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Liberty Debt Relief

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Author: Kaitlyn Short

LAST UPDATED: December 18th, 2025

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

Video Customer Reviews

P Norvell Customer Review Video About Liberty Debt Relief

P Norvell

Wency Carino Customer Review Video About Liberty Debt Relief

Wency Carino

Brittany Scheib Customer Review Video About Liberty Debt Relief

Brittany Scheib

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The Good

  • Debt Relief Services
  • Industry Accreditations
  • 24/7 Support
  • Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

  • Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

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Tami Cook

So far everything is going Great. I can't wait to get to the ending results. I get so excited when another credit card company agrees to a settlement offer I can hardly believe it's true. And none of this would be happening without liberty Debt Relief .

21 hours ago

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Johnny Dollar

Top notch company dedicated to helping people with debt issues. I will rate LDR a 5 star outfit. I'm very satisfied with my plan. I'd recommend to anyone interested in eliminating their debt.

1 day ago

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Javier Arango

(Translated by Google) I am in the negotiation process. The first of four agreements has already been reached. The attention I've received when calling to inquire about progress or concerns that have arisen during the process has been cordial and clear. (Original) Estoy en proceso de negociación. Ya se realizó el primer acuerdo de 4. La atención al llamar para preguntar por avances o inquietudes que me han surgido durante el proceso, ha sido cordial con y clara.

5 days ago

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Jenny Gift-Harvey

Liberty Debt relief has helped us tremendously and Charlie is absolutely amazing! He is knowledgeable and so patient! These situations are so stressful and he definitely makes you feel like everything's going to be ok!

6 days ago

Star Rating

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4.7

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364 Reviews

Review Breakdown

5 grade

85%

4 grade

9%

3 grade

2%

2 grade

2%

1 grade

2%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Rose Marie Killian Alenduff

I chose Liberty Debt Relief because I felt “ready” to move forward. The person I spoke with, Mr Cohen, was polite and very helpful. I am very glad I went with this company.

3 weeks ago

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Reply from Liberty Debt Relief

Hi Rose, thank you for the stellar review.

Nov. 26th, 2025

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Patricia Giles

For the most part I’m satisfied with the process. The last settlement took a bit longer than expected and was not as positive as I had hoped for. Plus, the process is now taking longer than anticipated and the monthly repayment amount has increased to a point of making meeting the amount a bit difficult.

1 month ago

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Reply from Liberty Debt Relief

Hi Patricia, thank you for the stellar review.

Nov. 21st, 2025

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Stella M Moore

I needed help. I do need you to look unto the Elan account I have to be in court 12/1912025.

3 days ago

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Reply from Liberty Debt Relief

Hey Stella, we are already in contact with you directly regarding this matter. If you have any more concerns or questions, just reach out to us. Thank you!

Dec. 17th, 2025

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Jerry Chancellor jr

Only 1 hiccup out of several accounts. Still this 1 garnishment was unforeseen & untimely. Good company to help with debt consolidations.

3 weeks ago

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Reply from Liberty Debt Relief

Hi Jerry, thank you for the stellar review.

Nov. 26th, 2025

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Leny Wagner

beause your employees are so convincing esp.Adam & Nick Rivera i trusted you people.Thsk you so much🙏🏻

4 weeks ago

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Reply from Liberty Debt Relief

Hi Leny, thank you for the stellar review.

Nov. 21st, 2025

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Rebecca Lane

Needed help with my debts, googled Liberty Debt Relief and called. Very helpful with describing procedures and wanting to help me

1 month ago

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Reply from Liberty Debt Relief

Hi Rebecca, thank you for the stellar review.

Nov. 21st, 2025

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Craig Klinges

They seemed to have my best interest at heart. The only thing I didn't like was how long it took to get the creditors to stop calling.

1 month ago

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Reply from Liberty Debt Relief

Hi Craig, thank you for the stellar review.

Nov. 12th, 2025

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Aldair Ornelas

I like how the Team always let me know what’s going on and if there’s has been some progress with my debt consolidation

1 month ago

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Reply from Liberty Debt Relief

Hi Aldair, thank you for the stellar review.

Nov. 13th, 2025

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Ronicia J Webb

I want to get on track. I feel they can help but I want them to call me and let me know what they are doing…

1 month ago

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Reply from Liberty Debt Relief

Hi Ronicia, thank you for the stellar review.

Nov. 21st, 2025

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ANGELA SHAW

The ratings were very good, I fell confidently that my issues will be resolved in an professional and timely manner.

1 month ago

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Reply from Liberty Debt Relief

Thank you, ANGELA! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 10th, 2025

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Anibal Reyes Rodriguez

Very helpful on helping me to get Debt free. Customer service very helpful. I would like update more often

1 month ago

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Reply from Liberty Debt Relief

Thank you, Anibal! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Henry Sarabia

Working with Liberty turned out to be great saving money and time figuring out bills they did it for me

1 month ago

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Reply from Liberty Debt Relief

Hi Henry, thank you for the stellar review.

Nov. 13th, 2025

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John E Mann

How long it took for the cards to stop calling me and how far my credit fell is what I didn’t like but getting this cards paid off is a good thing.

2 months ago

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Reply from Liberty Debt Relief

Hey Mr. John, thank you for sharing your feedback. We understand how tough the calls and credit changes can be at first, but it’s great to see progress toward getting those balances resolved. That step often opens the door to rebuilding stronger credit over time.

Oct. 27th, 2025

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Leah

They offered the best solution and monthly payment for my credit card debt.

4 weeks ago

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Reply from Liberty Debt Relief

Hi Leah, thank you for the stellar review.

Nov. 26th, 2025

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Naomi Whaley

Not enough contact to keep me updated on remaining time and payments I have left

1 month ago

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Reply from Liberty Debt Relief

Hi Naomi, thank you for the stellar review.

Nov. 10th, 2025

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Maria L Quezada

They have helped me with my debt and and have kept in touch with me regarding my account

1 month ago

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Reply from Liberty Debt Relief

Thank you, Maria! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Tracy

People told me about you all how you helped people

2 weeks ago

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Reply from Liberty Debt Relief

Hi Tracy, thank you for the stellar review.

Dec. 3rd, 2025

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Kim

Went with the first person to help me...

3 weeks ago

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Reply from Liberty Debt Relief

Hi Kim, thank you for the stellar review.

Nov. 26th, 2025

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Marilyn Guilfoyle

I just started with your company so far so good

3 weeks ago

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Reply from Liberty Debt Relief

Thank you, Marilyn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 26th, 2025

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Carrey Gamble

Still work with them and waiting to see how things processing go

1 month ago

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Reply from Liberty Debt Relief

Hi Carrey, thank you for the stellar review.

Nov. 21st, 2025

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Renee Lapierre

Very friendly staff and I’ve heard all the positive outcomes .

1 month ago

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Reply from Liberty Debt Relief

Thank you, Renee! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Gail Bilyeu

only been with them a short time but they have got one settlement started

1 month ago

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Reply from Liberty Debt Relief

Thank you, Gail! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Sophia M Yellow Robe

After talking with your people I felt your company would be able to help me

1 month ago

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Reply from Liberty Debt Relief

Thank you, Sophia! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

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Gina Touchstone

Good rating and all positive reviews..I like how i can track my progress

1 month ago

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Reply from Liberty Debt Relief

Hi Gina, thank you for the stellar review.

Nov. 13th, 2025

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Tarrance D Charles

I am very satisfied with the quickness in which they work and the communication is great

2 months ago

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Reply from Liberty Debt Relief

We really appreciate your kind words and support.

Oct. 27th, 2025

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Park Boggs

This company seems efficient and helpful

1 month ago

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Reply from Liberty Debt Relief

Hi Park, thank you for the stellar review.

Nov. 21st, 2025

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Aissatou

I thought the service would be better than other agencies

1 month ago

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Reply from Liberty Debt Relief

Hi Aissatou, thank you for the stellar review.

Nov. 13th, 2025

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P Norvell TX

Customer Review Video

2 years ago

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Reply from Liberty Debt Relief

Hey P, Thank you for the glowing review! We are grateful for your kind words and are pleased to know that Liberty Debt Relief has exceeded your expectations. Thank you for choosing Liberty Debt Relief!
- Liberty Debt Relief Support

Dec. 1st, 2023

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Rose Kline

Better communication about what is going on during the negotiation process would be good. Beyond one text message saying that the department was looking over the settlement offer from the creditor I did not hear anything for over a month. I did appreciate that when we wanted to modify the amount of creditors on the program, the people working it were very easy to work with and was very up front with what would happen. Overall good program, they make it clear up front what costs are.

1 year ago

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Reply from Liberty Debt Relief

Thank you for sharing your feedback with us. We’re glad to hear that you found our team easy to work with and appreciated the transparency about the costs and changes to your program.

However, we’re sorry to hear about the lack of communication during the negotiation process. We understand how important it is to stay informed, especially when it comes to financial matters. We’re committed to improving our communication and will be reviewing our processes to ensure we provide more frequent updates moving forward.

If you have any further questions or need additional assistance, please don't hesitate to reach out. We're here to help and ensure you have a positive experience with us.

Thank you for being part of our program!

Sincerely,
The Liberty Debt Relief Support Team

Aug. 23rd, 2024

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Tammelle Wells-Derbigny Jonesboro, GA

The process for getting started was easy. The monthly follow up calls were confusing because the meaning of them wasn't explained to me in the beginning.

1 year ago

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Reply from Liberty Debt Relief

Hi Tammelle, We're truly grateful for your outstanding review! It's wonderful to hear that you're having a positive experience with Liberty Debt Relief.
-Liberty Debt Relief Support Team

Jan. 29th, 2024

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Ann Adele Walla Walla, WA

I am pleased with the level of communication between the agency and myself. I appreciate their getting back to my requests in a timely manner

1 year ago

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Reply from Liberty Debt Relief

Hi Ann, We greatly appreciate you taking the time to provide such thoughtful feedback. Knowing we have exceeded your expectations means a lot. Please feel free to contact us if you ever need any additional assistance.
Sincerely,
The Liberty Debt Relief Support Team

Dec. 27th, 2023

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MrOswaldo48

They have very good customer service. Communication is important, and they provide it.

1 year ago

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Reply from Liberty Debt Relief

Hi, thanks for your review. Glad to hear you had a great experience.
-Liberty Debt Relief Support Team

Jan. 18th, 2024