The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. MyFreeScoreNow also provides financial transaction monitoring and credit monitoring to help prevent ID theft.

Customer Service

Customer service agents are available via online chat or phone during normal business hours seven days a week.

Library

MyFreeScoreNow offers a learning library for its paying customers and website visitors. The information offered is fairly basic in its scope, but it is a good starting place for those wanting to understand more about their credit.

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The Bad

Upgrades
Limitations
Price

Upgrades

MyFreeScoreNow does not offer their customers access to all three of the major credit bureau reports or their scores without upgrading their service. At that, when ordering the add-on of all three reports, it is a one-time fee and monitoring will only be performed on one report/score.

Limitations

Customers are at MyFreeScoreNow's mercy as to which credit report and score that will be monitored.

Price

At $29.95 per month, MyFreeScoreNow's monitoring services are pricier than those of most of its competitors.

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The Bottom Line

MyFreeScoreNow offers a free trial, add-on services, customer support, and a resource library. However, the company requires customers to pay an additional fee for upgrades, and charges an expensive price for its services.

View Best Credit Monitoring Companies

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User Reviews

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2.7

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20 Reviews

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David Hallstrom II

Myfreescorenow offered exactly what I needed to start. My sister-in-law recommended the service to me. I only wanted one report, at the time, and the fee seemed fair. After reviewing my score and report I upgraded to the three w/ monitoring. I'm in my 7th month (home loan shopping and credit repair). I called customer service one to ask how to best offer assistance on how to work on my score and was quickly transferred to a rep who helped. I recommend this service although I might've liked to have been given the option to select all 3 from the start. All in all, good experience. - David H

8 years ago

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Dario Montoya Arlington, TX

The best service I have ever had compared to any company out there. I like their system it explains everything and gives me tools to manage my credit and my finances.

5 years ago

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Kurt B Post Falls, ID

It's nice to be able to forget about my credit report knowing MyFreeScoreNow is keeping an eye on it and will let me know when it detects something I should verify.

8 years ago

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Bill OMalley Riverside, CA

I had an account adjustment that need attention and was resolved with a fast response and solution

8 years ago