Discover Financial began offering the Discover Card in 1985 and introduced its cash rewards credit card in 1986. Today, Discover is the third-largest credit card brand in the United States and has over 61 million cardholders.
Discover offers a number of rewards options, including the Discover it Chrome Student Card, the Discover it Cash Credit Card, and the Discover it Miles Credit Card. With the Chrome Student Card, students can get cash back each school year that their GPA is 3.0 or higher for up to the next five years. At the end of the first year, Discover adds up all the cash back earned on the student card and matches it. The Cash Credit Card gives a percentage of cash back in the selected quarterly category. The Miles Credit Card offers an automatic match of all the miles earned at the end of your first year with no blackout dates. Miles can be redeemed for travel credits or cash.
There are no annual fees associated with any of Discover's credit cards, which can save cardholders hundreds of dollars each year.
Discover does not charge a foreign transaction fee, which is a nice benefit for frequent travelers.
Discover provides its cardholders with the ability to view and monitor their FICO score for free.
Discover offers several fraud safeguards, including purchase monitoring and the ability for customers to freeze and unfreeze their card in the event that it is lost or stolen.
Most of Discover's credit cards offer an introductory APR of 0 percent for the first fourteen months.
For the first late payment, Discover does not charge a late payment fee. However, cardholders can expect to be charged a fee for every late payment after the first.
I have been with this company since my first year of college. This company helped increase my credit fast.
As a college student, i need to build my credit and this was an easy credit card to get approved for!
Discover is awesome because of the cash back program. Most places also take discover card
My first credit card. Great cash back opportunities and rewards. A great range of colors to choose for your card as well. The 0.00% APR for the first year is also great.
Good starting card with decent cash back. I appreciate getting a credit report with every statement.
I absolutely love my Discover accounts. I have their cash back credit card, as well as their checking and savings account. Any time I have any issues with my account, customer service is super friendly and can easily help me resolve the problem. I have saved so much money with the 5% cash back as well, particularly the matching after one. year. I highly recommend Discover to everyone!!
Natalia Correa MDTribe
This was the first credit card I opened. They have cashback and rewards for students which is a really awesome perk!
I recently received my discover cash back credit card and so far it is great. I was referred and then I referred someone else so they gave me $100 credit. Their customer service is great, they helped me get approved in until 10 minutes. They also offer cash back at different stores throughout the year which is nice since it opens your options for cash back. So far, so good!
It used to be that you would always hear "I'm sorry, we don't take discover", but the times have changed! Discover is a great first credit card for a college student. Helped me build my credit and had a decent rewards program, but not the best.
I have a credit card with Discover Card. They are very friendly and willing to work with you for any problem you come with. Their rates are also pretty low. I also love the layout of the card!
I love my Discover credit card. It was the only credit card I got approved for when I turned 18 and have earned CashBack non-stop! I have never had any issues with a stolen identity, and they are very good at increasing your credit limit when you pay on time and do not keep the credit card full.
Really good travel cards to use. The no international transaction fee seems small but it’s saves you lots of money in the long run. Good customer service too.
So I got my discover car about 6 months ago! The limit was more than o was expecting and it has helped my cover rent when I was low on income! Great product, great customer support!
Maryann Renteria (Mckrae)
I loved my Discover card! It was a lifesaver when my life was turned upside down! Great people!
Love Discover card, especially their cash back bonus program. I can use my cashback bonus to pay towards my credit card balance, for my amazon purchase, or my favorite- gift cards to different places, for example
The customer service at Discover is one of the best I have ever dealt with. They are willing to listen and see what the best option is for you. They have numerous cards and will try to help find the best option for your lifestyle.
I have a credit card as well as 2 savings and checking accounts. The service is great.
Favorite credit card! Discover rewards has allowed us to vacation once a year and no annual fees!!!
I have never had anything but a great experience with discover card. Their interest rates are good. They have a local servicing department in salt lake City.i like that
I like discover ! The only thing is sometimes places do not take this card and that is a little tough.
I love the cashback option. I feel like I get paid to use my credit card!! It helps that I always pay off my card each month.
they gave me a credit card with a great line of credit and I love how they have no foreign transaction fees
I have my discover card and love the customer service. Once my wallet was stolen and Discover was amazing. They helped me go through my charges and called other cards to help when I was going through everything.
I have used Discover credit cards for a number of years and have never had any problems with the company. I find that Discover gives me the most points back than any other credit card company so I use them the most
I absolutely love my Discover card! The no annual fee really sold me on it. The app with the card as well is very straight forward to use.
I have a Discover Credit Card and would recommend other people using them. The rates are low and customer service is very willing to help if you can’t make payments on time.
I have been with Discover for almost 20 years. They have been so good to me. No annual fees and great rewards. I use my Discover card for everything because the cash back that I earn is great. Over the years, I have earned literally thousands of dollars in free money. How can anyone not love that?
Discover has excellent customer service and they are quick to take care if any issue that arises on your card.
We’ve had dealings with Discover for 18 years! Never have we EVER had a problem with them. We’ve always paid them on time and have no problems at all. We use them for our business. We like getting reward cash back which we love!!
I have had my discover card for ever and never had any problems. I always get great cash back rewards.
I love my card. It’s helped me build my credit. It’s very convenient for me to use.
I love cash back. I love the customer service when I call in for help. I love the information such as my credit score which comes at no charge. I love the experience at no charge to me. Thank you
I like the 5% cash back they have for different areas each quarter. I also like that they don't charge a fee. Their customer service is top notch!!
Great rate for banking service and great customer serves for credit and banking services
I did not have a good experience with discover card, my Southwest credit card gives me points for every purchase that goes towards future flights.
A good credit card, but has higher interest rates than other cards. Also, not always accepted at points of purchase.
This card has great cash back earning rates. It is one of my go to cards while out and about.
I have been a Discover fan for so long. Discover offers competitive rates, excellent cash back programs and offers increased acceptability. I have been so happy with their credit card, it has been hard not to use. From superb customer service to simple billing, I have been very impressed. Not likely to ever change my feeling about Discover!
Discover card has excellent customer service, competitive interest rates and no annual fee. I have had my Discover card for many years and have never had any problems with it.
I really appreciated discover’s customer service. There was a glitch on a large purchase that I was making (on the retailers side), and discover’s customer service team jumped on and helped to figure things out. They really made things work out great
I have used primarily a discover card for probably 40 years and have total confidence in the company. The couple of times that I have had a problem, they have handled it fairly and quickly. They are careful and watchful for any unusual activity on my account.
Discover is such a high quality credit card. Lots of rewards, safe and reliable.
We have used Discover for a long time. They have amazing customer service and their cash back rewards are great.
I enjoy being with discover, but they’re customer service sucks. I can never get my concerns resolved and wish they would be more helpful.
Discover is my first credit card. I like the rewards and it’s easy to maneuver. I’m excited to continue to use it.
We have had a discover card for 10 years now. We love the 5% cash back every quarter on selected items and their customer service.
They have a great debit card for teenagers. Very reliable and amazing customer service.
This is a great credit card company to use especially for those that want to start off their credit.
I am currently a college student and struggled to find a good place to begin building my credit for the first time. The customers service representative was very helpful in explaining how the student card works and it was easy to navigate through the application.
I love Discover because it actually gives college student a chance and opportunity to build credit! The application is very simple, short and doesnt take a long time to finish. There APR% are one of the lowest out of many different comapnies I have researched on. If you want to try your first credit card, I would highly recommed it for college students!