Optima Tax Relief vs Community Tax

Both Optima Tax Relief and Community Tax offer quality tax relief services, tax preparation, and tax monitoring to prevent issues. Both companies also hire qualified tax experts, including enrolled agents and lawyers. The biggest difference between Optima Tax Relief and Community Tax are their preventive services and minimum debt requirements.

Optima Tax Relief only accepts clients with at least $10,000 of tax debt. Community Tax has a lower threshold — $7,000. If you have less than $10,000 in tax debt, Optima Tax Relief is not an option for you.

Both Community Tax and Optima Tax Relief offer three plans for preventive tax monitoring. Community Tax’s base plan is free. It includes tax monitoring, quarterly reports, access to discount codes, and comes with the TaxPal mobile app. 

While it’s nice to have access to preventive monitoring for free, Optima Tax Relief’s base plan offers more services, like tax preparation software and identity theft monitoring. If you’re interested in those services, it may be worth it to choose Optima Tax Relief over Community Tax.

Optima Tax Relief also offers two additional protection plans. One is designed for self-employed people and the other for W-2 earners. Community Tax also has two additional plans: one is designed for business owners and the other is designed for individuals. The kind of protection plan you need will affect which company is best for you.