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Liberty Debt Relief

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Author: Kaitlyn Short

LAST UPDATED: December 18th, 2025

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

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The Good

  • Debt Relief Services
  • Industry Accreditations
  • 24/7 Support
  • Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

  • Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

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Tami Cook

So far everything is going Great. I can't wait to get to the ending results. I get so excited when another credit card company agrees to a settlement offer I can hardly believe it's true. And none of this would be happening without liberty Debt Relief .

21 hours ago

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Johnny Dollar

Top notch company dedicated to helping people with debt issues. I will rate LDR a 5 star outfit. I'm very satisfied with my plan. I'd recommend to anyone interested in eliminating their debt.

1 day ago

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Javier Arango

(Translated by Google) I am in the negotiation process. The first of four agreements has already been reached. The attention I've received when calling to inquire about progress or concerns that have arisen during the process has been cordial and clear. (Original) Estoy en proceso de negociación. Ya se realizó el primer acuerdo de 4. La atención al llamar para preguntar por avances o inquietudes que me han surgido durante el proceso, ha sido cordial con y clara.

5 days ago

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Jenny Gift-Harvey

Liberty Debt relief has helped us tremendously and Charlie is absolutely amazing! He is knowledgeable and so patient! These situations are so stressful and he definitely makes you feel like everything's going to be ok!

6 days ago

Star Rating

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4.7

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364 Reviews

Review Breakdown

5 grade

85%

4 grade

9%

3 grade

2%

2 grade

2%

1 grade

2%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Verified Customer

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Review Source

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Shady Wesson

I’m far from satisfied with the service they provide. Whomever is in charge of settling the debt I have does not follow up with updates, no one returns emails or phone calls and the process is taking longer than expected. I would never recommend and will actually discourage people from using this service. I’m extremely disappointed and will be looking into canceling the entire service.

3 weeks ago

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Reply from Liberty Debt Relief

Hi Mr. Shady, thank you for sharing your feedback. We are sorry for the frustration with communication and timelines on your file. Our records show that our team has since spoken with you and addressed your concerns about updates and the status of your program. If anything still feels unresolved or you have additional questions, please reach out to us directly so we can help right away.

Nov. 26th, 2025

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Verified Customer

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Review Source

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Joy

I feel very disappointed in the service and promises made. Nothing like I thought it would go.

1 week ago

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Reply from Liberty Debt Relief

I’m sorry to hear you’re feeling disappointed. We would really like the chance to go over your program with you and talk through what you are experiencing. Please reach out so we can review everything together.

Dec. 10th, 2025

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Verified Customer

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Review Source

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Ricardo Sanchez

“WHY IN THE WORLD WOULD SOMEBODY ASK FOR A REVIEW WHEN THE JOB HAS NOT BEEN FINISHED????

3 weeks ago

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Reply from Liberty Debt Relief

Hi Mr. Ricardo, thank you for your feedback. It looks like a review request may have gone out to check on how your experience has been so far. If you prefer not to receive these requests, every email includes an unsubscribe option at the bottom, and you can reply STOP to any text message to prevent future ones. If you have any questions, feel free to reach out directly. Thank you.

Nov. 26th, 2025

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Verified Customer

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Review Source

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Nathaniel Snow

Just pay off your debts on your own, this was a waste of time and they aren't very good at communicating.

1 month ago

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Reply from Liberty Debt Relief

Mr. Nathaniel, we’re sorry to hear this experience hasn’t met your expectations. Taking on debt alone can feel like the simpler route, but programs like ours are designed to help people find clarity and structure through the process. Our team truly values your feedback and remains available to address any concerns or communication gaps at any time.

Nov. 10th, 2025

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Verified Customer

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Review Source

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Karen Mcphail

I totally was misguided on how this debt relief worked and am just paying monthly till it is all over.

1 month ago

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Reply from Liberty Debt Relief

Hi Ms. Karen, thank you for bringing this to our attention. Liberty Debt Relief aims for clarity at every stage, and we are available to review your program details with you so everything is fully understood. Please feel free to contact our team so we can go through your account together.

Nov. 13th, 2025

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Verified Customer

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Review Source

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Gilberto Tolico

Terrible service, my credit score has gotten worse since I’ve been with liberty

1 month ago

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Reply from Liberty Debt Relief

Hi Mr. Gilberto, thank you for sharing this. Credit shifts are common early in the program since automatic payments stop, and those impacts are usually temporary as the process moves forward. Many people see improvements as accounts reach later stages, and the team is here to review your file and help you understand what is happening now.

Nov. 13th, 2025

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Verified Customer

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Review Source

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Timothy Burrus

To relieve some of the debt I have and to consolidate my debts

1 month ago

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Reply from Liberty Debt Relief

Hi Timothy, thank you for the stellar review.

Nov. 21st, 2025

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Alexander Neo

Be Careful about sites or groups on Facebook that promise high ROI if you invest with them. I got ripped off after I invested my hard earned money with one group I contacted via Facebook. I invested 32,000 USD and got an interest of about 11,000 USD after a month which appeared on my dashboard. Few days later I was asked to invest in their Gold package and that informed me to invest about 250,000 to get about 1,000,000 USD in less than one month. After I enrolled in this package I was unable to withdraw after two months, I tried severally and texted support but was asked to invest more then I knew it was a scam. I read about Mrs. Lisa E. how she recover people money back and quickly contacted her. After meeting up with her requirements, all my money was recovered in less than seven days without any trouble. I am here to testify how I was able to recover all my funds back in less than 72 hours and all thanks to Mrs. Lisa E., if you have lost so much in investing and now you are worried how you going to recover your funds back, here I am testify how Mrs. Lisa E.  recover all my funds back, if you want to recover all your funds back, contact her

1 year ago

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Reply from Liberty Debt Relief

Thank you for sharing your experience, but we must clarify that this review contains false and misleading information. Liberty Debt Relief is not an investment firm, and we do not engage in any investment services or schemes. The experience you've described has no connection to our company or the debt relief services we provide.

If this is a genuine review, it appears to be intended for a different company entirely. Liberty Debt Relief specializes in helping individuals manage and reduce their debt, and we do not offer the type of financial services you’ve mentioned here.

We recommend ensuring that any reviews or experiences shared are directed to the appropriate company, especially when discussing investment or recovery services.

If you are seeking assistance with managing debt, we would be happy to help. Please feel free to reach out to us for more information about our debt relief services.

Best regards,
The Liberty Debt Relief Support Team

Jul. 30th, 2024

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Review Source

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Melisa

Liberty has taken over 10,000 in fees and trying to take more they allowed my account to get to law firms and not I owe even more I’m screwed

1 year ago

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Reply from Liberty Debt Relief

Dear Melisa,

Thank you for reaching out. To assist you further, please contact us directly at 800-756-8447 so we can review your program details. We are currently unable to locate your account with the information provided, but we’re happy to help once we have the necessary details.

We look forward to speaking with you soon.

Best regards,
The Liberty Debt Relief Support Team

Nov. 15th, 2024