Overview
Choice Home Warranty
2
$85
N/A
No
18 Years
American Home Shield
3
$100
Annual
No
55 Years
Ratings
Choice Home Warranty
American Home Shield
Pros & Cons
Choice Home Warranty
PROS
- Customizable plans
- 30-day repair guarantee
- Transferrable contracts
- Plans for homeowners and real estate professionals
CONS
- 2 plan options
- 30-day waiting period
- Service fees charges for cancellation
American Home Shield
PROS
- Monthly and annual payment options
- Plans for homeowners, realtors, and sellers
- Transferrable contracts
- 30-day workmanship guarantee
CONS
- 30-day waiting period
- Fee and service costs with cancellation
Reviews
Choice Home Warranty
Reviews
American Home Shield
Reviews for Choice Home Warranty
Helpful Favorable Review
Irene Jensen
January 4th, 2025
DETAILS
Edited January 15th, 2026
Verified Customer
Review Source
I was referred by a neighbor. My problem with them is that you have no way of speaking to a live person if you have any questions or problems. So far, I have been happy with the referrals for my claims but my main complaint is that you have no way to speak to a live person.
Helpful Critical Review
Steven
January 14th, 2026
Verified Customer
Review Source
I have had a claim in since November 28 it is now January 14 my heat has still not working . First repair person did not show up second repair person could not find parts still cold in the house last night 23°f . Not shure what they are doing but it's not getting my heat repaired.
Reviews for American Home Shield
Helpful Favorable Review
Julie
January 8th, 2026
Verified Customer
Review Source
It is my home warranty, however every time I have a problem it is difficult to get items repaired between AHS and vendor sent. I also do not like Appliance Inc, who is usually who you send. In my experience with them they do not fix the items they are sent out to fix, they only fix part of the problem or none of the problems. They like to fix 1 part vs 3 when there are other parts needed too. Then I have to call back. Not happy with their services on any service call. I have had this plan for over 6 years and they have not been easy to work with for any of my service requests/repairs.
Helpful Critical Review
Regina
November 19th, 2025
Verified Customer
Review Source
I’m so upset over 2 months ago I put in a ticket for my stove, refrigerator and microwave. It took forever for me to get my stove and refrigerator fixed and I’ve never received anything for my microwave. This is the worst to pay for services and get treated like this.
The Final Word
Choice Home Warranty's repair costs are $60 for every service call. American Home Shield charges $75, $100, or $125 for its service fee. You can select which price you want, but it will make the overall price of your home warranty fluctuate. If you choose the cheaper $75 service fee, your home warranty plan will be $180 more expensive when compared to the $125 service fee option.
Even with the flexible service fee options that AHS has, CHW still has cheaper repair costs.
Home Warranty Cost (Winner: Choice Home Warranty)
Although CHW and AHS have similar price points for their warranty plans, CHW has a cheaper service call fee, which makes its overall service cheaper. However, AHS does have cheaper add-on coverage options, which we'll discuss more below.
Contract (Winner: American Home Shield)
American Home Shield and Choice Home Warranty both require a one-year service contract. However, AHS offers month-to-month contracts after the first year of coverage, while CHW requires a one-year service contract each time you renew your plan.
Basic Coverage (Winner: Choice Home Warranty)
- American Home Shield's Combo Plan: $599.88 (based on a $75 service fee)
- Choice Home Warranty's Combo Plan: $495 (based on a $60 service fee)
Choice Home Warranty's Basic Plan includes the following:
- Heating system
- Electrical system
- Plumbing system
- Plumbing stoppage
- Water heater
- Whirlpool bathtub
- Oven/range/stove
- Cooktop
- Dishwasher
- Built-in microwave
- Garbage disposal
- Ductwork
- Garage door opener
- Ceiling and exhaust fans
- Refrigerator
- Range/oven/cooktop
- Clothes washer
- Clothes dryer
- Dishwasher
- Built-in microwave oven
- Trash compactor
- Freestanding ice maker
- Garage door opener
- Built-in food center
- Air conditioner and ductwork
- Heating and ductwork
- Electrical
- Doorbells
- Smoke detectors
- Ceiling fans
- Plumbing (including stoppages)
- Water heater
- Garbage disposal
- Instant hot/cold water dispenser
- Central vacuum
- American Home Shield's Combo Plan: $719.88 (based on a $75 service fee)
- Choice Home Warranty's Combo Plan: $600 (based on a $60 service fee)
Add-On Coverage Options (Winner: American Home Shield)
When comparing add-on warranty coverage options, American Home Shield offers the better price on each of these three items:
- Pool and spa (AHS charges $159.96 per year; CHW charges $180)
- Septic pump (AHS charges $30 per year; CHW charges $40)
- Well pump (AHS charges $84.96 per year; CHW charges $100)
American Home Shield is the founder of the home warranty industry and has been in business since 1971. Choice Home Warranty has only been in business for a little over a decade since its founding in 2008. If you prefer the company with the most industry experience, American Home Shield is the best option.
Customer Reviews (Winner: Choice Home Warranty)
Choice Home Warranty and American Home Shield are similar when it comes to customer feedback. Both warranty companies have average star ratings with many positive thoughts as well as negative. However, Choice Home Warranty does have an overall higher star-rating from consumers when compared to American Home Shield. Choice Home Warranty ranks highest in regards to value for your money and customer service, while American Home Shield ranks highest for value for your money and ranks lowest in customer service and company trustworthiness.
Choice Home Warranty vs American Home Shield: Which is the Better Option?
Both Choice Home Warranty and American Home Shield are service providers with robust home warranty plans at affordable price points. When deciding which company is best for you, it depends on what you're looking for. If you want a basic home warranty plan that covers both major systems and appliances at an affordable price, Choice Home Warranty is your better option. In comparison, if you want a home warranty plan for only select systems or only select appliances, American Home Shield is the better choice since it has a basic plan exclusively for both.
If you're looking for a combo plan with the most coverage and you don't mind paying a little more, American Home Shield is better for you. Although AHS's combo plan is pricier than CHW's, AHS offers coverage for a few additional items that Choice Home Warranty does not, making its coverage more extensive.
Overall, Choice Home Warranty wins in these areas: service fee price, warranty cost, basic coverage options, and customer reviews.
American Home Shield wins in these areas: contract length, combo coverage, add-on coverage, and industry experience.
Top Choice
