2020 Best & Worst Credit Monitoring Services

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#1 Overall

Identity Guard

Triple Bureau Credit Monitoring
Anti-phishing Mobile App
Robust Suite of Identity Theft Protection Tools

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8.9

Overall Score

99 User Reviews 6 months ago

#1 Overall

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Identity Guard

8.9

Overall
Score

99 User Reviews

Triple Bureau Credit Monitoring
Anti-phishing Mobile App
Robust Suite of Identity Theft Protection Tools

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ScoreSense

Daily Credit Report Monitoring
Email and Portal Credit Alerts
$1 Million Identity Theft Insurance

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8.6

Overall Score

161 User Reviews 4 months ago

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ScoreSense

8.6

Overall
Score

161 User Reviews

Daily Credit Report Monitoring
Email and Portal Credit Alerts
$1 Million Identity Theft Insurance

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ScoreShuttle

Artificial Intelligence Technology
24/7 Customer Support
Personal Customer Roadmap

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1-(877) 265-8193

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7.9

Overall Score

152 User Reviews 18 days ago

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ScoreShuttle

7.9

Overall
Score

152 User Reviews

Artificial Intelligence Technology
24/7 Customer Support
Personal Customer Roadmap

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1-(877) 265-8193

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Credit Karma

Free Credit Monitoring
Real-Time Email Credit Alerts
Easy-to-Use Mobile App

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7.7

Overall Score

179 User Reviews 10 hours ago

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Credit Karma

7.7

Overall
Score

179 User Reviews

Free Credit Monitoring
Real-Time Email Credit Alerts
Easy-to-Use Mobile App

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ExtraCredit

Multiple Services Included for Complete Coverage
All Three Major Bureau Credit Reports Provided
28 FICO Scores Available

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7.3

Overall Score

48 User Reviews 8 months ago

ExtraCredit

7.3

Overall
Score

48 User Reviews

Multiple Services Included for Complete Coverage
All Three Major Bureau Credit Reports Provided
28 FICO Scores Available

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Access Info from Top-3 Credit Reports
Free, Limited-Features Plan
Up to $1 Million in Identity Theft Insurance

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7.1

Overall Score

26 User Reviews a year ago

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7.1

Overall
Score

26 User Reviews

Access Info from Top-3 Credit Reports
Free, Limited-Features Plan
Up to $1 Million in Identity Theft Insurance

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Experian

Access to Daily Credit Report Updates
Automated Credit Monitoring and Alerts
Standard Option Includes FICO Scores

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6.9

Overall Score

64 User Reviews a month ago

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Experian

6.9

Overall
Score

64 User Reviews

Access to Daily Credit Report Updates
Automated Credit Monitoring and Alerts
Standard Option Includes FICO Scores

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Self

Unique, Credit-Building Savings Accounts
Free Credit Monitoring Service
Credit Builder Calculator

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6.9

Overall Score

24 User Reviews 8 months ago

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Self

6.9

Overall
Score

24 User Reviews

Unique, Credit-Building Savings Accounts
Free Credit Monitoring Service
Credit Builder Calculator

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LifeLock

Included in Ultimate Plus Membership
24/7 Customer Support via Phone
Credit Reports Pulled from 3 Major Credit Bureaus

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6.8

Overall Score

43 User Reviews 2 months ago

LifeLock

6.8

Overall
Score

43 User Reviews

Included in Ultimate Plus Membership
24/7 Customer Support via Phone
Credit Reports Pulled from 3 Major Credit Bureaus

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#10

Mint Credit

Monthly Price: $16.99
Free Credit Score
Monthly Refresh Rate

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6.7

Overall Score

15 User Reviews a month ago

#10

Mint Credit

6.7

Overall
Score

15 User Reviews

Monthly Price: $16.99
Free Credit Score
Monthly Refresh Rate

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Best Credit Monitoring

55 Companies

1,038 Real Customer Reviews

Identity Guard

Identity Guard

ScoreSense

ScoreSense

ScoreShuttle

ScoreShuttle

Credit Karma

Credit Karma

ExtraCredit

ExtraCredit

Nav

Nav

Experian

Experian

Self

Self

LifeLock

LifeLock

Mint Credit

Mint Credit