Name: Discover
Rating: 4.7

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Stacy Yorktown, VA

I have the student discover card and I pay no interest. I get cashback from purchases that I make which can be used towards anything, even my monthly bill. In addition, I get free FICO and social security number monitoring all for free.

6 years ago

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Jase Ray

Discover has always gone above and beyond with any of my needs. From lost or stolen cards to customization of new card design. I love how it feels like I’m always talking to an old friend with every call. They truly own my concern and seem to always quickly address my concern within the call.

6 years ago

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Mark Wales Phoenix, AZ

Great intro 0% interest for 14 months offer. 0% APR for 14 months after first balance transfer. No annual fee, no over limit fee, no late payment free on first incident, and 5% cash back when used at great merchants...ie amazon. Great customer service and very responsive to any questions you may have. Just a "class act" throughout.

6 years ago

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Suzy Salmaci

Discover is always so awesome. They answer when you call, they get things done. They offered me free credit monitoring after the Equifax breach.. its the little things! I refer everyone I know to get a Discover card. Never had such great service from a credit card company!

6 years ago

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Edgardo Ojeda

Good credit cards at a great rate ! Don't disappoint

2 weeks ago

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Beth

I love the American customer service representatives

3 weeks ago

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Dixie Rounds Owosso, MI

I have been a customer with Discover since 2006. I will always value their service and looking out for my account. Have had instances where they warned me of potential shinanagans with my card and was able to nip it in the bud!! I love Discover and the cash back available with every purchase.

8 months ago

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Lynnetta W. Monroe, LA

I love Discover's Customer SERVICE. It does what it actually says on the commercial that you can get a person. It is a choice in the first question of the customer service call. I am using them to tackle some person debt and their process to apply was simple. I dislike their interest rate. Discover has the highest interest rate (almost 30%) of all my credit cards which is why I don't use it much.

8 months ago

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Surf Farmer Washington, DC

Discover is a credit card and banking company I have been dealing with for many years. I really am a fan. I like how their customer service is USA based. When I had to receive a large sum from a Discover bank account, they were quick and made the process seamless. Hats off to Discover!

9 months ago

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Shanna Bird Portland, OR

This card has come in handy so many times. It's my go to because it's a great card with great service. One of the few card companies that makes it easy for me to work with their customer service people if there's any kind of issue.

9 months ago Edited July 11, 2023

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Alyssa Davis

I’ve been a Discover user for almost 10 years. They make it easy to see deals and special offers with your card, as well as your updated FICO score. I have never had an issue with reporting fraud or getting replacement cards.

11 months ago

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Albert Laser

Good customer service. Good system to receive credits for purchases

1 month ago

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Sonkarlay Tappeh

Discover has been a great place and very good customer support.

1 month ago

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raquel winter Charleston, SC

They gave me a second chance after getting over a hardship time.

1 month ago

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Chie Ogawa San Francisco, CA

Discover card Always updates monthly on any activity on my account.

1 month ago

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Jessica Hori

I personally love Discover, because I have a great cashback offer with them, and their customer service is always very helpful. My issue are resolved very quickly. If there is not something they can help with they let me know who I should call first in order to get it resolved. They have offered great credit increases for my time with them as a customer.

1 year ago

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Lantz Powell Chattanooga, TN

I have been a member for ages. Recently I lost my card and didn’t realize it for a day. I called, they at once froze my account. After a day when I was convinced it had not been misplaced they at once overnighted a new card and life went on . I was stunned at the quick, professional accumulation of facts and response to my panic call. I was totally impressed.

1 year ago

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Nuith Leander, TX

I love my Discover card! It was my first credit card and I have been able to add multiple authorized users and help my family improve their credit score by piggybacking mine. Their cash back rewards are easy to use and you get a bonus 0% apr for 15 months when you first sign up! Plus by referring others you also get a bonus! The best way to make $ while spending what you usually spend. I love it! It has definitely helped me raise my score from nothing to over 760 now ;)

1 year ago Edited March 10, 2023

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Jess Horner

My discover card is my best friend. Seriously. As a student, they have the best options for rewards of any credit cards I have tried. The monthly 5% cashback options are always super relevant products (for example, this quarter Amazon.com purchases receive cashback! What a great season, with Black Friday and Christmas shopping falling under this time of year). They also give rewards just for getting good grades as a student?! Plus, the app is the best. So smooth, and doesn't require you to log in via internet browser for some functions like most apps.

1 year ago

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Josh Hughes Denver, CO

Discover has been great in regards to credit card companies. Their app is easy to use. At the time of me using their card, I was going to financial difficulty, and so they put the card on hold, didn't charge me interest, and let me pay back a set amount each month until the balance was gone, as opposed to keeping a high interest rate. This was very helpful for me to get back on my feet.

1 year ago

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BOOHOUSTON Portland, OR

I have been a Discover customer for many years and I absolutely have never been more impressed with any other company, ever! I don't know how they recruit their employees but they are the most professional, friendly and efficient people and it makes me want to work for Discover. I will always do business with them and would recommend them to everyone.

1 year ago

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Silver Hokum Colorado Springs, CO

I have found a great tool and friend with DISCOVER. I have used their services you 3 years now and I have found it to be a great benefit. Discover has saved me money when I have transferred high interest debt to Discovers great services for relieving high interest debt saving me thousand dollars or more. customer service has been fantastic. overall using Discover has enable me to do more and save more money.

2 years ago

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Russell Stence Rochester, NY

I was recommended to Discover by a friend, and I've been VERY happy with it! They have good Rewards options, including a great rotating 5% cashback on various businesses and services that I regularly use, and I like the option of using my Rewards to purchase gift cards at a discounted rate. My friend and I both received as bonus for signing up, and my cash-back reward was DOUBLED for the first year! They also give 2% cash-back for restaurants, all year. Their customer service is excellent...you don't have to strain to understand the accent of the person on the other end of the line!

2 years ago

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David Drake Shelbyville, IN

It's nice to have this card and if you have to make it into the 3 or 4 months payments you can divide things up on a budget so you can get some of the items you need some of the items you want and some of the items you might find on sale And you think about it and you decide to go for it because you know they're back you up and my you to make the payments

2 years ago

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Roxanne LaValley Plattsburgh, NY

The best credit card I ever own. I sure would recommend this card to anyone is searching for a great no annual fee to use their card. Some credit card companies charge a annual just to have their card. I understand each person has different ratings to for spending linmit, just stating if a person has descent ratings and searching for a card this is what I would reccommend to do research on it before choosing.

2 years ago Edited June 1, 2022

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Suzy Evans Spanaway, WA

Good customer service. 100% USA based. Resolved issues quickly. Has a number of cute photos you can choose from for your new card. Interest rates are a bit high, but they do have balance transfer options for paying down higher interest debts from time to time. 0% for 12 months is great to use vs trying to pay off credit card debts with 29.99% interest rates.

2 years ago

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Andrea Thomas Richland, WA

Discover has been a great card for me! I get my credit score each month and they have amazing offers. In fact, I was just able to do a balance transfer that will save me over $1200 in interest alone!! Discover has had great customer service too. When I needed clarification on a charge, this chat feature was easy to use and representative was kind and understanding. I would recommend Discover!

2 years ago

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Mandi Colorado Springs, CO

I have had my Discover it card for at least 5 years now. I enjoy the quarterly changes in 5% cashback you can earn. This allows you to have a more flexible rewards card instead of being locked into specific types of rewards charges the entire time you have the card. And even if you don't use the 5% bouns opportunities, you can still earn 1% cashback. The card also has the ability to get different designs on your cards to keep it exciting looking in your wallet.

2 years ago

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Jodee McKeon Houston, TX

Of all the credit card companies I honestly think Discover is the best, based on my experience. Their website and app are the most user friendly I've found and they have great customer service. When I was young and trying to start building my credit they were one of the only ones to offer a reasonable credit card with no annual fee that was perfect for someone just starting out. Highly recommend.

2 years ago

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murfday College Station, TX

I like that you get cash back in every purchase. They had specific categories each quarter that give 5% back. They used to have better added value when you redeemed for gift cards. Now it is hardly worth it...I just get it as actual cash back. They are great at catching fraud or potential fraud. Gives me piece of mind. Every interaction with customer service has been positive.

3 years ago

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Stefanie Ewer Providence, UT

Discover card stands behind their promise of good customer service and you won’t pay for any fraud charges. I have had my card compromised. When I called them they immediately looked into the charges and worked on getting them removed from my account. Discover card also text you when they suspect a fraudulent charge. Their customer service team is always quick respond and very detail oriented.

3 years ago

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Ryan Knowles Denver, CO

I recently switched to Discover for my student credit card. This card is by far the best student card out there as there are no monthly fees, up to 5% cashback offers, and a high starting credit line compared to other student cards. The only place I have encountered where this card was not accepted so far is at Costco, but other than that I have had no issues!

3 years ago

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Natalie Brown Boulder, CO

I have discover student and I love this credit card! They are very forgiving on fees and it's a very good card for people starting their credit scores. The cashback is extremely nice, as the cash can be deposited right into your bank account whenever you need it! The app is also extremely user friendly and nice looking. I've been with discover since 2017 and I'll continue to do so!

4 years ago

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Emily Norton Tucson, AZ

I’ll be honest Discover is the first credit card I have to build my credit so I can’t compare it to others but I can say that I love it! They matched my first year of cash back which made my payment for a few months. The app is super easy to use, you can check your balance, make payments, and it reminds you when you’re getting close to your next due payment. You can check your credit score without hurting it, and you get cash back!

4 years ago

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Bianca Jyotishi DeLand, FL

I absolutely love my Discover accounts. I have their cash back credit card, as well as their checking and savings account. Any time I have any issues with my account, customer service is super friendly and can easily help me resolve the problem. I have saved so much money with the 5% cash back as well, particularly the matching after one. year. I highly recommend Discover to everyone!!

4 years ago

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Derrian Tallahassee, FL

I love Discover because it actually gives college student a chance and opportunity to build credit! The application is very simple, short and doesnt take a long time to finish. There APR% are one of the lowest out of many different comapnies I have researched on. If you want to try your first credit card, I would highly recommed it for college students!

4 years ago

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kristin Gneiting Pleasant Grove, UT

I have the Blue Discover Cash Back card and love it. If you are going to have a credit card why not use it to your advantage? The first year they automatically match all the cash back you earn and there is no limit to how much they will match. We feel confident with Discover and will never go back to any other credit card. It just works for our family.

4 years ago

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Christine Farmer Littleton, CO

I've had a Discover credit card for years. What I really like about it is the variety of ways to use rewards. The choices to order gift cards or products at discount, or use rewards to pay on Amazon are very useful. My other credit cards seem much more limiting in rewards choices. They also have a great website to monitor areas of credit card use and just to maneuver to find information.

4 years ago

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Jeff B Orem, UT

Hands down the best Credit Card I have ever had. When it came to disputing charges or notifying them when I was going on vacation I have been blown away with their customer service. It is the first credit card issuer that I have dealt with that I actually feel like they have my best interests in mind not necessarily theirs. That's hard to come by dealing with any type of financial institution. If you have had a bad credit card experience in the past I would highly recommend Discover to change your mind.

5 years ago

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Heather Vernal, UT

I absolutely love my discover card. I got one when I was 18, and I love how I’m able to earn so much cash back on my purchases. The auto pay option makes having a credit card a worry free experience for me. Customer service is excellent. If there’s ever an issue, they are quick to fix it and give the customer the benefit of the doubt. I highly recommend discover.

5 years ago

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Zachary Clement Lindon, UT

Using discover has been a good experience. I used the student credit card mainly to get credit. It gives you a free credit check every month without hurting your credit, and gives you tips on how to improve you credit. The app is nice because I get an alert for every purchase so hopefully I won’t be a victim of identity theft. Sometimes billing takes a couple of days before payments go through, and I wish that were faster, but otherwise it’s great.

5 years ago

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Majo Davis Reston, VA

It's a great card to start off with,this was a great way to learn responsibility and I'm very much glad I chose Discover.

2 months ago

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Clar lau

My time to use Discover card I was offered a discount on the purchase therefore this motivated me and I was proud of it.

3 months ago Edited January 15, 2024

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Tiffani Dally Brighton, MI

I have been a LONG time Discover card owner for many years and I have always been satisfied with their service. The cash back bonus is THE best!

4 months ago

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BULL RIVERS

I have to say Discover exceeded my expectations, great customer service and card privileges, waaaaayyyyy better than most credit cards out there.

4 months ago

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Raj R

Discover has the best customer service as they were able to help resolve a payment issue I had with a merchant. They are prompt and courteous.

4 months ago Edited December 18, 2023

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Margaret Pahrump, NV

The customer service reps are very friendly and knowledgeable. They never have to put you on hold and they always solve the problem.

4 months ago

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Josephine Clarksville, TN

I have this credit card for almost 4 years a,credit score goes up so fast and they take necessary action once I reported or dispute any purchases ..that I didn't order...

6 months ago

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Ronnie Fairley Marrero, LA

I have multiple cards including ; visa, master card and Discover. Discover is my all time favorite card that I use the most for convenience and incentives.

6 months ago

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Kelsey Harder

Amazing company to get a first credit card with. They raised my balance after a few months without me asking to have it raised. You also earn 5% cash back on different types of stores every few months.

7 months ago