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Old Republic Home Protection

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3.2

Overall Score

Author: Kalicia Bateman

LAST UPDATED: November 9th, 2024

Old Republic Home Protection offers valuable home warranty coverage and aims to please homeowners over a long period of time by providing fast, friendly, and efficient customer service. The company offers added value to first-time homeowners with special reduced plan options available for the first year of homeownership.

Old Republic Home Protection was originally founded as Dependable Home Warranty in California in 1974. It is currently the third largest home warranty company in the country. Old Republic’s experience places it among the top home warranty companies in the United States.

Read Old Republic home warranty reviews below to see what real consumers have to say about the warranty service provider.

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Pros

  • Old Republic Home Warranty Plans
  • Home Electronics Coverage
  • First-Time Homeowner Benefits
  • Plan Holder Benefits
  • Homeowner Central Account
  • Warranty Plan Options for Real Estate Professionals

Old Republic Home Warranty Plans

Old Republic Home Protection offers various home warranty plans, offering homeowners more flexibility in their coverage. Old Republic offers the following plans:

  • Standard Plan
  • Ultimate Plan
  • Ultimate Plan (with washer/dryer/refrigerator coverage)
  • Platinum Plan (with Total Care)
  • Platinum Plan (with Total Care and washer/dryer/refrigerator coverage)

All plans may not be available in each state serviced by Old Republic Home Protection. However, here’s how the plans compare:

  Standard Plan Ultimate Plan

Ultimate Plan
(with W/D/R)

Platinum Plan
(with Total Care)
Platinum Plan
(with Total Care and W/D/R)
Primary gas/oil/electric heater
A/C
Ductwork
Limited pest control
Drain line stoppage
Plumbing pipe leak
Toilet
Water heater
Built-in jetted bathtub motor and pump
Recirculating pump
Instant water dispenser
Garbage disposal
Water pressure regulator
Sump pump
Electrical system
Exhaust/attic/ceiling/whole house fans
Garage door opener
Central vacuum
Rekey service
Dishwasher
Trash compactor
Kitchen exhaust fan
Oven/range/cooktop
Built-in microwave
Bundle: Washer/dryer/kitchen refrigerator      
Ultimate enhancements  
Refrigerant recapture/reclaim/disposal  
Code upgrades/permits/haul away/cranes  
Mismatched systems/improper installation  
Increased coverage for plumbing and stoppage      
Manufacturer’s warranty      
Modifications      
Increased coverage for zone controls/specific HVAC systems      
Total Care: Enhanced slab leak limit/external plumbing      

To know which plans are available in your state, we recommend visiting the Old Republic Home Protection website to view state-specific plan brochures.

In addition to these comprehensive plans, Old Republic offers a variety of individually priced optional coverage options:

  • Pre-season HVAC tune-up — $25
  • Ornamental fountain motor/pump — $100
  • Swimming pool/spa equipment — $180
  • Solar pool and/or spa components — $250
  • Solar hot water system equipment — $250
  • Limited roof leak repair — $100
  • Water softener/reverse osmosis water filtration system — $75
  • Well pump — $100
  • Booster pump — $75
  • Enhanced slab leak limit/external plumbing — $100
  • Septic tank pumping/septic systems including sewer ejector pump — $75
  • Appliance limit upgrade — $100
  • Outdoor kitchen — $125
  • Washer/dryer (per set) — $80
  • Kitchen refrigerator — $50
  • Additional refrigeration units — $50

Optional coverage items can be added to any home warranty plan.

Home Electronics Coverage

Through Old Republic Home Protection's Tech and Smart Home Protection Plan your home electronics and smart home devices are protected if they malfunction or break. Through the plan you can repair, replace, or be reimbursed for any covered electronic or device.

Some covered home electronics include the following:

  • Laptops
  • Tablets
  • Wireless routers
  • TVs
  • Gaming systems and consoles
  • Headphones
  • Monitors
  • Webcams
  • Printers

Some covered smart home products include the following:

  • Doorbells
  • Thermostats
  • Light switches
  • Power outlets
  • Security cameras
  • Smoke detectors

Personalized tech support is also available to help you troubleshoot or set up Wi-Fi enabled devices and accessories.

First-Time Homeowner Benefits

Old Republic Home Protection offers special reduced pricing on home warranty plans for homeowners in their first year of homeownership. This is a unique offering in the home warranty industry.

Plan Holder Benefits

As an Old Republic Home Protection plan holder, a variety of benefits are available to make it easier to manage your coverage:

  • Homeowner Central account — access and manage your Old Republic home warranty online, as well as request service, pay service fees, and renew your home warranty plan
  • Tech and Smart Home Protection Plan — coverage for home electronics and smart home products
  • Rekey service — one free rekey service
  • Quick service request process — easily submit a service request online or over the phone
  • Online coverage renewal — easily renew your coverage through your Homeowner Central account

Homeowner Central Account

As an Old Republic Home Protection customer you can set up a Homeowner Central account on the company’s website. Through your account you will be able to register your home warranty plan, request service, check the status of service requests, view service history, manage your home warranty plans, renew your home warranty plans, make payments, pay service fees, and more.

Warranty Plan Options for Real Estate Professionals

Old Republic Home Protection has resources and plan options for homeowners as well as for real estate professionals. Many real estate agents include home warranties as a gift to buyers, so having resources specific to real estate agents makes it beneficial to do business with Old Republic Home Protection. 

Real estate agents will have access to an Old Republic Home Protection toolbox, allowing them to get online quotes, place an application, view/update an application, and customize marketing tools. Marketing tools include customizable newsletters, full-color e-cards, open house kits, farming tools, and much more. 

Agents can also refer a preferred contractor to Old Republic home warranty, which might result in an invite for the contractor to join the network.

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Cons

  • Not Available Nationwide
  • Optional Coverage Plan Limits
  • Old Republic Home Protection Reviews

Not Available Nationwide

Old Republic Home Protection only serves the following 28 states:

  • Alabama
  • Arizona
  • California
  • Colorado
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wyoming

Optional Coverage Plan Limits

It is a common practice in the home warranty industry to have coverage plan limits, but it is important to be aware of Old Republic Home Protection’s limits nonetheless. Old Republic has the following optional coverage plan limits (repairs and their corresponding dollar limits per optional coverage plan term):

  • Ornamental fountain motor/pump — $500
  • Saltwater circuit board and cell — $1,500
  • Solar pool and/or spa components — $1,500
  • Solar hot water system equipment — $1,500
  • Limited roof leak repair — $1,000
  • Outdoor kitchen — $1,000
  • Washer/dryer (per appliance) — $3,500
  • Kitchen refrigerator — $5,000
  • Additional refrigeration units (in total) — $1,000
  • Appliance limit upgrade — $3,500
  • Water softener/RO filtration system — $500
  • Well pump and/or booster pump — $1,500
  • Enhanced slab leak limit ($1,000)/external plumbing ($1,000) — $2,000
  • Septic system/sewage ejector pump — $500

Old Republic Home Protection Reviews

Currently, Old Republic Home Protection reviews are limited, but customer sentiment is primarily negative with a majority of 1-star reviews. Customers frequently mention unreliable service in response to a service request and an overall disorganized customer service experience.

Read more Old Republic home warranty reviews below.

View Best Home Warranty Companies

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The Bottom Line

Old Republic Home Protection appears to be a legitimate company in the home warranty industry and a viable option to cover the wear and tear of homeowners' major systems and appliances. 

The company offers a variety of home warranty plans, providing homeowners with even more flexibility and customization opportunities when choosing the home warranty coverage they need. In addition to its plans, Old Republic has a large offering of add-on coverage options that can be added to any plan. However, the company truly sets itself apart with its home electronics coverage. 

Learn more about this company by reading Old Republic home warranty reviews below.

View Best Home Warranty Companies

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