Ambetter vs Florida Blue

Kaitlyn Short
Kaitlyn Short | Senior Editor

Ambetter and Florida Blue have similar plan offerings, especially when it comes to Marketplace plans. Even through Ambetter's plans have a few more included features, it is not a recommended company due to poor customer experiences reported in reviews on Best Company. BlueCross BlueShield has received better reviews on our site, so Florida Blue gets our recommendation as a subsidiary of BlueCross BlueShield.

Ambetter logo verified_user
#12 Ambetter
5.5 Overall Score
1.4
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(918)
Florida Blue logo verified_user
#34 Florida Blue Insufficient Reviews
0.0
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(0)

Overview

Ambetter

Health Plan Options

N/A

Customer Service Options

N/A

Perks and Support Programs

N/A

Time in Business

Undisclosed

Florida Blue

N/A

N/A

N/A

Undisclosed

Ratings

Ambetter

Overall Score
5.5 of 10
Review Score
1.4
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Value for Money
1.6
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Quality of Product or Service
1.5
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Company Trustworthiness
1.5
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Likely to Recommend
1.1 of 10

Florida Blue

2.5 of 10
0.0
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0.0
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0.0
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0.0
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0.0 of 10

Reviews

Ambetter

Number of Reviews
918
Review Breakdown
1.4
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5 star
5%
4 star
3%
3 star
1%
2 star
3%
1 star
88%

Florida Blue

0
0.0
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Reviews for Ambetter

Helpful Favorable Review

star star star star star

Quinn Ales Chesterton, IN

I'm from Indiana so I don't know if that makes a difference, but I've never had an issue with Ambetter. I had more headaches with BCBS. Honestly the only thing that has been annoying in the last 4 years was that they didn't want me to use name brand Vyvanse for my adhd but instead preferred adderall xr...not a big deal. I'm happy with them. Just sucks insurance is so expensive these days across the board. I pay $1300

3 months ago

Helpful Critical Review

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Marcus Conner Bentonville, AR

Absolute worst insurance company ever! Avoid at all cost because they’re not worth the cost…even if free! They deny everything when trying to get approved for a procedure and deny receiving info from my drs repeatedly! I cannot wait to get a different carrier. AVOID Ambetter-they are the WORST!!!

4 days ago

Reviews for Florida Blue

Helpful Favorable Review

None Available

Helpful Critical Review

None Available

The Final Word

Ambetter and Florida Blue both offer Affordable Care Act (ACA) health plans. The plan options include all of the regular tiers with a variety of network and cost-sharing structures. While both companies make their plans visible online, Florida Blue has a nicer interface for displaying plans. Florida Blue also offers Medicare and plans that employers can offer to their employees. 

With their Marketplace or ACA plans, both companies offer some perks. Ambetter offers care management services, maternity health programs, and health management programs. The company's Your Better Health Center has resources with financial advice and health tips. Some of Ambetter’s plans also include a rewards program and optional dental and vision.

Florida Blue offers a rewards program with all of its Marketplace plans. All members age 18 or older on a plan can earn up to $100 through this program. Florida Blue Centers are another resource available. At these centers, plan members can receive help understanding and enrolling in a health plan and get health tips.

Florida Blue gets our recommendation because it is a subsidiary of BlueCross BlueShield. BlueCross BlueShield has earned favorable reviews on Best Company. In contrast, many Ambetter members do not recommend buying Ambetter plans.

Top Choice

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Ambetter

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