Achieve Personal Loans
8.1
Overall Score
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Wendell Richmond, VA
I had a pleasant FredomPlus experience. The application process is simple and only takes a few minutes. They do a preliminary soft credit check that does not affect your credit score. That's a plus! Because of the soft check, you know in a matter of minutes if you qualify for the type of loan you are requesting. Within 24 hours I received a call from Nicholas H., my loan representative, and he asked me a few question about myself; what do you do for a living, what's your purpose for the loan, what's your annual salary, we have several options that may fit your need, do any of these options sound good to you? It was a simple conversation. He thanked me for the chat and said he was sending my application to underwriting and that I would be hearing from him within an hour or two. One and a half hour later he called me back to welcome me to the Freedom Plus family and gave me a more detailed description of who they are and also talked to me again about the options to ensure I was choosing the right plan for my needs. Nicholas proceeded to tell me he would have a contract sent to me shortly, and within 24 hours I had the contract via email detailing the specifics. The whole process took 48 hours. I requested a debt consolidation loan and opted to use their service of paying my creditors for me. I understand you can get the monies requested put directly into your banking account as well. Please note, there is a loan processing fee. With that in mind, a percentage of your loan will be drafted to cover administrative cost. Example- If you need 10K, maybe request 11K as a portion of the 10 will be a fee taking out up front. "I am assuming the administrative cost."
Overall, I am happy with my Freedom Plus experience thus far.
Nicholas, my loan representative is very knowledgeable about the lending industry and gave me some solid advice to think about for future financial endeavors.
6 years ago
Stephanie Sumner Augusta, GA
I just recently started really hunkering down on attacking my debt. I started my day a little stressed out about high interest-rates and credit card debt. I am now ending my day on a much better note after working with Candyce S. And consolidating my payments into one with Freedom Plus. The process was so fast and so easy. She answered every question I could come up with and was very professional and got back to me exactly when she said she would and sometimes even sooner. Very happy with the service and very happy that I’ll have my debts paid off in 2 1/2 to 3 years. And pay way less than I would to the credit card companies. Thank you so much!
7 years ago
Nabil Battah Warren, MI
Usually I am very skeptical when I receive these loan offers by mail, and I immediately throw them in the garbage, and sometimes without even opening the envelope. I think what intrigued me to open this lending Tree offer was the suggested low interest. I went online and filled the required information and waited for the call. On Monday I received a call from Kisha L. and we talked about the loan. She sounded very knowledgeable and knows all what needed to know about the loan, and believe me many don't, and went with me one step at a time, answered all my skeptical questions and was very honest and forthcoming. Next day, Tuesday I received my loan contract signed it, sent back, and the only thing left is to get the funds in my account. Thank you Kisha for the excellent job you did, Lending Tree for sending me the offer and FreedomPlus for processing the loan.
7 years ago
JILL GUY Mesa, AZ
Susie K, Loan Servicing Specialist was my welcome representative and it was a thoroughly great experience from beginning to end.
Also, Clinton J was my loan originator and he was absolutely delightful. He was well informed, very personable and very helpful in answering all my questions pertaining to entering into this joint venture.
My hope is that this be the case if any problem were to show an ugly face throughout our time with your company.
Thank you for your approval to our loan and may our relationship remain the way we entered into it with these two highly professional employees!
Jill & Gary Guy
7 years ago
A Chapman St Louis, MO
Honestly, the process has gone swimmingly. Payments are coming out exactly as described and they were able to offer me an EXTREMELY competitive consolidation rate since we have excellent credit. Daniel F, our loan officer, gave me lots of information on consolidating another small balance later on after the promotional 0% APR drops off of it. You would think he would push me to consolidate that balance now, however, he advised me that while it was locked at 0% APR to wait out the promo period to save money.
I have easy terms and my credit score bounced into the 800's after this consolidation was complete. Very easy to do business with and no pushy sales or phone calls at rude hours trying to get me to do anything I don't want to do.
7 years ago
Gwen Shannon Simpson Port Orange, FL
Bobby V was good to work with but I had hoped he would get a better originating fee and lower rate than he did. But his help was appreciated.
The STAR of this company is Ryan Hirst, to read my email when I requested the company return the originating fee in order to help us as victims of the Hurricane Irma and as requested by Governor Scott to all lending institutions, phone companies, cell companies, utility companies, banks, and so forth to work with victims. Two people at Freedom Plus answered by request with a resounding NO... period. Then today, 9/27/2017, came a call from Ryan saying he ad read my email, gone to his supervisor and gotten permission to extend my first payment out to November given me in essence the money due for my first payment to keep . Than you ... you are an amazing young man, an incredible professional and representative of your company and an angel on this earth. Please make certain he is recognized in her personnel file.
7 years ago
Denise Clifford Ipswich, MA
Kory J at FreedomPlus was great to work with, he was professional, patient and very helpful in my obtaining a consolidation loan. My initial contact presented a few problems, individuals were not getting back to me as they stated they would, I was leaving messages & still wasn't getting calls returned. Once the application was turned over to Kory, things went much easier. I was disappointed that I didn't qualify for the initial loan amount I requested, but understood that my income was a result of the decreased loan amount I was being offered. It will work out for me in the long run and for that I'm pleased, I will have my credit card debt paid off in a fraction of the time it would have otherwise taken, even though I've always paid well over the minimum payment required.
7 years ago
Francetta Moore Manassas, VA
I had the most Awesome experience with this company and recommend that Freedom Plus is as good as their word. I was able to get approval in a day and consolidate my bills, which is a great feeling with affordable payments. The Customer service was indescribable the person that help me was Cory G (Loan Consultant) he was kind and caring and listen and kept in touch so that I would be comfortable and know what was going on. This seems to be rare in this society, with many companies you don’t always get the work ethnics, so I had to reach out to all who may read this review and let them know that this is a good company to work with and that the under writers and this Loan Consultant is honest and is there to help. Thank you, Freedom Plus and Mr. Cory G!
7 years ago
Valeria
I am very please with the process of my personal loan. The interest is high, but they go according to your credit score. Every loan company I contacted the rates where about the same. I did my research, and I can complain about their services. It was an easy step and submitted all my documents as requested in order to process the loan application. The funds were approved as promised.
Thank you Miss Loretta R for all your help. I am very please with the way Miss R handle the process of my loan. I needed the funds to get out of debt and do some repairs in my house. FreedomPlus really came through in time of need. Outstanding service. Thank you Miss R for all your help.
Valeria
7 years ago
Mynette Cannata Hacienda Heights, CA
When I called FreedomPlus I was very hesitant to make a decision to process a personal loan, as this was the first time I had done this. Karie was my loan consultant over the phone, and she took the time to walk me through the process to make me feel at ease. She went over all my questions in great detail, and was very patient. Once we processed the loan, she sent me emails to follow up and called me the next day to let me know the loan paperwork was ready to sign. Karie made this process very smooth, and I felt confident that she would make sure everything was processed. I have already recommended my friend to Karie. Thank you for such good customer service Karie . It was a pleasure working with you.
7 years ago
Vicky Zoeller Houston, TX
Total time from first communication to finalization and loan approval was less than 1 1/2 hours. Osvaldo was personable and pleasant, but most of professional and courteous. He explained all the requirements and processes up front. There were no surprises when the documents arrived. The e-signature function was perfect.
The loan product he offered was a perfect fit to my current financing needs. Freedom Plus offered a lower interest rate and a better range of repayment options than a competitor I had previously checked.
I am very pleased with the service I received and would highly recommend Freedom Plus for financing needs.
8 years ago
Maria Jacobo Indianapolis, IN
I am very grateful to Basil. He was very kind, trustworthy and professional. He went above and beyond to help guide my husband and myself into a successful loan. I appreciate that even when I was overthinking things, he would find a respectful way to help me feel at ease and that everything was going to work out. And it did!! Basil understood how time-sensitive this was and he worked very hard to make this much needed loan happen. I cannot say enough nice things about Basil. Thank you for all your hard work and patience! I will definitely use this company again. I have worked with several loan companies in the past that treat you like cattle, so when you run into a company that has quality people like Basil, you know you are working with the right people.
8 years ago
Colby Jarrett Midlothian, TX
Freedom Debt Relief was truly a blessing for my family. We were strapped down due to a sudden health issue, that was permanent.
We contacted the 800 number after reviewing what you do online. What we found prompted us to call, we were greeted by Meadowlark.
He explained everything in detail and we processed to joining the program and within 2 weeks the harassing phone calls stopped and by the end of the month the letters were no longer being set to us.
You're program has worked great for us, and we are greatful for the savings financially and spirituality as we were completely drained before both Freedom Financial and Consolidation Plus programs provided the light at the end of the tunnel for my family.
Best Regards,
Colby Jarrett.
8 years ago
Martha Silver Spring, MD
The process was simple and easy to complete. My loan was approved in less than 8 hours. Several options were explained to me with the differences of each detailed. For example, the differences between a 2 year loan and the 5 year loan with what different interest rates and monthly payments. Jake, the employee I worked with was wonderful to work with. He was pleasant and professional. Excellent at explaining the process, what the different options were and answered all questions patiently. It was clear he worked on my loan as soon as possible. There were no long waiting times for me. I would definitely highly recommend their services.
9 years ago
L. Burrell Clemmons, NC
I was very impressed with this company and how quickly my debt consolidation loan was approved and processed. My loan officer, De'Marco Jefferson, was wonderful. He answered all my questions and gave me valuable information regarding the loan process. If he was unable to answer a question, he immediately researched and obtained an answer. Within a week of being approved, the funds were in my account. In spite of the high interest rate, I was amazed and pleased with the ease and speed of this whole process. Their customer service was very personable and pleasant. I highly recommed this company for your financial needs.
9 years ago
Chris Martinez Wayne, NJ
Della Williams is Amazing / Excellent....I highly recommend her if you are applying for a Personal Loan. She answered all my questions and was always available. She walked me through the entire process and took her time explaining the process. The easiest loans process I ever encountered.... Freedom Plus gave me the Amount I asked for when my personal bank I've been banking with for 15 years wouldn't. I have excellent credit and my personal bank only approved me a $10,000 loan ....Freedom Plus gave me well over $30,000...I Highly Highly recommend them Because of my Great Personal Experience with Della Williams.
9 years ago
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Carl Sabbath
No dislikes, customer service was great.
2 weeks ago
Lari Dunlap Sr
Achieve did exactly what they said they’d do and made it so easy that I initially doubted the company’s authenticity. I applied totally on line and was assisted throughout the entire process. They helped me pay off a high interest rate credit card that included compounded interest. I’m happy to know there are viable debt relief possibilities like Achieve provides out there.
1 year ago
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linda gross Clio, MI
Was so skeptical when these loan apps popped my credit score. Was the easiest loan ever gotten. I checked their rating and reviews so decided to go ahead. All info was given on day of application over the phone. And now 9 days later am notified all my debt has been paid off!!! Automatic withdrawal,fixed rate interest and a 4 yr loan. I couldn't be any happier with my experience and speed from start to finish. Saving a lot in interest by combining everything . Brian was a pleasure to work with. Thank You Sir!!!
1 year ago
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David Zimomra Manassas, VA
Stephanie M was an awesome Loan Consultant. Extremely knowledgeable, thorough in her explanation of all loan items, and most of all, kind, helpful and demonstrated understanding. I will gladly deal with Achieve based on Stephanie's expertise. Also, the process in obtaining the personal loan was straight forward and easy to execute. Keep up the great work. I think you have an excellent product and service.
1 year ago
Sheyla Popova Los Angeles, CA
Corwin M from Achieve and Oscar M from Freedom Debt Relief helped me throughout the entire process of understanding the type of loan I needed and were so kind giving me the detailed response to all of my questions. Everything was set as agreed in a timely manner, and it only took me 1 hour talking with them on the phone to achieve the results I needed in best possible ways.
I applied on June 30th and it only took the company less than 2 weeks to pay for all of my credit card debts. I am very grateful. I really appreciate your company’s and your employees’ decency and professionalism.
1 year ago
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James Jones Hixson, TN
The ease of the application process & the professionalism of the agent I spoke with, she was very good at explaining the total process & making sure all required information needed was in order. The approval process was quick & the funds to me will be available in 3-5 business days & debts to paid off within 15 days which they send to the creditors. I would definitely recommend Achieve to anyone looking to consolidate debt.
1 year ago
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Lenny Bevens Cincinnati, OH
Achieve Personal Loans made the process of applying for a personal loan amazingly easy.. All steps were able to be completed digitally with an assigned Loan Consultant facilitating the process and available to help and advise through every step from completing application to receiving funds. For the combination of ease of process (digital experience), level of service provided by having a dedicated Loan Consultant, speed and efficiency of the application process, and prompt loan funding, I highly recommend Achieve Personal Loans!
1 year ago
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Thomas McAvoy Sachse, TX
When I applied for a loan to pay off my credit card debt on another site, I was denied but referred to Achieve. I talked to James C. and it was a really quick process. I got a loan for 25K that allowed my to pay off all my CC debt, a personal loan, and a 401K loan. All while reducing my payment to less then what my CC minimum payments were.
A week later, I had money in my account and all my CC were payed off. Very happy customer!
1 year ago
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Pascaline Ezouah Decatur, GA
Wow! The entire experience from when I first applied to loan financing was efficient and smooth. Daniel G, my loan consultant was very professional, knowledgeable, and always available to answer any questions. Achieve Personal Loans gave me a chance and a much better interest rate, and I will always be appreciative. I highly recommend this company to everyone trying to improve their finances. Thank you again, Dani!
1 year ago
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Jonathan Rosa Boston, MA
I thought I was not going to get anything. But it worked out for me big time. They worked hard on getting me the best offer they had. They was very informative and explanatory. They showed me all my options and made the transaction very smoothly. I’m very grateful and glad I did. It is well needed and put all I had into perspective. Thank you Achieve it is and achievement!!
1 year ago
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Samad Zaman Bohemia, NY
Achieve is probably one of the better loan originators I have worked with to date. They were straight forward on what I could expect and I got exactly what I thought I was getting. Long story short? Need a personal loan? I recommend achieve. Super friendly service and no hassles.
My suggestion would be to avoid incentives to those who are able to pay off their balance in 10% of the agreed upon time. Also make it easier to change due dates.
1 year ago
Kathleen Hoffman Eugene, OR
Jonathan was a very pleasant and extremely helpful in obtaining a loan for me. I am now saving lots of outgoing money from being able to pay off high interest rates on credit card debts, and now with a payment much lower than before. I cannot thank him enough for his assistance. I am now breathing easier and able to put funds aside each month into a savings account and even have hopes to pay off this loan earlier than terms I currently have and, this loan does allow for an early payoff with NO PRE-PAYMENT penalties.
Thank you once again Jonathan!
Kathleen H.
2 years ago
R Seay Jr Benton, LA
I found his customer service skills outstanding. The way he was able to explain every detail in a way that anyone would be able to understand the material as if they had a doctorate in finance. The process was quick and his ability to reassure the normalcy of everything was the most amazing gift that I've encountered in all my years dealing with banking and finance. Should be considered an asset to your company and most assuredly promoted above his peers.
4 years ago
PVR Chicago, IL
I feel very fortunate that FreedomPlus gave me an opportunity to consolidate my debt. My consolidated payment is lower than what I was paying to each card altogether and I'm now out of a vicious cycle of handling interest on top of my balance. My interest rate is lower than what I was paying, although not amazingly lower...it's still lower and strategically that makes a difference to me. There's no penalty to pay off my principal balance ahead of schedule, so that's advantageous in getting further ahead of the interest rate. That being said, I can rely on a low monthly payment if needed. I considered giving 3 stars because of the interest rate still being double digit, but it's personally meaningful enough to warrant at least 4 stars considering no company is obligated to assist -- it's simply their opportunity. Overall I have some breathing room, and I'm very grateful to be able to have a more manageable method to handling my debt. Had a rough patch, but many more years to work well ahead of it. The process was comfortable, and the old balances were paid in about 7 business days. Thanks again, FreedomPlus!
4 years ago
April McGee Springfield, IL
Made easy and don't feel stressed on getting things done on my end and on Freedom Plus end. Terrence made it easier and was very helpful and I hope he feels he does a wonderful job in what he is doing. He is polite courteous everything you need in an agent. I appreciate all he and Freedom Plus has done. Thank you very much. This is my first loan with Freedom Plus and I hope it is a good experience.
4 years ago
tanji meador Cantonment, FL
Casey M provided top notch, professional service. This is our first time getting a loan and were very nervous and ignorant to the process. Casey answered our questions and made us comfortable and confident that we were making a good decision. This decision is huge for us and will be a game changer for us. We received the offer in the mail just a few days ago, the process from start to finish was smooth and it was a bonus to have Casey as our Loan Consultant. He is an asset to your company and I hope you appreciate him as much as we do. Thanks!
4 years ago
Mordy Tassa Encino, CA
FreedomPlus is appropriately named Best Company in processing and handling personal loans. It is not easy to find loan companies with such qualities of efficiency, integrity and honesty. Each person in the team that handled and processed my application for a loan is very professional and efficient in collecting the necessary information and data, and in processing the loan application to make a very quick and fair decision about my loan request.
I highly recommend FreedomPlus to any person who is looking a personal loan.
4 years ago
Krista's Kaleidoscope Longview, WA
I have never dealt with anything financially related with such ease! Ericka R was amazing! She made me feel so comfortable and like I had known her for years! She has helped my family and I save a large chunk of money each month and I am forever grateful! This will help us get our heads above water for the first time in a long time! As a single income family this will be a huge help!! Thank you Ericka R and FreedomPlus!
4 years ago
Allie Washington, IL
I had an amazing experience. I was very intimidated getting a loan for the first time. I was worried about being scammed or taken advantage of not knowing much about the process. Terrance C our agent, was absolutely wonderful. He was informative and down to earth. He worked with us on everything, I will be able to sleep so much better at night knowing we will be able to pay off all of our credit cards with our loan, and have a reasonable monthly payment. Thank you so much!
5 years ago
Eduardo El Paso, TX
Absolutely loved how simple each step was laid out. After filling out the info online, even though it was a very late hour when I initially sent the request, I a got super quick and very early response. The result was awesomely efficient and quick! So impressed that no lien was required! I know where I'll go when it's time to tackle my next debt mountain. So grateful and thankful!
5 years ago
Jonnatan Covina, CA
I had a good experience with Amanda from FreedomPlus. She said the call to be pleasant, informative, and easy to understand the process. She was kind, knowledgeable, and genuinely has the best interest toward the customer. She presented various options to my issues and walk me through which one was the best one for my situation. I highly recommend her and it states highly of FreedomPlus and who they are. If every person is like Amanda then you are in good hands.
5 years ago
Dusty Peppers Statham, GA
We had a lot of credit card debt with very high interest rates, FreedomPlus helped us tremendously by paying off our high interest credit cards and giving us a much lower rate. Now we can see a light at the end of the tunnel. Plus our rep, Terrence C was super nice, VERY helpful, made sure I understood how this would benefit me and my family. Great company! And real fast at getting my credit cards paid off!
5 years ago
Joanne Truckee, CA
Our loan counselor, Terrence C was thorough, patient and professional. I would recommend my referrals to deal with Terrence directly. I plan to contact Terrence in future inquiries with regard to our credit goals. I was so nervous, but Terrence made it an easy and encouraging experience! Although we haven't made our first payment yet, my experience thus far has been EXCELLENT !
5 years ago
James W Clearlake Oaks, CA
Amanda A. called me even before I was finished completing my inquiry online! She walked me through the remainder of the process, then went above and beyond to ensure we received the best possible rate and terms to fit our needs. The whole process was complete within a half-day, a Friday afternoon, and checks will go out to our creditors next week. A thoroughly wonderful experience!
5 years ago
Kurt Cook Saint Joseph, MO
Krystal D did an amazing job with my application process and approval. My funds where available in just a few days. Spent extra time explaining my loan option questions so I could decide the amount, interest rate and term limits I felt comfortable with choosing. Will be paying my loan off early and will definitely be applying for a bigger loan in the future.
5 years ago
Linda Wiseheart Knoxville, TN
Sandra M. E from Freedom Plus was completely professional and was able to get a personal loan at the lowest rate imaginable for me. She processed my information via telephone and I was approved in a unbelievable short amount of time. I would highly recommend Freedom Plus and Sandra M. E for all of your financial needs. The process was so unbelievably easy that I can barely believe it. Sandra was able to save me thousands of dollars and I am truly thankful.
-Linda W.
5 years ago
Connie Gardner, IL
I had even rejected for a consolidation loan three times before I applied with Freedom Plus. My credit rating is good, but my debt ratio is too high. I have been struggling for months to meat my commitments. When I applied I heard back from them immediately and Sal who was my agent was kind and understanding and knowledgeable. I was approved the same day, the next day I talked to a woman who went over everything and explained it once agin and within 10 days I had my money and back in control of my financial situation.
5 years ago
Shirley Owings, MD
Freedom Plus is an exceptional company to do business with. I received a circular in the mail, called them not expecting a quick response, but that's exactly what I got. I was qualified, did all the document signing on-line and in the next day or two, the money was in my bank account. The representative that I talked to was very well informed and easy to work with. Could not have had a better experience.
5 years ago
Joy San Pablo, CA
It was an easy process specially with loan specialist Bobby V. The process can really be done in a day or two but I was taking time to verify the company and trying to listen to my gut feeling if I am not being scammed for giving my personal info like my ssn, etc. After signing in two days they paid most of my credit cards in the list sooner than expected.
5 years ago
Roy Stewart Jr Plaquemine, LA
So far I am satisfied with Freedom plus. When I decided to look for a loan, it seamed like no one would approve me because my credit wasnt the best. I also was skeptical about doing business with companies I haven't heard of before because there are so many scams going on now. So at this point freedom plus reach out to me. I looked online to get some reviews on them. The reviews I read for the most part weren't bad. I did read about the fee they charge up front that they take out of your loan that i wasnt ever told about. So I asked Nancy who works for freedom plus. She explained it to me and I was satisfied with it. I spoke on the phone with Nancy several time to assure she was legit before I moved forward with the loan. I am happy to say that everything has gone good so far. I'm waiting for my companies that I had freedom cut checks out to receive there funds, which takes about 5 to 10 business days they told me.
5 years ago
Noemi Killeen, TX
I’m so thankful to have merged all my accounts into one. Debt consolidation was the best decision I’ve made with the right company. Stefan A was very professional and gave me precise information to make the process easier. It was quick and easy, and even after consolidating all my bills into one, I still saved money. I will ensure to have my account with FreedomPlus in good standing, and definitely recommend to anybody that needs the help like I did today. Thank you!
5 years ago
Tom Miller Towson, MD
Thank you Freedom Plus for making the loan process so easy. I was fortunate enough to work with Celeste L who was extraordinary in her knowledge, professionalism, and expertise. She guided me through the loan process with ease. I would highly recommend her and hope that you will reward her efforts. She represents Freedom Plus in a manner that would make you proud.
5 years ago
Pamela C. Wright Vero Beach, FL
My experience was very pleasant. Staff was professional and courteous. Follow up was timely and the response time to questions is unmatched by any experiences I have had to date. I recommend anyone seeking a loan whether personal, debt consolidation, home improvement or a major expense to entrust the services of Freedom Plus. Prompt, accurate and reliable service!
5 years ago
Howard Schultz Grand Prairie, TX
you are a financial tool for me to consolidate my debt as needed to do. I called and got my first loan redone for more years to pay it off. At a lesser cost per month as was.
Thank you, your team is great, talking to others, that helped me decide what was best to do to lower my monthly debt.
Ofcoarse there is a cost, that is to be expected, bottom line I got my monthly payment lowered as was needed to be done for my wife and I
And to do monthly withdrawal is best for us to do to not worry about payments to be made
Howard Schultz
5 years ago
