Name: The Credit People
Rating: 4.3

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Jeff Aurora, IL

The credit people are awesome! The most affordable company and amazing results. Only 4 months in and my credit has drastically improved. I was just approved for a car loan I couldn't get before the Credit people helped me out!

8 years ago

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Dee Marsh Mount Dora, FL

I signed up with The Credit People and was so thrilled to speak to very pleasant and understanding people. They were there for me to answer all my questions and help me every step of the way. They raised my credit score as well.

8 years ago

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Tommy Phoenix, AZ

Signed up about 5 months ago and my score is up over 90 points. I just needed to get to 680 but Im going to stay on for 2 more months to see if I can get just a bit more improved. Its been a really good experience, they've been always helpful.

8 years ago

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Char Chicago, IL

I heard someone in front of me at the bank talking about them, so I looked them up and decided to give them a try too. I'm really happy I did, they are doing some major fixes on my credit already! I've needed this for a long time!

9 years ago

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Donnie Chicago, IL

I heard about them from a co-worker who went through their service, they made a big impact for him so I thought i'd give it a try. Only 2 1/2 months in and i'm already impressed with what they've done. It's already been well worth it

9 years ago

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Chase Kapazinsky Phoenix, AZ

I was referred by my mortgage agent because I didn't have good enough credit for my loan. I was with the credit people for about a few months and my credit is already much better. I was going to wait but I've already gotten the process started with the mortgage company again. they did a really great job!

9 years ago

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Chris Sanchez Matawan, NJ

I'm very happy with my experience and with The Credit People. They removed 24 of the 26 negative items on my credit and although it took a while, it was well worth it! It just takes time. Sign up and they'll take care of you!

9 years ago

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James P Matawan, NJ

I only had a couple things on my credit I've been working on myself. When I signed up I explained everything and told them I would give them 60 days to see something. They were up front, and did their best and in the end only charged me for the work from the first month. It wasn't what I wanted, but I thought I would share that they were a standup company.

9 years ago

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Jennifer Matawan, NJ

Great service. After you get started it's smooth sailing. I had a little hiccup in my service just because I missed their beginning emails. I would say just make sure you add them to your safe sender or contacts list...that's what they did with me and I had no problem then! Great service though.

9 years ago

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Drew IL

They never dissapoint. I used them a few years back with huge success and moved into my home because of it. I've sent friends and family their way since and they all have thanked me for the recommendation and been happy. I fell into some hard times last year so I'm contacting them again. I know they will help.

9 years ago

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Richard A. Layton

My experience with the Credit People was fantastic. Their expertise and professionalism was top notch. They are so knowledgeable, therefore they solved my credit problem. I was in huge pressure, and they relieved me from it. Such a worthy service, which I will definitely recommend.

10 years ago

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Mike Mitchell

I am pleased with the services from The Credit People primarily for 2 reasons. First, I pay for a service and they do the work. Other places I have tried in past had me pay and me do the work....just plain thievery. The last, but certainly not least, you see results. I highly recommend.

10 years ago

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Apsed1957

I needed a boost in my credit score to qualify for a car loan. Credit People were very quick to respond, and they had ideas I had never known about previously. I quickly made a move, helped my score, and will spare a lot of money on this car loan. Thank you Credit People for everything. Highly recommend!

10 years ago

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Jeremy Downers Grove, IL

I put them to the test since I had pretty much zero credit history and what little i did have was bad. After I started I spoke with a really sharp person with the credit people who explained everything about credit to me (a 45min call). I started about 5 months ago and my credit is 10x better than it was then. They did a great job all around.

10 years ago

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Tanya Arlington Heights, IL

They helped me qualify for my new home! My credit wasn't the greatest and the Credit People helped improve my scores tremendously! They provided excellent customer service and were really easy to work with. They worked really fast too, I saw results way faster than a previous company I had tried. I would definitely recommend them to anyone I know!

10 years ago

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Rob

The Credit People really helped me out of a jam recently. They took a look at my finances and helped me sort out a way to get my credit back into shape. I really appreciate their help and the work that they do. Highly recommended.

10 years ago

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Ryan Jordan Waterville, ME

The credit people are a real life saver. I've had kinda crappy credit for a while, but after I contacted them they found some very convenient ways for me to improve my score. I'm finally at a place where I can reasonably make big purchases!

10 years ago

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Mona Atlanta, GA

After searching many companies I chose Credit People. they had a Good offering service. I have been very satisfied with their job and the following results. My score has already gone up and I am more than happy to write my review for them. Great customer care, easy process. I would definitely recommend them.

11 years ago

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Kevin Cleveland, OH

I have been using The Credit People for about 6 months. So far they have repaired or deleted 7 of 15 negatives from my Equifax report. The success has not been as great for my TransUnion or Experian reports but repairs happen at different times for different reports. I'm very confident that the next 6 months will put me right where I need to be!

11 years ago

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Verified Customer

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Marilyn Baker

My credit score went up and the level of professionalism and courtesy made me feel better about my situation

4 years ago

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Verified Customer

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Dave Duncan

Very courteous, professional and they explained everything that was going to happen. They were also very thorough.

4 years ago

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Verified Customer

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Walter

Good response times, but not much else. Paid for a month, but decided to cancel, and was cut off immediately with no refund or getting the complete month I had paid for.

4 years ago

Reply from The Credit People

Hi Walter, We do appreciate your feedback, and we are sorry to hear you didn't have a good experience. Our cancellation policy is you can continue for as long as you'd like or cancel at any time. Therefore, when you request to cancel, your account is canceled that day. Sadly, a month for credit repair is not enough time to see results. There is a lot that goes into the dispute process in regards to us drafting dispute letters specific to your accounts, the bureaus then investigating those accounts with your creditors, they then update your reports with those results, and we can then start to see some positive progress at that time. So usually you would start to see some progress in about 60 days. If you ever change your mind and would like to continue the process, we would be happy to have you back and work on clearing up your reports and increasing your scores. We hope you're doing well!

-The Credit People

Mar. 23rd, 2020

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Verified Customer

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Mark Flury Beaverton, OR

They exceeded my expectations. 100% of all the negative items were removed from all 3 of my credit reports.

6 years ago

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Verified Customer

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Will

My score went up 100+ points! The process took a bit longer than I thought (about 10 months), but it was well worth it.

6 years ago

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Verified Customer

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Ndeye Gaye

Because they kept their promise and my credit was up multiple points, making me qualified for my first home.

6 years ago

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Verified Customer

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My friends call me Kush.

Accessible, responsive, affordable and true to their word. They did for my credit what they said they would do.

6 years ago

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Verified Customer

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Debra Phillips Mukilteo, WA

I found them through a referral. They have done everything they could for me. They are always available and helpful.

6 years ago

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Verified Customer

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D. Hollinger Sacramento, CA

They did an amazing job in a short amount of time. Their prices were low and they are very good at responding to questions in a timely manner.

7 years ago

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Verified Customer

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Brock jar Herndon, VA

Excellent service all the way around. Product is as advertised and customer service is easy to reach.

7 years ago

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Verified Customer

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Desiray Pahrump, NV

customer service is not good I leave messages and no one has ever called me back. I'm about to cancel because things no longer on my account are being disputed and i receive letters from credit bureau stating that

7 years ago

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Verified Customer

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Patrick Green Homestead, FL'

They helped to get my credit score up to about 150 points. They did what they said they were gonna do and I was happy with the outcome.

7 years ago

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Verified Customer

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Ms Tay Alton, IL

They communicate with me throughout the process. My score went up over 50 points in just a few months

7 years ago

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Kayla La Avenel, NJ

Honestly, this company response to your email really quick is the reason why I Gave them 1 star instead of saying 0 star. Highly Not recommend pay up all your money upfront singup up for 6 months but instead sign up for 1 month at a time until they remove a inquiry then pay for a month once at a time until they did their job. The fact that every single hard inquiry that I report to pay POLICE got removed not because Credit People helped me remove it. I have to take matters into my own hands. They can't even rmeove a late fee from American Express Credit Card under $40 and it still stays on my credit report! Such a simple task that a credit report company is able to do. The only be with it or the double I giving them is that they removed the Credit Card that Chase pulled me twice that I think I'm the one who removed by visiting Chase bank servral time complaining and Chase bank did write a letter to Experian but I will have this credit to Credit People just for the heck of it. Still, payment 6 months few just for many Credit People removing 1 hard inquiry from Chase bank? Not worth it at all. Rule of thumb. Never give or deposit all your money intiothey finish 1 job first. Lesson learn.

9 months ago

Reply from The Credit People

Hi Kayla,

Thank you for letting us know your concerns and feedback. We are a company that cares about our clients, and we know the credit system is not fair to consumers so we do everything we can to fight the bureaus and creditors who want these accounts on your reports. Please keep in mind everyone's credit is completely different and it does depend on if the creditors respond to the disputes, what they can prove is legally accurate or not, and the bureau's review of those responses. We are not the ones that are leaving this account on your reports, in fact, we aggressively disputed it the entire time you had service with us, but it's the creditors claiming it's legally accurate and the bureaus continuing to accept their response. While we know you understand we do not have full control over your credit reports, that doesn't mean we didn't do any work while you had service with us of submitting regular disputes and reviewing updated credit reports. Our disputes did help to remove two inquiries that you requested we dispute as you mentioned.

Thanks again for letting us know your feedback, and we wish you all the best in all you do moving forward!

Best Regards,

- The Credit People-

Feb. 20th, 2024

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JessicaClark27 New York, NY

They removed 13 negative items and I couldn't be happier! I didn't think they would remove that many but they did and they didn't charge me an arm and a leg either so I'm a happy camper. Will definitely recommend!

1 year ago

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Joseph K Atchison, KS

I used credit people for credit restoration services. I was happy although I do use Mint Credit for ongoing monitoring. I would recommend they add credit card suggestions in the future. 4.9/5

6 years ago

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Larry Summers Chicago, IL

I liked working with credit people. The customer service ladies are really sweet and everything was pretty easy. If you call in and you get Cindy on the phone you will be well taken care of. All around great folks.

6 years ago

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Marissa

The Credit People really helped me with my scores and getting some bad stuff off my reports. It took awhile but I am verry happy with my results. They did a good job and are always friendly on the phone.

7 years ago

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peter larson Longboat Key, FL

It took 3 days to finally hear back from The Credit People, but I'm now finally signed up. If y.ou're over 90, you cannot sign up on line because the birth date year only goes back to 1927. If you're born before then, you have to speak to a customer service rep...which can take a few days before you hear back. Hopefully the credit repair service goes faster than it takes to sign up if you're over 90.

7 years ago

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JB Matawan, NJ

Great service...I cancelled recently and it's only because my credit is in great shape and things went awesome. I don't need the service anymore but they did a really great job. Thanks!

8 years ago

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Sami48 Chicago, IL

I found this company on this site, and told myself if they did a good job I'd come back and say so. Well, I'm coming back to say so! So happy I went with them, and that I can start fresh with my credit. Highly recommended!

8 years ago

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Tim Core Raleigh, NC

I've only been with this company for 2 months or so and I've already had 8 items taken off all 3 of my credit reports. I wish I would've tried them a long time ago, lol. I'm on my way to credit I deserve and need.

9 years ago

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Kenneth Matawan, NJ

I'm so happy with the service. I can't thank the credit people enough. I got my credit in shape now and I hope to get my house this year now. I will give you all another testimonial after I get my house too!

9 years ago

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KD Matawan, NJ

They have been so patient with me, they went through everything in such detail and taking the time to explain everything with me. It really made me feel so much better. It has been a great service so far.

9 years ago

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Monique Phoenix, AZ

I'm real happy with the everything. Got a new car thanks to them. I got great advice too and it worked. they were on top of everything, its been a big weight off...Ive been telling everyone. Thanks

9 years ago

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Dan Dallas, TX

I was with another company, here's the difference...the little things you really can't appreciate until you go through a bad service. haha Compared to my last experience, they get a 10 from me.

9 years ago

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Matthew Matawan, NJ

I looked at a lot of companies, and you can pretty much go crazy trying to find the differences. I just liked The Credit People for a lot of reasons, and I'm glad I went with them...they've done an awesome job.

9 years ago

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Vanessa Elk Grove Village, IL

They've been really awesome. I've had to move my payment back a couple of times and it was no problem and I needed them to write a letter for me, which they didn't charge me for. Definitely check them out.

9 years ago

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Cathy Redding Tempe, AZ

My husband and I used the credit people years ago, and I just needed to sign up again. they're service is really great. this is my second time using them (I know how bad that sounds) but Im glad they're able to help me!

9 years ago

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K Tulsa, OK

Only 2 months with this company and I am amazed at what they've done so far!! Very glad I chose them- My future is looking up! I would recommend them to anyone who needs help with their credit

10 years ago

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Jess

I tried them and have been really happy. They've done a good job all around and been on top of everything. I picked them because there's a lot they do that other companies don't....Its been easy.

10 years ago