Name: American Credit Card Solutions
Rating: 5.0

star star star star star

Robert Robbins Kernersville, NC

Likes: Working with David W - he patiently answered questions and explained the process; ACCS working on my behalf with creditors; the proposals that showed savings over time. Dislikes: NA

2 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 4th, 2024

star star star star star

Derrick Howard Jacksonville, FL

I absolutely loved Maria's professionalism and knowledge of the program. Maria was very kind , understanding , and down to earth. It felt like I was talking to a close friend , or family member

2 years ago

Reply from American Credit Card Solutions

Thank you!

Dec. 12th, 2023

star star star star star

GINA Cubbellotti Glendale, AZ

Tara did a great job explaining everything on what will work best for me. Answered all my concerns and questions I had and put me at ease on the next steps to come. Thank you so much.

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 5th, 2023

star star star star star

J Hood Dallas, TX

Ed was knowledgeable and thorough during the entire process. Ed was also helpful in every-way and took the time to make sure i understood the terms with no pressure. Thanks again Ed!

2 years ago

Reply from American Credit Card Solutions

Thank you, J! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2023

star star star star star

Trina Clark Ann Arbor, MI

ACCS is very helpful. It gives a a stress release by allowing me to pay off debt and have more money available every month. My representative was very knowledgeable and patient.

2 years ago

Reply from American Credit Card Solutions

Thank you!

Oct. 31st, 2023

star star star star star

Jose Sanchez

I like that Maria S makes sure that I complete all my tasks and makes me feel comfortable. I wasn’t aware about my civil rights and Maria made me aware that I don’t have to give explanations to my creditors.

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 25th, 2023

star star star star star

Melvin Knob Noster, MO

Maria was fantastic and very patient with me Maria went that extra mile to help and provide guidance through all of the paperwork and legal stuff that I get to go through God Bless You and Maria for your help

2 years ago

Reply from American Credit Card Solutions

Thank you, Melvin! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Oct. 24th, 2023

star star star star star

Jean-Pierre Pleasanton, CA

Stephanie P made it very easy understand. I really felt she was extremely honest with me about the process and what I should expect. I needed to do something about my debt and she made that possible. Thank you

2 years ago

Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

star star star star star

Mary W Minneapolis, MN

David W was great to work with. Very professional and personable. He answered all my questions and explained everything so I understood. Go get those doughnuts and coffee David!!

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

star star star star star

Kenneth Storm Seminole, FL

Added the wrong name in my first review Stephanie was awesome a very informative and a great help in explaining my options and very glad she's the one that I spoke to on the phone to handle everything she was awesome

2 years ago Edited October 6, 2023

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

star star star star star

Jaime Eduardo Gonzalez Corona San Diego, CA

Marco L, the best attention, preparation, patience, clarity and efficiency, the best, pure positive comments with him not only at work but also personally. Super recommended. Thanks a lot

2 years ago Edited October 5, 2023

Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

star star star star star

Wanda dallas Montgomery, AL

Thank you so very much Mr. Ed P was so very patient and took my situation as if I were familiy. I am looking foward to seeing my debt decrease. I feel very confident that everythng is going to work out fine

2 years ago

Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

star star star star star

Douglas R Elbaum Miami, FL

The information , and honesty. The customer person , Maria was very good in explaining the program and how it works. She broke it down so I could understand it thoroughly. She was excellent.

2 years ago Edited September 26, 2023

Reply from American Credit Card Solutions

Thank you so much for the positive feedback!

Sep. 22nd, 2023

star star star star star

karen ware Arkadelphia, AR

The customer service was excellent. The service provider was friendly and explained everything so that I would understand. The process was easy and I am very pleased with everything.

2 years ago

Reply from American Credit Card Solutions

We appreciate the feedback, thank you!

Sep. 12th, 2023

star star star star star

TextheFlex Prosper, TX

Susan was very optimistic and helpful over the phone, she did a great job helping me understand my options and putting together an opportunity to get me free of my debt. Thank you.

3 years ago

Reply from American Credit Card Solutions

Thank you for the positive feedback!

Feb. 27th, 2023

star star star star star

Sofia Pabon

Edward P, who assisted me with enrolling me into the program was so helpful, kind, professional and very informative. If anyone was to want to get into the program I would definitely suggest Ed. Thank you again Ed.

3 years ago

Reply from American Credit Card Solutions

Thank you so much!

Feb. 10th, 2023

star star star star star

Melody Swanson Milpitas, CA

After searching company after company, I had almost given up hope on any options for climbing out of debt. Dan made me feel comfortable and well informed enough to commit to a plan. THANKS DAN!

3 years ago

Reply from American Credit Card Solutions

We will be sure to pass this along to Dan, thank you!

Jan. 10th, 2023

star star star star star

David Marciel

I was patiently led down the path and helped out tremendously by David W who explained everything to me in detail numerous times in case I didn’t understand definitely refer this company to other people

3 years ago

Reply from American Credit Card Solutions

Thank you so much for the referal!

Jan. 8th, 2023

star star star star star

Zuriel Perez Oceanside, CA

Maria S did an amazing job in guiding me and explaining the whole situation and steps to me thoroughly on how the process works! Very patient and understanding with no judgement, personality was a plus!

3 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to Maria!

Jan. 4th, 2023

star star star star star

Braulio Cortez Los Angeles, CA

Mr. W is awesome. Very enthusiastic and helpful human being. I know I made the right choice on taking this step and with Mr. W's help, I feel extra good about my decision. Thank you so much.

3 years ago

Reply from American Credit Card Solutions

David is awesome! Thank you!

Dec. 20th, 2022

star star star star star

Christopher DeFeo Bear, DE

Great experience with American credit card solutions they worked really hard and help me out with all my accounts I had to pay off did a great job and more upfront and transparent with everything enjoyed working with them

4 years ago

Reply from American Credit Card Solutions

Thank you so much for the positive feedback! We are so glad we were able to assist you!

Mar. 1st, 2022

star star star star star

Shalonda Kelly Columbia, SC

I've been on the program for a year now and they've settled 4 out of my 8 accounts so far! I am very pleased with how this process has been thus far. All of my questions and concerns are answered in a timely fashion.

4 years ago

Reply from American Credit Card Solutions

Thank you for the positive feedback!

Oct. 19th, 2021

star star star star star

Michelle W Mesa, AZ

American Credit Card Solutions have been awesome! I was on medical leave twice. They was more than willing to work with me. My credit score has also went up since I been working with them.

4 years ago

Reply from American Credit Card Solutions

We are so happy to hear that!

Aug. 4th, 2021

star star star star star

Marcie Terry Conway, AR

ACCS has done such a wonderful job working with me and helping me clear up my debt. The patience of their client services team is fantastic, everyone I have interacted with have been so kind. I'm thankful I ran across them

4 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our customer service team!

Aug. 4th, 2021

star star star star star

Shelly Ashland, PA

ACCS has been the easiest to work with. Always helpful and answered my questions. The process was easy and ACCS worked hard to be the contact person with my creditors and help me get to financial freedom. Thank you!

4 years ago

Reply from American Credit Card Solutions

Thank you so much for the positive feedback!

Aug. 4th, 2021

star star star star star

Louetta Cagle , TX

The staff are friendly and helpful. I just started the program so i haven't had any issues resolved yet..but just knowing how much they Will be helping me and my payment is affordable..i can already breathe!

5 years ago

Reply from American Credit Card Solutions

We are so happy we were able to help!

Jan. 19th, 2021

star star star star star

TaNeshia Akers Galax, VA

They have been absolutely amazing to work with. They keep in contact with me about my account and call and keep me up to date. One of the best companies I have EVER worked with!

6 years ago

Reply from American Credit Card Solutions

Thank you so much!

Jun. 22nd, 2020

star star star star star

Sandy Grassie Columbia, MD

The whole process was handled professionally and efficiently. Every rep that I’ve had contact with has been great. Jordan went above and beyond for me and I greatly appreciated her time and knowledge.

6 years ago

Reply from American Credit Card Solutions

Thank you! We will definitely pass this on to Jordyn!

Jun. 19th, 2020

star star star star star

Terri Kansas City, MO

I give ACCS a five star! I would recommend anyone to use this company as they have been awesome! Make sure you ask for Jordyn! She’s your girl and will do you right!!!! I love the people (especially Jordyn) !!!

6 years ago

Reply from American Credit Card Solutions

Thank you for the recommendation!! We will make sure to pass this along to Jordyn as well!

Jun. 18th, 2020

star star star star star

Tina Larsen Burbank, CA

Everyone I have spoken with has been friendly and informative. They answer my questions so that I can understand the answer and I feel no judgement over the situation I fine myself in. Thank You11

6 years ago

Reply from American Credit Card Solutions

We are so glad we have been able to help!

Jun. 22nd, 2020

star star star star star

Marta Hernandez Hialeah, FL

Thanks ACCS.... good attention and professionalism in every call.... your help has changed my financial life from the beginning.... I definitely recommend it to everyone.... Thank you.

6 years ago

Reply from American Credit Card Solutions

Thank you for the recommendation!

Mar. 1st, 2022

star star star star star

M anthony San Antonio, TX

They are very professional when you call them they take care of all your needs if you need help they are very understanding about your need I would highly recommend accs to anyone that is having financial difficulties

6 years ago

Reply from American Credit Card Solutions

Thank you!

Jan. 10th, 2023

star star star star star

Leroy George Orange Park, FL

Customer service is a plus. I spoke with Erin, she was very polite and professional. I had a simply question and she took care of it. Erin, thanks for your quick service you provided.

6 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our Customer Service team!

Mar. 1st, 2022

star star star star star

Donald F Tutino Campbell, CA

I had numerous questions about my new account and how the process worked. The Client Services staff patiently worked with me and all my questions and concerns. I am very impressed with their level of customer service!

6 years ago Edited September 14, 2021

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thank you!

Mar. 1st, 2022

star star star star star

LORRY MAY York Haven, PA

They have been very helpful, from my initial contact, through account set-up, and now during the negotiation process, everyone I've had contact with have gone the extra mile.

6 years ago

Reply from American Credit Card Solutions

Thank you!

Feb. 14th, 2023

star star star star star

Tony Amarillo, TX

American credit card solutions has done a great job dealing with my situation. Everyone I have spoken with have been very helpful and courteous to the needs of resolving my issues.

6 years ago

Reply from American Credit Card Solutions

Thank you!

Feb. 21st, 2023

star star star star star

Andrea Smithfield, NC

Honestly at first I was so nervous about this process. But every step of the way all it took was a phone call and I received a satisfactory answer from a friendly person every time. So far, so good!!

6 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 14th, 2023

star star star star star

Jessica Demarce Pawnee, OK

They have made the process of becoming debt free from my credit cards so painless and have worked with me when I was struggling with payments and there employees really go above and beyond for me...

6 years ago

Reply from American Credit Card Solutions

Thank you! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Sep. 14th, 2023

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Elizabeth Rochester, PA

I believe this company does a good job resolving debt. I had 14 credit cards that I had to pay and was unable to do so because of circumstances beyond my control. I gave them 9 creditors to pay and have paid off 4 of them in the last 6 months. What a great team effort.

6 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Sep. 14th, 2023

star star star star star

Dawayne M. East Lansing, MI

They have helped me tremendously with my debt. The rates at which they settle are very high. All of my creditors but one were settled super quickly, the last one was just being super stubborn.

6 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 15th, 2023

star star star star star

Jana Muma Boerne, TX

Ed P is the best person I have ever worked with in this type of situation. He listens, he is sincere and genuine about helping. He deserves recognition for his amazing customer service skills and his fast responses! I hope you get to see this Ed! Thank you!

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 15th, 2023

star star star star star

Daniel Young Artavia

I've had a very good experience with Andres and Daniela. Their service is excellent, and they've been very helpful with all my questions.

11 months ago Edited August 1, 2025

Reply from American Credit Card Solutions

We are so happy to hear this! Thank you for your feedback!

Aug. 4th, 2025

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Eric Mosley

This company is absolutely the worst company I ever dealt with in my life the very first person I spoke to was named Dan he was OK but I can’t account Dan or blame Dan for the buffoonery that this company displays I was told to pay a certain amount of money a month, and I wouldn’t have to move from that amount Six months down the line of paying a consistent amount of money they called me and said, can you pay more money it will be beneficial to you I told him no I cannot, and that’s what I was not told I was told to pay a certain amount of money and that wouldn’t change, they lied I fell into a hardship financially I honestly called them back and told them that I fell into I hardship. They said we understand I told him I would have to cancel. She said fine but the unpaid that will still show up on your credit report I said I understand so when I made my decision to cancel, we went over the details , here’s what was told to me if you cancel whatever debt is not settled or paid will continue to be on your account I said OK prior to this conversation I received several phone calls concerning my account of 53 of them was paid off and settled and I was told I would not have to worry about them and wait 30 days Before they come off my credit report nearly 6 months later I go apply for a loan and there they are all of them still sitting on my credit report I called this company spoke to a representative. He tried to explain to me and I told him that what I was told was when I was canceled the service that any debt that was paid will be off of my credit report in 30 days and if any funds was left over it will be put back in my account. Well I had to fight to and now to get my little $273 back which was ridiculous. Thank you Jordan but nevertheless, here we are with the other issue that had five accounts three was paid off and all five are still left on my credit report, so where did my money go? This is absolutely the worst company in the world. They are all liars. All they want is your money I wouldn’t recommend them to a pile of dung now I have to seek a lawyer to sue the company , absolutely ridiculous

2 years ago

Reply from American Credit Card Solutions

We value the time you took to express your concerns and apologize for any frustration or confusion you may have experienced regarding your account with us. We understand that you were unhappy with our suggestion to increase the amount of your monthly program payment. We suggest these potential increases to expedite the program, enabling our clients to become debt-free and rebuild their credit faster. However, we want to emphasize that such adjustments are entirely optional, and we do not mandate them.

Regarding the status of your program, we would like to clarify that while you initially chose a 36-month program, it is not uncommon for clients' financial circumstances to change during the program. Our priority is to provide flexibility and support to accommodate such changes. During the first year of your program, we made significant progress. Our team negotiated settlement payment plans for the majority of your accounts, resulting in a substantial reduction in your overall debt burden. However, it is important to note that these settlement plans were contingent upon completing the program. Unfortunately, your creditors voided the arrangements because your program was canceled before reaching the agreed-upon monthly payments.

As for the allocation of your monthly payments, they were used for the negotiated settlements and our service fee as specified in our contract. Please be assured that we take your feedback seriously and continuously strive to improve our services. We appreciate you bringing this matter to our attention, and we thank you for your patience and understanding as we work towards a resolution. We will be getting in touch with you to try and resolve this complaint.

Apr. 3rd, 2024

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Jan Jeffers Tulsa, OK

David W was absolutely wonderful to work with. Addressed all my Issues, explained the process. Calmed all my fears. Thank you, David Sincerely, Jan Jeffers

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Feb. 12th, 2024

star star star star star

Ryan A Phoenix, AZ

Tara B did an excellent job reviewing all the details of the program. She was very patient and answered any questions I had. She was very friendly and helpful. Thank you!

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 26th, 2024

star star star star star

Joeybow360 Thomasville, NC

Stephanie P was a pleasure to talk with. She explained everything so we understood it all and had no questions. She was very polite and does her job very well

2 years ago

Reply from American Credit Card Solutions

Thank you, Joeybow360! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jan. 5th, 2024

star star star star star

Erica Cee Philadelphia, PA

I’m so happy I spoke with Stephanie. I was in a frantic mind space and she helped alleviate my mindset. Extremely professional and helpful!!! Thank you so much Stephanie

2 years ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 4th, 2024

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Roy Roy Clifton, NJ

The customer service agent named Maria was helpful. She helped me understand how it works and advised me in a way that I wouldn't hesitate to recommend your service to anyone I could run across.

2 years ago

Reply from American Credit Card Solutions

Thank you!

Jan. 2nd, 2024

star star star star star

Joe Causey Seminole, FL

My debt counselor Matthew H was very knowledgeable and polite and walk me through the different options best for my financial situation. Thank you!👍

2 years ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Nov. 21st, 2023

star star star star star

Urbain Fifi

Mr David W is a wonderful Agent. I really like working with him ! He gives all the information that I need to make the process easier. Amazing ACCS agent !

2 years ago

Reply from American Credit Card Solutions

Thank you, Urbain! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 15th, 2023