Home Warranty of America: Read 2,422 User Reviews From Real Homeowners

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Verified Customer

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Louis Perry Fort Worth, Texas

Moved in the new home July 11 2026. Had an issue (electrical) and turned in a claim. A day before the tech arrived we discovered an electrical outlet not working. Since it was ALSO electrical I assumed the ELECTRICIAN coming out could check it also. OH NO!!! Since I didn’t call it in BEFORE the tech arrived he could not look at the outlet! Have to turn in a New Claim and PAY a new service fee of $85.00 ! Terrible policy! SOLUTION? The tech should have had the ability to submit electronically or verbally an amendment to the original claim and take care of this customer fairly! So from a consumer point of view - there needs to be an improvement of how claims are handled

1 week ago

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Janet Thompkins Garland, Texas

It takes too long to get an AC vendor scheduled. Two weeks is too long to wait, and on the day they were supposed to be here, they postponed another two weeks. When I called HWA, the company rep was hesitant to provide another vendor. I’ve been with you all too long to be treated like this! And also, stop using AI! People want a human being on the phone.

1 week ago

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Louie Hilliard Fort Worth, Texas

I have a plan. I don’t plan to renew. Many of the plumbing contractors are jerks when in the home Unable to find a contractor for attic fan Pool contractor did not finish job. Plenty of issues. It just feels ok and I feel like I would be better served spending more and pick my own provider and get quality people

1 week ago

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Niya Scott Chicago, Illinois

Do better with the contractors you guys hire. Some are excellent and good customers services skills but the others are horrible.

1 week ago

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Mark Robustelli Las Vegas, Nevada

Had a really good experience with another warranty company, moved because this was less expensive, but I am now finding the prices are going up and the coverage is not as good. The replacement for my stove I would have been better off just saving monthly payments.

2 months ago

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SHARON WASHINGTON Ozark, Arkansas

Peace of mine however I didn’t like the response time on getting my ac repaired

1 week ago

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Noel Blonquist Roy, Utah

Have good experience with them. I had one furnace fan I couldn’t get a repair man from them Cold day last Dec I called my own repair man but didn’t call them for approval until after the repair. My wife was ill and it was cold I couldn’t wait until Monday to get it repaired forgot to call for the repair they refused my $746 bill I sent a letter to the president to appeal it No reply no comment that was disappointing my faith in them was paying in advance three years great discount but just disappointed they haven’t responded. I have submitted two new claim and they have provided good service so far.

4 months ago

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Chris And Patrice Theodore Victor, Michigan

I have 3 homes warranted for several years, but never file a claim, so I don't know how good the coverage is. I did start a claim on a refrigerator and was surprised to hear about $75 service charge, but resolved problem and canceled the claim and got a prompt refund before proceeding. Let' review if and when I have a real claim. Then you may receive a higher or lowere acore

4 months ago

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Maggie Gihanian Azusa, California

As a REal estate broker with San Gabriel association of realtors I was familiarized with your Co at meetings and wanted to try it. However I have been disappointed on two occasions. The tech was unable to locate a model no to replace parts, I was told it’s my responsibility. I paid the $75 service call, got a receipt then my bank statement showed 77.25😏

4 months ago

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Christina

Response time is slower than it should be. It seems contractors are short in my area. Received increased monthly fee without notification. When protest of fee too high it was accommodated down to reflect a reasonable amount, but the increase difference has yet to be refunded therefore, I will need to make another contact. Service has been slow and one call declined because of addiction cost on my part which I could not afford. The reason for the warranty is to avoid unexpected costs when breakdowns occur.

5 months ago

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Nikki

Multiple times, I ended paying over $1,000 for a repair/replacement. I asked for an itemized receipt of the repairs/replacement AC unit and could not get it from Home Warranty of America nor the vendor. Additionally, I was shamed for asking for one. The rep said "You are getting a new unit and I have seen bills for much higher." For another repair, HWA didn't want to pay the cost for the repair but offered a check to purchase the a new appliance which only covered 60% of the cost. I would have preferred a repair rather than the cost being passed on to me.

5 months ago

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Valerie McKinney, Texas

Slightly confusing in how they process claims. Debit Your card then credit. Delay in getting technicians assigned

4 weeks ago

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Melinda Mays Atlanta, Georgia

Disappointed that I didn’t receive my reimbursement check for my dryer until over 30 days later also my mthly rate went up without my knowledge. When I called they said they sent me an email which I could not find . A warranty company is only good when they work. I have had good experiences in the past this was very disappointing. Thank you

3 months ago

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Angelica and Jassiel Torres Dominguez Brea, California

Communication is horrible, and their online platform is useless. Eventually I did get the work done, but boy did I have to do so much heavy lifting. Everything felt like pulling teeth and my experience was that the resp on the phone would tell me anything to get me off the phone and it was always wrong.

4 months ago

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Tyler Markland

Was very displeased that I had to find my own plumber for my blown water heater while I was trying to work that was ridiculous when the staff cannot find anyone in the area I found one in 15 minutes but yet I had to eat to eat the 1800 bucks for my water heater

5 months ago

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George Jacksonville, Florida

I am disappointed. I thought that my water softener was covered for replacement and wasn’t. Only a $500 credit

1 month ago

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Stephen Laughner Houston, Texas

Prompt service. Replacement ceiling fan was cheapest at Home Depot. It was Replacement for a Hun ter Hunter fan

1 month ago

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Matthew And Audrey Birkinbine

Their contract was the most comprehensive. My only issue is how stingy they are and not very user/customer friendly. It seems they outsource their call center in an effort to drive customers away (I mean in an effort to cut costs. Unfortunately it will eat away at their customer base also. Mark my words).

7 months ago

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Jackeline

They were cheap and had higher limits on replacement value for HVAC systems. Unfortunately, they have denied a ton of claims requests and won't tell me if my repair claims will be covered until they send an inspector to look at my repair. This costs $70-80 for every inspection. It is not worth the risk many times.

7 months ago

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Charlene Nua, AS

Customer support is generally responsive and prompt, but communication can feel like a runaround. A technician gave an estimate, promised to return and never did; the company blocked me from hiring an outside plumber, leaving a leak unresolved until my furnace later failed under warranty.

8 months ago

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Jeff

We can't choose companies we know and trust. Also, I had my water heater replaced twice. Once, all it cost me was the service fee. The next time, it cost me the service fee, and $450.00 more. Not sure why. But that has been the only time I've felt really screwed. not sure if that's the warranty or the company the chose. Which is why I'd feel more comfortable picking a company I know.

11 months ago

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Meghan Lowe Norristown, Pennsylvania

Issue was handled, not always as timely as you’d hope, but handled nonetheless.

1 month ago

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KARON BROWN Washington, District of Columbia

the deduction is too high and people cannot afford it you should work on lowering this deductible

1 month ago

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Kim

I mean, a lot of the time the people, they don't seem to understand exactly. You can't understand hardly what they're saying. So sometimes it makes it a little difficult to it's for them to understand what you're trying to say and what you're trying to do. I know a lot of companies are using overseas or other countries for service, and that's what they do. And just so that you feel, you need to speak to somebody who can understand what you're saying, and you can understand what they're saying. I needed to use my warranty for my furnace, last month. And you have to wait until they find a contractor to take the claim. But I asked them why would have someone new come out who knows nothing about this furnace? Why wouldn't you have the person who installed the furnace come out? They said they don't do that. That they should be able to have you use the same people, so you don't have all these different people coming working on your products.

2 years ago

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Nicole Park Ridge, IL

At first I thought that HWA was a good thing and that they were really interested in the well being of my house appliances and such. From day one there was communication, contractor and scheduling issues. I'm not a person who believes in just good enough when fixing or repairing something. I also know how things work, where to get parts and how to fix things too. One of the most annoying things is the price of coverage going up each year with the benefits decreasing. The renewal persuasion, sweet talking and slight strong arming to make me renew each year was pretty comical. I'm glad my policy is lapsing at the end of March and I won't have to deal with lack of customer service knowledge, waiting days to get a service scheduled and questionable repair jobs that I have had to correct myself. Unless you have some major stuff you know is going to go wrong in your house or you have no knowledge of how to fix things then maybe HWA is for you. Just be prepared to wait, be frustrated and have to be on your toes with all the subcontractors and questionable ethics.

2 years ago

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Kenneth

The woman that I dealt with, though I didn't get the answers that I was looking for, was very professional and very informative. She did her best. The last 2 times I've had to use it, my refrigerator that went out and the dishwasher went out. I would have certainly been appreciative if we would have gotten anywhere close to the value of these appliances. The money they offered was 30% of what it cost us to replace these items. So I'm looking for a home warranty when this thing expires, I did buy it for 3 years. I'll be looking for somebody who gives me more of a replacement value than just 30% of the value of the replacement product.

2 years ago

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Guillermo

I don't get any real answers when I ask questions. I just get whatever is printed on the website, no details. I just recently had to file a claim for my washing machine. A service guy came out and he said it costs too much to repair so then I gotta buy out. But Home Warranty doesn't explain two things. One, they don't explain why they came up with the value they did, because it's not enough to pay for a new washing machine. And then two, they can't really explain to me why I have to wait up to 30 days to receive the payout when I need a washing machine now. So now I am out of a washing machine for a couple of weeks until I get the payout, and I still have to pay extra, so it almost doesn't make it worth it to use Home Warranty.

2 years ago

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Rick Kinney Elmhurst, IL

They have a very spotty record on whether or not things are covered. I recently had an issue with the surge protector that my entire house has. It's basically there to cover ALL appliances in the house without having a surge protector at the outlet level. Well, mine is spent, and I talked to them about replacing it. They denied it, and that makes NO SENSE. This is PREVENTATIVE MAINTENANCE... waaaaay cheaper than replacing a fridge or dryer or anything like that. I'd say the rate of them covering something breaking is about 50-50... and often you'll learn that they won't cover something AFTER you've shelled out a hundred bucks for the service call.

2 years ago

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Helen Atthowe Hamilton, MT

One plumbing claim went well. The technician they sent was very good and fixed the problem. However, he wanted to fix the plumbing problem permanently, but was unable to get a customer service person on the phone for approval. My second claim went so badly, I just gave up and paid for a technician myself because I wanted to use my own electrician. I called customer service 5 times to get approval for my own electrician and could not get anyone that understood me, my electrical problem, or could help me. Customer service has been very frustrating! But, for simple repair issues, the HWA system works relatively well.

2 years ago

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Abdiel

Too many unnecessary inconveniences. For example, I want to repair my A/C was off, so I had to spend four days without an A/C in the home because Home Warranty of America kept asking for things that they didn't need. For example, the HVAC was low in refrigerant, the refrigerant you cannot find in state, the R22, which is banned. And I say they have a look at evidence of a leak, and then they ask for the video of the inspection of my home, which on your website that is not required, but I have the inspection and they just kept asking for things. I mean at a point they ask for the video from the technician after he submitted all evidence required. That's kind of the thing that for me was weird. They provided you with everything you ask and now you want a video when you know there's not a video. The technician was great. He did a great job, he's very professional. They kept asking for things which were not possible. Thank God the technician is knowledgeable with the warranty company, so he knew how to handle it.

2 years ago

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Glinda

They were recommended to me but I did run into a couple of issues. I thought my freezer was going to give me some grease and I called on that and they said we didn't have that coverage and I said yes, I did. Well, and I did have my paperwork showing that when I started with American, with Home Warranty, but somewhere along the line when they updated something they had taken that part off. So the person I talked to and I made all my notes so I have access to her was the resolution department and she went ahead and she got it taken care of for me to where it was put back on. I had actually taken it out originally to make sure I had the extra refrigerator and freezer covered. I'll stay with them for a little while. If I need them and they can get the service out here that I need, that's great. But if I run into any issues because of them, I will find another company. There are others out there.

3 years ago

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Stacy Boise, ID

Communication was not great. They were unable to get a tech to service our AC so we called our own tech to come out and went through the reimbursement process. I had to call multiple times to try and get information about the status of our claim. They would not give me specifics on what was covered and what was not covered when I was trying to work with a tech to get my air conditioning fixed. I had to wait until the tech submitted the cost breakdown to see what they would approve. They only gave me an approved dollar amount and that was a couple thousand dollars less than the amount submitted and no explanation as to what was covered and what was denied. It was very frustrating. In the end I did get a check for the dollar amount they approved. They definitely make you jump through hoops to get it.

3 years ago

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Don McMinnville, TN

It took over a month before my refrigerator was fixed. First, I was told that a service person was coming out but didn't show up at all. I called that company and was told they did not work with Home Warranty. I called Home Warranty and they apologized and said we would be reassigned. After about a week of not hearing from HW, I called and was told that they would expedite my claim. After about 2 weeks I called again and was told that I could contact a service company and and pay them and then after that company submitted a claim to HW, Home Warranty would pay me. I told the person from HW that if I did that, "why would I need Home Warranty"? He said he would have someone lined up within 24 hours. He did. I was very pleased with the person you sent and would highly recommend their company. Home Warranty, I think you need to get on the ball!!

3 years ago

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Jennifer Groysman Plano, TX

I have three big problems with HWA. 1. You don't let me set up my own appointment with the company that is coming out. I used to be able to do that. Now after I make a claim, I get an email with an appointment time. If it does not work for me, then I can call the company and change the appointment. This is a waste of time. 2. I can't request a company. I use a pool company to take care of my pool that also takes HWA . (Blue Star Pool) They usually alert me that something is wrong before I know it. When I go to make the claim I have problem when I say I want Blue Star Blue to do the repair. This is something I was able to do without a problem awhile ago. 3. Costumer service reps are hard to understand on the phone.

3 years ago

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Beverly Dionne Cleburne, TX

We just had a hot water heater replaced and it took them 10 DAYS and $525.00 dollars of my money to get it done. The CSC’s barely speak English and are rude as heck. Try getting a manager on the line and that just doesn’t happen. We pay good money on this policy along with always paying ahead of the due date. They ripped us off and made our lives miserable for 10 days. I tried to get the plumber to give me an itemized list of the so called not covered items and he stated that’s not how it bid it and I let him know that’s how I pay it. We are seriously thinking about changing warranty companies after 10 years.

3 years ago

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Odis Kenton Sr Banning, CA

My initial experience with HWA was not good. The initial repair entities they selected were either nonresponsive or difficult to schedule. This may have been an "after effect" of Covid. But it took almost 7 months to find a plumbing contractor that was responsive and then there seemed to be a "disconnect" between them and HWA that took weeks to resolve. Finally, when the job was completed, I had to pay addition cost for the replacement faucet (approximately 85% of the total cost), and the total cost of an access panel to replace the wallboard that had to be cut open to affect the replacement of the faucet itself. Our total out of pocket cost was almost 50% of the cost of "the warranty). Yes, the total cost of the repair may have been close to $1,000.00, and the plan cost $700.00, but it took three visits by the plumber and multiple calls to HWA to get the job done. However, the repair of the dishwasher problem took only one call and one visit to get it working properly and the cost did not exceed the initial estimation fee. Would we contract with them again? Not certain; perhaps reluctantly.

3 years ago

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Keri Guerrero Houston, TX

Even if the claim is approved, you spend hours and hours and hours on the phone between the service technicians and the warranty company and the customer service people just trying to fight to get what you need to have done. It takes way too long months I’ve gone without AC multiple times just to get something fixed and here lately, every single claim I have submitted in the last year has been denied even when it’s clearly in the documents that it’s something that should’ve been covered but it’s because the service provider wrote it up in a way that they denied it and the appeals process is a joke completely- they just listen and then say sorry not changing the outcome

3 years ago

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Christopher Saint Louis, MO

First off, for some reason, I think the call center is overseas. It's very hard to understand the people that you're trying to explain these issues to with your home. Secondly, from what I've gathered with the few claims I've put in, is that they just call any random person and then whoever gets back to them and decides to take the job, takes it. I feel like if you're going to have people come, they should be reputable companies that you already work with, not just anybody who responds. I had one guy come, I paid him the $75 fee, and he said he'd be back to reinstall something. I never got a hold of him ever again, he wouldn't answer my calls, and this and that, so I had to make another appointment. Obviously, Home Warranty made it right and paid for it, but it just seems like they just call everybody in the phone book, and whoever answers it comes.

3 years ago

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Mary Stirns Miami, Florida

I'll take my share of the blame , but did not read "the fine print" where it doesn't cover things like the handle coming off. I will know better next time.

4 months ago

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Shawndell Wilson

I put in a claim for a leaking faucet. You only approved $130 replacement. I haven’t fixed it yet, because I can’t find a decent faucet at that price.

5 months ago

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Charlotte Lithonia, Georgia

The company has only one Plumbing Company

2 weeks ago

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Roger Hamilton Otis

You consistently send out appointment date/times that do not match the repair company's schedule. At least once I have waited around the house on the HWA appointment date/time, when it was never the date of the service company.

9 months ago

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Renee S.

Right now I’m on the fence. I’m giving my policy a chance to work again. Due to an issue earlier this year my experience dropped drastically. Vet your technicians. You have some scammers using your warranties to get over on your customers. Especially your HVAC technicians. With the technician knowing what to submit to get approval and the customer not knowing it could cost the customer unnecessary costs not necessarily needed at that time. An older unit doesn’t necessarily mean replacement.

1 year ago

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Mark

I found the process of connecting with a provider online to be very straightforward and simple. However, I was disappointed with the lack of communication from Home Warranty, as I never spoke to anyone. Additionally, I faced issues with a heating problem after purchasing my home, and it took too long for assistance during extremely cold temperatures.

1 year ago

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Ondulla

I had a mixed experience with the service. While it took longer than expected to get a technician due to local availability, their customer service was commendable in ensuring help arrived. However, communication regarding my claim was lacking, leaving me in the dark about its status. My dishwasher issue stemmed from a misplaced sensor, which was resolved online easily.

1 year ago

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Martha

I was very disappointed with my current water line claim. Tried to explain that it was a specific water issue related to the well and not a plumbing issue. After 3 plumbers were dispatched and cancelled, I decided to request my own company and ask for reimbursement. I submitted all the paperwork needed, but the claim was denied. I did not want to risk flooding in the garage where the leaking line was located. Very disappointed with the denial and the many calls placed to try and resolve this issue.

1 year ago

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Orney

I had mixed experiences with customer service. While they provide speedy service and send good technicians, I found their scripted responses unhelpful when my needs didn't match the script. However, I recently used my warranty for a refrigerator issue and the technician they sent was excellent and fixed the problem efficiently. Overall, it's a hit or miss.

1 year ago

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James

I've had to call multiple times for unresolved issues, which is unacceptable. My warranty claims have been complicated, with unclear agreements and unhelpful referrals to handymen who don't work with the company. Since the company changed hands, getting assistance has become much harder, and despite several visits, my air conditioner still isn't fixed.

1 year ago

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Gary

Customer service was frustratingly slow, leaving me feeling unsupported during a recent AC issue that took weeks to resolve, especially in the sweltering heat. Additionally, I was disappointed with the low offer for my unrepairable dishwasher, raising doubts about how to get it replaced properly. Overall, my experience has been quite unsatisfactory.

1 year ago

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Joseph

Customer service was unresponsive and unhelpful, making it difficult to resolve issues. After a leak in the garage, multiple technicians were sent but the job was never completed properly, leading to frustration and additional costs. A technician for air conditioning was a fraud, requiring me to seek repairs independently and fight for reimbursement. Overall, a nightmare experience.

1 year ago

Home Warranty of America Reviews

Summary of Reviews