5.0
6.1
Overall Score
Author: Kaitlyn Short
American Credit Card Solutions offers debt settlement services in 17 states. Ideal candidates for American Credit Card Solutions debt settlement services have at least $10,000 in unsecured debt. If you have lower amounts of unsecured debt, you can use the free consultation to see if you qualify for the company’s services.
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American Credit Card Solutions follows the standards set by the Federal Trade Commission (FTC) for debt settlement. These guidelines include providing free consultations and charging no upfront fees.
The company’s commitment to these standards demonstrates its dedication to treating clients well.
American Credit Card Solutions is accredited with the International Association of Professional Debt Arbitrators (IAPDA), one of the main organizations that sets industry standards for debt relief. We always like to see companies with this accreditation as it shows they are committed to maintaining a standard of ethical behavior in business.
If you enroll your debt with American Credit Card Solutions, you’ll have full access to your account with your debt settlement savings through the online client portal. The company’s customer service representatives will also contact you with updates on your case.
Debt settlement services can be expensive. Debt settlement companies typically charge a set percentage of the total debt you enroll in their program. Fees for debt settlement are regulated by law, so the costs will vary based on your location. Ask questions and be sure you understand how much settlement will cost during the free consultation.
Debt settlement usually has a negative effect on your credit score because clients generally stop making payments on their debts. Have a plan to rebuild your credit score before entering debt settlement.
The debts listed on your credit report will be marked as “settled” once you’ve reached and paid the settlement with creditors.
American Credit Card Solutions only offers services in 17 states. If its services are not available in your area, you’ll need to consider other debt relief service providers.
If you’re interested in debt settlement, American Credit Card Solutions is a good company to consider. Take advantage of the free consultation to ask questions about the process, its costs, and ways to mitigate the risks.
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Stefani Montgomery New York, NY
3 years ago
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Nov. 5th, 2021
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Michele Pickett Eastpointe, MI
2 years ago
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Feb. 22nd, 2022
Dalya Crabtree
2 months ago Edited October 9, 2024
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Oct. 10th, 2024
Sean Simpson
7 months ago
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May. 30th, 2024
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Mary Gail Strength
8 months ago
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Apr. 12th, 2024
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Paige D. Mobile, AL
11 months ago
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Jan. 23rd, 2024
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Tammy Shue Kannapolis, NC
11 months ago
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Jan. 18th, 2024
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Lee Bailey Orlando, FL
11 months ago
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Jan. 16th, 2024
Patricia BusbyBriggs Waxahachie, TX
11 months ago
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Jan. 16th, 2024
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Michael Lieberman Canyon Country, CA
11 months ago
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Jan. 8th, 2024
Karen McKinney, TX
11 months ago
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Jan. 5th, 2024
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Nichole Corpus Christi, TX
1 year ago
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Oct. 17th, 2023
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Paris Sexton Concord, NC
1 year ago
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Sep. 27th, 2023
grandma856 Winchester, CA
5 years ago
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Mar. 1st, 2022
Mark Hanes Colonial Heights, VA
5 years ago
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Feb. 16th, 2023
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Too Smooth
7 months ago
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May. 15th, 2024
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Christina Houston
9 months ago
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Mar. 20th, 2024
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Susan Viel Westminster, MD
9 months ago
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Feb. 28th, 2024
mike huerta Deer Park, TX
10 months ago
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Feb. 15th, 2024
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Lacy Hoyle
10 months ago
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Jan. 26th, 2024
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Caitlyn Cannaday
11 months ago
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Jan. 16th, 2024
Stanford Lewis
11 months ago
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Jan. 12th, 2024
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James Slade Houston, TX
11 months ago
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Jan. 10th, 2024
Rhonda Locklear Lumberton, NC
11 months ago
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Jan. 9th, 2024
Jose Ortega Los Angeles, CA
11 months ago
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Jan. 9th, 2024
V Newton Melbourne, FL
11 months ago
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Jan. 4th, 2024
Maria Pinkard Austin, TX
11 months ago
Reply from American Credit Card Solutions
Jan. 3rd, 2024
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Sandra Hernandez Houston, TX
1 year ago
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Dec. 8th, 2023
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Chris Briley Morehead City, NC
1 year ago
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Dec. 1st, 2023
Erica Wilson
1 year ago
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Dec. 1st, 2023
Rhea A.R.
1 year ago
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Nov. 9th, 2023
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Starting Over Ashburn, VA
1 year ago
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Oct. 17th, 2023
Rachel Valley, AL
1 year ago
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Sep. 28th, 2023
Edith Long Beach, CA
1 year ago
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Sep. 25th, 2023
Jaime Calderon Torrance, CA
1 year ago
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Sep. 21st, 2023
carolyn moening Wingate, NC
1 year ago
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Sep. 20th, 2023
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Cindy Vick Houston, TX
1 year ago
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Feb. 24th, 2023
Jessica Leigh Fort Worth, TX
1 year ago
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Feb. 23rd, 2023
janet diaz Miami, FL
1 year ago
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Feb. 17th, 2023
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Zen
1 year ago
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Feb. 14th, 2023
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Danielle Holly, MI
2 years ago
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Dec. 20th, 2022
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Deborah Teed Orlando, FL
2 years ago
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Jun. 28th, 2022
Deniza Contreras Tucson, AZ
4 years ago
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Jan. 22nd, 2021
Alex Goodyear, AZ
5 years ago
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Aug. 4th, 2021
Dave Guerra Potterville, MI
5 years ago
Reply from American Credit Card Solutions
May. 26th, 2023
Jacqueline Robinson Austin, TX
5 years ago
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Sep. 20th, 2023
Nohelia Hernandez
4 months ago
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Aug. 5th, 2024
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Ej
9 months ago
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Mar. 7th, 2024
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tasheika wellington Orlando, FL
10 months ago
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Feb. 20th, 2024
Cortez Brooks Opelika, AL
11 months ago
Reply from American Credit Card Solutions
Jan. 16th, 2024
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