Mint.com is owned and operated by Intuit, placing it in the same family of companies as TurboTax and QuickBooks. In addition to its well-known personal finance tools, Mint offers Mint Credit Score, a basic free credit monitoring service, along with the more robust Mint Credit Monitor, which costs $16.99 per month. This review dives into Mint's credit monitoring services to see how the company stacks up to the competition.
SmartCredit.com offers a unique Smart Credit Report that provides users with more insight than a normal credit report, along with the ability to directly contact lenders through its service to quickly negotiate better terms, lower interest rates, higher credit limits, and the like.
American Express is a global services company that provides its customers with access to a wide variety of products and services that deliver insights and experiences that will enrich their lives and help them build a successful financial future.
TransUnion, which is one of the three major credit unions, offers credit monitoring services that include identity theft protection, unlimited refreshes, and a sleek mobile app. However, the company only offers single-bureau reporting and uses the VantageScore credit scoring model.
USAA, which stands for United Services Automobile Association, offers insurance, banking, investments, credit monitoring, and other services to current and previous members of the military and their families.
Owned by Experian, one of the three major credit bureaus, CreditScore.com brings a lot to the table, including FICO scores, a well-designed website and mobile app, and strong educational resources. However, the company does not offer triple-bureau monitoring or scores and only refreshes reports once a month. We advise customers to make sure they know what they're signing up for before enrolling at CreditScore.com.