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MyFreeScoreNow.com

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22 User Reviews

4.9

Overall Score

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Author: Kaitlyn Short

LAST UPDATED: May 25th, 2025

MyFreeScoreNow is a credit monitoring company that was founded in 2013.

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The Good

  • Trial
  • Add-ons
  • Customer service
  • Library

Trial

MyFreeScoreNow offers a free 14-day trial that allows customers to see their credit reports and scores.

Add-Ons

The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. MyFreeScoreNow also provides financial transaction monitoring and credit monitoring to help prevent ID theft.

Customer Service

Customer service agents are available via online chat or phone during normal business hours seven days a week.

Library

MyFreeScoreNow offers a learning library for its paying customers and website visitors. The information offered is fairly basic in its scope, but it is a good starting place for those wanting to understand more about their credit.
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The Bad

  • Upgrades
  • Limitations
  • Price

Upgrades

MyFreeScoreNow does not offer their customers access to all three of the major credit bureau reports or their scores without upgrading their service. At that, when ordering the add-on of all three reports, it is a one-time fee and monitoring will only be performed on one report/score.

Limitations

Customers are at MyFreeScoreNow's mercy as to which credit report and score that will be monitored.

Price

At $29.95 per month, MyFreeScoreNow's monitoring services are pricier than those of most of its competitors.
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The Bottom Line

MyFreeScoreNow offers a free trial, add-on services, customer support, and a resource library. However, the company requires customers to pay an additional fee for upgrades, and charges an expensive price for its services.

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User Reviews

Star Rating

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2.6

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22 Reviews

Review Breakdown

5 grade

23%

4 grade

18%

3 grade

5%

2 grade

0%

1 grade

55%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Rachel Maxwell

Another month they’ve taken money out my account for a service I CANCELED in December 2024.. what odd, they waited 4/5 months after I cancelled then took it upon themselves to take my money. Is there any way to speak to anyone at this POS company!? I am escalating this matter. It there was a star less than one, I would’ve chosen it. Piss poor. I DO NOT RECOMMEND THIS COMPANY OR SITE FOR CREDIT MONITORING.

11 months ago Edited June 18, 2025

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Stephen Broxton

Currently was a subscriber of the service canceled my service and they keep your information on profile they reactivated my account with the highest subscription plan they have when I never used the first plan for low cost they give you a hassle about refund but if you're a reputable company why would you not make sure the customer can buy and return unless you have shady intentions or your company makes money by forcing unused subscription this company is ripping people off do not use it and request all your information be removed from their profile and site when you cancel because they can reactivate you and it's a no refund policy when you sign up

1 year ago

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Alisa Prowell

If there were a score below the 1 star, I would leave it. I’ve had them since January, can’t access any of my credit reports yet, they’ve debited my account 4 times. They are a joke. They keep telling me I need to update my information w/TransUnion in order to view any of my reports. TransUnion updated my information 2 months ago and I STILL can’t view anything..& they’re still saying contact TransUnion.

1 year ago

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Nicholas Hines

So I started the service because Kesha was very nice and she promised that I would really see results but now its been about 2 years and no change plus I've been trying to cancel my service for the past year and is still getting charged on my account but they still haven't done any work or have knocked anything off my credit. honestly was a waste of time and money. also ma'am please stop charging my card

1 year ago

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Tina Tiller Jacksonville, FL

MyFreeScoreNow does not give accurate info about the accounts on your credit report. I went to all 3 Bureaus and found that they were reporting the same info. It's MyFreeScoreNow that's reporting the info on your credit report wrong. I found my credit scores were inaccurate along with the open and close dates on my accounts were wrong on this site but when you go to the 3 credit bureaus individually to view creditor's the open and close dates match. It's not amazing. This site is a scam!

2 years ago

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roseland credit Madison, TN

Do NOT Bring your clients here! They will hold your money for months and refuse to pay you!!! I have accumulated commissions for over 6 months and have only been paid out once!!! Do not waste your time or clients' time here! Go to another credit monitoring that pays their affiliates! They are scammers! They tell you you have to hit 100$ threshold, after you pass it several times they still refuse to payout and act clueless! Report this company.

2 years ago

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Donna

Not worth the monthly fee. Pay the $1 for your FICO score and the 7 day trial and CALL TO CANCEL. Nothing is being offered for the fee unless you have issues you need to review monthly. This service offers nothing paid that you can't get for free from Credit Karma or Credit Sesame. The 2 sites are slightly off on the score (sometimes 50 points too high) but all other services are the same you would pay for with Myfreescorenow.com Please DO NOT WASTE YOUR MONEY.

8 years ago

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Marilyn Smith Omaha, NE

I was so surprised/upset when my credit card statement showed $29.95 for Oct and then again in November and now again in December. I can't find a phone number to call and ask what the charge is for. I used this service for about 10 minutes on 10/17 and have no intentions of using it ever again. Not recommended to anyone. Why is it called "Free"????

11 years ago

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TOTAL SCAM! Chicago, IL

What a total scam. I can't believe how much $$ I flushed down the drain just to see my scores (a new 800 club member) - total ego thing. Bit me in the ass. I signed up for all 3-scores June 1 and since then, I've noticed charges totaling $95.85. Literally TWO WEEKS later. I am so upset right now... if you want to check your "free score now"? Run as fast and as far away as you can. Yes - you can do the 7 day trial but that is only for your FICO score... These people are thieves.

11 years ago

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Brenda jenkins

They are rip off don't do it using your credit card get a pay pal card be careful what you buy over the internet and they are hard to get in touch to cancel out you just be on hold so guess what you get no more money. Very upset! And I just did a one time score check not to join I don't like this.

9 years ago

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Charles Herring Las Vegas, NV

I agree that myfreescore is a total scam, i went in think that i was going to receive at least one credit report for all three, but only got one. also their monthly fee for monitoring is in very small print and you will miss it if you don't pay attention, like i did and when they debited my credit card i was shocked.

10 years ago

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Judy T Lawrenceville, GA

Unable to cancel online . They Cancelled my account before 7 day trial ended!

2 years ago

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