month!! I think FreedomPlus is excellent. Sure, 18.99% is not "the best" interest rate out there, but for people who are building/rebuilding their credit scores, it sure is better than some of the "predatory lenders" out there. I recommend them highly!!

8 years ago

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Sean Miami, FL

My approach to free plus was hesitant, giving that i was introduce by a spammed third party. I made the call just to see the good of the offer, and was surprised by the easy process for approval, which made me more aware of them all. Having the credit karma app, i know my scores exceeds 700 and my income assist with all that's required.. i strongly recommend freedom plus to anyone interested in improving themselves and quality of life. . P.S. take the risk and invest in yourself, i did.

8 years ago

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Joy Carey Maple Shade, NJ

Freedom Plus greatly improved our financial situation. The company handled the approval of the loan very professionally and very promptly. The representative took time to explain the various options for repayment and we were able to choose the best plan for our budget. We are looking forward to our credit score increasing in the near future. Outstanding company!

8 years ago

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Rebecca Hurst Los Angeles, CA

Service was excellent. Alan was patient, knowledgeable and made greatly helped with the entire experience of having to get a loan. It was a very tough decision on my part and extremely demoralizing to have to conclude that after the passing of my husband, finances got to a point that I had to get the loan. For me, this was a very low point and I was pleasantly surprised at how courteous and helpful Alan was. He made this entire embarrassing event so much easier to handle. Thank you.

8 years ago

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grover Riviera, TX

my loan officer was Dajaun Sowers he was very fast to respond and loan process was very simple and fast i was approved the same day i applied i know the interest was very high but needed money fast so i can do repairs on house i am going to sell so will pay off as soon as i sell house again i would highly recommend if you need cash fast G. Sullivan

8 years ago

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Sandy Inman, SC

De'Marco Jefferson was my loan officer and I could not have asked for a more helpful, patient, clever and truly caring person to step me through this process. He took the time to explore several options and found the best one for my needs. He carefully listened and took the initiative to problem solve with grace and wit. I highly recommend FreedomPlus and especially De'Marco for your lending needs. I'd very highly recommend them to anyone who needs assistance.

8 years ago

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LTB Hyannis, MA

I had a very pleasant experience with Freedom Plus. I was helped for Della and she couldn't be any nicer nor more helpful that she was. Everything was done faster than I expected and went very smooth. This review is just about the loan process. Hopefully everything is going to be fine once I get the loan. Some of the reviews I just read scared me a bit.

9 years ago

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Christopher Del Bene Charlotte, NC

Freedom Plus assisted me in securing a person loan that fit my budget and needs. Their customer service and loan department were highly educated and offered excellent options and advice which saved me a lot of money and time. I felt 100% satisfied with the loan presented to me. I would highly recommend Freedom Plus to anyone looking for credit and I plan on using them in the future.

9 years ago

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Alfred Koehler Sarasota, FL

Ron Rinaldi is the best!!.. He made the loan process fast, easy and painless. A pleasure to work with and a credit to the company. Everything from the phone calls, call backs, E-mails etc. were handled in a very professional manner. I would take him out for an Italian dinner if I could.... Thanks again. I will recommend him to anybody. Al Koehler.

9 years ago

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Stephan Arlington, VA

PERFECT SERVICE! Representative DAJUAN SOWERS handled loan application in very professional and expeditious manner. Phone calls were answered or returned promptly and release of funds to my bank account was on-time as promised. Also, AMY followed-up after loan closing to confirm details and answer any remaining questions. Will finance through freedomplus again without hesitation.

9 years ago

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Michael Rios

I appreciate the help with my debt consolidation it was done quick and couldn’t be any easier then it was! I’m very grateful

5 months ago

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Karen Shields Reisterstown, MD

This is a company that practices predatory lending. I spoke to a loan officer who quoted me a rate of 19% which is high for an experian score of 680 with a consistent income over 200K for the last 12 years. They publish a reduced rate opportunity if you use the money to pay off a debit. I used to pay them all off and my rate when the loan documents came through (After the payments went to the credit cards) was 29% I balked and asked them why the difference. I was not given an answer and was told that they could not retract the payments and the only thing that I could do was refinance in 6 months. I called back in six months with a 747 credit score and was denied.

6 months ago

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MisterFord73 Plano, TX

When I needed to pay down high interest rate credit card debt...Freedom approved my loan! Since then I have been cleaning my finances up one card at a time...now with Achieve

7 months ago

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Carrie McCree Lilburn, GA

The entire process was so smooth. The terms offered were good. The representative (Kyle) that I worked with was very professional and explained all area very well.

8 months ago

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Pat Scott Portage, IN

I noticed that Achieve does not report to credit agencies. I have religiously paid on time and this should be reflected on my credit report but it does not. Also, because of my "great" payment history I would be eligible for a new rate, ONLY after they did another hard hit on my credit report and appraisal on my home. Humm... In the process of going through a Credit Union for a better rate. Should have gone with Take Charge America. Way better for debt consolidation.

9 months ago

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Matthew Headrick Washington, DC

I am very pleased with the service and loan specialist. Treated me with respect and as a person ,instead of here is what you need for us .all was said and done in 5 working days of application. Great people!

10 months ago

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Craig Thompson

Quick and easy application process. I dont like that I have no idea of the progress of the funding to my payoff accounts on my loan dashboard. It's been since 6/23 and as of 7/5 I still dont see any if my accounts paid off. At the same time, my loan balance us rising quickly with interest each day. Makes me nervous, where's my money?

10 months ago

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Mary Ellen Siniak Port Saint Lucie, FL

Very happy that I chose Achieve to help me over the debt Mountain! Briana was so helpful, patient and encouraging while I gathered all the information I needed to help in the process! Thank you!

10 months ago

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Loretta Cummins Batesville, MS

It was a pleasure from start to finish with my loan officer Jennifer she was the best. I could not have ask for it to have gone any smoother. And thank you so much for no more restless nights.

10 months ago

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pat shelton Charlottesville, VA

Representative was knowledgeable and friendly Process was fast and easy doing this online I was a little nervous but associate put me at ease and reassured me Achieve was a good option for me

10 months ago

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Catherine Jeffcoat New York, NY

My experience with your company was very good. I would recommend Achieve to other persons who are looking to try and get loan help. I appreciate the clear and informative way that everything was done.

10 months ago

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Ronald Stacey Suwanee, GA

Process was very quick and efficient, the customer service was excellent, and the product offered met my needs very well. Significantly better process and results than other similar companies that were seeking my business.

11 months ago

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Dorinda Ann Schwerin Minneapolis, MN

Excellent service, detailed information to help us understand the process and benefits. Answering all questions we had . Would definitely recommend!!! Thank you for the great service!

11 months ago

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Mom Page NE

Leonora was our Achieve specialist and she was absolutely amazing. I thought this was a joke but it wasn't. It was so easy and she stayed on the phone with my husband and I through it all!

11 months ago

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Damian Woodside

Incredibly helpful, informative, and transparent customer service from beginning to end as well as favorable loan terms and origination fees at the time that I took on my loan.

11 months ago

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Raudel Gamez Miami, FL

I was clear of what he was offering me and make feel sure about giving private information over the phone also his patience and competence was outstanding thank you for giving me the peace of mind that i ve needing for a long time i recomend achieve 100 percent...

1 year ago

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Maurice Chavez Peoria, AZ

After COVID we were struggling to get back on top of our credit debt. Achieve called right when we needed it. Kathi the agent that helped us was a charm to work with and made it so easy to refinance. In two days we were done.

1 year ago

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Kibbie

From the first phone call from Ray, everything was so easy to accomplish. This was the first company willing to help us and now we are on our way to financial freedom. Thank you Ray and Achieve for making this happen so quickly and letting us breathe again.

1 year ago

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SandraHoutz Philadelphia, PA

This company helped me in a very desperate situation to get control over my debts, everything has been working perfectly, customer service has always been top notch!! I'm very satisfied and my debt only has a couple months to go!!

1 year ago Edited May 17, 2023