error This company may not service all states.

With decades of experience, SelectHealth is committed to providing the highest quality of care to its members.

SelectHealth offers customers a variety of health care plans. Customers can also purchase dental insurance from SelectHealth.

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SelectHealth works with Intermountain Healthcare to enhance healthcare value for members in Utah and Idaho. It has received several awards and recognitions for its health plans, caliber, and member satisfaction.

The Good

  • Health Insurance Plans Offered
  • Member Resources
  • Unique Features
  • Customer Service

Health Insurance Plans Offered

SelectHealth has a lot of health insurance plan options to choose from. The health insurance plans are not limited to just one format. SelectHealth offers private health insurance plans and health plans that meet the Affordable Care Act's requirements like covering the essential health benefits, including preventive care. It also offers Medicare, Medicaid, CHIP, and dental insurance plans.

SelectHealth even offers short-term health insurance for individuals or families who are in between jobs or simply need temporary coverage.

Health insurance premiums, annual deductible, and out-of-pocket expenses (copays and coinsurance) for each plan vary based on several factors, including the coverage offered, age of the insured, and number of people insured. Some consumers may qualify for a monthly premium subsidy instituted by the Affordable Care Act.

Provider networks may also vary based on the plan you choose. For example, Preferred Provider Network (PPO) plans cover in- and out-of-network patient care, though at different rates. PPO plan members benefit from greater flexibility when choosing a physician. 

Member Resources

The online member portal through SelectHealth is called MyHealth and gives plan enrollees access to so many tools. Through it, you can view your health plan's benefits, limitations, and coverage. You can also read up on your rights and responsibilities as a member and get help finding a primary care physician or specialist and setting up appointments. These services apply to both general practitioners, mental health physicians, and other care providers.

One perk to SelectHealth's claims process is that it is paperless. You won't have to deal with that hassle, and once you file a claim you can track it 24/7 online. SelectHealth has a member services phone number, but members can only contact them during certain business hours with this number.

Unique Features

Like most other health insurance companies, SelectHealth has both a Find a Doctor tool and a Find a Facility tool. On the website, you'll also find simple explanations for each plan and ways to contact the company to find out more (and shop for plans that are specific to you).

The mobile app is also convenient, which actually has several capabilities. On the app, users can view their health plan's benefits and see how much coverage has been used so far. Users can also use the app to find a pharmacy or urgent care, email your ID card information if needed, and even see what the status is on wait times at an Intermountain InstaCare facility.

Member discounts are definitely another advantage at SelectHealth. With a health plan, you could pay less on a gym membership, eyewear, or hearing aids. SelectHealth also has discounts on supplements, alternative medicine, and personal training-items that seem luxurious but could actually have a big positive impact on your health.

Select Heath offers health education to members who want it. Through its additional services, its programs can help get you on the road to stop smoking or to lose weight, for example.

Customer Service

SelectHealth was created and is operated by the well-known Intermountain Healthcare organization. This hospital system was founded in 1975, and along the way SelectHealth was initiated. It has expanded to serve customers through a variety of health plans. Intermountain Healthcare has a great customer service reputation, and this culture extends to its health insurance partner. Together, the two prize high-quality health care services.

Primarily, customers can contact SelectHealth through one of its main phone numbers (including numbers dedicated to member services) or a secure message form. It also offers the opportunity to set up a live chat or schedule a call.

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Customer Review: Kilee Wagner from Bountiful, Utah

"We've had select health for years and have been very happy. The EOB's are very easy to read and self explanatory. Customer service is great to answer any questions."

SelectHeath does have a helpful FAQs section, social media profiles, and even a company blog. All of these resources connect them to members and potential customers as well. Once you are a member with SelectHealth, of course, your resources leave little to be desired.

This insurance company has done an excellent job of providing members with almost any tool they would need. These tools help members find health care services by locating primary care doctors or specialists and hospitals. Other tools allow members to view benefits, file a claim, and even find advice for their health.

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The Bad

  • State Availability
  • Business Hours Only

State Availability

If you're a potential Select Health customer, you'll want to know that the company only provides insurance in Utah and Idaho. If you don't live in these states, you'll need to find another insurer.

Business Hours Only

Customers can only contact Select Health during certain business hours, not 24/7. Even though members can access their online portal 24/7, it would be nice to have the option to contact a company representative, if needed, during the evening or early morning.

The Bottom Line

Medical expenses can be high and difficult to pay for. Having a health insurance plan provides policyholders with access to discounted health care prices and help paying for care. These discounts, deductibles, and limits on out-of-pocket expenses are frequently referred to as health benefits.

The pros heavily outweigh the cons with Select Health. True, its service area is quite small, limited to only two states: Utah and Idaho. Because of this, its customer base and network are much smaller, and SelectHealth insurance policies aren't available to most consumers in the United States.

As long as you live in one of these two states, this insurance company carries the promise of positive customer service, a variety of health plans, and convenient tools. It's easy to explore plans, compare premium costs and deductible amounts.

Once you enroll, SelectHealth makes it easy to find a network doctor with its Find a Doctor tool. Its paperwork is all available online through a member portal.

Considering the good service it offers, SelectHealth is a recommended insurer for health insurance.

We'll Introduce You!

Call our recommended rep over at Select Health below.

1-(844) 961-0613

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User Reviews

Star Rating

3.8
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255 Reviews

Review Breakdown

5 star
42%
4 star
30%
3 star
8%
2 star
4%
1 star
16%

Sentiment Criteria

Value for your money
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Quality of product or service
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Customer service
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Tyson

March 30th, 2015 Salt Lake City, UT

They have been great with paying all of the long NICU stays for 2 kids

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Marilynlhatch

March 27th, 2015 Meridian, ID

Haven't been with this provider very long but I find it very annoying that I can't use my own doctors that I trust with this company.

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Nodee Hankins

March 27th, 2015 Roy, UT

I have been with Select Health for the past 9 years. Between my husband's illness and the 2 surgeries that I have had to have, I couldn't have asked for a better experience. They have continually been there taking care of our needs. I don't know what we would have done if we had a different insurance. They have continually been very prompt in paying our claims. They are always kind and courteous if I had a question. Thanks Select Health for always going above and beyond in your customer service!

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Julie

March 27th, 2015 Salt Lake City, UT

Denied almost every thing

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Tonya Olsen

March 19th, 2015 Salt Lake City, UT

Select Health Dental has had some 'software' and 'policy' changes that have made it almost impossible to bill patients correctly. Claims are sent correctly and paid. 2-4 months later they redact the payment and apply it to another patient's EOB with false representation as to the reason why they redact payment. We have to call patients and let them know they are now responsible for hundreds of dollars on treatment completed 4-5 months previously. It is a joke. Provider relations at Select Health Dental is over loaded with complaints regarding this new issue. No other insurance that we work with (we work with at least 20 different companies and hundreds of policies) have this issue. And it is new to Select Health Dental.