BlueCross BlueShield vs UnitedHealthcare

Alice Stevens
Alice Stevens | Senior Editor

BlueCross BlueShield and UnitedHealthcare are well-known health insurers. Both companies offer plans in many parts of the United States. Plan availability will vary based on location.

BlueCross BlueShield operates through many subsidiaries, which makes it trickier to compare it to other health insurers generally.

However, the best company for you depends on the kind of plan you need and what kinds of plans are available in your area.

BlueCross BlueShield logo verified_user
#2 BlueCross BlueShield
7.9 Overall Score
3.8
star star star star star_border
(644)
UnitedHealthcare logo
#8 UnitedHealthcare
6.3 Overall Score
3.3
star star star star_half star_border
(420)

Overview

BlueCross BlueShield

Time in Business

85 Years

UnitedHealthcare

47 Years

Ratings

BlueCross BlueShield

Overall Score
7.9 of 10
Review Score
3.8
star star star star star_border
Value for Money
3.7
star star star star_half star_border
Quality of Product or Service
3.8
star star star star star_border
Company Trustworthiness
3.8
star star star star star_border
Likely to Recommend
6.6 of 10

UnitedHealthcare

6.3 of 10
3.3
star star star star_half star_border
3.1
star star star star_border star_border
3.1
star star star star_border star_border
3.1
star star star star_border star_border
5.0 of 10

Reviews

BlueCross BlueShield

Number of Reviews
644
Review Breakdown
3.8
star star star star star_border
5 star
44%
4 star
26%
3 star
9%
2 star
6%
1 star
15%

UnitedHealthcare

420
3.3
star star star star_half star_border
5 star
35%
4 star
22%
3 star
6%
2 star
6%
1 star
30%

Reviews for BlueCross BlueShield

Helpful Favorable Review

check_circle

Review Source

star star star star star_border

Alicia Turner Denver, CO

Blue cross blue shield has good coverage and has to be accepted everywhere that accepts blue cross for the specific state. They can be hard to talk to and actually get answers. It can be hard to get things approved but the more information sent to them the better.

1 month ago

Helpful Critical Review

star star_border star_border star_border star_border

Tanya Boston, MA

A terrible site providing misleading and incomplete information. Incompetent customer service - long wait time, rude and unprofessional. representatives. The same with the chat - it took 30 minutes to get a simple form. Even more, the representatives provide incorrect information, their managers give promises that they never keep. Impossible to reimburse a claim.

1 month ago

Reviews for UnitedHealthcare

Helpful Favorable Review

star star star star star_border

David Stickles West Jordan, UT

I am new to untied health care and have already needed to use their services a few times. They have been pretty standard in terms of getting a hold of for questions so no issues there. Accepted plenty of places and lots of plan options, they have been a nice plan through work.

1 month ago

Helpful Critical Review

star star_border star_border star_border star_border

Jim Bang Denver, CO

Horrible company. Tried to get a hearing aid through them and they refused to help me. Living proof of a company that understands- the harder they make it for you to get your benefits, the more money they make.

4 days ago

The Final Word

BlueCross BlueShield offers member discounts and rewards through Blue365®. Plan members of participating subsidiaries can receive discounts and rewards on products that encourage wellness, fitness, and nutrition.

BlueCross BlueShield also offers global health coverage to individuals, students, and businesses. UnitedHealthcare offers international health insurance as well; however, this insurance is geared for travelers. It is called international travelers insurance.

Some BlueCross BlueShield plans include access to a nationwide network, which is advantageous for people who travel frequently.

BlueCross BlueShield offers individual and family plans and employer-sponsored group plans.

BlueCross BlueShield also awards hospitals with either a Total Care or Blue Distinction® award. Health care providers must meet BlueCross BlueShield’s criteria that considers the quality and costs of their services.

UnitedHealthcare’s plans also vary by location. However, it does not have the subsidiaries like BlueCross BlueShield does.

UnitedHealthcare offers health insurance plans for individuals and families, Medicare, Medicaid, and non-traditional health plans, like short-term insurance, hospitalization insurance, critical illness insurance, and fixed indemnity health insurance.

UnitedHealthcare also offers student health plans. If you are a university student, these plans may be a good fit for your needs.

UnitedHealthcare’s Medicare plans are offered in partnership with the AARP. The AARP is committed to ensuring that seniors in the United States are taken care of, so this partnership shows UnitedHealthcare's interest in providing good Medicare plans to seniors.

UnitedHealthcare also offers group health plans for large and small businesses.

To compare plan offerings from each company, work with UnitedHealthcare and BlueCross BlueShield directly to learn more about what's available in your area.

Top Choice

BlueCross BlueShield Logo
BlueCross BlueShield

Other Featured Comparisons

See All Comparisons

We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.

© 2021 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information