Cigna vs UnitedHealthcare
Cigna and UnitedHealthcare offer a wide variety of health insurance plans including plans for individuals and families, Medicare, international health insurance, and plans that employers can offer employees. United Healthcare stands out from Cigna for its student health insurance plans, while Cigna stands out for its Healthy Rewards® program.
Since plan costs and details vary health plan to health plan and there is some regional variability, it’s worth comparing plans across companies before making a final decision.
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Overview
Cigna
UnitedHealthcare
Reviews
Cigna
UnitedHealthcare
Reviews for Cigna
Helpful Favorable Review
take7
Our Cigna we can take almost everywhere we need to with doctors and clinics. Their customer service is excellent when I call to confirm coverage. The make contact with the providers and they even follow up with you. Plans and cost fits our family and is affordable for us.
Helpful Critical Review
John F
CIGNA is the worst insurance company due to David C. In a direct effort to boost his bonus he is dmanding a 30% reimbursement reduction from the largest hospital network in Houston, Memorial Herrman. David is personally screwing his 160,000 customers in Houston and he knows exactly what he is doing. There is a special place in hell for David C.
Reviews for UnitedHealthcare
Helpful Favorable Review
Dan Mackintosh
I have used this healthcare insurance provider through my Medicare program. They offer many options, resources and opportunities to complete my healthcare requirements. They are honest, efficient and very professional. I am happy with their products and personal care.
Helpful Critical Review
marcminor
I have had a horrible experience with UHC. I have been going back on forth with them about paying my 2.5 son's medical bill for his ear tubes. They keep on giving me a denial of service. Horrible and difficult people! Avoid them if you can.
The Final Word
Cigna offers its members helpful tools, resources, and incentive programs with many of its health plans. Cigna members can view claims, find in-network providers, and more through their online account. They can also access this account with a mobile app.
Cigna also includes Telehealth with many of its plans for free. This service allows patients to work with doctors remotely through video chat or over the phone. Many of Cigna’s plans also include participation in its Healthy Rewards® discount program. This program offers discounts on products related to nutrition, vitamins, fitness, alternative medicine, and more.
UnitedHealthcare also offers its members an online account and a mobile app to help them manage their health care. It also has programs to support its members with keeping and starting healthy habits. These include programs for dealing with addiction, weight loss, and maternity.
UnitedHealthcare members can also access non-emergency care and advice via video chat. Its program is called Virtual Visits and is included with many of its plans.
UnitedHealthcare also offers student health plans. For those interested in plans geared for students, UnitedHealthcare is a good option.
Both UnitedHealthcare and Cigna offer additional insurance products. UnitedHealthcare offers dental insurance, vision insurance, hospitalization insurance, term life insurance, accident insurance, and critical illness insurance.
Cigna offers lump sum heart attack and stroke, lump sum cancer, cancer treatment, whole life, and dental insurance. These additional offerings may be beneficial for some people.
While the additional benefits included with each plan are different between the two companies, you should also consider the coverage and costs of health plans offered by each company before enrolling in a health plan.
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