Overview
Choice Home Warranty
2
$85
N/A
No
18 Years
American Home Shield
3
$100
Annual
No
55 Years
Ratings
Choice Home Warranty
American Home Shield
Pros & Cons
Choice Home Warranty
PROS
- Customizable plans
- 30-day repair guarantee
- Transferrable contracts
- Plans for homeowners and real estate professionals
CONS
- 2 plan options
- 30-day waiting period
- Service fees charges for cancellation
American Home Shield
PROS
- Monthly and annual payment options
- Plans for homeowners, realtors, and sellers
- Transferrable contracts
- 30-day workmanship guarantee
CONS
- 30-day waiting period
- Fee and service costs with cancellation
Reviews
Choice Home Warranty
Reviews
American Home Shield
Reviews for Choice Home Warranty
Helpful Favorable Review
Kimberlie Hendrixson
September 1st, 2026
Wichita Falls, Texas
DETAILS
Review Source
I did some research and this was the #1 company listed. Was going to sign up as soon as my other warranty expired in a couple weeks but they called me today and gave me a deal I couldn't refuse. So since I was going to anyway figured I would go ahead and take advantage of the offer. The gentleman that called me was very professional and friendly.
Helpful Critical Review
John Monis
August 30th, 2026
Ocala, Florida
DETAILS
Review Source
Takes way too long to assign Techs. Had to pay for our own new AC system because they kro messing around and finally said it would be 9 days to get to us (in the middle of the Florida summer). Most recent 7 days to get a plumber to clear a drain. Contract is coming up in Sept and will not be renewing.
Reviews for American Home Shield
Helpful Favorable Review
Fanaa Gri
January 28th, 2026
USA
Verified Customer
Review Source
Helpful Critical Review
Hormonium Learning
September 2nd, 2026
Reston, Virginia
DETAILS
I’ve had AHS for several years, and overall, they’re okay when it comes to small repairs here and there. However, whenever it comes to something more serious—like a refrigerator, water heater, HVAC, or AC system—it seems like they find every possible excuse not to cover it. Every single time I’ve had a major issue, the process has been frustrating. Instead of simply fixing or paying for the repair as you would expect from a home warranty company, they come up with reasons to deny the claim or avoid covering the cost.
The Final Word
Choice Home Warranty's repair costs are $60 for every service call. American Home Shield charges $75, $100, or $125 for its service fee. You can select which price you want, but it will make the overall price of your home warranty fluctuate. If you choose the cheaper $75 service fee, your home warranty plan will be $180 more expensive when compared to the $125 service fee option.
Even with the flexible service fee options that AHS has, CHW still has cheaper repair costs.
Home Warranty Cost (Winner: Choice Home Warranty)
Although CHW and AHS have similar price points for their warranty plans, CHW has a cheaper service call fee, which makes its overall service cheaper. However, AHS does have cheaper add-on coverage options, which we'll discuss more below.
Contract (Winner: American Home Shield)
American Home Shield and Choice Home Warranty both require a one-year service contract. However, AHS offers month-to-month contracts after the first year of coverage, while CHW requires a one-year service contract each time you renew your plan.
Basic Coverage (Winner: Choice Home Warranty)
- American Home Shield's Combo Plan: $599.88 (based on a $75 service fee)
- Choice Home Warranty's Combo Plan: $495 (based on a $60 service fee)
Choice Home Warranty's Basic Plan includes the following:
- Heating system
- Electrical system
- Plumbing system
- Plumbing stoppage
- Water heater
- Whirlpool bathtub
- Oven/range/stove
- Cooktop
- Dishwasher
- Built-in microwave
- Garbage disposal
- Ductwork
- Garage door opener
- Ceiling and exhaust fans
- Refrigerator
- Range/oven/cooktop
- Clothes washer
- Clothes dryer
- Dishwasher
- Built-in microwave oven
- Trash compactor
- Freestanding ice maker
- Garage door opener
- Built-in food center
- Air conditioner and ductwork
- Heating and ductwork
- Electrical
- Doorbells
- Smoke detectors
- Ceiling fans
- Plumbing (including stoppages)
- Water heater
- Garbage disposal
- Instant hot/cold water dispenser
- Central vacuum
- American Home Shield's Combo Plan: $719.88 (based on a $75 service fee)
- Choice Home Warranty's Combo Plan: $600 (based on a $60 service fee)
Add-On Coverage Options (Winner: American Home Shield)
When comparing add-on warranty coverage options, American Home Shield offers the better price on each of these three items:
- Pool and spa (AHS charges $159.96 per year; CHW charges $180)
- Septic pump (AHS charges $30 per year; CHW charges $40)
- Well pump (AHS charges $84.96 per year; CHW charges $100)
American Home Shield is the founder of the home warranty industry and has been in business since 1971. Choice Home Warranty has only been in business for a little over a decade since its founding in 2008. If you prefer the company with the most industry experience, American Home Shield is the best option.
Customer Reviews (Winner: Choice Home Warranty)
Choice Home Warranty and American Home Shield are similar when it comes to customer feedback. Both warranty companies have average star ratings with many positive thoughts as well as negative. However, Choice Home Warranty does have an overall higher star-rating from consumers when compared to American Home Shield. Choice Home Warranty ranks highest in regards to value for your money and customer service, while American Home Shield ranks highest for value for your money and ranks lowest in customer service and company trustworthiness.
Choice Home Warranty vs American Home Shield: Which is the Better Option?
Both Choice Home Warranty and American Home Shield are service providers with robust home warranty plans at affordable price points. When deciding which company is best for you, it depends on what you're looking for. If you want a basic home warranty plan that covers both major systems and appliances at an affordable price, Choice Home Warranty is your better option. In comparison, if you want a home warranty plan for only select systems or only select appliances, American Home Shield is the better choice since it has a basic plan exclusively for both.
If you're looking for a combo plan with the most coverage and you don't mind paying a little more, American Home Shield is better for you. Although AHS's combo plan is pricier than CHW's, AHS offers coverage for a few additional items that Choice Home Warranty does not, making its coverage more extensive.
Overall, Choice Home Warranty wins in these areas: service fee price, warranty cost, basic coverage options, and customer reviews.
American Home Shield wins in these areas: contract length, combo coverage, add-on coverage, and industry experience.
Top Choice
