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Oak View Law Group

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5.6

Overall Score

Author: Kaitlyn Short

LAST UPDATED: September 17th, 2024

Oak View Law Group was founded in 2007 and helps clients with a variety of legal services, including debt relief. Its debt solutions include consolidation, management, settlement, bankruptcy, budget, and bill payments. This review focuses on its debt settlement services.

The company is a law firm rather than a company that specializes in debt settlement. It provides an online dashboard and has high customer satisfaction ratings. However, Oak View Law Group is missing major industry accreditations.

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The Good

  • Client Satisfaction
  • Transparent Website and Online Tools
  • Law Firm
  • Accredited with IAPDA
  • Low Minimum Debt Requirement
  • Set, Low Fee

Client Satisfaction

Oak View Law Group (OVLG) has helped customers since 2007. According to its website, it has an 84 percent client satisfaction rating. 

Transparent Website and Online Tools

Oak View Law Group's website is extremely transparent. The company is upfront about fees and the debt settlement process. It outlines both the pros and cons of debt settlement and explains potential tax consequences.

OVLG also offers online dashboards to help clients see all of their information. With Oak View Law Group's dashboard, users can view signed creditor paperwork, edit personal information, view their credit analysis, submit support requests, add notes to the account, and more. Additionally, the company's website has online resources and tools such as debt calculators, infographics, blogs, etc.

Law Firm

Unlike many competitors, OVLG is actually a law firm, not a company that specializes in debt settlement. As a result, it guarantees that its panel of attorneys will help clients out of debt without breaking any laws. Being a law firm also means that it will provide clients with legal counsel on their debts. 

Accredited with IAPDA

Oak View Law Group has one agent who is certified with the International Association of Professional Debt Arbitrators (IAPDA). This is a widely recognized accreditation organization in the debt relief industry and shows Oak View's commitment to ethical business practices and procedures.

Low Minimum Debt Requirement

Oak View Law Group requires a minimum debt of $1,500. This is much lower than many competitors who require $7,500 to $10,000 in debt before you are eligible to use their debt relief services.

Set, Low Fee

Oak View Law Group offers a set, low fee. It charges 25 percent of the total debt enrolled. Additionally, the company offers a no results refund guarantee. 

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The Bad

  • Lacks AFCC Accreditation

Lacks AFCC Accreditation

Oak View Law Group is not accredited with the AFCC. It does have one agent who is certified with the IAPDA, however, which is encouraging. Accreditation organizations regulate the debt relief industry to ensure that debt specialists are using best practices. 

Customers can hardly be blamed for steering away from companies that aren't accredited, especially in the debt relief industry, where scams abound. 

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The Bottom Line

Oak View Law Group offers a variety of debt relief services. Unlike many competitors, it is a law firm. The company charges a set 25 percent fee and is transparent about the debt settlement process. However, its services are not available in every state and it is not accredited with the AFCC. We recommend you compare OVLG to other top companies before making a final decision.

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Star Rating

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4.6

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24 Reviews

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5 grade

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4 grade

21%

3 grade

4%

2 grade

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1 grade

4%

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Tyson Olsen Seattle, WA

I was searching for a consumer rights and protection attorney or firm that was familiar with and had experience litigating with tribal lenders and associated parties guilty of illegal acts that have caused irreparable damages. The legal parties involved in the 2007, 2014, 2016, and 2017 where it has been ruled by the supreme and second circuit courts that tribal lenders are required to comply with state interest limits. Your company came up in my search marketing yourselves as Payday Loan Equity Alliance Members in which you publicly declare on your website "Tribal Payday loan companies are illegal in the country. " I reached out for a free consultation and received a prompt call during which I explained that I was a victim of multiple tribal loans with interest rates ranging from 300% to 800% at which time I was told to "rest assured and that your firm would be able to help me with that no problem. We are Oak View Law Group with many years of experience doing just this." The entire call lasted a total of 13 mins and 50 secs in which my contact information was collected, I was asked how much debit I had, and asked if we could set an appointment for the end of the week and that I would receive an email containing the information he would need to start the plan. Confused, I asked him what plan he was referring to and replied saying they had thousands of plans and not to worry as he would be able to get me into a great debt settlement plan and would be able to reduce my debt by more than 50%. I have more than $30,000 in debt with these lenders after borrowing $7,000 12 months ago and is even listed publicly as being illegal on your website and now you are gonna give me the deal of a lifetime where I only have to pay back 4 times more than what the legal interest rate is? .. Oak View Law Group seems to believe it is operating under the same sovereign immunity as the illegal organizations that continue to ruin innocent consumers lives on a daily basis. if you are in need of any debt settlement, debt relief, bankruptcy, financial or legal services that involve decisions being made on your behalf i can assure you Oak View Law Group and The Payday Loan Equity Alliance are not the ones you can trust.

2 years ago