Overview
BlueCross BlueShield
Undisclosed
UnitedHealthcare
Undisclosed
Ratings
BlueCross BlueShield
UnitedHealthcare
Reviews
BlueCross BlueShield
Reviews
UnitedHealthcare
Reviews for BlueCross BlueShield
Helpful Favorable Review
Tera Agee
November 9th, 2025
DETAILS
I paid claims for them for 30 years and found them to be completely reliable to their insureds, so when I became eligible for Medicare I chose them for mu supplement plan. Since the day I was insured, 02/01/2013, I have never paid a deductible or co-insurance amount. I only pay my premiums and I can go to any doctor or hospital at any time without referrals or pre-approvals. Choose Plan F - you'll be very happy!
Helpful Critical Review
Larry Virtue
November 11th, 2025
DETAILS
They are charging me an out of network fee for a skin cancer surgery not available to me in-network. Denied my appeal to bill as tier 1. I received no upfront counseling that my bill would be 500% higher than I thought. They even identify the doctor as in-network.
Reviews for UnitedHealthcare
Helpful Favorable Review
Tana Tuggle
November 28th, 2023
Phoenix, AZ
DETAILS
I had United Healthcare for 5 years and I must say, I had nothing but good experiences with this company. I noticed when my primary care doctor would need authorization from the company to send me to a specialist, (nose, ear, throat doctor, pulmonary specialist etc.) I would get quick feedback, every specialist that I have seen, there was never a problem with my referrals. Since I had to see quite a few specialist, along with taking test constantly, I never had to cancel an appointment due to no referral from United HealthCare. Great Company!!!
Helpful Critical Review
Luke
August 1st, 2025
DETAILS
United Healthcare loves taking premiums but no payments to Dr's, dentists or very little. Had a dental plan thru Medicare system only 1/2 of their alloted amount out of network(no dentist in network within 25 miles). Needed a filling and crown replaced not covered had to eat total Dentist bill. DROPPED THIS SORRY COMPANY NEVER EVER TO RETURN. HIGHLY RECOMMEND YOU NOT USE AND LOOK ELSEWHERE
The Final Word
BlueCross BlueShield offers member discounts and rewards through Blue365®. Plan members of participating subsidiaries can receive discounts and rewards on products that encourage wellness, fitness, and nutrition.
BlueCross BlueShield also offers global health coverage to individuals, students, and businesses. UnitedHealthcare offers international health insurance as well; however, this insurance is geared for travelers. It is called international travelers insurance.
Some BlueCross BlueShield plans include access to a nationwide network, which is advantageous for people who travel frequently.
BlueCross BlueShield offers individual and family plans and employer-sponsored group plans.
BlueCross BlueShield also awards hospitals with either a Total Care or Blue Distinction® award. Health care providers must meet BlueCross BlueShield’s criteria that considers the quality and costs of their services.
UnitedHealthcare’s plans also vary by location. However, it does not have the subsidiaries like BlueCross BlueShield does.
UnitedHealthcare offers health insurance plans for individuals and families, Medicare, Medicaid, and non-traditional health plans, like short-term insurance, hospitalization insurance, critical illness insurance, and fixed indemnity health insurance.
UnitedHealthcare also offers student health plans. If you are a university student, these plans may be a good fit for your needs.
UnitedHealthcare’s Medicare plans are offered in partnership with the AARP. The AARP is committed to ensuring that seniors in the United States are taken care of, so this partnership shows UnitedHealthcare's interest in providing good Medicare plans to seniors.
UnitedHealthcare also offers group health plans for large and small businesses.
To compare plan offerings from each company, work with UnitedHealthcare and BlueCross BlueShield directly to learn more about what's available in your area.
