4.4
6.0
Overall Score
USAA has a long history as a financial services and insurance provider to military members and their families. It has earned high financial strength ratings and is known for tailoring products and services to meet the needs of military members.
USAA's home insurance is no exception and includes specialized coverage for military uniforms. If you're a current or former military member and a homeowner, a USAA home insurance product is worth exploring.
USAA has received high financial strength ratings. These ratings are important to check before buying insurance because they indicate the long-term financial outlook of an insurer. High financial strength ratings are common among top insurers, so USAA's high financial strength ratings make it competitive.
USAA is also competitive in its home insurance coverage options. It offers dwelling, personal belongings, loss of use, other structures, and personal liability insurance coverage. These offerings are typical for home insurance.
Depending on your area, you may also include identity theft coverage with your homeowners insurance policy.
In addition to the standard coverage, USAA advertises coverage for military uniforms.
Although any home insurance carrier would likely include coverage for a military uniform under personal belongings, USAA goes further. If your uniform is lost due to a covered peril while you are on active duty or deployed, the deductible is waived.
With this coverage, USAA shows its commitment to serving and meeting the insurance needs of military members and their families.
If you rent all or part of your home, you may be able to get home sharing coverage through USAA. This coverage isn't available everywhere, so check to see if it's available in your area.
Some insurers offer similar coverage, but it is not common. Offering this kind of coverage makes USAA stand out.
Like other home insurers, USAA offers discounts and savings opportunities to make your home insurance rate more affordable. Offerings include a claims-free discount and a protective device credit. Policyholders can also bundle their policy with auto insurance to receive a discount.
If these discounts don't help enough with your insurance premium costs, you can also opt for a higher deductible.
Although some competitors offer more discounts, USAA's discount options are competitive.
You must become a USAA member before you can purchase USAA home insurance. No fees are required for USAA membership. However, you must be a current or retired military member or an immediate family member of someone who served in the U.S. military.
If you do not meet USAA's eligibility requirements, you'll need to find another insurance company.
Although it's promising that USAA home insurance reviews on BestCompany.com are mostly positive, there are not very many of them. Although USAA is competitive, a full recommendation based on customer satisfaction is not currently available.
Although more customer review data would offer better insight into the quality of USAA's services, it is a recommended insurer because of its competitive homeowners insurance products and high financial strength ratings. USAA's services are only available to its members, so you must meet its eligibility requirements.
A USAA policy is an especially good fit for homeowners insurance if you want specialized coverage for your military uniform.
Best Company guarantees your satisfaction if you choose a company that has earned this distinction. If you're not satisfied after 30 days, simply let us know and we'll give you $200. Yes, it's really that simple.
Learn More About Our GuaranteeFilter by:
Sort by:
Review Source
Jenny Bourgeois
5 months ago
Review Source
Olden and Golden in Missouri
8 months ago
Crystal-lee Nunez
7 months ago
Dana Hatfield Bullhead City, AZ
2 years ago
Review Source
Jennifer Vallejos Albuquerque, NM
10 months ago
Review Source
Samantha Madero-Craven
10 months ago
Review Source
Striker 2009 El Paso, TX
1 year ago
Review Source
Tim Syzek Perry Hall, MD
1 year ago Edited July 25, 2023
Review Source
Lorraine S Bradenton, FL
1 year ago
Review Source
Markayla W
5 months ago
Angela Chesapeake, VA
3 years ago
Review Source
shirley arington Candler, NC
9 months ago
Review Source
Satoria MoonGoddess
10 months ago
Review Source
Dr Matt Phillips Austin, TX
1 year ago
Review Source
joe martins Plano, TX
1 year ago
Review Source
Rafael Matthew Jamaica Plain, MA
1 year ago
Review Source
John A Jacksonville, FL
1 year ago
Review Source
Carol E Brown Harker Heights, TX
2 years ago
Review Source
Michelle Crane Orlando, FL
2 years ago
Review Source
David Garcia Chicago, IL
2 years ago
Review Source
Rich N New London, CT
2 years ago
Review Source
EB
2 years ago
Review Source
JimS. Cathedral City, CA
2 years ago Edited January 3, 2022
Review Source
Warren Grover Seattle, WA
2 years ago
Review Source
MGW San Jose, CA
2 years ago
Review Source
peter harmatuk Poolesville, MD
3 years ago Edited September 14, 2021
Review Source
Nicky
7 months ago
Gina Poe Los Angeles, CA
2 years ago
Review Source
Dawn Grover
10 months ago
Review Source
Tyrone Walton Atlanta, GA
1 year ago
Review Source
Matthew Houston, TX
1 year ago
Review Source
JB Newport, MI
1 year ago Edited August 15, 2023
Review Source
TC B Florissant, CO
1 year ago Edited August 11, 2023
Review Source
Bunny Garlington Weatherford, TX
1 year ago
Review Source
David Adrian Morales Weslaco, TX
1 year ago
Review Source
Emma Morrill
1 year ago
Review Source
Joyce Blocker Lafayette, LA
1 year ago
Review Source
Holly Holmes Miami, FL
2 years ago
Review Source
Linda Howard New Orleans, LA
2 years ago
Review Source
JJ Jenkins Bracey, VA
2 years ago
Review Source
Daniel Smith Canton, GA
2 years ago
Review Source
Philip Patton Bullhead City, AZ
2 years ago
Review Source
Judy Greene Pahrump, NV
2 years ago
Review Source
Rae Martinez Peoria, AZ
2 years ago
Review Source
Sam Massey Seaside, CA
2 years ago
Review Source
Paula Barber Melbourne, FL
2 years ago Edited August 3, 2022
Review Source
Robert Singleton Gilbert, AZ
6 years ago
Review Source
Sabrina
6 years ago Edited September 14, 2021
Review Source
Matthew
6 months ago
Abigail Land Tallahassee, FL
3 years ago
We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.
© 2024 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information