The Credit People

• Reasonable Pricing
• Couples Discount
• No Hidden Fees
• Satisfaction Guarantee
• Member Resources

Reasonable Pricing

Potential Credit People clients have three plans to choose from:

• Standard Plan — $99 per month
• Premium Plan — $119 per month
• Premium Flat Rate Plan — $599 flat rate for 6 months

For these prices, The Credit People will work to dispute certain inaccurate or invalid negative items on clients' credit reports, will keep each client updated on the credit repair process, will help clients become motivated to better maintain their credit history, and much more.

Clients can obtain unlimited disputes, debt validation, and inquiry validation services when they sign up for The Credit People's credit repair services.

Like the majority of other companies in the credit repair industry, The Credit People also offer a free credit consultation to all clients. The company also provides an online dashboard where clients can obtain immediate credit updates.

Couples Discount

In addition to lower fees and a free credit consultation, The Credit People provide a credit repair service discount for couples who both could benefit from having better credit.

To get this discount, one person in the couple needs to sign up for credit repair services and then can sign up for their spouse immediately after their order is completed or up to three days following the completion of their order. Once both people in the couple are signed up, they'll receive $20 off of each of their first credit repair payments.

No Hidden Fees

The Credit People strive to be very transparent when it comes to helping clients achieve a level of good credit.

Their credit repair pricing details are all on their website and customers can use the company's services for a monthly fee of $99 or $119 — a six-month $599 flat rate is also available. There are also appear to be no hidden fees or any extra costs associated with the company's credit repair service.

Satisfaction Guarantee

The Credit People offer a money-back satisfaction guarantee. The firm claims that clients will never pay for anything they are not happy with. Clients have the ability to cancel their monthly repair services membership with The Credit People whenever they please. If you have a monthly billing plan and you aren’t satisfied with your service, you won’t have to pay for the month you cancel and the company will refund you for the last month’s service.

Member Resources

Clients have 24-hour online account access, which is a great resource for members.

In addition, there is a blog, educational material, and answers to frequently asked questions for potential and current clients to learn more about credit repair services, what affects their credit scores like student loans, late payments, credit card debt/other debt, and more.

The repair company's blog also touches on other various information clients should know about credit (FICO score, credit card usage, the interest-free grace period, credit unions, etc.).

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• Set-Up Cost
• Limited Package Options
• Limited Payment Options

Set-Up Cost

In addition to a monthly fee, The Credit People charges clients a $19 setup fee.

While this initial fee is fairly low, some other companies in the credit repair industry do not charge customers a setup fee for their services. Although The Credit People's monthly/six-month costs are low, it seems that the company does not provide a free trial period to clients like many of its competitors.

Limited Package Options

The company does not provide any premium packages or additional services that clients can choose from. Instead, The Credit People just offers one credit repair program with three different payment structures ($99 or $119 per month; $599 six month flat rate).

The company's lack of  credit repair package and service options may add limitations to potential customers. For instance, many other companies in the industry may offer plan options that include additional services, customizable plans, etc.

Limited Payment Options

Unlike some other companies in the credit repair industry, The Credit People do not adhere to the "pay-per-deletion" pricing option.

The company follows a monthly plan and a six-month payment plan. However, they do implement a satisfaction guarantee for all clients which allows for some pricing flexibility.