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LAST UPDATED: September 28th, 2023

AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best financing terms and a no-hassle transaction.

Highlight: AUTOPAY rates and terms

Rates — as low as 1.99%
Minimum income requirement — $2,000 per month ($24,000 annually)
Minimum credit score — 600
Loan amounts — $2,500–$100,000
Loan terms — 24–84 months
No Social Security needed for prequalification
Loan offers are good for 30 days

Continue reading for a full review of this auto refinance company, or jump down to Autopay reviews.

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The Good

Multiple Refinancing Options
Get Rates Instantly
Low Minimum Credit Score
Prequalify with no Impact to Your Credit Score

Multiple Refinancing Options

AUTOPAY offers multiple types of refinancing:

Traditional refinancing — lower your interest rate, reduce your monthly payment, shorten the length of your loan, and find a lender that better fits your needs
Cash back refinancing — get as much as $12,000 cash back and use funds to pay high interest debt
Lease payoff refinancing — keep a car you are currently leasing at the end of your term and even pay off the lease early

With these options you can more easily tailor your refinancing experience to your specific needs and circumstances. It is important to note that not all auto refinance lenders offer cash back refinancing or lease buyouts.

Get Rates Instantly

No matter the reason you're refinancing your vehicle, AUTOPAY works hard to make the process short, simple, and entirely online.

To start, you will need to provide some basic information. This includes things like your name and whether you're applying alone or with a co-borrower. You'll also be asked to provide your address, previous address, current employment status, and information about the vehicle and your existing loan.

Once all the e-paperwork is filled out, AUTOPAY will present a list of loan offers from different loan lenders.

Low Minimum Credit Score

With a minimum credit score requirement of approximately 600, AUTOPAY recognizes that not everyone will have a perfect credit score, and is committed to helping everyone refinance their auto loan. AUTOPAY will work with you to get the best rates possible.

Prequalify with no Impact to Your Credit Score

To see your rates, AUTOPAY does a soft credit inquiry or a soft pull (which does not affect your credit score). This is great for those who are merely comparing quotes and shopping around before committing to an auto refinancing loan.

Once you select a loan offer with AUTOPAY, then a hard credit pull is required.

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The Bad

Not a Direct Lender
No Refund Policy

Not a Direct Lender

While it isn't necessarily a bad thing that AUTOPAY isn't a direct lender, processing and underwriting loans in-house, it does have a few drawbacks: rates are subject to change depending on the lender you choose from AUTOPAY's network, and fees may also vary.

However, refinancing through a marketplace lender, such as AUTOPAY, does provide you with greater flexibility in finding the best loan option for your needs. But it is important that you reasearch your chosen lender to know what fees and terms they might have.

No Refund Policy

AUTOPAY has a no refund policy. Don't expect any refunds to be provided for payments made to your AUTOPAY account.

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The Bottom Line

AUTOPAY is a good option for anyone who has recently improved their credit score and would like to start their search on a refinancing company.

AUTOPAY is not a lender, but is a lender marketplace (meaning you fill out a form and will receive offers from multiple lenders in AUTOPAY's credit union network). Most auto refinancing companies operate under the same model, providing a borrower with the ability to view and compare various refinancing loans and rates. A benefit or working with AUTOPAY is that a list of lenders will be populated after you enter your information online. Many other companies require a phonecall with a company representative before a borrower can access a list of lenders.

After submitting your application, AUTOPAY will do a soft credit pull, which does not affect your credit score. If you choose to work with a lender, then a hard credit pull is required.

There are currently no AUTOPAY customer reviews, and so we are not in a position to recommend this company at this time. If you have refinanced an auto loan through AUTOPAY, please leave a review about your experience to help future consumers.

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User Reviews

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1,761 Reviews

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Verified Customer

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Nicholas Mckinzie Shelby, NC

Still haven't received account information for new loan

2 years ago

Reply from AUTOPAY

Hello Nicolas, We would be happy to assist you with any follow up questions you may have about the new loan. Please feel free to call our escalations team at 8442905731

Jun. 2nd, 2021

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Pattie Robbins Tucson, AZ

Poor customer service did not like that I had to reach out more than the rep

2 years ago

Reply from AUTOPAY

Thank you for the Feedback. We strive to have the best customer service in the business. We will review your account and make sure to train our folks to follow up consistently.

Jun. 8th, 2021

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Marcelo Marino Riverhead, NY

They took about a month to get my refinance together. When everything was finally done, they didn't get the payoff to my old finance company in time. I told them my issue, they weren't listening and just continued to tell me when they sent the payoff out. I had to pay an additional $500 to pay off the rest of the loan and I didn't get reimbursed or anything for it. They stopped answering me when I told them my issue.

2 years ago

Reply from AUTOPAY

Hello Marcelo, We would like to assist you with your concerns, please reach directly out to our escalations team. 8442905731

Jun. 8th, 2021

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Verified Customer

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Kelly Moravec Sandown, NH

I am having an absolutely awful time trying to get ahold of anyone. I can't get information and everything is completely confusing and taking forever.

2 years ago

Reply from AUTOPAY

Kelly, Please reach directly out to our escalations team. They are here to assist customers with issues during and after the refinance process. You can reach them at - 8442905731 Cheers, AUTOPAY

Jun. 8th, 2021

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Verified Customer

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JAMES G CLINE Milford, NH

No communication only response when I reach out to them

2 years ago

Reply from AUTOPAY

Hello James, thank you for your review. We apologize that we did not respond to your communications in a more timely manner. AUTOPAY prides itself on providing excellent customer service, but we fell short of our standard in this case. Your feedback will be used to help improve the customer experience for everyone. If you have any additional questions, comments, concerns, or information we can provide, we can be reached at 844-290-5731.

Jun. 16th, 2021

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Verified Customer

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Daniel Sussex, WI

I was going to hold off on refinancing due to having to come up with money to do it, on top of a very large bill that was about due. I was assured several times that I wouldn't have a payment for 60 days if I refinance. The loan gets approved, and payment goes through to previous lender. Then I get a notice saying my fist payment is due in less than a week. I've been extremely stressed trying to get this dealt with, but now my very first payment will most likely be late. I do have a 100% on time payment history, and now that will probably change. Thanks Autopay!! Horrible experience.

2 years ago

Reply from AUTOPAY

Hello Daniel, thank you for your feedback and review. We are disappointed to hear you did not have the great experience we strive for here at AUTOPAY. If you require further assistance or would like to work with our Escalations Team, please call us at 844-290-5731.

Jun. 16th, 2021

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Verified Customer

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Carl strickland

Will never recommend them , they mark your payoff up and increase your rate because they are slow to pay off your old loan.

2 years ago Edited September 14, 2021

Reply from AUTOPAY

Carl, Thank you for your feedback, we will use it to improve our processes. Please note, the payoff comes from the original lender.

Jun. 15th, 2021

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Verified Customer

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J Hassler Parkville, MD

The "loan specialist" did not call and get the correct payoff leaving me to figure out how to pay off what was missed and after their attempts to fix the problem I lost the rate and terms which led me to move forward with them in the first place. It took several days of calling and then finally I had to go to another source to help me get things straightened out. The customer care rep was wonderful (Summer) after that I had to continue to reach out to management.

2 years ago

Reply from AUTOPAY

Hello Mr. Hassler, thank you for your review as well as the positive and negative feedback in regards to our agents. AUTOPAY prides itself on providing excellent customer service, but we fell short of our standard in this case. We apologize that we were not able to resolve the issue in a more timely manner. Your feedback about the process will be used to help improve the customer experience for everyone. If there are additional questions or information we can provide, we can be reached at 844-290-5731.

Jun. 16th, 2021

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Verified Customer

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Kaitlyn Surprise, AZ

It was awful. I was lied to about the amount that i would be paying and i ended up having to pay for some of the process for the forms. I also had to send the same forms multiple times because they couldn't zoom in to see numbers. They also kept saying the process was waiting to get approved but then would say they needed more from me days later. didn't hear anything from them and then i got a letter in the mail saying it was approved but it was higher than i was expecting. I got calls constantly at work and everytime i would try and call back no answer.

2 years ago

Reply from AUTOPAY

Hello Kaitlyn, thank you for your feedback and review. We are disappointed to hear you did not have the great experience we strive for here at AUTOPAY. If you would like to speak about this further and see if there is anything we can assist you with please call our escalations team directly at 844-290-5731.

Jun. 16th, 2021

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Verified Customer

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Amy Bierwagen Mesa, AZ

The terms of the contract they set up want fourth right. No one told me that it was required for me to have a $500 deductible on my car insurance and it wasn't out linked in my contract either.

2 years ago

Reply from AUTOPAY

Hello Amy, it is understandable that you are frustrated on the terms and conditions from your lender. If you would like to discuss this with our escalations team, please feel free to call us at 8442905731

Jun. 23rd, 2021

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Verified Customer

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Susan Jones Sanford, FL

Can't believe they charge 3.95 to make a payment on line

2 years ago

Reply from AUTOPAY

Susan, Thank you for your feedback, I believe this is a requirement of your lender and not AUTOPAY. If you would like to discuss this further with our escalations team please feel free to call us at 8442905731

Jun. 23rd, 2021

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Verified Customer

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RJ Aurora, CO

Horrible customer service my rep always made me feel like I was bothering her she was very useless.

2 years ago

Reply from AUTOPAY

RJ, We would like to resolve this matter and work with you. Unfortunately we do not have enough information here to pull your account. Please feel free to call our escalations team at 8442905731.

Jun. 23rd, 2021

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Verified Customer

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Jimmy barnard Boaz, AL

I was told I could skip a payment that didn't happen. I could not get in touch with anybody when ever I called they said the person handling my account wasn't available .and they never called back

2 years ago

Reply from AUTOPAY

Jimmy, we are sorry that we fell short of expectations. Our Escalations Team would be happy to assist you with any further questions you may have. They can be reached at 8442905731

Jun. 23rd, 2021

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Verified Customer

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Haley Bruner Moore, SC

Honestly, they wanted to make the sale not get me the best rate. They explained nothing like they should have and cost me money.

2 years ago

Reply from AUTOPAY

Hello Haley, thank you for sharing your experience. We apologize, as this is not the experience we strive for here at AUTOPAY. If you wish, we would be more than happy to address your questions or concerns. Please call us at 844-290-5731 when you are ready.

Aug. 6th, 2021

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Kenneth mcmullen Tucson, AZ

Due to the constant lack of communication and it taken almost a month there still is a balance on the account that was added to payoff because of delays

2 years ago

Reply from AUTOPAY

Hello Kenneth, thank you for sharing your feedback and we apologize for the communication errors as well as the delays with your refinance. If there is anything we can clear up or if you would like to elaborate on your feedback, please call us at 844-290-5731 when you are ready.

Aug. 6th, 2021

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Verified Customer

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Marvin J Jernigan Macks Inn, ID

There were many problems with paperwork not being correct (addresses not matching, etc) much of this was blamed on Penn Fed (new lender). The agent "Xin" claimed that he was in contact with my existing lender, they claimed to have no contact from him, someone is not telling the truth. The new lender Penn Fed has funded my loan (sent the check to Autopay), the existing lender has not received anything from Autopay after a ten day delay. So currently I am being charged interest on money sent from Penn Fed to pay off my car loan. My current payment is late to my existing lender. This late payment will negatively affect my credit score. No one seems to know where the money is. I am very frustrated that the process is not transparent. I am frustrated that the Autopay employee assigned to my "deal" seems to be less than forthright about what is going on in the process (either he does not know, he knows and doesn't want to say, or doesn't know how to find out). The interest rate reduction on the refinance is great. The process is terrible. If I had known what I was getting into I would have searched out a service that was better organized.

2 years ago

Reply from AUTOPAY

Hi Marvin, I'm so sorry to hear about this experience. I would love the opportunity to look into this and provide you with a clear answer as to where everything went, and what has happened. Please give me a call at 844-290-5731 so we can get this sorted out and provide you with a solution.

Oct. 22nd, 2021

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Verified Customer

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Nichole Poquoson, VA

Customer service was awful, took forever to get response, which resulted in almost 30 days to refi a car. I have refinanced houses in short time than this loan took.

2 years ago

Reply from AUTOPAY

Hello Nichole, thank you for sharing your experience. We apologize, as this is not the experience we strive for here at AUTOPAY. If you wish, we would be more than happy to address your questions or concerns. Please call us at 844-290-5731 when you are ready.

Aug. 6th, 2021

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Verified Customer

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Perri McCary Houston, TX

Issues with sending payoff check. Caused my credit to drop 80 points. I was in the process of buying a home. Cause me more money to refinance using a 3rd party payoff company. Communication was off. Pay off check still not received and it's been almost 3 months.

2 years ago

Reply from AUTOPAY

Hello Perri, we would like to apologize for the experience you had and thank you for sharing it with us. If you could please call our escalations department at 844-290-5731 at your convenience we can assist you with this and help get this matter resolved.

Aug. 6th, 2021

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Verified Customer

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Shanekia Andrews Acworth, GA

Told me my payment would not be due for 2 months and charged me $400 for some freaking documents

2 years ago

Reply from AUTOPAY

Hello Shanekia, thank you for sharing your experience. We apologize for any issue with your payments and would like to speak with you regarding this matter. Please feel free to reach out to our escalations team at 844-290-5731, so that we may resolve this matter with you.

Aug. 6th, 2021

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Verified Customer

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Shelly Gautreau Belle Chasse, LA

I cannot get an answer or get a copy of my documents for the financial breakdown of my loan.

2 years ago

Reply from AUTOPAY

Hello Shelly, thank you for sharing your experience. We apologize for the issues with your documents as these are typically sent via a secure DocuSign. We would be delighted to answer your questions and help with all of the loan documents. For assistance please call us at 844-290-5731

Aug. 6th, 2021

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Verified Customer

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Steven vergara Longmont, CO

It took nearly a month to complete the process due to Autopay sticking their foot in the middle of everything. What I thought would be a mutually beneficial relationship turned into a very one sided transaction. I had nearly no control over the process or access to the lender directly which is primarily the reason this took so long. Ashly was very helpful but I found that her timelines weren't accurate whatsoever and on TOP of that when I finally received my check it was misspelled. I'm aware this doesn't affect the ability to deposit the check but It seems Autopay is shouting ‚ they're unprofessional

2 years ago

Reply from AUTOPAY

Hi Steven, thanks for your review, and the critique. Feedback like this helps us to improve, so we're very grateful. We'll be working with your loan specialist and our general process so we can be as accurate as possible with our timelines. While most deals are wrapped up in just a week or so, some loans can take longer. When things take longer, it is generally because we are trying to make sure your paperwork is 100% in order so that no confusion happens once you leave our hands. I'm sorry we weren't able to complete the deal sooner in your case. Please feel free to give us a call at 844-290-5731 so that we can receive more of your feedback.

Oct. 22nd, 2021

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Verified Customer

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Tim Clark Carol Stream, IL

Poor communication, hard to reach and slow processing of loans

2 years ago

Reply from AUTOPAY

Hello Tim, Thank you for reaching out and providing this feedback. At AUTOPAY we strive for good communication between us and our customers. If you wish to discuss your concerns with us and provide any additional feedback we would be happy to address this if you wish to call us at 844-290-5731.

Aug. 6th, 2021

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Verified Customer

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Walter Bell Reno, NV

Because the paperwork they sent me the first time was incorrect, I ended up having to fill out the forms and get them notarized AGAIN and then more forms were incorrect and I had to do some of them 3 times.

2 years ago

Reply from AUTOPAY

Hello Walter, We apologize for the delays and difficulties you experienced in the documentation process of your loan. We would love to discuss this experience with you in order to improve our services at AUTOPAY. If you wish, you may call us at 844-290-5731 when you are ready and we will be happy to help you.

Aug. 6th, 2021

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Verified Customer

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Paige Leysath New Orleans, LA

They took 8 weeks to pay off my initial loan on a refinance, and then the payment was sent to the wrong place. My car payment for my initial loan was 28 days past due because of the delay. Because of this, Autopay would have to reissue a new payoff check, so I had to stay with my original finance company and make a double car note.

2 years ago

Reply from AUTOPAY

Hi Paige, I'm so sorry that there was so much confusion with your loan. We consider this to be a serious issue and have been working diligently to make sure this is resolved. We would be happy to provide you with an update and hear more of your feedback. Please give us a call at 844-290-5731 when you're able so we can go over this.

Oct. 22nd, 2021

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Tanille Williams Saint Petersburg, FL

This started out ok and I followed all the instructions. When it was time to sign the contract I did not see where it asked for Down payment. I asked Monica what about the down payment she specifically said don't worry about the down payment because the lender is funding the loan in full. I was like ok Great this is awesome. A month later, the previous lender called to say I still owed. I reached out to auto via email to Monica. She called me furious saying I need to pay the $2400 now, so I was hold on wait a minute this was a month ago you told me I didn't need to and I've already spent that money. I mentioned that I would make an arrangement with my previous lender to clear the balance and she basically said no if you can't pay now the deal is off I'm going to cancel the transaction. Keep in mind they've already funded the loan and my due date was in a few days. I emailed her and she basically replied making it seem as if I was the problem when they did not have proper checks and balance. This by far is the worst experience I have had and I'm putting the world out there for everyone to stay away from autopay.

2 years ago

Reply from AUTOPAY

Hi Tanille, I'm so sorry to hear about this experience. We always strive to be as clear as possible during contracting, which is when a down payment is agreed upon. Since the down payment came as a surprise, then we would love to talk to you soon so that we can research this further so we can make sure it doesn't happen again. Please reach out to us at 844-290-5731 when you're able.

Oct. 22nd, 2021

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Verified Customer

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Luz Rose Woodland Hills, CA

My car loan is not paid off. Payoff was good until May 28 and now I have to pay $113 dollars to pay the loan off

2 years ago

Reply from AUTOPAY

Hello Luz, We would be more than happy to rectify any issues you may have experienced with your payoff. When you are ready, please call 844-290-5731 and we would be happy to help address these issues.

Aug. 6th, 2021

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Verified Customer

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Lauren Dombrowski Pittsburgh, PA

The process was quick, however my agent seemed too busy to really explain to me the conditions of my refinance. i did not need additional insurance, yet it was added anyways and increased my loan by $3000. i guess i should've read the fine print a little bit more, but this was not discussed with me and I did not need an extended warranty. now instead of saving money I will be spending more!

2 years ago

Reply from AUTOPAY

Hello Lauren, I'm so sorry if there was a miscommunication during the signing. We always disclose the GAP and Vehicle Service Contract before and during the signing, so if these coverages came as a surprise, please give us a call at 844-290-5731. We would like to research this further. Also, both coverages are refundable, so we are happy to assist with that if you do not want them.

Oct. 22nd, 2021

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Verified Customer

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Robert Corum Blue Springs, MO

POOR COMMUNICATION NEVER ANSWER CALLS. Hard to get in touch with anyone. No walking me through the paperwork to know or explain the numbers. I would never use your service in the future but will also not tell anyone not to.

2 years ago

Reply from AUTOPAY

Hello Robert, Thank you for reaching out to us and we would love to address your concerns about your experience with us if you would like to call us at 844-290-5731 when you are ready. We at AUTOPAY always strive to make sure our customers are assisted through their loan process and would like to rectify any issues that may have occurred.

Aug. 6th, 2021

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Verified Customer

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Steven Siegelman Toms River, NJ

Wasn't told I would get charged a month of interest before the check was sent. I will not recommend this service to anyone..

2 years ago

Reply from AUTOPAY

Hello Steven, We apologize for the confusion and inconvenience. We would love to address your concerns about your loan balance and address what may have occurred during your experience with us. If you could please give us a call when you are ready at 844-290-5731 we will be more than happy to assist you to make sure everything is in order for you.

Aug. 6th, 2021

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Verified Customer

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Christopher Joseph Northridge, CA

Once documents were signed, ageny never returned calls.

2 years ago

Reply from AUTOPAY

Thank you for sharing your experience. We are very sorry you experienced these difficulties with communication with our team at AUTOPAY. We would love to address your concerns as this is not the experience we strive for. If you wish to reach out to us at 844-290-5731 we would be happy to assist you.

Aug. 6th, 2021

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Verified Customer

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KB Hereford, AZ

They are NOT honest !!! I have caught them in several lies regarding my auto refinance account.

2 years ago

Reply from AUTOPAY

Hello KB, Thank you for sharing this information with us. We would love to address your concerns about your experience with us in order to assist you further. If you have any additional questions or feedback, please let us know at 844-290-5731 and we would be happy to help.

Aug. 6th, 2021

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Verified Customer

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Krystal Barrett Stone Mountain, GA

No follow up no calls, previous loan company stated balance hasn't been paid no contact made outside email

2 years ago

Reply from AUTOPAY

Hello Krystal, Thank you for reaching out to us. We apologize for the inconvenience and would love to address your concerns about your loan balance. If you could please give us a call when you are ready at 844-290-5731 we will be more than happy to assist you to make sure everything is in order for you.

Aug. 6th, 2021

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Verified Customer

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Valerie Dille Colorado Springs, CO

Terrible Terrible communication with my representative. Wasn't very knowledgeable about any of my questions. Terrible response time. It took literally 2 months to refinance my car. Unbelievable! It took me less time to close on my house

2 years ago

Reply from AUTOPAY

Hello Valerie, Thank you for your feedback. We apologize for any delays or miscommunication you may have experienced during the refinancing of your vehicle. We always strive to give our customers a good, efficient experience at AUTOPAY. If you wish we would be more than happy to address any concerns you may have had about your refinancing. Please call us at 844-290-5731 when you are ready and we will be happy to help.

Aug. 6th, 2021

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Verified Customer

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Christopher Toney Las Vegas, NV

A month later and I still have no contract in hand. I was told my loan came with warranty and with gap insurance but the loan company says they see nothing on their side. I am no payin $150 more than I was previously (loan and warranty) and 6k more than I owed. This was by far the worst experience I could imagine. Thanks for screwing me royally.

2 years ago

Reply from AUTOPAY

Hello Christopher, Thank you so much for this feedback, and I'm so sorry to hear about this experience. I'd love to research this further and see how we can resolve this for you. Do you mind calling us at 844-290-5731?

Oct. 23rd, 2021

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Verified Customer

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Terrilee Rivers Rapid City, SD

Rude customer service and autopay takes out more after I already paid.

2 years ago

Reply from AUTOPAY

Hello Terrilee, thank you for sharing your experience. AUTOPAY takes customer service very seriously. First, we would like to apologize! We would also like to speak with you about the issues you have encountered if you wish to speak with us please call us at 844-290-5731.

Aug. 4th, 2021

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Verified Customer

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Kiara Cloud Winston-Salem, NC

They are slow and suck with communication

2 years ago

Reply from AUTOPAY

Hi Kiara. I'm so sorry that you had trouble contacting us. I'd love to see what may have caused this, and where we have room to improve. Do you mind giving us a call at 844-290-5731? We are available from 7 AM–7 PM MT on weekdays, and 9 AM–5 PM on Saturdays. We hope to hear from you soon.

Oct. 22nd, 2021

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Verified Customer

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LORI Marshall Elkton, MD

Lack of communication cancelled contract and I'm still waiting for VP to contact me. will I recommend this company to anyone HELL NO

2 years ago

Reply from AUTOPAY

Hi, Lori. Thank you for posting your review; feedback like this is what helps us improve. Do you mind giving our customer success team a call when you're able? Our number is 844-290-5731. Hope to hear from you soon!

Oct. 23rd, 2021

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Verified Customer

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Audrey Quarryville, PA

It was one of the worst experiences in my life. They tell you to call them and then all you ever get is a voicemail. They NEVER returned any of my calls. I finally got in touch with them after my approval by email but it took a good week!

2 years ago

Reply from AUTOPAY

Hi Audrey, I'm so sorry you had such trouble contacting us! I'd love to research this to find out what happened. Would you mind giving us a call at 844-290-5731? We're available from 7 AM–7 PM MST on weekdays, and 9 AM–5 PM on Saturdays. We hope to hear from you soon.

Oct. 22nd, 2021

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Verified Customer

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Mary Hajer Arlington, TX

You should not have your auto text services send messages on weekends when no one is available to assist them. I received a text on a Saturday that documents were needed and no one was even working and it took longer than a week to even be contacted back after I applied and uploaded all my documents. f it wouldn't have been too late in the process I absolutely would have withdrawn my application.

2 years ago

Reply from AUTOPAY

Hi Mary, I'm so sorry you weren't able to contact us! We are open on Saturdays from 9–5 MST, so I'd love to research why you weren't able to contact us. Would you mind giving our customer success team a call at 844-290-5731? Hope to hear from you soon.

Oct. 22nd, 2021

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Meredith Ashley Honea Path, SC

The trouble I went through using them. There are hidden fees that I was not told until after the loan finalized. The amount of communication I had to initiate to rectify what was going on with my auto refinance.

2 years ago

Reply from AUTOPAY

Hi, Meredith. Thank you so much for your feedback, and I'm so sorry that any fees came as a surprise. We go over all the fees during contracting, so since they came to you as a surprise, we would absolutely like a chance to see what happened. Do you mind giving us a call at 844-290-5731 so that we can help?

Oct. 22nd, 2021

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Christian Alvarez San Antonio, TX

Lack of communication. Had to call multiple times just to get someone to contact me.

2 years ago

Reply from AUTOPAY

Hi, Christian. I'm so sorry that it took so much effort to get in touch with us! We prioritize quick and clear communication, so hearing this comes as a disappointment to us. Please give us a call at 844-290-5731 so we can find out what happened. Hope to hear from you soon!

Oct. 22nd, 2021

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Tracy Coppola Perryopolis, PA

Horrible service, completely messed up my payoff and it’s still not resolved

2 years ago

Reply from AUTOPAY

Hi Tracy, I'm so sorry to hear that you're having so much trouble with your payoff. I'd love to get this resolved for you right away. Do you mind giving us a call? We'll need to verify some information to get this corrected. Our number is 844-290-5731. We hope to hear from you soon!

Oct. 22nd, 2021

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Lori Yukon, OK

I was mislead into thinking the payment would be significantly lower than what I had and Jacob did not tell me the loan was for longer than what I had. I owed $23,000 on the car NOW I OWE $26,000!!!! I wish I would of never done this!!!!

2 years ago

Reply from AUTOPAY

Hi Lori, thank you for your review, and I'm very sorry that the length of your loan came as a surprise. The term length would have been included in the documents you signed. Additionally, our loan specialists are required to disclose this information to you. Since it wasn't expected, do you mind giving our customer success team a call? We would like to research as soon as possible. Our number is 844-290-5731 and we hope to hear from you soon.

Oct. 22nd, 2021

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DeAngela M Williams Westland, MI

Slow service and poor communication only via texts and emails.

2 years ago

Reply from AUTOPAY

Hi DeAngela, I'm sorry to hear that you've had trouble contacting us. Since we pride ourselves on quick communication, I'd love to research why this may not have happened in your case. Do you mind giving us a call at 844-290-5731? Getting more details on this will be a great help to our continued improvement.

Oct. 22nd, 2021

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Kevin Kershner Spofford, NH

Process took way too long went through 2 representatives to get the job done, and was told I'd have 60 no payments upon loan aproval and my first payment was due in 14 days instead. Strongly feel I was lied to, and very disappointed in the misleading!!!

2 years ago

Reply from AUTOPAY

Hi Kevin, I'm so sorry to hear you weren't expecting payment so soon. Normally, the first payment days are 45 to 60 days from their initial offer. We normally inform you of the payment date before and during the signing process, so if you weren't told, we want to know! Do you mind giving us a call at 844-290-5731 so that we can research this further?

Oct. 23rd, 2021

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Ryaan J Mansouri West Lafayette, IN

I could never get a straight answer. if I called with a question the response was rushed and did not address my question. I repeatedly submitted documents that should have been accepted the first time. the call in system never worked.

2 years ago

Reply from AUTOPAY

Hi Ryaan, thank you so much for your review. This is what helps us grow as a company! I'm sorry you felt our answers were rushed, but I'd be happy to research and answer any questions you may have. Do you mind giving our customer success team a call at 844-290-5731 so we can clear up any confusion?

Oct. 23rd, 2021

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Kamane Marshall Las Vegas, NV

Poor follow through on time frames and I felt I did most of the work.

2 years ago

Reply from AUTOPAY

Kemane, I'm so sorry you felt like the process was more work than expected. We always try to make things as easy and as punctual as possible, so I'd love to find out what went wrong in your case. Do you mind giving us a call at 844-290-5731? We hope to hear from you soon.

Oct. 23rd, 2021

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John Spangrude Anderson, CA

Didn't go over final offer about what apr and payent would be with state beneficial bank

2 years ago

Reply from AUTOPAY

Hi John, thank you so much for your review. I'm so sorry to hear that you weren't aware of your payment or interest rate. We always disclose both of those numbers before and during the signing, so if this didn't happen, we definitely want to research it. Do you mind giving me a call at 844-290-5731 when you have a chance?

Oct. 23rd, 2021

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Chandler Fayetteville, NC

My representative was very slow working and when it came to the end she submitted and approved my loan without my final consent. Overall experience was unnecessary and quite shocking.

2 years ago

Reply from AUTOPAY

Hi Chandler, thank you for your review, and I'm so sorry to hear about such a poor experience. I'd love to hear more about what happened so we can make things right. Do you mind giving our customer success team a call at 844-290-5731 when you're able?

Oct. 23rd, 2021

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Matthew Smith Canton, OH

Loan specialist Joseph tried to add extras into loan like Gap insurance after I declined. The whole process took over a month.

1 year ago

Reply from AUTOPAY

Hi Matthew, thanks for the review. I'm so sorry to hear that things took too long, and about the situation with the GAP insurance. We take these issues seriously, and would love to hear more about your experience. Please give our customer success team a call so we can research this for you. Our number is 844-290-5731 and we hope to hear from you soon.

Oct. 25th, 2021

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