MyFreeScoreNow.com
Is This Your Business?2.7
4.5
Overall Score
Author: Kaitlyn Short
LAST UPDATED: January 16th, 2025
MyFreeScoreNow is a credit monitoring company that was founded in 2013.
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The Good
- Trial
- Add-ons
- Customer service
- Library
Trial
MyFreeScoreNow offers a free 14-day trial that allows customers to see their credit reports and scores.Add-Ons
The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. MyFreeScoreNow also provides financial transaction monitoring and credit monitoring to help prevent ID theft.Customer Service
Customer service agents are available via online chat or phone during normal business hours seven days a week.Library
MyFreeScoreNow offers a learning library for its paying customers and website visitors. The information offered is fairly basic in its scope, but it is a good starting place for those wanting to understand more about their credit.The Bad
- Upgrades
- Limitations
- Price
Upgrades
MyFreeScoreNow does not offer their customers access to all three of the major credit bureau reports or their scores without upgrading their service. At that, when ordering the add-on of all three reports, it is a one-time fee and monitoring will only be performed on one report/score.Limitations
Customers are at MyFreeScoreNow's mercy as to which credit report and score that will be monitored.Price
At $29.95 per month, MyFreeScoreNow's monitoring services are pricier than those of most of its competitors.The Bottom Line
MyFreeScoreNow offers a free trial, add-on services, customer support, and a resource library. However, the company requires customers to pay an additional fee for upgrades, and charges an expensive price for its services.
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Amanda George IL
I signed up for this service because i was trying to build my credit and the first credit report they give you is free, and they don't charge a lot to monitor it each month. The customer service is lacking good people and efficiency. You wait on hold for the longest time before someone answers the phone. I use them each month, my only complaint is that the credit report they give you isn't always updated with accurate information. They say it takes 60 days to get the updated report. But I'm paying every 30 days. Something isn't right there.
1 year ago
