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Liberty Debt Relief

Liberty Debt Relief

Name: Liberty Debt Relief
Rating: 4.7

4.7

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385 User Reviews

4.7

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385 User Reviews

The Good

The Bad

Bottom Line

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Company Details

Time in Business

9 Years

Company Headquarters

333 City Blvd W, 17th Fl Orange CA, 92868

Number of Reviews 385

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Message from

Liberty Debt Relief

Liberty Debt Relief gives you our experience and knowledge every step of the way to face any debt challenge.

No matter your credit’s condition, we have the information you need to make an informed decision.

Whether you’re looking for more information on debt consolidation or are looking into debt settlement, we have what you need.

Author: Kaitlyn Short

LAST UPDATED: January 16th, 2026

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

Video Customer Reviews

P Norvell

06 Dec 2023

Wency Carino

25 Apr 2025

Brittany Scheib

25 Apr 2025

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The Good

Debt Relief Services
Industry Accreditations
24/7 Support
Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

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Ricardo Leal

(Translated by Google) The service is excellent, and you are truly great at helping me achieve debt freedom. I greatly appreciate your help in finding financial peace. Thank you. (Original) La atención es muy excelente y de verdad ustedes son buenos para poder lograr una libertad sobre nuestras deudas les aprecio mucho su gran ayuda a encontrar mi tranquilidad financiera gracias

2 days ago

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Tippytoe LJSA

Liberty has been a life saver by helping me with my credit card debt. I recommend them to anyone needing help with debt consolidation! Customer service is easy to contact and they are very thorough answering all my questions and explaining all aspects of the process and program. Thanks!

2 days ago

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Donna D'Andrea

I have been very pleased with Liberty Debt Relief services. They always are available to answer questions & guide me through processes no matter how long it takes. They regularly keep me informed with emails and texts. And their associates are always pleasant and patient. Based on this I would highly recommend them.

1 week ago

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Daria Mambo

i would just to give a big thanks to Charlie Brighton he's the best. Some issue had happened and he really worked hard on getting to the bottom of it and making sure it was taken care of.

1 week ago

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User Reviews

Star Rating

4.7

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385 Reviews

Review Breakdown

5 grade

85%

4 grade

3 grade

2 grade

1 grade

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Featured Review

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Verified Customer

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Kim M Shaffer

Working with this company has been one of the best financial decisions I’ve ever made. For years, I felt like I was drowning in credit card debt and high interest rates that made it impossible to get ahead. From the very first phone call, my stress levels plummeted. What stood out to me: Compassionate Support: The staff didn't judge my situation. They were empathetic, professional, and took the time to explain every step of the process. Clear Communication: I never felt left in the dark. Their online dashboard is incredibly easy to navigate, allowing me to track my progress and see my settlements in real-time. Significant Savings: They were able to negotiate my balances down far more than I ever could have on my own, often cutting what I owed by nearly half. True Peace of Mind: Instead of juggling multiple bills and predatory interest rates, I now have one manageable monthly payment that I can actually afford. If you are feeling overwhelmed by debt and don't know where to turn, I cannot recommend their services enough. They didn't just help me with my bills; they gave me my life back."

1 month ago Edited January 9, 2026

Reply from Liberty Debt Relief

Thank you, Kim! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 14th, 2025

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Featured Review

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Verified Customer

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Zachery Mullins

I called Liberty stressed over debt enough that it was becoming a health issue. They evaluated the debt and quickly got to work negotiating and resolving the debts with multiple creditors for far less then if I had just paid over 10yrs.

1 month ago

Reply from Liberty Debt Relief

Hi Zachery, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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Debra E Tyler

My debt was getting higher and I couldn't afford my regular bills, l contacted Liberty to see about getting a loan to payoff my bills but they asked if l would think about debt consolidation. l agreed and here l am. Things are still tight, but l try to make it, l have to say it's a little less stressful now. l just wish my debtors would stop harassing me

3 weeks ago

Reply from Liberty Debt Relief

Hi Debra, thank you for the stellar review.

Dec. 30th, 2025

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Verified Customer

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Tambra Deaton

I receive multiple calls daily about a debt relief. Liberty debt relief was not one of those annoying calls.. I was contacted by mail. I checked them out with a Better Business Bureau and truly feel safe with this company. Anytime I have any questions they break it down and explain it to me. The settlement offers are showing me they’re doing the job I expected. I highly recommend liberty debt relief..

4 weeks ago

Reply from Liberty Debt Relief

Hi Tambra, thank you for the stellar review.

Dec. 19th, 2025

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Verified Customer

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Rohjai

1 month ago

Reply from Liberty Debt Relief

Hi Rohjai, thank you for the stellar review.

Dec. 9th, 2025

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Verified Customer

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Emelita G Rea

AT FIRST , I WAS SCARED. I DONT KNOW WHOM I CAN TALK TOO , I WAS CRYING AND ASHAMED BUT THEN SOMEONE TALK TO ME A GUY AND A LADY SORRY I FORGOT THEIR NAME AND EXPLAIN IT YO ME WHAT THE PROCESS GONNA BE. HOW ITS GONNA WORK. NOW EVENTHOUGH SOMETIMES IM SCARED , BECAUSE CREDITORS KEEP CALLING ME AND SEND ME LETTERS THAT THEIR GONNA SUE ME, BUT I KNOW YOUR THERE TO HELP ME. THANK YOU SO MUCH FOR THAT. IM GLAD THAT SOMEHOW, SOMEONE THERE’ A COMPANY WHO WILL HELP . THANK YOU EVERYONE. HAPPY THANKSGIVING AND EARLY MERRY CHRISTMAS. GOD BLESS YOU.

1 month ago

Reply from Liberty Debt Relief

Hi Emelita, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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Barbara Hendricks

I felt overwhelmed by the debt I accumulated during these last few years with all prices going up on everything. Even though I made a decent income I had based my expenses on the economy before everything went sky high in cost. Towards the end of each month I was living off my credit cards. After receiving a letter in the mail from Liberty Debt Relief and accepting their help I feel like I can see a bright light at the end of the tunnel. Thank you so much!

1 month ago

Reply from Liberty Debt Relief

Hi Barbara, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Terry Woodworth

Made the process of removing debt with manageable payments easier for us to get by, saving a huge amount in interest, I would highly recommend Liberty Debt Relief.

1 week ago

Reply from Liberty Debt Relief

Hi Terry, thank you for the stellar review.

Jan. 13th, 2026

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Verified Customer

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James Mcguire

I looked at a lot of Debt Relief programs and this one had great reviews so I chose you all and boy am I glad that I did its paying off for me thank you all for what you all do

2 weeks ago Edited January 9, 2026

Reply from Liberty Debt Relief

Hi James, thank you for the stellar review.

Jan. 6th, 2026

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Verified Customer

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Mackenzie Thomas

They did an awesome setting my credit card debts and they were settled for a fraction of what I owed. Also customer service is Top Notch can’t complain at all with their service and availability.

4 weeks ago

Reply from Liberty Debt Relief

Hi Mackenzie, thank you for the stellar review.

Dec. 30th, 2025

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Verified Customer

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Helen Kelsey

When I called Liberty Debt Relief, I liked the person I talked to. She was very knowledgeable. She took my information, put in line for me, found how much I could pay and gave me an idea when everything could be paid off. It was easy talking and understanding how things works. Whenever I have a question and call, I get an answer right away.

1 month ago

Reply from Liberty Debt Relief

Hi Helen, thank you for the stellar review.

Dec. 10th, 2025

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Verified Customer

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Estrella Martell

I chose to work with Liberty Debt Relief due to it’s positive ratings and satisfied customer reviews, besides those persons Word of mouth experience. So far, so good, already had a positive turn out in less than 2 months. Highly recommend the services rendered.

1 month ago

Reply from Liberty Debt Relief

Hi Estrella, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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April

I chose Liberty Debt Relief because of their excellent customer service. They listened to my concerns, offered honest guidance, and made the process feel manageable. Their professionalism and compassion helped me feel confident in my choice.

1 month ago

Reply from Liberty Debt Relief

Hi April, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Arlene Dominguez

I was very skeptical at first since I didnt know anything about Liberty Debt Relief but it has been the best decision I've made! From the beginning they were very patient and informative and made me feel at ease when I was overwhelmed with all my debt. The process from beginning to end has been amazing and the support you get from the team is better than I imagined. I would 100% recommend them to anyone who is considering looking for debt relief. You will not be disappointed!

2 months ago

Reply from Liberty Debt Relief

Hi Arlene, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Lynn Marie Gallant

I have never done anything like this before, my Agent knew what he was doing, it was scary at first but each time I called him he was very professional and reassured me that everything was being taken care of I now see they have been working with my creditors & they keep me informed with all updated information. I’m so happy I decided to go with Liberty.

2 months ago

Reply from Liberty Debt Relief

Thank you, Lynn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Roger

As the contract was in its final year, my payments had to be doubled or add another year. I am sure that somewhere in the contract said that the amount agreed on could be adjusted. But to double payments seems like someone did not compute correctly.

2 weeks ago

Reply from Liberty Debt Relief

Hi Roger, thank you for the stellar review.

Jan. 6th, 2026

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Verified Customer

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Deborah S Finley

I was pleased at please the first year but for some reason I can not find out what is the balance is .You are still taking over $1000.09 dollars form bank Not Happy please help

2 weeks ago

Reply from Liberty Debt Relief

Hi Deborah, thank you for the stellar review.

Jan. 6th, 2026

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Verified Customer

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Mary Elder

Liberty has helped me in so many ways ! My husband had a stroke that left us in a bad spot so . Liberty has helped us through this pandemic! Thank you liberty

3 weeks ago

Reply from Liberty Debt Relief

Thank you, Mary! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 30th, 2025

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Verified Customer

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Cody Stephen Krape

I liked the fact that they explained everything in depth prior to signing up. They seemed confident in being able to reduce my debt with no hidden costs & the transparency goes a long way.

1 month ago

Reply from Liberty Debt Relief

Hi Cody, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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Amber N Flores

Use their services! Just pay the monthly charge, and they take care of the rest for you. I already got one of four debts resolved in less than two months of beginning the program.

1 month ago

Reply from Liberty Debt Relief

Hi Amber, thank you for the stellar review.

Nov. 20th, 2025

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Verified Customer

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Charita Brazile

They are great, patient, professional, and work hard for customers to get to best settlements. Liberty Debt Relief also have the best resources and partnerships with legal support who look out for their customers. I appreciate what you are doing for me, and can't thank you enough!

2 months ago

Reply from Liberty Debt Relief

Hi Charita, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Hager Stump

So far so good lam so happy that you guys are doing awesome job for me I look forward to working with you guys and I'm excited about getting very deal paid and closed thanks so much for the peace of mind that you have already given me

2 months ago

Reply from Liberty Debt Relief

Hi Hager, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Juan R Abarca

First time I got in debt. When I first talked to your team, I felt I could trust in you. Little skeptical, but your counsel cleared up my doubts. More than happy with the results. I feel myself free from the burden of being tight with my finances. THANK YOU!!!

2 months ago

Reply from Liberty Debt Relief

Hi Juan, thank you for the stellar review.

Nov. 12th, 2025

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Verified Customer

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Shanon Stephens

We had accrued a large credit card debt and saw no way out. We heard about Liberty Debt Relief and gave them a call. We are so glad we did. After just a few short months we are seeing our way to being debt free. We could not have done this without their help. Thank you Liberty Debt Relief.

2 months ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Shanon! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 12th, 2025

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Verified Customer

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Kris P Eddins

They help so much and they are also so amazingly nice and understanding and help you through this process you will be glad you came to Liberty Debt Relief and if your like me someone who has a little trouble understanding things they will go over things with you happily until you understand exactly what’s going on!

2 months ago Edited November 8, 2025

Reply from Liberty Debt Relief

Thank you, Kris! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Melanie Householder

After doing some research on my own and calling other companies I didn't have the good feeling that I had with Liberty debt relief. Everything was explained to me step by step and I felt like it was a good process and I have been very pleased with my choice.

2 months ago

Reply from Liberty Debt Relief

Thank you, Melanie! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Tina Marie Swan

Would like to thank Bill and also Monica for helping me with my account and walking me through to getting help with my Son. So I fell on hard times and now needing the help from my Son and the transition you helped with. both helped me through. Great full.

2 months ago

Reply from Liberty Debt Relief

Hi Tina, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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William Lee Muhammad

I chose to work with Liberty Debt relief because it made sense I owed thousands and credit card debt and speaking with a representative. They informed me that I can cut down the interest rates and get my credit back right so far they help me with one of my cases so far it’s been good.

2 months ago

Reply from Liberty Debt Relief

Hi William, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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Angela Boyer

Liberty Debt gave me my life back! No more struggling to make ends meet because of high credit card bills. I felt like I would never get out of debt. My interest rates were so high, it seemed impossible to escape. Finally, I don’t have to worry about phone calls and bills piling up. Thank you Liberty Debt!

2 months ago

Reply from Liberty Debt Relief

Thank you, Angela! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Sean E Matthews

⭐️⭐️⭐️⭐️⭐️ Amazing experience with Liberty Debt Relief! Even though they don’t always give constant updates, I can definitely say they’re working hard behind the scenes to get everything done. I was a little unsure at first because communication wasn’t super frequent, but the results spoke for themselves. They truly came through and helped take a huge weight off my shoulders. If you’re patient and trust the process, they’ll get it handled! Highly recommend.

3 months ago

Reply from Liberty Debt Relief

Thank you so much, we’re happy to hear you’re pleased.

Oct. 27th, 2025

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Verified Customer

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Tammy D. Ackles

After the initial consultation, I was confident that LDR would help me to resolve and restore. I have not been disappointed. During my initial consultation, I was very apprehensive. I asked the rep “how do I know this is not scam?” He patiently gave information regarding Theo history and credentials. But most important my, he encourages me to do my own research and to take my time making my decision. I don’t feel like I was being rushed or coerced into my decision.

3 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 27th, 2025

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Verified Customer

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T Grant

I am three months in so far working on 2 to 3 deals at the moment have one that was settled already. Yes my credit dipped from 580 to 500 and some other places read 430 however I am seeing results quicker than any other place. I’ve been paying on these bills for over five years and I should be done with them within a year with the liberty debt program.

3 months ago

Reply from Liberty Debt Relief

We truly appreciate your kind review.

Oct. 13th, 2025

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Verified Customer

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Kendal Allen

Very easy to work with and anytime I have ever needed assistance they are very responsive and quick to resolve an issue

1 week ago

Reply from Liberty Debt Relief

Hi Kendal, thank you for the stellar review.

Jan. 9th, 2026

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Verified Customer

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Tanya Hill

So far I have had a good experience with liberty. Target seems to be the only company that will not work with them .

1 week ago

Reply from Liberty Debt Relief

Hi Tanya, thank you for the stellar review.

Jan. 9th, 2026

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Robin McIntyre

I am very much pleased with Liberty Debt Relief. They have gotten settlements more quickly than I had expected. I would definitely refer someone to them.

18 hours ago

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Verified Customer

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Susan V Cox

I was desperate and got information through the mail. After talking with a representative I made the decision that this was my best hope for getting out of debt.

1 month ago

Reply from Liberty Debt Relief

Hi Susan, thank you for the stellar review.

Dec. 3rd, 2025

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Verified Customer

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Troi Rimpson

If I would have known that nothing would happen for months, no payments or contact with my debtors and allowing all those late payments to happen I would have never signed up with Liberty. I was struggling but i was at least paying the minimum amount each month. Liberty allowed 3 months of late payments and I still have creditors calling me. I am even more stressed than i was before.

1 month ago

Reply from Liberty Debt Relief

Hey Troi, thank you for sharing this with us. We are really sorry this has added more stress, especially during the early stage when things can feel quiet. You deserve clearer support.
Please reach out when you can so we can review your account together and help you feel more at ease. We are here for you.

Dec. 3rd, 2025

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Verified Customer

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Rose Marie Killian Alenduff

I chose Liberty Debt Relief because I felt “ready” to move forward. The person I spoke with, Mr Cohen, was polite and very helpful. I am very glad I went with this company.

1 month ago

Reply from Liberty Debt Relief

Hi Rose, thank you for the stellar review.

Nov. 26th, 2025

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Verified Customer

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Donald Woods

Because I was having debt problems I checked with family and friends who recommended liberty debt relief to me, after working with them I have been deeply satisfied.

1 month ago

Reply from Liberty Debt Relief

Hi Donald, thank you for the stellar review.

Nov. 20th, 2025

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Verified Customer

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SHAUNA KAYE CROSDALE

“The service was efficient, well-organized, and reliable. Every step was handled with professionalism, and I was kept informed throughout. I’m very impressed with the level of support provided.”

2 months ago

Reply from Liberty Debt Relief

Hi SHAUNA, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Patricia Giles

For the most part I’m satisfied with the process. The last settlement took a bit longer than expected and was not as positive as I had hoped for. Plus, the process is now taking longer than anticipated and the monthly repayment amount has increased to a point of making meeting the amount a bit difficult.

2 months ago

Reply from Liberty Debt Relief

Hi Patricia, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Marina Farber

I like liberty debt relief they help me when I can't afford that payment so far so good I'll be paying for a bit but hopefully the other bills get a settlement soon But other than that it's good

2 months ago

Reply from Liberty Debt Relief

Hi Marina, thank you for the stellar review.

Nov. 21st, 2025

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Verified Customer

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Yvonne Trevino

I chose Liberty Relief Debt because they truly care about helping people get out of debt and start fresh. I felt confident they could guide me through the process with honesty and support.

2 months ago

Reply from Liberty Debt Relief

Thanks so much for sharing your thoughts. Liberty Debt Relief appreciates your trust and is glad to be part of your journey toward understanding and managing debt with confidence.

Nov. 10th, 2025

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Verified Customer

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Christopher E Brushaber

For my case it was exactly what I needed and received, the professional service advisor that worked with me and continues to advise me on my financial issues. This was just the best choice for me

2 months ago

Reply from Liberty Debt Relief

Hi Christopher, thank you for the stellar review.

Nov. 10th, 2025

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Verified Customer

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Nekeisha Clement

I chose to work with Liberty Debt Relief because they made payments for all my debts simple and they did all the work for me without the stress of answering all these debts collectors calls.

2 months ago

Reply from Liberty Debt Relief

Hi Nekeisha, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Glenn Aldrich

We were always broke from paying the credit cards we had and the necessity bills so are grateful for liberty debt relief because we now have a little extra to have for ourselves

2 months ago

Reply from Liberty Debt Relief

Thank you, Glenn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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Ernestine Dewittyancy

So glad I reach out to Liberty. Just received the 1st negotiation with approving the offer. Will be looking out for the remaining accounts to send an offer soon. Again thank you

2 months ago

Reply from Liberty Debt Relief

Thank you, Ernestine! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Verified Customer

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christopher peterson

Everything‘s going smooth so far so good and they keep in contact when they’re gonna do the next move so that’s a good thing and I like how you guys do that so thank you

2 months ago

Reply from Liberty Debt Relief

Thank you so much for sharing your experience with us.

Oct. 27th, 2025

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Verified Customer

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Diane C Rush

I was looking for a loan and didn’t qualify for the loan. I was explained about the debt relief so I took advantage of it. It has a little longer than I expected. Now we date on a roll.

2 months ago

Reply from Liberty Debt Relief

Hi Diane, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Norma Esther German

Thank you for helping me and I appreciate your time and efforts on my behalf. Your representatives are so respectful and kind which means so much to me personally, being in a financial hardship has negatively affected my self esteem. Thank you again.

3 months ago Edited October 24, 2025

Reply from Liberty Debt Relief

Thank you for taking the time to review us.

Oct. 27th, 2025