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5.5

Overall Score

Author: Kaitlyn Short

LAST UPDATED: November 13th, 2024

Humana offers Medicaid, Medicare, and group health plans. Customers can also purchase dental and vision insurance from Humana.

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Headquartered in Louisville, Kentucky, Humana was founded in 1961.

One of the bigger names in health insurance, Humana was actually bought out in June 2015 by an even bigger name that has company roots in the 1850s, Aetna. In many ways, this merge makes two strong companies even stronger, serving millions of members jointly.

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The Good

  • Positive Reviews
  • Full Range of Medicare Plan Offerings
  • Easy Health Plan Shopping
  • Group Health Insurance Features
  • Additional Group Insurance Plans
  • Helpful Member Resources
  • Helpful Apps
  • Go365® Rewards

Positive Reviews

Humana has received a number of positive reviews on BestCompany.com. Praise includes satisfaction with claims, healthy incentives, satisfaction with provider networks, and good experiences with customer service.

Although a good chunk of Humana reviews on Best Company are positive, there are also a sizeable number of negative reviews. More information on these reviews can be found further down the page.

Full Range of Medicare Plan Offerings

Humana also offers Medicare coverage. You can find Medicare Advantage, Medicare supplement (Medigap), and prescription drug plans. Specific Humana Medicare plan options and monthly premium rates will vary. Work directly with the insurer to learn more.

Easy Health Plan Shopping

Humana also makes shopping for Medicare beneficiaries easy. You can search for plans by state. You can also enter your prescriptions to view prescription drug plans that cover your medications.

Group Health Insurance Features

Employers looking to include a health insurance plan with their benefits package can find health plans geared for small businesses and large groups. 

Most plans include features like participation in a rewards program that encourages healthy habits called Go365® wellness, access to telemedicine through Doctor On Demand®, and prescription mail delivery through Humana Pharmacy®. 

These helpful features are becoming more common in the industry, so Humana's group health plans are competitive.

Additional Group Insurance Plans

Beyond health insurance, employers can offer dental and vision insurance plans through Humana. Humana offers group life insurance to small business employers. Large employers can offer wellness programs and group Medicare plans from Humana.

If you want to offer a robust benefits package to employees, Humana has many options worth exploring further.

Helpful Member Resources

Enrolling in a Humana plan makes an individual a Humana member. Humana members can access a large collection of patient resources that are commonly offered across the industry. 

With these tools, Humana makes it easy to check a claim status, view member rights and responsibilities, understand drug pricing, and find in-network physicians as well.

Helpful Apps

Humana stands out among competitors for several features. One of these is the four mobile apps the company has set up for members. Each app has a different purpose. MyHumana is for members to access and manage their health plan accounts.

HumanaPharmacy is a way to keep track of your prescription drugs.

Go365® Rewards

With the company's Go365 program, you earn points for receiving preventive care, participating in local activities, and completing workouts through SilverSneakers® or using a fitness tracker. Points can be redeemed for gift cards and other prizes.

Extra benefits like these are fairly standard for the industry, so this program makes Humana competitive.

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The Bad

  • Negative Customer Reviews
  • States Serviced
  • Minimal Online Information on Individual or Family Health Plans
  • Limited Medicaid Availability

Negative Customer Reviews

Unfortunately, Humana's negative reviews are about as common as its positive reviews on Best Company.

Complaints in Humana reviews include difficulty with prior authorization, issues with communication, and coverage issues.

Although negative reviews are not uncommon for the industry, Humana's split between positive and negative reviews make it difficult to make a clear recommendation on Humana.

States Serviced

Humana health plans are available in many parts of the United States. However, if plans are not available in your area, Humana health insurance may not be an option for you.

Minimal Online Information on Individual or Family Health Plans

Humana doesn't offer much information online regarding its offerings for individuals and families. If you want more information, you'll need to work iwth a Humana agent.

Limited Medicaid Availability

Humana offers Medicaid in Florida and Kentucky. It offers combined Medicaid and Medicare plans in Illinois. You can find more details regarding Medicaid coverage options on Humana's website.

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The Bottom Line

Although Humana has mixed reviews on Best Company, it is a well-known health insurance company for Medicare, Medicaid, and group plans. Medicare beneficiaries can find prescription drug coverage and Medicare supplement plans to pair with Original Medicare.

Humana also offers Medicare Advantage plans for Medicare enrollees choosing the private option. As you explore Humana's plans further, keep reviews in mind as you ask questions and compare plans.

If you are looking for an individual or family health plan, you'll need to find another insurer.

For those living in one of Humana's service areas, Humana's helpful tools, member resources and discounts, health rewards, excellent customer service, and perks make it a good insurance option.

Humana also offers a good selection of health insurance plans in addition to vision and dental plans. Mobile apps also add convenience and speed when managing your health plan.

Furthermore, Humana is now backed by another health insurance carrier that also has a great reputation and lots of health plan options, Aetna.

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Star Rating

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2.7

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110 Reviews

Review Breakdown

5 grade

23%

4 grade

15%

3 grade

9%

2 grade

10%

1 grade

43%

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June

Humana has been my choice of a Medicare advantage plan for healthcare. Their drug plan helps me to get my meds with little or no cost for my Rx drugs. Their OTC items have saved me $100.00 a year; each quarter you are given $25.00 to use on over the counter items like vitamins. Also when you see doctors for wellness checkups, have a mammogram, a body density x-ray, eye visits, etc. Humana gives you gift cards. Also I have a free exercise program at my local senior citizen program.

5 months ago

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Bee Endicott, NY

It has been hectic and confusing. I enjoy that there are a lot of nice perks like the OTC benefit and healthy food benefit. Customer service seems disorganized. They eventually resolved my issue that I had but it too a lot of very conflicting and confusing phone calls. I am ashamed to admit I even lost my temper with them on a call once because of it but they finally fixed the glitch.

3 years ago

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Constance Bruce

I really like them. Have been with them 12 years and intend to sign up with them next year. I love their Rx plan. I can sit down & order the Rx's we need online in short time. It normally arrives in 3-7 days. They also have various items you can 'purchase' from their online store. The first $30 worth is free every 3 months. I have called & talked with their support team a few times & always have a good experience.

6 years ago

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Walter

Very positive experience. Really enjoy the extra benefits such as meals provided when you've been hospitalized. One improvement that could be improved upon is notice of authorization approvals. Example: 10 minute visits have been approved. If you have questions, consult your doctor. I have several doctors and have no idea what the approval is for nor who may have made the request. It just seems reasonable for Humana to say what service has been approved.

6 years ago

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Denise Austin, TX

My husband and I had a grandfathered Humana PPO for many years until they dropped out of the individual market in Texas mid-2017. We were very sad to lose them and now we are forced into an exorbitantly priced Obamacare HMO as there are no longer any PPOs offered here in the individual market. Humana always took great care of us. We never had a single problem with a claim or with any provider saying they don't accept their card. We could go in network or out of network (more expensive, but still allowed). If you can still get Humana where you are, I would definitely recommend it!

7 years ago

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Russ Hamstring Lake Havasu City, AZ

I've had Humana for a great many years and have only had one issue that got delt with pretty quick. I have a great deal of health issues and they have never denied me coverage. I pay low co-payments and their network is quite expansive. I sleep easy knowing that my health is covered.

1 year ago

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Eddie Rios Ogden, UT

Humana is a stellar health insurance provider. Easy policies, low co-pays, fast coverage of medical billing. Their customer service is first rate as well. I always felt covered well with Humana. I hope I can keep it long term with other corporate organizations as it is truly an asset.

5 years ago

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OwenE. Hattiesburg, MS

I greatly appreciate the coverage that Humana provides, and I love how our plan allows us to receive incentives for engaging in physical activity! I have never had a bad experience with Humana

5 years ago

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altavise davis Tallahassee, FL

My insurance company is Humana. Thanks to Humana I was able to see a dermatologist to help treat my body from eczema. This company allowed me to be around doctors who cared about my health . I am truly grateful for it and recommend everyone to apply!

3 years ago

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Rosann Stanko Logan, UT

We were sorry to have to leave Humana because we liked working with them. Humana was no longer available in our area so we had to move to another company. We were able to get any help that we needed with the customer service department in a timely manner.

5 years ago

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Rashida Laumatia Saint George, UT

My parents love Humana. Theyre very helpful and curteous. They’re not after people’s money and the time to reach a live person is fast. Cost is very affordable.

6 years ago

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Sarah Bosko Estes Park, CO

Their hospital cash plan was great for us. We paid them for years and when we put in a claim, they paid promptly.

2 years ago

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Zack Salt Lake City, UT

Humana has always been a choice insurance for me. They have great customer service, co-pays and coverage. Couldn't ask for better.

6 years ago

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Susan

When I have a question.... Humana is right there to take care of it ! A Person!

5 years ago

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William

Excellent experience and company. Pays the bills. Easy to use. Not expensive.

6 years ago

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Wilinda Sylvestre Jacksonville, FL

Humana provides amazing medical coverage at a great rate! So helpful and always there for their policy holders!

3 years ago

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Kristin G Pleasant Grove, UT

While living in Kentucky we had Humana Insurance and loved working with them. Great customer service and benefits!

6 years ago

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Jean Mancil

Paid their fair share of medical expenses without me having to call them!

5 years ago

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Judy L Newell Alexandria, OH

Excellent, they have treated me with respect and supportivly.

6 years ago

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Leonard Matlaw

Large network of providers, good claims service, excellent prescription plan.

6 years ago

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Carl J Lundstrom

they do what they say they will do, and do it right the first time

6 years ago

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Jeff Martin Layton, UT

I got a great price with Humana and it was actually good coverage. Was very impressed with them.

6 years ago

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Gloria Hooper

Great responses and wonderful client care

6 years ago

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Amy N Sandy, UT

Humana customer service has always been helpful and professional.

3 years ago

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erika tarke Tallahassee, FL

The workers are super nice, and customer service is great!

3 years ago