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MyFreeScoreNow.com

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4.5

Overall Score

Author: Kaitlyn Short

LAST UPDATED: January 16th, 2025

MyFreeScoreNow is a credit monitoring company that was founded in 2013.

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The Good

  • Trial
  • Add-ons
  • Customer service
  • Library

Trial

MyFreeScoreNow offers a free 14-day trial that allows customers to see their credit reports and scores.

Add-Ons

The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. MyFreeScoreNow also provides financial transaction monitoring and credit monitoring to help prevent ID theft.

Customer Service

Customer service agents are available via online chat or phone during normal business hours seven days a week.

Library

MyFreeScoreNow offers a learning library for its paying customers and website visitors. The information offered is fairly basic in its scope, but it is a good starting place for those wanting to understand more about their credit.
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The Bad

  • Upgrades
  • Limitations
  • Price

Upgrades

MyFreeScoreNow does not offer their customers access to all three of the major credit bureau reports or their scores without upgrading their service. At that, when ordering the add-on of all three reports, it is a one-time fee and monitoring will only be performed on one report/score.

Limitations

Customers are at MyFreeScoreNow's mercy as to which credit report and score that will be monitored.

Price

At $29.95 per month, MyFreeScoreNow's monitoring services are pricier than those of most of its competitors.
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The Bottom Line

MyFreeScoreNow offers a free trial, add-on services, customer support, and a resource library. However, the company requires customers to pay an additional fee for upgrades, and charges an expensive price for its services.

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Star Rating

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2.7

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20 Reviews

Review Breakdown

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25%

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20%

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5%

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1 grade

50%

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Review Source

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Frustration Nation Griffin, GA

I called to cancel because I forgot I even signed up ! I really wasted money because I didn’t even realize they had so many features to help build my credit ! I was so impressed with the features I started working with them ! They rep I had Sayeda W ( I may have spelled her names wrong ) was so patient , so kind had a very positive vibe . You’d have to be a horrible human to be rude to her ! She is an awesome representative for the company!

1 year ago

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Briana Jenkins Lexington, SC

I can honestly say this has been the best decision I could have ever made. They don't treat you like it's strictly business or that it's all about money. Instead you feel like a very important part of the company. I love it.

5 years ago

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Anthony Irvine, CA

I'm beyond grateful for their service! Is such an easy and comprehensive process to understand! As well as all the other added features that it comes with! I highly recommend their services! And I will remain a long time customer up there! They are God Sent!

5 years ago

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Remus bowman New Orleans, LA

The best way to understand what’s going on with your credit is to be able to read the information for the best credit monitoring program that’s easy to use it’s my free score now

5 years ago

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Tami Kilpatrick

I like the services myfreescorenow provides, credit reports from all three major credit bureaus are available, and all your information is displayed in an easy to use dashboard with lots of useful tools and features.

8 years ago