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The Credit People

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6.8

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donald trump

good communication, excellent customer service, good results

6 years ago

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Odilon gomez

The best company ever. Your prices went up already that's not good

6 years ago

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Jim

effective in increasing my credit score and eliminating bad information in my credit reports

6 years ago

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Sandra Olivo

They help as much to keep your credit clean and your score higher!

6 years ago

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glassman Castle Rock, CO

They did exactly what they advertise to do, repair my credit.

6 years ago

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Anonymous Longmont, CO

They got alot of marks off my credit I didn't know didn't belong there.

6 years ago

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Na'eem New Orleans, LA

The credit people helped me raise my credit score higher than it's ever been!

6 years ago

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Brandon Leander, TX

Disputed everything on my credit history that I couldn't do personally

6 years ago

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Tracy Minneapolis, MN

They where every helpful when it came to asking and answering questions

6 years ago

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Ryan C. Tampa, FL

Very easy and friendly onboarding process with great technology e

6 years ago

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Bran S. Elton, LA

They really made it easy for me! No hassle, just hustle and I appreciated that!

6 years ago

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Finnigan Spokane, WA

I've used them a couple different times, and had great success

6 years ago

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Randy Jones Shelbyville, TN

Price was good and they did exactly what they said that they would do for me.

6 years ago

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Reliable Client Albany, GA'

Was able to get approved for home loan through using the credit people. I used for about 5 months.

6 years ago

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Damon Dolton, IL'

Because they went beyond and above to get my credit back on the right track

6 years ago

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#theygotmestr8

Just an awesome experience! Excellent customer service and support

7 years ago

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Barbara Smith Houston, TX

They're good. Very responsive to your questions website user friendly

7 years ago

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Bill League Knightdale, NC

They are doing what they say they are going to do. That simple.

7 years ago

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Darnell Fredericksburg, VA

They do as much as they can with what they can. At a certain point there is very little that they can do.

7 years ago

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Kevin Parker

They seem to be great they are on top of credit repair and getting stuff off your report

7 years ago

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Pam Carrollton, GA

You guys were great to start with but seemed to slack off toward the end of getting everything cleared up.

7 years ago

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Shaina

They are doing what they claim to do, but I think some areas could use some improvement.

7 years ago

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Thomas J Savannah, GA

Did what was expected and more. My score went up over 125 points!

7 years ago

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Darrell

Good customer service. I like the website they give you to track their progress.

7 years ago

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McNeil David Winston-Salem, NC

They are time wasters. they could not dispute a late payment on my credit score for 60days+ . My credit increased because I cleared ALL my debt not because they did thing. Their main task was to get off all the four late payments which I had but could not so do not come here telling me the credit score Increased from when I join you that is because I did my own part

1 year ago

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Jared Charlotte, NC

Do not waste your time with this company. I was with them for over 2 months and my credit actually dropped. When I contacted them to see what's going on I had mentioned that I was considering canceling my account. I decided not to cancel and went back to my account a couple of hours later to they cancelled my account for me. Save your money, these "credit people" don't care about you, they care about the bottom line.

4 years ago

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Reply from The Credit People

Hi Jared,

We really appreciate you letting us know your concerns. Based on what you have described, I can see how it would frustrate you. First, we wanted to say, we are truly sorry for any confusion. You have spoken to our reps a few times, and we would never want you to feel we weren’t doing our absolute best for you.

Based on what you described, there are a few things we can definitely help clarify. We were able to remove 4 negative accounts from your reports (which is good news). Each time a negative account is removed, it helps to clear up your reports so new creditors will no longer see that previous late payment history. The less negative accounts you have on your reports, the better your chances will be of getting approved for credit and receiving more favorable interest rates.

You mentioned that your scores dropped, but it’s important to make sure you are reviewing those scores through a reliable source. Credit Monitoring sites such as Credit Karma, Credit Sesame, etc, do not provide the same scores a lender would see (which is why it’s not a hard inquiry to review your scores through those sites, but it is when a lender pulls them since it’s a completely different calculation of your scores). The most reliable source to review updates to your credit is through the bureaus directly (Transunion, Experian, and Equifax) since they are the ones that actually report your credit. However, the only way to accurately know your credit scores is to have a lender pull them (but you don’t want to do that often in order to avoid additional inquiries on your reports). There’s nothing we do in this process that would lower your scores, so it sounds like there is another factor that may be lowering your scores (such as high credit utilization). We did offer to look into this further for you when we received your cancellation request, but unfortunately, you declined that offer. We would still be willing to do that for you if you'd like.

You also mentioned that you were thinking about canceling your account and then changed your mind. The great thing about our service is you can reactivate your account at any time. All you would need to do is send us an email or give us a call and we can reactivate it that same day (during business hours). We welcome our clients back even if their account was already previously canceled.

Please let us know if you have any additional questions, we’d be happy to assist you!

- The Credit People

Feb. 20th, 2020

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Scammed Person

Months and months of paying my $79 and my score didn’t improve at all! Zero response from their “customer service” every time I contacted them, until I demanded a cancellation and refund. They claimed there was a “plan in place” but apparently the plan was just to keep collecting money from a sucker. It’s hard to admit when you’ve been scammed, but this is 100% a scam company. Save your money and dispute by yourself using Credit Karma or a similar site for free.

6 years ago

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SALVATORE MARTORANA Summerfield, FL

I reach out to THE CREDIT PEOPLE to assist with my credit. HUGH MISTAKE...Since then, I have been sued by creditors who were once willing to work things out. When I reach out to them, their response was, "They just dispute items on your behave." Save your money, you can dispute anything and everything yourself , at no charge. Thanks for nothing. My situation is worse do to potential JUDGEMENTs.

6 years ago

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Reply from The Credit People

Hi Salvatore, we are so sorry to hear you were not pleased with our service. We do care about our clients, and we aren't looking for them to be upset or frustrated in any way. We have been in business for over 16 years and helped thousands of clients to improve their credit. For your particular case, we were able to remove 12 negative accounts from your reports. That does help to clear up your reports from those negative marks, and it also helps to increase your scores. Just to clarify, we were here to dispute your negative accounts to have as many of them removed as legally possible. What that means is, if the creditor can't prove your account meets the legal requirement, or you were never past due, or the account was never yours, it could be removed from your reports. However, if an account is yours, and it is an outstanding debt that was never paid, any creditor can choose to take you to court and get a judgement against you (that is entirely up to the creditors discretion and we don't have any control over that). With that being said, we can completely understand your frustration in being sued. We would hope you would consider the negative accounts we were able to have removed from your reports while you had our service. We truly wish you all the best in all you do moving forward! - The Credit People

Sep. 10th, 2018

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Juli Sanchez

I use the credit people to bump my score. With my new score I will get a mortgage and buy my first rental house. I like the service.

6 years ago

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Arnold Flowa New York, NY

Im new to the credit people but so far so good. My score has gone up in the 2 months I have been services by them. I picked them because they are cheaper than the others.

6 years ago

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Jon Roueful Mountain View, CA

I signed up to the credit people maybe 3 months ago. Overall experience is solid and my score went up. Nothing mind blowing. - Jon

7 years ago

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Jack B San Francisco, CA

Great customer service. Excellent results. I highly recommend this company and it's much less expensive than others I looked into.

7 years ago

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Julie Edison, NJ

I had 9 out of my 11 negative items on my credit report fixed. This was exactly what I was looking for and the credit people did a great job.

7 years ago

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Marina F. Chicago, IL

Huge THANK YOU to The Credit People for exceeding my expectations! I just showed my mom where to sign up online so look for her too!

8 years ago

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Hely Rodriguez Homestead, FL

I'm very pleased with the service, my credit was in bad shape. I'm about to close on a house. The service is excellent and fast.

8 years ago

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Jen Gridier Matawan, NJ

I could easily give them a 10, but I wasn't receiving their email responses initially which was important at the time. Regardless, they were great. thanks.

8 years ago

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Rami New York, NY

They did such a great job for me. My credit is so much better and I'm ready to move forward with my home shopping this spring...very excited!

8 years ago

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Troy Elk Grove Village, IL

This was AWESOME. My friend recommended me and he used them before. They helped me get my score up 114 points! GREAT JOB!

8 years ago

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Linda Orlando, FL

Great Customer Service!! I have been using their services since September 2015 and I have seen some improvement. Thank You!!

9 years ago

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Kenny Matawan, NJ

I have been very impressed with the credit people so far. Everyone I have had interaction with has been professional and kind.

9 years ago

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Ashraf Hafez Corpus Christi, TX

I am halfway through the process. I am very satisfied with what these guys are doing and money was well spent. I recommended them.

10 years ago

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Brittany San Antonio, TX

If you need your credit repaired, I recommend using The Credit People. They provided great service and I am extremely satisfied with my results. : )

11 years ago

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Fernando Dallas, TX

They helped me rebuild my credit which helped me rebuild my life. Their website is very user friendly especially for someone who is computer ire literate

2 years ago Edited April 25, 2022

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Sharon Chapman

I been withe them for 7 months I haven't seen anything done they been taking mine money I haven't seen no progissive if nothing get done soon I will go somewhere else

8 months ago

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Reply from The Credit People

Hi Sharon,

Thank you for letting us know your concerns and feedback since we do value our clients and always strive to provide the best service possible. In reviewing your account, we do see a negative account has come off all three reports (you mentioned there hasn't been anything done but that is a good thing and does help your reports). This can be viewed on your online dashboard which we offer 24/7 access to or you can simply contact our Customer Support and we can review that with you over the phone or via chat. We know the credit system is frustrating and unfair to consumers, so we do everything we can to fight against the bureaus and creditors to get any positive progress possible. While we can't guarantee what will come off your reports since it's not entirely within our control what is reported on your credit and does also depend on what is legally accurate or not, we are actively working on your account and doing everything we can for you to get more positive progress. Our most recent disputes were sent out just 12 days ago so there is recent activity on your account and we have been regularly working on your account since you signed up with us.

Thank you!

-The Credit People-

Feb. 12th, 2024

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Michael Schnell Chicago, IL

I was very happy with the results for the time I was with them.

4 years ago

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Jennifer Grogan Gray, GA

Credit score went up 100 points in 3 months

4 years ago

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David Campbell Scotts Valley, CA

They were able to greatly improve my credit report

4 years ago

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Nick S

Results. They simply get results and that the difference!

4 years ago

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Peggy Webber

Everything they do has a major impact on my credit!

4 years ago

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James C Childers Nebo, NC

Customer appreciation and very professional.

6 years ago