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Liberty Debt Relief

Liberty Debt Relief

Name: Liberty Debt Relief
Rating: 4.7

4.7

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358 User Reviews

4.7

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358 User Reviews

The Good

The Bad

Bottom Line

Reviews

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Company Details

Time in Business

8 Years

Company Headquarters

333 City Blvd W, 17th Fl Orange CA, 92868

Number of Reviews 358

info Source of Information

Message from

Liberty Debt Relief

Liberty Debt Relief gives you our experience and knowledge every step of the way to face any debt challenge.

No matter your credit’s condition, we have the information you need to make an informed decision.

Whether you’re looking for more information on debt consolidation or are looking into debt settlement, we have what you need.

Author: Kaitlyn Short

LAST UPDATED: December 13th, 2025

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

Video Customer Reviews

P Norvell

06 Dec 2023

Wency Carino

25 Apr 2025

Brittany Scheib

25 Apr 2025

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The Good

Debt Relief Services
Industry Accreditations
24/7 Support
Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

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Javier Arango

(Translated by Google) I am in the negotiation process. The first of four agreements has already been reached. The attention I've received when calling to inquire about progress or concerns that have arisen during the process has been cordial and clear. (Original) Estoy en proceso de negociación. Ya se realizó el primer acuerdo de 4. La atención al llamar para preguntar por avances o inquietudes que me han surgido durante el proceso, ha sido cordial con y clara.

1 day ago

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Jenny Gift-Harvey

Liberty Debt relief has helped us tremendously and Charlie is absolutely amazing! He is knowledgeable and so patient! These situations are so stressful and he definitely makes you feel like everything's going to be ok!

1 day ago

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Charles Rivas

Liberty debt relief has done an excellent job in managing the debt settlement and I would recommend there services to anyone who is in a debt situation that’s looking for a solution 🙏

2 days ago

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Kim Shaffer

⭐️⭐️⭐️⭐️⭐️ Absolutely Life-Changing! I cannot say enough good things about this debt relief company. From the very first phone call, I felt heard, understood, and supported. Their team took the time to explain every step of the process in clear, honest terms—no pressure, no judgment, just real help from real professionals. Within weeks, they negotiated my balances down far more than I expected, and for the first time in years, I felt hopeful about my financial future. The communication has been outstanding—quick responses, regular updates, and genuine care in every interaction. What truly sets them apart is how personal the experience feels. They didn’t treat me like just another account; they treated me like a person who deserved a fresh start. Thanks to their guidance, I’m finally on a path toward financial freedom and peace of mind. If you’re struggling with debt and feeling overwhelmed, don’t hesitate. This company changed my life, and I’m incredibly grateful for everything they’ve done. Highly recommended!

2 days ago

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User Reviews

Star Rating

4.7

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358 Reviews

Review Breakdown

5 grade

85%

4 grade

3 grade

2 grade

1 grade

Sentiment Criteria

Value

star star star star star_half

Quality

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Service

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Trustworthiness

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Featured Review

star star star star star

Ashlyn Elwood Roswell, GA

When dealing with debt, the most important aspect to me was customer service so I could have the confidence that the company I picked was taking care of me. Liberty Debt Relief definitely checks this box! Without even prompting them I would have monthly check ins to help guide me through my finances and where in the process I was. They also give you an advisor so it's amazing to have one point of contact who knows you and your situation rather than having to explain it to someone new every time you have a question. My debt has lessened greatly and I am so glad I used Liberty Debt Relief.

3 years ago

Reply from Liberty Debt Relief

Thank you for the fantastic review! We put a lot of effort into making Liberty Debt Relief as user-friendly as possible, so we are thrilled to hear that you are enjoying it. Thanks again for the support!
- Liberty Debt Relief Support

Nov. 28th, 2023

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Featured Review

star star star star star

melrose1989 Marion, IL

This company has saved me thousands of dollars! This was my biggest debt relief company i have used due to how far in debt i was in when i contacted them for help. If you are deep into debt THIS is the company to look into first!

3 years ago

Reply from Liberty Debt Relief

Thank you so much for the 5-star review! We are thrilled to hear that you are enjoying Liberty Debt Relief and appreciate your feedback. Keep it coming!
- Liberty Debt Relief Support

Nov. 28th, 2023

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Verified Customer

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Kim M Shaffer

2 days ago

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Verified Customer

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Rohjai

6 days ago

Reply from Liberty Debt Relief

Hi Rohjai, thank you for the stellar review.

Dec. 9th, 2025

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Verified Customer

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Helen Kelsey

When I called Liberty Debt Relief, I liked the person I talked to. She was very knowledgeable. She took my information, put in line for me, found how much I could pay and gave me an idea when everything could be paid off. It was easy talking and understanding how things works. Whenever I have a question and call, I get an answer right away.

1 week ago

Reply from Liberty Debt Relief

Hi Helen, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

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Estrella Martell

I chose to work with Liberty Debt Relief due to it’s positive ratings and satisfied customer reviews, besides those persons Word of mouth experience. So far, so good, already had a positive turn out in less than 2 months. Highly recommend the services rendered.

1 week ago

Reply from Liberty Debt Relief

Hi Estrella, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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Emelita G Rea

AT FIRST , I WAS SCARED. I DONT KNOW WHOM I CAN TALK TOO , I WAS CRYING AND ASHAMED BUT THEN SOMEONE TALK TO ME A GUY AND A LADY SORRY I FORGOT THEIR NAME AND EXPLAIN IT YO ME WHAT THE PROCESS GONNA BE. HOW ITS GONNA WORK. NOW EVENTHOUGH SOMETIMES IM SCARED , BECAUSE CREDITORS KEEP CALLING ME AND SEND ME LETTERS THAT THEIR GONNA SUE ME, BUT I KNOW YOUR THERE TO HELP ME. THANK YOU SO MUCH FOR THAT. IM GLAD THAT SOMEHOW, SOMEONE THERE’ A COMPANY WHO WILL HELP . THANK YOU EVERYONE. HAPPY THANKSGIVING AND EARLY MERRY CHRISTMAS. GOD BLESS YOU.

2 weeks ago

Reply from Liberty Debt Relief

Hi Emelita, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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Barbara Hendricks

I felt overwhelmed by the debt I accumulated during these last few years with all prices going up on everything. Even though I made a decent income I had based my expenses on the economy before everything went sky high in cost. Towards the end of each month I was living off my credit cards. After receiving a letter in the mail from Liberty Debt Relief and accepting their help I feel like I can see a bright light at the end of the tunnel. Thank you so much!

3 weeks ago

Reply from Liberty Debt Relief

Hi Barbara, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Cody Stephen Krape

I liked the fact that they explained everything in depth prior to signing up. They seemed confident in being able to reduce my debt with no hidden costs & the transparency goes a long way.

1 week ago

Reply from Liberty Debt Relief

Hi Cody, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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Zachery Mullins

I called Liberty stressed over debt enough that it was becoming a health issue. They evaluated the debt and quickly got to work negotiating and resolving the debts with multiple creditors for far less then if I had just paid over 10yrs.

2 weeks ago

Reply from Liberty Debt Relief

Hi Zachery, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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April

I chose Liberty Debt Relief because of their excellent customer service. They listened to my concerns, offered honest guidance, and made the process feel manageable. Their professionalism and compassion helped me feel confident in my choice.

3 weeks ago

Reply from Liberty Debt Relief

Hi April, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Darren Miller

I found myself in a bit trouble. These credit cards had gotten me in debt, so I called Liberty and I’m so glad that I did. I talked to Art one of their representatives and he was so helpful they have released all of my debt. they are very good at what they do and they do it very well. Thank you, Liberty..

3 weeks ago

Reply from Liberty Debt Relief

Thank you, Darren! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 21st, 2025

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Verified Customer

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Arlene Dominguez

I was very skeptical at first since I didnt know anything about Liberty Debt Relief but it has been the best decision I've made! From the beginning they were very patient and informative and made me feel at ease when I was overwhelmed with all my debt. The process from beginning to end has been amazing and the support you get from the team is better than I imagined. I would 100% recommend them to anyone who is considering looking for debt relief. You will not be disappointed!

1 month ago

Reply from Liberty Debt Relief

Hi Arlene, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Lynn Marie Gallant

I have never done anything like this before, my Agent knew what he was doing, it was scary at first but each time I called him he was very professional and reassured me that everything was being taken care of I now see they have been working with my creditors & they keep me informed with all updated information. I’m so happy I decided to go with Liberty.

1 month ago

Reply from Liberty Debt Relief

Thank you, Lynn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Jeanette Moss

I had heard good things about Liberty Debt Relief and decided to give them a try. I have been very happy with their help.

2 days ago

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Verified Customer

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Susan V Cox

I was desperate and got information through the mail. After talking with a representative I made the decision that this was my best hope for getting out of debt.

1 week ago

Reply from Liberty Debt Relief

Hi Susan, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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Amber N Flores

Use their services! Just pay the monthly charge, and they take care of the rest for you. I already got one of four debts resolved in less than two months of beginning the program.

3 weeks ago

Reply from Liberty Debt Relief

Hi Amber, thank you for the stellar review.

Nov. 20th, 2025

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Verified Customer

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Hager Stump

So far so good lam so happy that you guys are doing awesome job for me I look forward to working with you guys and I'm excited about getting very deal paid and closed thanks so much for the peace of mind that you have already given me

1 month ago

Reply from Liberty Debt Relief

Hi Hager, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Juan R Abarca

First time I got in debt. When I first talked to your team, I felt I could trust in you. Little skeptical, but your counsel cleared up my doubts. More than happy with the results. I feel myself free from the burden of being tight with my finances. THANK YOU!!!

1 month ago

Reply from Liberty Debt Relief

Hi Juan, thank you for the stellar review.

Nov. 12th, 2025

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Verified Customer

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Shanon Stephens

We had accrued a large credit card debt and saw no way out. We heard about Liberty Debt Relief and gave them a call. We are so glad we did. After just a few short months we are seeing our way to being debt free. We could not have done this without their help. Thank you Liberty Debt Relief.

1 month ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Shanon! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 12th, 2025

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Verified Customer

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Kris P Eddins

They help so much and they are also so amazingly nice and understanding and help you through this process you will be glad you came to Liberty Debt Relief and if your like me someone who has a little trouble understanding things they will go over things with you happily until you understand exactly what’s going on!

1 month ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Kris! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Melanie Householder

After doing some research on my own and calling other companies I didn't have the good feeling that I had with Liberty debt relief. Everything was explained to me step by step and I felt like it was a good process and I have been very pleased with my choice.

1 month ago

Reply from Liberty Debt Relief

Thank you, Melanie! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Tina Marie Swan

Would like to thank Bill and also Monica for helping me with my account and walking me through to getting help with my Son. So I fell on hard times and now needing the help from my Son and the transition you helped with. both helped me through. Great full.

1 month ago

Reply from Liberty Debt Relief

Hi Tina, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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William Lee Muhammad

I chose to work with Liberty Debt relief because it made sense I owed thousands and credit card debt and speaking with a representative. They informed me that I can cut down the interest rates and get my credit back right so far they help me with one of my cases so far it’s been good.

1 month ago

Reply from Liberty Debt Relief

Hi William, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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Angela Boyer

Liberty Debt gave me my life back! No more struggling to make ends meet because of high credit card bills. I felt like I would never get out of debt. My interest rates were so high, it seemed impossible to escape. Finally, I don’t have to worry about phone calls and bills piling up. Thank you Liberty Debt!

1 month ago

Reply from Liberty Debt Relief

Thank you, Angela! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Sean E Matthews

⭐️⭐️⭐️⭐️⭐️ Amazing experience with Liberty Debt Relief! Even though they don’t always give constant updates, I can definitely say they’re working hard behind the scenes to get everything done. I was a little unsure at first because communication wasn’t super frequent, but the results spoke for themselves. They truly came through and helped take a huge weight off my shoulders. If you’re patient and trust the process, they’ll get it handled! Highly recommend.

2 months ago

Reply from Liberty Debt Relief

Thank you so much, we’re happy to hear you’re pleased.

Oct. 27th, 2025

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Verified Customer

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Tammy D. Ackles

After the initial consultation, I was confident that LDR would help me to resolve and restore. I have not been disappointed. During my initial consultation, I was very apprehensive. I asked the rep “how do I know this is not scam?” He patiently gave information regarding Theo history and credentials. But most important my, he encourages me to do my own research and to take my time making my decision. I don’t feel like I was being rushed or coerced into my decision.

2 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 27th, 2025

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Verified Customer

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T Grant

I am three months in so far working on 2 to 3 deals at the moment have one that was settled already. Yes my credit dipped from 580 to 500 and some other places read 430 however I am seeing results quicker than any other place. I’ve been paying on these bills for over five years and I should be done with them within a year with the liberty debt program.

2 months ago

Reply from Liberty Debt Relief

We truly appreciate your kind review.

Oct. 13th, 2025

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Verified Customer

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Yolanda

I feel that it started out with one price that I felt was expensive, but it would help me out and I thought that would be the end of it. That’s just that one price 400 OK but now it’s going up 600. Then it’s gonna go up again

1 week ago

Reply from Liberty Debt Relief

Thank you for letting us know what’s on your mind. We want to make sure you feel clear and comfortable with your program, and we’re happy to go over any changes or concerns. Please reach out so we can review everything step by step.

Dec. 10th, 2025

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Verified Customer

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Troi Rimpson

If I would have known that nothing would happen for months, no payments or contact with my debtors and allowing all those late payments to happen I would have never signed up with Liberty. I was struggling but i was at least paying the minimum amount each month. Liberty allowed 3 months of late payments and I still have creditors calling me. I am even more stressed than i was before.

2 weeks ago

Reply from Liberty Debt Relief

Hey Troi, thank you for sharing this with us. We are really sorry this has added more stress, especially during the early stage when things can feel quiet. You deserve clearer support.
Please reach out when you can so we can review your account together and help you feel more at ease. We are here for you.

Dec. 3rd, 2025

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Verified Customer

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Rose Marie Killian Alenduff

I chose Liberty Debt Relief because I felt “ready” to move forward. The person I spoke with, Mr Cohen, was polite and very helpful. I am very glad I went with this company.

2 weeks ago

Reply from Liberty Debt Relief

Hi Rose, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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Donald Woods

Because I was having debt problems I checked with family and friends who recommended liberty debt relief to me, after working with them I have been deeply satisfied.

3 weeks ago

Reply from Liberty Debt Relief

Hi Donald, thank you for the stellar review.

Nov. 20th, 2025

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Verified Customer

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Patricia Giles

For the most part I’m satisfied with the process. The last settlement took a bit longer than expected and was not as positive as I had hoped for. Plus, the process is now taking longer than anticipated and the monthly repayment amount has increased to a point of making meeting the amount a bit difficult.

1 month ago

Reply from Liberty Debt Relief

Hi Patricia, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Marina Farber

I like liberty debt relief they help me when I can't afford that payment so far so good I'll be paying for a bit but hopefully the other bills get a settlement soon But other than that it's good

1 month ago

Reply from Liberty Debt Relief

Hi Marina, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Yvonne Trevino

I chose Liberty Relief Debt because they truly care about helping people get out of debt and start fresh. I felt confident they could guide me through the process with honesty and support.

1 month ago

Reply from Liberty Debt Relief

Thanks so much for sharing your thoughts. Liberty Debt Relief appreciates your trust and is glad to be part of your journey toward understanding and managing debt with confidence.

Nov. 10th, 2025

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Verified Customer

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Christopher E Brushaber

For my case it was exactly what I needed and received, the professional service advisor that worked with me and continues to advise me on my financial issues. This was just the best choice for me

1 month ago

Reply from Liberty Debt Relief

Hi Christopher, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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Nekeisha Clement

I chose to work with Liberty Debt Relief because they made payments for all my debts simple and they did all the work for me without the stress of answering all these debts collectors calls.

1 month ago

Reply from Liberty Debt Relief

Hi Nekeisha, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Glenn Aldrich

We were always broke from paying the credit cards we had and the necessity bills so are grateful for liberty debt relief because we now have a little extra to have for ourselves

1 month ago

Reply from Liberty Debt Relief

Thank you, Glenn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Ernestine Dewittyancy

So glad I reach out to Liberty. Just received the 1st negotiation with approving the offer. Will be looking out for the remaining accounts to send an offer soon. Again thank you

1 month ago

Reply from Liberty Debt Relief

Thank you, Ernestine! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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christopher peterson

Everything‘s going smooth so far so good and they keep in contact when they’re gonna do the next move so that’s a good thing and I like how you guys do that so thank you

1 month ago

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 27th, 2025

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Verified Customer

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Diane C Rush

I was looking for a loan and didn’t qualify for the loan. I was explained about the debt relief so I took advantage of it. It has a little longer than I expected. Now we date on a roll.

1 month ago

Reply from Liberty Debt Relief

Hi Diane, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Norma Esther German

Thank you for helping me and I appreciate your time and efforts on my behalf. Your representatives are so respectful and kind which means so much to me personally, being in a financial hardship has negatively affected my self esteem. Thank you again.

2 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you for taking the time to review us.

Oct. 27th, 2025

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Verified Customer

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Leigh Moore

You’ve kept me well informed and that means the world. Thank you for negotiating for a better amount so I may get this paid off and move on. It’s been weighing heavy on my mind and didn’t know how I would handle this alone. I don’t have to now😁

2 months ago

Reply from Liberty Debt Relief

Thank you, we’re happy to hear you’re pleased.

Oct. 13th, 2025

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Verified Customer

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Amber N Baker

They are fantastic to work with! They follow up and make everything clear for you to understand.

19 hours ago

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Verified Customer

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Debra

They had good rep. They helped me a lot. Would recommend to anyone. Amazing customer service.

4 days ago

Reply from Liberty Debt Relief

Hi Debra, thank you for the stellar review.

Dec. 11th, 2025

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Verified Customer

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Quavis

I like the communication with settling accounts and the persistent dealings to eliminate the oppressive debt thank w

1 week ago

Reply from Liberty Debt Relief

Hi Quavis, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

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Rolando

Lo más que me gustó es el trato de loas ajuntes mostrándote siempre una seguridad en el trato que te ofrecen

1 week ago

Reply from Liberty Debt Relief

Liberty Debt Relief agradece su comentario y valora que haya compartido su experiencia.

Dec. 10th, 2025

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Verified Customer

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Leah

Overwhelmed by debt and Liberty took the reins and gave us some hope of eventually getting out of debt.

1 week ago

Reply from Liberty Debt Relief

Hi Leah, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

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Deborah

The agent that I have been corresponding with has been very helpful from day one no matter how many times I call him

1 week ago

Reply from Liberty Debt Relief

Hi Deborah, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

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Richard

Liberty Debt Relief helped me to get my finances in check and set me on a manageable trajectory to pay off my debt

1 week ago

Reply from Liberty Debt Relief

Hi Richard, thank you for the stellar review.

Dec. 3rd, 2025