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Americor Reviews

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9.6

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Braden Franklin Lake Worth, FL

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2 years ago

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Terry

The representatives have been helpful on my journey through the program this far. My deposits have come out correctly with no issues. I have been in the program since December 2023 and I received my first settlement of five accounts in March 2023. Americor was able to settle with Lending Club which was one of my bigger balances owed. I received a call from Americor that I had an offer. I was so excited. I first got connected to an agent to help but because I was at work... I decided to sign into my Americor account and accept my offer. It was so easy. I am eager to see which account is settled next. This creditor was not aggressive in asking for payment. Given it was a few months of no payment. They sent me text messages and mailings reminding me my payment was due. Still uneasy not making payments but I am happy to have one settlement down and four to go. Thanks Americor!

2 years ago

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Matt

I spent 9 months with another debt consolidation company and I certainly feel like that was a waste of time. Since I have something to compare it to... the onboarding process was incredible by comparison. Americor mapped out their whole strategy. They pushed information rather than have me pull it out of them (which was a relief-the other place had me feeling like I was bothering them with my questions). Big shout out to Riah Nessa who brought in my business. This woman definitely cares and she made me feel like so much more than just another bunch of numbers toward the bottom line. If she is a reflection of the atmosphere in this company I would say it must be a great place to work. I am so thankful they sought me out. Unfortunately, I have one credit line that reached a settlement with the other company, and they're already implementing their fee (and it was a big one), otherwise Americor would have all my business. I know it is only fair that this other company get compensated for their work in acquiring the settlement, but I'm hoping they cut me loose. After nine months of not being really considered, I'd say it would be an appropriate trade off.

2 years ago

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Ernest Verni

I was skeptical at first when I decided to go forward with my decision to work with Anericor and its onboarding team . But it was time to get off the credit card bandwagon and take the plunge with a company that seemed to be competent and trustworthy with my finances and me. Americor’s people were very helpful to get my debt in order so I could define my outlook after I have committed with the contract to pay off my debt with my personal debt consolation plan . They helped me with the burden to deal with my creditors and finalize my plan with a realistic repayment plan I can live with for my future to rebuild my credit and be free from the daily calls to play catch up with past due bills . It seemed I was saying goodbye to my old friends that have caused me credit card anguish in my life but in reality I can breathe for the first time with out the credit card debt and burden I felt daily . I still have a few issues to manage with onboarding team but they are patient with me and extremely helpful to get it right . Thanks Americor team for your people and staff for your courtesy towards me in a very difficult transition for me as I am still on the path to success in my planned retirement years ahead of me.

2 years ago

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D R WEST

very tactical, calculated protocol that americor follows. I think the % for fees is a bit high, but, as the saying goes, you get what you pay for. I don't have to deal with the creditors, and I may be eligible for a consolidation loan in the future. It seems this process is better in the long run than bankruptcy or just letting your credit crash. So far americor has already arranged a settlement with one of my creditors, so I was happy and impressed with that scenario, and decided, after LAY, a nice americor rep followed up with me today, that I'm doing the right thing, with the right company, at the right time.

2 years ago Edited April 22, 2024

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Sandra Webb GA

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2 years ago

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Heidi R. San Luis Obispo, CA

Dallas P and Bryon R are so Knowledgeable and were so patient with me in explaining everything and even went through all the steps I needed to take to help me access their Apps and Portal because I am not “Tech Savy” but they made it easy! I have never been treated so respectfully by any business representative as I have been through them! They are both Highly Knowledgeable, service oriented and an asset to American and all who are privileged enough to work with them! I am blessed to have this amazing opportunity to have their Expertise and Americor’s help in Finally digging me out of this financial pit! Thank you so much!

2 years ago

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Nadine Jackson North Hollywood, CA

My agent, Heather, has always answered my questions and calmed my nervousness in how working with Americor would impact my credit score. I saw successful results from her negotiations with my creditors were evident within two weeks. I started receiving notices (emails) from my Americor portal to confirm the renegotiated amounts (approximately 50% less than previously owed!) and payment schedules. I was more than amazed at how quickly creditors started coming to terms with Americor. Although I was technically only a day or week late on my original payment due date and amount to a creditor, they were calling, texting, and emailing me for payment. One creditor even called me at work and left a ‘personal issue’ message with the receptionist for me to call back. Needless to say I was embarrassed. Americor immediately stepped in and instructed me on how to respond to this illegal activity and the harassing phone calls to my work stopped. Thank you again! :-)

2 years ago

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Patricia Clark Mission, KS

At first i didn't understand how it worked i feel that in a years time i started out with 15 cards some i have ready paid off completely so i have had credit score dropped down to 300 now it's going back up almost 600 i got Credit 9 to except me and they working with me. It take it take time and patient don't let the creditors bluff You let Americor hand it after to tell them you going threw a hardship don't keep answering let it go to voice mail. The plan works i got served at my door i just fax the papers to them never went to court they handled it I say thank you glad i made this choice. Just follow the plan

2 years ago

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Theresa Klice

Americor has been helping me become more self sufficient, and becoming debt free. I have a disability in which I become very manic and buy, buy, buy, then I become depressed because of what I did and then I will go and spend, spend and spend to try to make myself feel better. At the end, I am thousands in debt and have nothing to show for what I bought. With Americor, I no longer have my credit cards to do this, I am learning new coping mechanisms, and I am becoming debt free as they negotiate with my creditors for a settlement to pay off my debts. Americor is saving my life and my marriage. Thank you Americor 😊

2 years ago Edited March 25, 2024

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Ateire Lombard Fresno, CA

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2 years ago

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Su Perry Norwich, CT

I was looking for a way out of my credit card debt. I live on a fixed income and when everything shut down for COVID I went a little crazy. I was locked in my apartment with my cell phone, my tablet, and my credit cards. I'm old enough to know better but it just happened. Before I knew it my cards were maxed and even making larger payments was not helping. Then American answered my call for help. They set up a schedule of payments to make every month, which was less money than I was sending my credit cards every month. This payment is put into an account of my very own. Yes, I watched my credit rating go down. But eventually it will go back up when all my debt is paid. The people art American are so supportive. They answered all my questions and even have a portal where I can send them any papers that come from my creditors. And this week they made the first offer to one of my cards. I've only been with them for 7 months and they're already making offers. I'm so happy I found Americor. For the first time in a long time I see the light at the end of the tunnel. Thank you Americor!

2 years ago

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Carmel Foster

Title: Americor Delivers Rapid and Remarkable Results I wanted to provide an update on my ongoing experience with Americor, and I must say, the results have been nothing short of remarkable. Just two months after signing up, I received my first negotiation outcome, and it's a game-changer – a staggering 45% reduction in my overall debt. The speed at which Americor was able to secure such a significant reduction speaks volumes about their efficiency and dedication. This substantial decrease in my financial burden has brought much-needed relief and renewed hope for a brighter financial future. The negotiation process itself was seamless, and Americor's team demonstrated their expertise in securing the best possible deals for their clients. The transparency and communication throughout the process have been commendable, making me feel confident and supported every step of the way. My experience with Americor has exceeded my expectations, and I'm eager to see the continued positive impact on my financial situation. For anyone considering seeking assistance with debt relief, I can attest to the effectiveness of Americor's services and the tangible results they deliver in a relatively short timeframe. I look forward to updating you on further progress in the coming months.

2 years ago

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Brittany Garcia Lynchburg, VA

I have never worked with this company before, but I was beyond impressed. Nicole was absolutely amazing from start to finish. Friendly, courteous, and never once rushed me or pressured me throughout the process. She walked me through every little thing and answered every question, while always being kind, non judgmental and awesome. I didn't expect to find a resolution to the debt that was drowning me so quickly, but I feel like I can breathe again with the plan we've created. I feel so much relief. This company and their team truly care and are fully transparent - they want to help and won't deceive you.

2 years ago

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Robert Christopher Tarter Columbus, OH

The first thing that I liked about them and I knew that I was going to go a rhythm is the representative knew what he was doing what he was talking about and he was so friendly. it felt like I was talking to you one of my best friends . Then he broke everything down to me and tell me what my payments were gonna sent me all the word walked me through it let me read it to make sure it is what I wanted to do , so we took our time and everything seems to be up and going . so now I can get all this stuff done And what's my credit score go back up I am so ready for this and took A load off my mind. I am so happy with everything.

2 years ago

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Turf 101

Lauren R is absolutely fantastic. Her professionalism and ability to customize her speech is so comforting and much needed during these type of discussions . 30 minutes of ease ....she can speak to just about every walk of life and guide them into a better financial state .. Her ability to explain and express/justify logic in every question i had were unmatched . truthfully i feel like i was talking to a friend the entire time . look forward to following the steps to some much needed financial relief. i highly recommend lauren to do all the training and consulting for her current position at americor. Shes mastered this process. The world needs more Laurens in this industry Sincerely Michael Rouille

2 years ago

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Twyla Blount Kissimmee, FL

I fell ill unexpectedly, was hospitalized, and pulled out of work by my doctors. All of my credit card balances were low,but with only one income we begin to charge groceries and utilities to keep our house afloat. I kept thinking "I'll be back to work soon and we can catch up". My return to work never came and lasted for a period of nine months. We hadn't charged much, but the interest was overwhelming . Americor had sent out a letter and making that call was one of the best decisions I ever made! I like that I was talked through the process. Every step of the way,if there were changes or new settlements, Americor sent notification!! Although I hope to never be in this situation again,Americor would be my first choice!!

2 years ago

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John Thomas Ferretti Stuart, FL

Like everyone, I was a bit skeptical in the beginning.... I was in way too much debt for my lifestyle..... I called Americor and gave them a shot. I also looked at a few credit repair services, and right away heard nothing promising. I've been in Americor's guidance for nearly a year, and so far, exceeded my expectations.... I am in the loan program and well on my way to establishing exceptional debt freedom.... its Awesome to turn a lender down because their rates are too high..... where before i was begging to get credit.... Americors' Staff is AWESOME.... They take their position well trained and extremely professional an Awesome Team to have on your side.....

2 years ago

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Teresa GA

I was struggling with just one income and too much debt. I received a flyer in the mail from Americor and scanned the code. The next morning a rep called and after our conversation and answering a few questions I was approved for a debt consolidation with terms that are going to make my life much easier. Not only am I saving money each month but I will be completely out of debt in four years !! My rep was very thorough and made sure I understood everything completely. He was extremely knowledgeable and answered all of my questions without hesitation. Even though I just started my journey to being debt free, in my opinion Americor is at the top of their field!

2 years ago

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Tonya Edge Mariposa, CA

Americor and its associates have been great for me while going through this financial hardship. They helped me get back on track with a payment I could manage each month. They explained the process clearly and I have been happy with the results. I have been in the program for all most a year. One settlement is paid in full and another one only has 3 months left. I am now moving in to the next step with a loan that pays off all my debit at once and helps build my credit even faster. Thanx to Americor, they are the ones who dealt with the creditors and was able to settle each debt so I was able to move forward. I have referred a friend to the program and if I hear anyone else in need of help I will refer them as well.

2 years ago

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michael johnson Collingswood, NJ

My name is Michael Earl Johnson, I'm a 30 year retired Sergeant Major of the United States Marine Corps. I give God Thanks and Praise First in all things. Since being accepted and effusively welcomed by the members of the Americor team, every word out of every member's mouth has been filled with ; hope, kindness and grace during my journey to becoming debt free and realizing financial independence. The very first deal achieved was the cutting of a four figure debt by 50%, in record time. There are no words to express the relief I feel, my gratitude and appreciation. I'm convinced with Americor, Better Days are Coming. Together we will make a difference. Warm Regards, M.E. Johnson

2 years ago

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George Cole Roswell, NM

So far I'm happy and surprised. I was very impressed t that one of my accounts have been settled. I thought I'd be waiting for a longer time but this is excellent. I do appreciate the customer service every time I call they answer. Thank you americor for being a stand up company . I often experience paying a company to do something and I am the one that does most of the paperwork. Bothered all day fax this ,look up this,email ,tests, faxes . It's such a relief for a company to make people less stressed I only had to sigh by phone . Excellent work thank you for settling such good values , friendliness, confidence, expertise. Keep up this great work practice .

2 years ago

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Toni Hay Concord, CA

From the beginning to current the process was transparent, trustworthy, and easy. I first worked with Paul N who was very knowledgeable and comforting to my situation. Then whenever I needed something customer service was very reliable. Once I was in a situation that was a benefit, going to Credit9, Malcom K was accessible and confident. Today I heard from Rick S in underwritting. My loan went thru and I my accounts paid. I feel like I'm going to be ok. My monthly went down and soon I can refinance my loan and/or pay it off quickly. THANK YOU!!! It all started from the call I made from the website to Paul. Total 5 Stars

2 years ago

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salem Magnolia Gardena, CA

Im just starting out my journey but so far Americor has been absolutely wonderful. No regrets! They make sure you understand everything about the process and give you tons of support. They truly do serve us the client and whats best for us.. Instead of owing 90,000 over 30 years. I will pay about 36, 000 ovet 4 years. Yoi can also make extra payments if you want it to go faster.. You tank your credit score and deal with phone calls from creditors thats the trade off but you get your life back in a few years without Bankruptcy and then you can build your credit back up.. They also help with dealing with the creditors.. So grateful for Logan and Americor !

2 years ago

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Patsy Albuquerque, NM

Ive never worked with a debt consolidation company before. At one point in my life this is what I needed to do to save myself from my poor spending habits, thus Americor. Throughout the process of working with Americor I received special care to ensure I continued on responsibly. Every step of the way I was compassionately guided in a very practical way. Finally I got to the end and feel so proud that I was able to stick with the learning process. Americor has my highest praise and gratitude for working so beautifully with me. Americor was absolutely the best to work with reflecting their values within the employees who always showed caring dedication to its customers. Anyone who has got caught up in the financial spending trap will need and appreciate the practical compassionate methods of Americor.

2 years ago

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Reply from Americor

It warms our hearts to know we've met your expectations! Our team at Americor is dedicated to helping you achieve financial success. We're here for you whenever you need us. Best regards, Americor

Sep. 25th, 2023

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Kathrine Hector Chico, CA

I have been working with Americor since Feb 2023 and the person I spoke to get started was the best!! He explained everything that would go on. He was very thorough and so kind. I was very confident and am still confident in the choice I made to get out of debt with Americor. They have already settled one debt for me and working and the rest. There are no hidden fees everything is explained so you have no surprises, they even send a text message, email, and call you for approval before they settle any account. I am involved without the worries. I would recommend this company to anyone who is looking to get out of debt without the hassle and headaches.

2 years ago

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Reply from Americor

Thank you for taking the time to share your positive experience with Americor! We're overjoyed to have been of assistance. Your success story motivates us to continue providing exceptional service.

Best regards, Americor

Aug. 16th, 2023

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Robert Bowman

I joined 8 months ago and stated with 17 accounts to pay off. I now have 3 accounts paid off, 2 more account will be paid off by May 2024 and 6 accounts in settled status. Only 6 accounts left in negotiation status. All I can say is let the program work for you. Credit scores fluctuate up and down but mine is starting to go up and stay up. As for creditors contacting you I have never answered a phone call that wasn't with a name of somebody I know in my contact list and now they have settled down I was getting 8, 10 maybe even 12 calls a week from creditors now I'm lucky if I get one per month and I've only been in the program for 8 months. I am one happy customer and I love what Americor has done and is doing for me I was happy to choose this company to help me take care of my credit problem. Thank you Americor

2 years ago Edited April 22, 2024

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Reply from Americor

We're delighted to hear that you're satisfied with our services! Your feedback fuels our commitment to delivering top-notch solutions. Feel free to recommend us to friends and family.

Best regards, Americor

Aug. 16th, 2023

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Brendin Palmer, AK

Absolutely fantastic!! I’ve never felt so well taken care of from a company before as much as I have with Americor They have been easy to work with and they answered any questions I had as well as communicating with me through every step of the way . They have helped me out of a very bad situation and I’m extremely pleased i choose the option to go through them . I would highly recommend them if that’s the route or option that you have a head of yourself. Everyone that I talked to was extremely friendly and helpful. They really made sure to communicate with me on the level that I truly understood!!

3 years ago

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Timothy O'Flaherty Methuen, MA

Absolutely the best customer service one could ask for when one has to deal with such a painful process as debt consolidation - very empathetic staff and support personnel who answered all of my questions all the time in a very responsive manner. I highly recommend Americor. Oh, and I would be remiss if I didn't mention they saved me thousands upon thousands of dollars with me having to declare bankruptcy, and as I'm at the end of the proverbial tunnel out of debt, while a slog, it's going to be over this August, eighteen or so months to accomplish something that had I did it by myself would've taken me over ten years. So, I saved time, too.

3 years ago

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Garritt Grandberg

Americor was extremely helpful and knowledgeable. They helped us understand what to expect and exactly how the process was going to work. They also let us know it was going to be painful for a bit. All was true including the end process with the amazing light at the end of the tunnel. We are now in the final stages of completing the process and are extremely happy with how it all turned out. Our credit score is the best it has ever been after hitting the worst it has ever been during the process. I would highly recommend Americor to help you out. It is very hard but to succeed you must trust the process and in the end you will be rewarded.

3 years ago

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Lori Astore Trenton, NJ

Honestly I have no idea how I was even making it month to month with all the money I had to put out. I am a single Mom and I signed up as a Christmas present to myself in 2022, to be able to get out of debt and give my son the best life I can. I am so glad I followed my instincts when I got the advertisement in the mail to make the phone call. I already have several settlements in place, and some completed and I am also now able to put money aside for rainy days. Again, I don't know how I was making all my minimum payments each month, plus regular bills, sometimes I only had a few dollars left in my pocket. Americor has definitely changed the course of my family's life and I must say I love that when you open the App it always tells you " You're doing a great job, and will soon be debt free" ; it makes me smile.

3 years ago Edited January 10, 2024

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Amelia Miller Sparks, MD

The customer service at Americor is impeccable. I have felt respected, understood and empathized with from the initial start of this program to now having settled my debts. They are kind, swift, attentive, and professional. My representative, Jose, was dedicated to reaching a settlement and went out of his way, continued to persevere until he spoke with someone on my behalf in order to reach an agreement. Everyone i've talked to at Americor is 100% trustworthy. There is no reason to be fearful of debt settlement companies when they employ good people like Jose. Truly. So thankful to be putting this debt behind me with the help of Americor.

4 years ago

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JoeAnn Cordell

My agent Arianna was very knowledgeable, she listened to me and helped resolve my anxiety about doing this. I can’t speak for the company since I just signed up today.

2 months ago

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Reply from Americor

Thank you for sharing your experience, JoeAnn! We’re glad to hear that Arianna was able to listen, guide you, and help ease your anxiety during the process. We know starting a new program can feel overwhelming, and it’s wonderful to hear you felt supported right from the start. We’re excited to be part of your journey toward financial relief 💙

Mar. 26th, 2026

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keith miller

Seems like a great program. I'm excited to see how it will benefit our family. Garett was great to work with as he took me through the process an explained everything.

3 months ago

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Reply from Americor

Thank you for sharing your experience! We’re so glad to hear that Garett provided clear guidance and made the process easy to understand. We’re excited to support you and your family as you take steps toward financial relief and a brighter future 💙

Mar. 26th, 2026

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Tony Impagliazzo

Michelle was so patient, knowledgeable and made me feel like joining this program is going to help me dig out of the mountain of high interest debt that I have. She was great to work with.

6 months ago

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Reply from Americor

Thank you for sharing your feedback! We’re thrilled to hear that Michelle made you feel supported and confident in tackling your high-interest debt.

— Americor

Jan. 6th, 2026

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Linda Day

I can't say enough about my experience of working with Khristina . I was so embarrassed and ashamed of the circumstance. I found myself in and yet she made me feel so comfortable. And accepted a truly amazing woman.

7 months ago

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Reply from Americor

Thank you for sharing your experience! We’re so glad Khristina was able to make you feel comfortable and supported during a difficult time. Your kind words mean a lot, and we’re happy she could assist you with care and understanding.

Nov. 10th, 2025

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charles nyarko

At a point when I became very frustrated with this program and wrote a long email expressing my disappointment and displeasure, Linda took the time and had the patience to explain everything to me in a very clear and concise manner. Her explanation vis email gave me the assurance that I am on the right path to financial freedom and encouraged me not to give up but to trust the process, because it truly works. Thanks Linda.

7 months ago

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Reply from Americor

Thank you so much for sharing your experience! We’re thrilled to hear that Linda took the time to explain everything clearly and help restore your confidence in the program. We truly appreciate your trust and are so glad you’re continuing on your path toward financial freedom. 💙

Oct. 24th, 2025

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Collura Jim

Being in the program for just over four years, I have to say this was one of the best interactions I have ever had with any company. Great customer service, very professional and always have answers for any of my questions.

8 months ago

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Reply from Americor

Thank you for sharing your experience! We’re honored to have supported you for over four years and thrilled to hear this was one of your best interactions with any company. We appreciate your kind words about our customer service and professionalism.

– Americor

Oct. 3rd, 2025

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Payton Wright

Chad C made the whole process easy and stress-free. He explained everything clearly, kept it friendly, and made sure I felt comfortable the whole time. Highly recommend him and Americor!

8 months ago

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Reply from Americor

Hi Payton, thank you for sharing your experience! We’re thrilled to hear that Chad C made the process easy, clear, and stress-free. We’ll be sure to pass along your kind words—he’ll be delighted to know you had such a positive experience with Americor!

Sep. 30th, 2025

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Sydney Clark

Chad C made the whole process easy and comfortable. He explained everything clearly, kept it personal and friendly, and made sure I understood each step. Highly recommend him and Americor!

8 months ago

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Reply from Americor

Hi Sydney, thank you for sharing your experience! We’re thrilled to hear that Chad C made the process easy, clear, and friendly. We’ll be sure to pass along your kind words—he’ll be delighted to know you feel confident in working with him and Americor!

Sep. 30th, 2025

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Christina Sulphur Springs, TX

I believe they are doing thier best. The representative, Fransisco explained everything to me thouroughly, I appreciated this as I was nervous to enroll.

2 years ago

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Danette Houston, TX

I can only rate on representative help in explaining and signing up. I can't rate on program as a whole because I just started not even a month in yet so no real results other than deposits.

2 years ago

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Sonia

I've only spoken with Francesca and she's wonderful. She's very straightforward, communicates well, explains in detail, and is very friendly to talk with.

2 years ago

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Jennifer McLeod

Had a big misunderstanding early on. They corrected it immediately and took care of things quickly and courteously. Signed up a couple of months ago and so far I’m having a good experience.

2 years ago

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Chad Burginger Cloquet, MN

Jessica was easy to work with. Easy processing. We where able to see the program and our information right at our computer as it was being explained.

2 years ago

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Charles

while I enjoy the accomplishments of Americor, the monthly fee is very high for someone living on social security. It would be nice if you reduce the fee since I only have one more card to be settled.

2 years ago

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M.G. Bumpus Janesville, WI

Things would've been much better off had I had dealt directly with the institutions. One of the institutions interest grew by more than $1000 because of the delay with no reduction with Americor's intervention. The fee charged - 29% - was either completely misunderstood or erroneously stated. Also there was a settlement offer of @$1400 from one of the institutions was not addressed a month prior to the final dealings and final cost for that debt was over $1800! I am most unhappy to put it kindly......

2 years ago

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Reply from Americor

We sincerely apologize for the dissatisfaction you've experienced and the misunderstandings that have arisen during your engagement with our service. It's essential that our clients have a clear understanding of the debt settlement process and that their expectations are met.

We are committed to resolving these issues and addressing your concerns. To do so, we encourage you to reach out to our Office of the President team immediately to discuss the specific problems you've encountered. We want to provide you with a clear explanation of any misunderstandings, rectify any discrepancies, and work on achieving the best resolution for your situation.

Your satisfaction is important to us, and we appreciate your feedback as it helps us improve our services. Please contact us at officeofthepresident@americor.com at your earliest convenience, and we will do our best to address your concerns and find a solution that aligns with your expectations. Thank you for bringing this to our attention, and we look forward to assisting you in resolving these issues.

Sincerely,
Americor

Nov. 1st, 2023

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Molly Midtgard Kansas City, KS

We are very satisfied with our experience with Americor. Great service that helps you get out from under crippling debt. Would 100% recommend to friends and family!!!

2 years ago

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Martin

I haven't been with them very long, but from what I see, they're totally legit and they're working on my case really well. I'm passing along my thanks for what they're doing.

2 years ago

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Carol

I think it's a great company and I thank them for what they're doing. They have helped me cut down on the calls and everything and made my life a little bit better.

2 years ago