Superior Debt Relief
4.8
5.8
Overall Score
Author: Kaitlyn Short
Note: As of 2022, we are not sure if this company is still operating. We can't find much information about it online, nor can we verify it has a working website.
Since 1998, Superior Debt Relief has helped customers settle debts as an alternative to bankruptcy. Although the company requires clients to have at least $10,000 in debt, it aims to get those debts settled in 12 to 36 months. However, Superior Debt Relief is only available in nine states.
Top Ranked Companies
The Good
- Experience and Accreditation
- Positive Reviews
- Free Consultation
- Resolution Time
Experience and Accreditation
Superior Debt has been in business longer than most competitors, which allows clients to take advantage of the long-established relationships between SDR and their creditors to get better rates. Furthermore, SDR is accredited with the IAPDA.
Positive Reviews
Its customers report high satisfaction levels based on reviews and reports from this site and others. In particular, clients often highlight appreciation for the knowledgeable, attentive, and understanding customer service staff. Many reviewers expressed appreciation for their debt counselor's role in helping them to reshape their financial habits on an ongoing basis.
Customer Review: Lisa [February 18, 2016]
"Superior Debt Relief is awesome! I was over $40,000 in debt and felt I would never pay my charge cards off. . . . They evaluated my situation and set up a repayment plan that was easier for me to manage. Within 3 years I was done and debt free! They kept me informed every step of the way and made this process bearable! Thank you Dee and everyone who worked on my case!!!"
Free Consultation
To help consumers determine how the company can help and what it can achieve, Superior Debt Relief offers a free consultation. This shows that the company is willing to discuss its services and how it may or may not be able to help a potential client in settling debt.
Resolution Time
Superior Debt resolves most debt in 12 to 36 months.
The Bad
- Missing Accreditations
- Limited Availability
- High Minimum Debt Requirement
Missing Accreditations
Superior Debt lacks an AFCC accreditation, while many competitors are accredited by both the AFCC and IAPDA. Along with the missing AFCC accreditation, the company makes no mention of being in compliance with FTC rules and regulations.
Limited Availability
The biggest concern for most potential customers is availability; SDR is only available in 9 states.
High Minimum Debt Requirement
In order to access Superior Debt's services, consumers must owe at least $10,000 or more, which is higher than the industry average.
The Bottom Line
While Superior Debt Relief has an average price point and a few industry accreditations, the company has been in business for a long time and its customer reviews have been consistently favorable. We recommend calling Superior Debt if you owe more than $10,000 and live in its service area. For those owing less or living elsewhere, we recommend working with another company.
