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5.5

Overall Score

Author: Kaitlyn Short

LAST UPDATED: November 13th, 2024

Humana offers Medicaid, Medicare, and group health plans. Customers can also purchase dental and vision insurance from Humana.

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Headquartered in Louisville, Kentucky, Humana was founded in 1961.

One of the bigger names in health insurance, Humana was actually bought out in June 2015 by an even bigger name that has company roots in the 1850s, Aetna. In many ways, this merge makes two strong companies even stronger, serving millions of members jointly.

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The Good

  • Positive Reviews
  • Full Range of Medicare Plan Offerings
  • Easy Health Plan Shopping
  • Group Health Insurance Features
  • Additional Group Insurance Plans
  • Helpful Member Resources
  • Helpful Apps
  • Go365® Rewards

Positive Reviews

Humana has received a number of positive reviews on BestCompany.com. Praise includes satisfaction with claims, healthy incentives, satisfaction with provider networks, and good experiences with customer service.

Although a good chunk of Humana reviews on Best Company are positive, there are also a sizeable number of negative reviews. More information on these reviews can be found further down the page.

Full Range of Medicare Plan Offerings

Humana also offers Medicare coverage. You can find Medicare Advantage, Medicare supplement (Medigap), and prescription drug plans. Specific Humana Medicare plan options and monthly premium rates will vary. Work directly with the insurer to learn more.

Easy Health Plan Shopping

Humana also makes shopping for Medicare beneficiaries easy. You can search for plans by state. You can also enter your prescriptions to view prescription drug plans that cover your medications.

Group Health Insurance Features

Employers looking to include a health insurance plan with their benefits package can find health plans geared for small businesses and large groups. 

Most plans include features like participation in a rewards program that encourages healthy habits called Go365® wellness, access to telemedicine through Doctor On Demand®, and prescription mail delivery through Humana Pharmacy®. 

These helpful features are becoming more common in the industry, so Humana's group health plans are competitive.

Additional Group Insurance Plans

Beyond health insurance, employers can offer dental and vision insurance plans through Humana. Humana offers group life insurance to small business employers. Large employers can offer wellness programs and group Medicare plans from Humana.

If you want to offer a robust benefits package to employees, Humana has many options worth exploring further.

Helpful Member Resources

Enrolling in a Humana plan makes an individual a Humana member. Humana members can access a large collection of patient resources that are commonly offered across the industry. 

With these tools, Humana makes it easy to check a claim status, view member rights and responsibilities, understand drug pricing, and find in-network physicians as well.

Helpful Apps

Humana stands out among competitors for several features. One of these is the four mobile apps the company has set up for members. Each app has a different purpose. MyHumana is for members to access and manage their health plan accounts.

HumanaPharmacy is a way to keep track of your prescription drugs.

Go365® Rewards

With the company's Go365 program, you earn points for receiving preventive care, participating in local activities, and completing workouts through SilverSneakers® or using a fitness tracker. Points can be redeemed for gift cards and other prizes.

Extra benefits like these are fairly standard for the industry, so this program makes Humana competitive.

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The Bad

  • Negative Customer Reviews
  • States Serviced
  • Minimal Online Information on Individual or Family Health Plans
  • Limited Medicaid Availability

Negative Customer Reviews

Unfortunately, Humana's negative reviews are about as common as its positive reviews on Best Company.

Complaints in Humana reviews include difficulty with prior authorization, issues with communication, and coverage issues.

Although negative reviews are not uncommon for the industry, Humana's split between positive and negative reviews make it difficult to make a clear recommendation on Humana.

States Serviced

Humana health plans are available in many parts of the United States. However, if plans are not available in your area, Humana health insurance may not be an option for you.

Minimal Online Information on Individual or Family Health Plans

Humana doesn't offer much information online regarding its offerings for individuals and families. If you want more information, you'll need to work iwth a Humana agent.

Limited Medicaid Availability

Humana offers Medicaid in Florida and Kentucky. It offers combined Medicaid and Medicare plans in Illinois. You can find more details regarding Medicaid coverage options on Humana's website.

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The Bottom Line

Although Humana has mixed reviews on Best Company, it is a well-known health insurance company for Medicare, Medicaid, and group plans. Medicare beneficiaries can find prescription drug coverage and Medicare supplement plans to pair with Original Medicare.

Humana also offers Medicare Advantage plans for Medicare enrollees choosing the private option. As you explore Humana's plans further, keep reviews in mind as you ask questions and compare plans.

If you are looking for an individual or family health plan, you'll need to find another insurer.

For those living in one of Humana's service areas, Humana's helpful tools, member resources and discounts, health rewards, excellent customer service, and perks make it a good insurance option.

Humana also offers a good selection of health insurance plans in addition to vision and dental plans. Mobile apps also add convenience and speed when managing your health plan.

Furthermore, Humana is now backed by another health insurance carrier that also has a great reputation and lots of health plan options, Aetna.

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Star Rating

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2.7

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110 Reviews

Review Breakdown

5 grade

23%

4 grade

15%

3 grade

9%

2 grade

10%

1 grade

43%

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Michelle Thomas Anaheim, CA

I had to deal with Humana while caring for my mom while she was sick. I found some things that I didn't like and I had some negative experiences with customer service. There were some good things that made my mom's surgery and care good. There was an amazing surgeon that removed her lung cancer. He passed away 2 yrs after. There was an oncologist, a doctor at the hospital and a doctor at the care center that are contracted with Humana who did not disclose my mom's body had cancer. Not 1 of the 3 ever gave us the information. It was the hospice doctor. It is very disheartening that we were believing she was going to be fine and no she passed. Anyway th we re is good and bad.

1 year ago

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Sav Flo

I have been pleased with the health plan Humana has provided me. I've never had any problems with any physician that I have seen; they have been willing to answer my questions and have had great bedside manner.

7 years ago

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Damaris Benton

Humana is now the healthcare company that oversees military medical insurance. Customer service is usually helpful

8 months ago

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Steve Pitman Largo, FL

Ive had humana for over a year,coverage is is good,drug coverage is great,however they are very slow approving physical therapy that my Dr.has requested.

3 years ago

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Anoushka Ahuja Tallahassee, FL

The best in class served whenever had an issue. Humana always helped me whenever I had a problem with my insurance and was willing to work with me. They have great customer service and they are very reasonable.

3 years ago Edited January 24, 2022

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Carolina camacho

Humana is so great! I did not know much about them until I saw one of the Humana commercials. I have saved so much money with Humana, and I feel safe and protected and their customer service is great!

3 years ago

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Denise H. Mona, UT

I have been happy with our coverage with Humana for the most part. However, we have had some frustrations with their customer service at times.

7 years ago

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Destini Ferguson Tallahassee, FL

My plan offers dental, hearing, and vision. So, its great to be able to go through one insurance company. The copay is also relatively low.

3 years ago

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Don Boren American Fork, UT

I didn't like the high deductible plan. The deductibles were high and were difficult to meet. I felt like I was just paying out-of-pocket.

5 years ago

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Candice St. Petersburg, FL

decent deductibles but wish that i didn't have to change pharmacies to get best price

5 years ago

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Pat

Pretty happy with what I get. Wish coverage for estradial was a lot better, though.

6 years ago

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Bryan Peterson Herriman, UT

I have used Humana as an add on to my insurance. They have been great to work with and give me great coverage.

3 years ago

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Suzanne curtis San Mateo, CA

They have excellent customer service. Their site is easy to navigate

4 years ago

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Amber Sarmiento

Because of their customer service and the way they take a personal interest .

6 years ago

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Ann Bailey Lehi, UT

I have Humana for our insurance. They always pay my portion of bills quickly to my doctor.

6 years ago

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Sharon Tomlinson Lindon, UT

They are in collusion with the other major companies, but they have given us good value.

6 years ago

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Sandra Jensen American Fork, UT

This is my prescription drug plan and I have been mostly satisfied.

6 years ago