2020 Best & Worst Credit Monitoring Services

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#1 Overall

Identity Guard

Triple Bureau Credit Monitoring
Anti-phishing Mobile App
Robust Suite of Identity Theft Protection Tools

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9.0

Overall Score

99 User Reviews 4 months ago

#1 Overall

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Identity Guard

9.0

Overall
Score

99 User Reviews

Triple Bureau Credit Monitoring
Anti-phishing Mobile App
Robust Suite of Identity Theft Protection Tools

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Lex OnTrack

Monthly Credit Score Updates
Paralegals Available to Answer Questions
Up to $1 Million in Identity Theft Insurance

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1-(855) 936-4563

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8.9

Overall Score

48 User Reviews 6 months ago

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Lex OnTrack

8.9

Overall
Score

48 User Reviews

Monthly Credit Score Updates
Paralegals Available to Answer Questions
Up to $1 Million in Identity Theft Insurance

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1-(855) 936-4563

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ScoreSense

Daily Credit Report Monitoring
Email and Portal Credit Alerts
$1 Million Identity Theft Insurance

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8.6

Overall Score

161 User Reviews 2 months ago

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ScoreSense

8.6

Overall
Score

161 User Reviews

Daily Credit Report Monitoring
Email and Portal Credit Alerts
$1 Million Identity Theft Insurance

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Credit Karma

Free Credit Monitoring
Real-Time Email Credit Alerts
Easy-to-Use Mobile App

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7.3

Overall Score

175 User Reviews 4 months ago

Credit Karma

7.3

Overall
Score

175 User Reviews

Free Credit Monitoring
Real-Time Email Credit Alerts
Easy-to-Use Mobile App

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Nav

Access Info from Top-3 Credit Reports
Free, Limited-Features Plan
Up to $1 Million in Identity Theft Insurance

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7.2

Overall Score

26 User Reviews a year ago

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7.2

Overall
Score

26 User Reviews

Access Info from Top-3 Credit Reports
Free, Limited-Features Plan
Up to $1 Million in Identity Theft Insurance

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Self

Unique, Credit-Building Savings Accounts
Free Credit Monitoring Service
Credit Builder Calculator

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7.0

Overall Score

24 User Reviews 6 months ago

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Self

7.0

Overall
Score

24 User Reviews

Unique, Credit-Building Savings Accounts
Free Credit Monitoring Service
Credit Builder Calculator

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Experian

Access to Daily Credit Report Updates
Automated Credit Monitoring and Alerts
Standard Option Includes FICO Scores

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6.8

Overall Score

61 User Reviews 5 months ago

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Experian

6.8

Overall
Score

61 User Reviews

Access to Daily Credit Report Updates
Automated Credit Monitoring and Alerts
Standard Option Includes FICO Scores

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LifeLock

Included in Ultimate Plus Membership
24/7 Customer Support via Phone
Credit Reports Pulled from 3 Major Credit Bureaus

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6.8

Overall Score

42 User Reviews 5 months ago

LifeLock

6.8

Overall
Score

42 User Reviews

Included in Ultimate Plus Membership
24/7 Customer Support via Phone
Credit Reports Pulled from 3 Major Credit Bureaus

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ScoreShuttle

Artificial Intelligence Technology
24/7 Customer Support
Personal Customer Roadmap

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1-(877) 265-8193

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6.6

Overall Score

42 User Reviews a month ago

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ScoreShuttle

6.6

Overall
Score

42 User Reviews

Artificial Intelligence Technology
24/7 Customer Support
Personal Customer Roadmap

Mint Credit

Monthly Price: $16.99
Free Credit Score
Monthly Refresh Rate

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6.6

Overall Score

13 User Reviews 4 months ago

#10

Mint Credit

6.6

Overall
Score

13 User Reviews

Monthly Price: $16.99
Free Credit Score
Monthly Refresh Rate

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Best Credit Monitoring

56 Companies

917 Real Customer Reviews

Identity Guard

Identity Guard

Lex OnTrack

Lex OnTrack

ScoreSense

ScoreSense

Credit Karma

Credit Karma

Nav

Nav

Self

Self

Experian

Experian

LifeLock

LifeLock

ScoreShuttle

ScoreShuttle

Mint Credit

Mint Credit