Farmers serves more than 10 million households in the United States with its individual insurance policies. Headquartered in Woodland Hills, California, the company has nearly 100 years of experience in the insurance industry.

The Good

  • Home Types Covered
  • Customizable Packages
  • Opportunities to Save

Home Types Covered

Farmers offers insurance policies covering the following home types:

  • Single family home
  • Condo
  • Townhome
  • Mobile home
  • Manufactured home
  • Seasonal home
  • Investment properties
  • Older or low-value homes
  • Vacant homes

Customizable Packages

Each Farmers plan is customizable according to your limits or coverage needs. The Standard package covers basic features and is the most affordable. The Enhanced package accommodates higher policy limits and additional features. The Premier package accommodates the highest policy limits and, if certain requirements are met, can include Farmers Guaranteed Replacement Cost coverage.

Opportunities to Save

Farmers offers policyholders four ways to save money on a home insurance policy:

  • Earn $50 toward your deductible each year your policy is active.
  • Receive a discount if you’ve been claim-free for three consecutive years.
  • Your premium won’t increase with a claim if you’ve been claim-free for the previous five years.
  • Farmers will cover cosmetic damage for a related, covered functional hazard.

The Bad

  • Premier Package Availability

Premier Package Availability

The Premier package, which has the highest limits and coverage on personal property, is not available to California residents.

The Bottom Line

Farmers is a reliable company for home insurance coverage and provides unique savings incentives to purchase a policy and remain claim-free. Most notably, many of our Farmers home insurance reviews say that Farmers has excellent rates, coverage, and customer support.

We'll Introduce You!

Call our recommended rep over at Farmers below.

1-(844) 878-4022

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User Reviews

Star Rating

4.8
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11 Reviews

Review Breakdown

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Sentiment Criteria

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Eddie Rios

February 12th, 2020 Ogden, UT DETAILS arrow_drop_down
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Farmers insurance offered us the best home protection to date. They are cost effective, can write up easy to understand policies and make home insurance no worry at all. They are great at servicing the account as well. Can't go wrong !

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Jeremy Balls

June 11th, 2019 Kaysville, UT DETAILS arrow_drop_down
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We had a storm that produced golf ball size hail. I called farmers because I was worried about my roof being damaged. The claims adjuster came and walked my entire house and property. By the time it was all done, he found damage I did not even know existed until he pointed it out. Everyone we have dealt with has been friendly and helpful. They are not the cheapest insurance, but they sure covered us when we needed it.

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Karen Nelson

July 14th, 2018 Alpine, UT

We used farmers as our family insurance for a time. They were always VERY quick and extremely friendly.

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Alicia Holman

July 11th, 2018 Gilbert, AZ DETAILS arrow_drop_down
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We had Farmer’s Insurance for a very long time and really liked the personal connection they have with their agents. They always took care of our account and any accidents. They are too high in price, so we ended up needing to switch.

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Rhonda stewart

July 7th, 2018 Queen Creek, AZ

Good rates. Very comparable with other companies . Had a great agent. Great customer service

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L

July 5th, 2018 Gilbert, AZ

My experience with Farmer’s spanned about 15 years and was very positive. My only complaint was when they accidentally dropped my life insurance and wouldn’t reissue, even though it was totally their fault. When we changed to another agency, the agent st Farmer’s got pretty rude because he didn’t want to lose the business.

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Trista Siren

June 26th, 2018 Gilbert, AZ DETAILS arrow_drop_down
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Great rates for my family! Don't know where we'd be without their coverage.

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Taylor Siren

June 20th, 2018 Gilbert, AZ

Farmers insurance is an experienced company that can help you and your family receive your coverage you need.

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H Moore

June 6th, 2018 Lehi, UT

We've been with Farmers home insurance for 18 years. When we had to use the policy once, they were very helpful, and we were able to get the needed repairs done.

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K Robison

April 29th, 2018 Layton, UT DETAILS arrow_drop_down
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Awesome insurance with great rates. Love their hands on staff

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Jeff Martin

April 19th, 2018 Layton, UT DETAILS arrow_drop_down
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Reliable insurance and decent rates. I would recommend to anyone looking for insurance.

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