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Achieve Personal Loans

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7.7

Overall Score

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Pat Scott Portage, IN

I noticed that Achieve does not report to credit agencies. I have religiously paid on time and this should be reflected on my credit report but it does not. Also, because of my "great" payment history I would be eligible for a new rate, ONLY after they did another hard hit on my credit report and appraisal on my home. Humm... In the process of going through a Credit Union for a better rate. Should have gone with Take Charge America. Way better for debt consolidation.

2 years ago

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Matthew Headrick Washington, DC

I am very pleased with the service and loan specialist. Treated me with respect and as a person ,instead of here is what you need for us .all was said and done in 5 working days of application. Great people!

2 years ago

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Craig Thompson

Quick and easy application process. I dont like that I have no idea of the progress of the funding to my payoff accounts on my loan dashboard. It's been since 6/23 and as of 7/5 I still dont see any if my accounts paid off. At the same time, my loan balance us rising quickly with interest each day. Makes me nervous, where's my money?

2 years ago

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Mary Ellen Siniak Port Saint Lucie, FL

Very happy that I chose Achieve to help me over the debt Mountain! Briana was so helpful, patient and encouraging while I gathered all the information I needed to help in the process! Thank you!

2 years ago

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Loretta Cummins Batesville, MS

It was a pleasure from start to finish with my loan officer Jennifer she was the best. I could not have ask for it to have gone any smoother. And thank you so much for no more restless nights.

2 years ago

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pat shelton Charlottesville, VA

Representative was knowledgeable and friendly Process was fast and easy doing this online I was a little nervous but associate put me at ease and reassured me Achieve was a good option for me

2 years ago

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Catherine Jeffcoat New York, NY

My experience with your company was very good. I would recommend Achieve to other persons who are looking to try and get loan help. I appreciate the clear and informative way that everything was done.

2 years ago

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Ronald Stacey Suwanee, GA

Process was very quick and efficient, the customer service was excellent, and the product offered met my needs very well. Significantly better process and results than other similar companies that were seeking my business.

2 years ago

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Dorinda Ann Schwerin Minneapolis, MN

Excellent service, detailed information to help us understand the process and benefits. Answering all questions we had . Would definitely recommend!!! Thank you for the great service!

2 years ago

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Mom Page NE

Leonora was our Achieve specialist and she was absolutely amazing. I thought this was a joke but it wasn't. It was so easy and she stayed on the phone with my husband and I through it all!

2 years ago

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Damian Woodside

Incredibly helpful, informative, and transparent customer service from beginning to end as well as favorable loan terms and origination fees at the time that I took on my loan.

2 years ago

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Jean Wright League City, TX

Fast and efficient to fill out the paperwork. Got a pre-approval reply with a few hours and full approval within a 24-hours. Very pleased. An added bonus was a great percentage rate. Give them a try!

2 years ago

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John Brooks Granbury, TX

Excellent place to do business with! Personal loan amounts are in the range of most needs of people and they understand that, If you do business with them, you will not regret it!

2 years ago

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Christi Elizabethtown, KY

This has been the best experience I've ever had taking out a loan. My advisor was so knowledgeable and kind and was quick to work everything out with me. I could not recommend anyone any better than this company!

2 years ago

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Kim Woodland Hills, CA

I can’t say enough about Affirm and the Loan Consultant (Brian A) who assisted me. Such a wonderful experience and he was quick and thorough. I’m Forever grateful! Highly recommend Affirm!

2 years ago

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Gary Secaucus, NJ

My original contact with this company was great and has been for the last year. However, in the last two months they have been hounding me with calls, emails, and text messages wanting me to refinance my current loan and add more money to a refinanced loan. They say, if I’m interested please call this number. Well…… I’m not interested in a refinance and I’m not interested in making the loan for a greater amount. I have replied to there emails and told them I’m not interested. I have responded to the voicemails they left. They kept calling me so I got tired of there annoying calls. I started blocking the number. However each time I block it they use another number and thus far they have used three different numbers. They. say to call them if interested! Do they not get it, if I were interested I would call them. If I were interested wouldn’t they figure out I would have answered the phone 2 months ago. So unless you want this company to hound you after a year with no end in sight, I would think twice about asking them for a loan. Go somewhere else, buyer beware!!!

3 years ago

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Marolyn Wagner Desert Hot Springs, CA

Thank you so much for helping us complete our process of debt relief. Will be making our last payment this month. What a relief and how good it will feel to have that money in our account every month now.

3 years ago

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David Summers Wills Point, TX

From the time I applied everything moved really fast. Ryan D called me within 15 mins to finalize. Final documents were complete in another 10 minutes. This was almost hard to believe how quickly this happened.

3 years ago

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Kade Hill Snellville, GA

Everyone that I spoke with was so pleasant and knowledgeable. They did exactly what they said they would do and even their customer service team is great. Highly recommended!!

4 years ago

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Allez Cancún, ROO

The loan process is quick and more or less straightforward. Rates are high even for good credit. The process includes talking to someone on the phone more than once, which is fine. There is, however, one serious problem with this company and it is that they systematically fail to email statements, presumably in the hopes of collecting late payment fees. Another minor issue is that payments are made via ACH and take 3 business days, which is unnecessary. Overall, I may recommend this company but surely they could improve their practices.

4 years ago

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Douglas Meeks Huntsville, AL

The process was fast but they made me feel like they did not trust me since THEY would pay my loan/credit card off, not me (as other competitors sent me the money). The rates were slightly higher and as far as I am concerned any financial entity that cannot be reached through Quicken is second class. ALL first class lending institutions can be managed through Quicken but not these guys.

4 years ago

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Cameron Putegnat Lakeland, FL

Amanda was excellent. Couldn’t have asked for a better sales person. However, I think the underwriting dept asked for an unusual amount of information for such an obvious good risk. Thank you Amanda

5 years ago

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Samantha Ghrist Columbus, OH

This was by far the easiest and most streamlined process that we have ever encountered while applying for a loan. Amanda is extremely knowledgeable and eliminated all the stress!

5 years ago

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Douglas C Meeks

The approval process was about average, nothing outstanding, the fact that THEY pay off your cards/loans/etc instead of giving you the money and letting you do it might be good business but left a bad taste for me since none of their competitors do it. The WORST thing is a company this large and no Quicken support so 3 Stars is about as good as I can give it. Add that to the upfront fees payment and 3 Stars is a high mark

5 years ago

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Sherry L. Reed Fayetteville, GA

The loan was process in only a couple of day. The representative was very knowledgeable of the process, very professional, and walked us through the entire process. Excellent service. Sherry Reed

5 years ago

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John Rhodes Denison, TX

I had been searching for some time hoping a good honest company would approve my debt consolidation at a fair interest rate. Freedom Plus has exceeded my expectations! Thank you Freedom Plus and staff.

5 years ago

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Brian Tierce Las Vegas, NV

The service was fast but also did a great job of protecting my identity. I had my contract signed sealed and delivered within 24 hours. Couldn’t have asked for a smoother process from start to finish!

5 years ago

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Fred B Cordova, TN

Kathi was exceptionally knowledgeable, professional, and courteous. Could not have asked for a better experience. Had I not gotten approved, i would have left the same review.

5 years ago

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Robert Waters Berkley, MI

I had been searching for sometime hoping a good honest company would approve my debt consolidation at a fair interest rate. Freedom Plus has exceeded my expectations! Thank you Freedom Plus and staff.

5 years ago

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Chuck Jensen Anoka, MN

No brainer - it was no hassle, rate was excellent, and every month like clockwork I got an update. I'll use them again on the next one I need. It does seem they draft the $ on a variable date which is the one thing I'd change.

5 years ago

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Martin Nwosu Hyattsville, MD

I really appreciate your financial assistance and I want to confirm that you guys are doing a great job. I have just told someone about you and he will be contacting you very soon.

5 years ago

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Patricia C Bruce Aldie, VA

I liked the fact the LO worked with me to get answers about a credit issue. I was told I could check back in 3 months and refinance for a lower rate. I contacted your company and was told I could not get a lower rate. My scores have gone up and I don't have a ton of outstanding debt. Ive made all payments on time using auto draft and don't understand why the rate cannot be lowered.

5 years ago

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Tammy Pipe Creek, TX

The process was very quick and painless. Such a friendly representative helped me along on the phone, making the process of getting a loan that much better. The funds were deposited into my account within two days.

5 years ago

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Marilyn Tomasso Lakewood, NJ

Trev M was fantastic. He gave me excellent service, friendly, and very informative. I am very happy that I decided to go with Freedom Plus. Thank you Trev Meyer and Freedom Plus.

5 years ago

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mary kathryn palm

Ron R made it so easy to apply , answered all my questions, kept me up on everything going on, walked me through how to send documents. I would recommend him and th company to friends,

5 years ago

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Farshad Kamali Los Angeles, CA

Sometimes you need someone like Aleece R to push you to check your credit cards' APR, and offer you a better decision by choosing a loan for paying off the credit cards. Thank you Aleece!

6 years ago

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Louis Lam Westwood, MA

Very nice customer service, fast and efficient also very knowledgeable about the process. Most importantly care and fallow up with trust , a piece of mind. I will be coming back for the future if I have to do it again.

6 years ago

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Einar Maxwell Milton, FL

Very nice the gentlemen that I dealt with was very well spoken and knowledgeable. We were done with everything in about 45 min. Thank you Freedom Plus for helping me out.

6 years ago

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patricia a forrant Wilbraham, MA

Dan R was very knowledgeable, understanding and very quick with getting me my loan. I would recommend him to anyone. Thank you Dan....This is my first loan with FreedomPlus but so far, so good...

6 years ago

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Teresa Chan Ferndale, WA

We like FreedomPlus. You offer good rates and customer service. Amanda has been personable and professional. She could quickly identify our fiscal needs after just one conversation.

6 years ago

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Jessica Ramona, CA

It was easier than I thought it was going to be to get the loan. What a relief to get the help to pay off my credit card debt. Customer service rep, Terrance was very helpful and informative. Freedom Plus so far so good.

6 years ago

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KATHLEEN SELLMAN Fountain Hills, AZ

I want to thank Jamie B for her great professional assistance in getting my loan. Jamie was wonderful and a pleasure to work with. Freedom plus is lucky to have such a great agent and she should be recognized for her work.

6 years ago

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Angel Moreno Des Plaines, IL

Honestly I rarely take the time to do reviews but I been amazed at how good the customer service has been. Friendly, quick, and informative. Not overly nice and confused. Rates are great as well!

6 years ago

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Melinda Crocker, MO

Let's just say this is another greedy company that does not want to come down on their interest rates, making your payment options unreachable. My husband and I both had credit scores well above 700 and have never missed or been late on any payments on our credit history and they still made you interest and payments close to $800.00 on a $24,000 loan. All I was trying to do was combined the two personal loans I had, but the payment was still lower on two separate loans vs one loan for the same amount owed on two. I wouldn't recommend them; and as soon as they know they can't help you, they cease contact with you via phone and e*mail you.

6 years ago

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Hannah Maryville, TN

Amanda A did a wonderful job helping us figure out the best steps to take and which options would benefit us the most! Through it all, she was professional, helpful, and a delight to work with!

6 years ago

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Madelyne Cotto Philadelphia, PA

The process was so easy and convenient. I was literally approved the same day! Would recommend to anyone. The representative was very nice and knowledgeable and walked me thru the whole process step by step.

6 years ago

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Steve S. Cotton, MN

I have mixed feelings about Freedom Plus. The plus side was that getting the loan was a very quick and easy process and the money was in my account fast. The negative thing was that when i applied on Lendingtree.com, Freedom Plus popped up with a very low interest rate compared to others so of course we chose Freedom Plus. However when the loan was approved it was more than double the interest rate. It was the same as the other loan companies offered. I felt it was "bait and switch" type of scam to get you to chose them. For this reason i was not happy.

6 years ago

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James Denton, TX

All was great till time to pay off loan. I set loan up for 24 months and on the 12th month I sent payment to close loan early. They hit my account for the payoff two times and now I am $8700 owed to me and no one will answer the phone or return emails. NO live support. Beware. I thought the process and loan was great till I tried to close it and they wont respond.

6 years ago

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Dennis McCluskey Akron, OH

Dan was more than pleasant Professional Patient i took a long time to get documents to him as was in busy time Explained every step and why a good option and why other options not good Excellent experience would recommend

6 years ago

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vincent pegnataro Park Ridge, NJ

I found Daniel to be very professional and extremely helpful. even though he was persistent he never pushed me into what I did not want to do. I feel that he understood my situation and helped me a great deal.

6 years ago