Name: National Debt Relief
Rating: 4.8

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Brendan P El Cajon, CA

My experience with National Debt Relief has been mostly positive. So far they've managed to negotiate our debt down by more than 50%, which is amazing. We've completely paid off one of our four credit accounts, and we're on track to paying another off this year. We're still waiting for our other two accounts to be negotiated successfully, and we're hopeful that we'll be able to have similar results. The waiting game is hard, and there's not a lot of communication or updates during the negotiation process, which is frustrating. But that appears to be the nature of the process. Customer service response via email is slow, but they are very responsive on the phone, and very good at walking us through every step of the process.

7 years ago

Reply from National Debt Relief

Brendan, thank you for the update. Congratulations on your success so far. We hope to hear more from you as you continue in the program.

Mar. 11th, 2019

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Susan Bridge Niceville, FL

I was in so much debt, I had nowhere else to turn. All of the folks that have helped me get going to pay off my credit cards have been wonderfully patient and NEVER condescending. Other companies that I spoke with prior to National Debt relief couldn't even remember my name through one conversation. How hard can that be?? If I ever (pray, not0 in trouble again, I will call no other than National Debt Relief. Thank you to ALL who work there!!

7 years ago

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Amber Anten Puyallup, WA

NDR has really helped negotiate lower payoffs with our creditors and most have settled for 50% less (or more!). We still have debts to pay off, but we are getting there. They definitely are best to use when your credit is already in the crapper. If you have GOOD credit (or decent) it WILL plummet. You have to not pay your creditors for a few months before they will start to negotiate a payoff. For us, our accounts were not past due, we just had too many for too much money. Since we had to stop paying on them, our credit tanked even further due to missed payments. We started with low 500 credit scores, and we dove down to low 400's once the payments stopped. We are back in the low 500's now because some of them are paid off, but it will take some time to climb out of this. We KNEW that, though. We were prepared for it. So if you have decent credit (over 600) you may want to reconsider using this program unless you are willing to watch your score tank for a while. Their communication is good and I get emails from them any time there is account activity (no contact just means nothing is happening) and their website is easy to use. Any time I contact them, they respond quickly and efficiently. I have read other online reviews that they don't communicate well, but I have not experienced that at all. They are always there to answer a question without issue.

7 years ago

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Glenn Kyle, TX

National Debt Relief has got to be one of the easiest companies to work with out there. They are fair, as well as, a bit surprising with the settlement amounts which have always worked in our favor. They are also informative and always available to answer any questions/concerns. I love their website which allows you to see your progress at a moment's notice, after all, it is your money.

7 years ago

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Jerry Mcmillen Lake Shasta, CA

Although I hated to do it, had to call debt relief. My daughter was in a program that totally ripped her off, But I’m happy to say that National debt relief is not one to do that. They explain the terms thoroughly and not deviating from them like others. I have two accounts completely paid off that I never would’ve been able to do before. It’s nice to have somebody to help me like this And not get ripped off

7 years ago

Reply from National Debt Relief

We pride ourselves on having the highest levels of integrity and honesty in how we operate our business, and we want to make sure our clients understand our program as fully as possible. Congratulations on your progress so far and please reach out if you have any questions.

Nov. 20th, 2018

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bettina Pacoima, CA

Love them, I have been enrolled since 2014 and all of my accounts have been settled except for 2. They answered all of my questions when I enrolled. The customer service is good. I have spoken to several people when I call in, but each of them are always helpful and assists me with any issue. I am happy I enrolled with them. I placed 10 accounts with them and 7 of my accounts were settled quickly and for amounts that were affordable to me. I am always consulted before a settlement is accepted. I have had no problems, and my bank account is drafted twice a month on the correct dates. I have never had any problems with payments being made to creditors on time, not once in 2 years!

10 years ago

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Donna Winters Dallas, Texas

This is the second time something that should have been included initially was not. I have not called back for them to include it yet because I’m mad. I am satisfied with the recent settlement however

2 months ago

Reply from National Debt Relief

Hi Ms. Winters,
Thank you for taking the time to share your feedback. We apologize for any inconvenience you've experienced. A member of our team will reach out as soon as possible to assist you.
Sincerely,
National Debt Relief

May. 29th, 2026

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charlene c Victor, Michigan

I’m glad that I enrolled in a program with National Debt Recovery. Thank you for your assistance.

2 months ago

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Stephanie Gorham Sappington, Missouri

Dry freindly and answered all my concerns to set up a payment plan for a missed payment.

2 months ago

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Amos Beck College Station, Texas

The agents are very helpful, polite and answered all my questions knowledgeable.

2 months ago

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Ricardo Ruiz Vega Alta, Vega Alta

Easy process Amigable customer service Constant comunication Surprises notifying delas done.

2 months ago

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Regina Boyd Budd, Illinois

They are good. I didn't understand what to expect but, they helped me to understand. Helped alot!

2 months ago

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mammakhan2@yahoo.com Palmdale, California

I'm not a 100% sure . I have bill collectors still calling & my credit scores are still dropping

2 months ago

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Theresa Salinas Houston, Texas

I like that they handle all my debt, your I didn’t like how my credit scores dropped

2 months ago

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MARIA ELENA

I like that eveybody id very professional. They alwas help me answering my questions.

2 months ago

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Juan Reverol

Es excelente vi un anuncio y me decidí a llamar y no me arrepiento gracias por ayudarnos

2 months ago

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Barbara Orten

So far I’m pretty pleased with the results. We still have a ways to go to get it all done.

2 months ago

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FACTOR DESCONOCIDO Luis Perez Miami, Florida

bueno, hasta en estos momento , si ha resuelto algunas compañias a las que yo le debia, pero el trabajo va muy lento

1 month ago

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Norman Edward Sheets

I really appreciate that you were able to get a first settlement, I am hopeful that I will be having more successful settlements ahead

3 months ago

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GEOFFREY K GREY

I am impressed by how well everything is working with National Debt Relief for me. I am glad to have a company that is resolving my debt problem.

3 months ago

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Michelle Beck

Unhelpful and sit on hold waiting for answers . Every call takes at least an hour because representatives constantly put you on hold. No one can answer a simple question. You end up being sued by every creditor with there don’t pay margins then you are charged legal fees for the problem they start! I regret every doing this!

3 months ago

Reply from National Debt Relief

Hi Ms. Beck,
Thank you for taking the time to share your experience. We would like to reach out to assist you and answer any questions you may have about your account. Should you wish to discuss sooner, please give us a call at 888-660-7427.
Sincerely,
National Debt Relief

Apr. 15th, 2026

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Chris Dixon

Every interaction I have had has been pleasant. I appreciate the transparency and the updates I receive periodically.

3 months ago

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andreina couture

This is the best decision ever to help me with my debts. Every one that you speak to is very helpful and kind.

3 months ago

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Cathy Hayes

I turned everything i could over to natural debit relief. In about a month they took care of one of my debits

3 months ago

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Cristina Ramirez

this company has allowed me to sleep at night knowing that they have handled a big part of my finances.

3 months ago

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Anne Southier

You must be patient and give up some of your control. National Debt Relief has been the best decision that I have ever made in my life.

3 months ago

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ANGELA LIVINGSTON

I like the National Debt Relief will work with you to clear up your debt. They keep you informed every step of the way.

3 months ago

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Lisa Medina

National Debt Relief has been a blessing so far. Only been enrolled a few weeks and they have already resolved one of the debts.

4 months ago

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Stephanie Hanville

great to work with always pleasant and helpful. happy and excited for me when they are helping resolve a balance with a creditor

4 months ago

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Reynold M Hubbard

All the times I've talked to customer service at NDR, the representatives are personable, friendly, well versed in their material, and helpful.

4 months ago

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Natasha

They have helped me with 2 of my creditors so far and I am very happy with the results. Would recommend to friends and family.

4 months ago

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Amelia Thompson

So far things are going well I am new to the program. It’s affordable which I really appreciate and I’m looking forward to resolving my debt and the time limit is very reasonable so thank you.

4 months ago

Reply from National Debt Relief

Hi Ms. Thompson,
Thank you for sharing your concerns. We would like to discuss them with you but are unable to narrow down your account with the information available here. Please give us a call at 888-660-7427 and we will be happy to assist you.
Sincerely,
National Debt Relief

Apr. 15th, 2026

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Jose Gallegos

They have taken care of everything for me no me having to call and deal with collections or anything and excellent customer service.

4 months ago

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Nancy Ruiz

Quality an extraordinary service and everyone is so professional and helpful! Wish I would have known about you earlier in my life!

4 months ago

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Tina Washington

I don’t like how the agents speak to you as if you didn’t know better , I was worried about my credit getting worse and he proceeded to ask well what’s your credit score I told him and he’s was like it’s not gonna get lower but yet it did here we are

5 months ago

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Laura Hlavaty

They got my first debt settlement within two months of beginning with them. I hope the rest of my accounts go as smoothly as this first one did!

5 months ago

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Charlotte Mitchell

I like the fact that they are looking out for my interest. They also gave me a number in which to let my creditors call instead of calling me

5 months ago

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Maribel Donnelly

Like the program so far. The personnel have been friendly and helpful, they explain everything in simple and detailed form.

5 months ago

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Joan Marshall-Ragusa

They were very professional and answered all my questions. When we had a settlement they explained it so I could understand.

5 months ago

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Jimmy Savell

She explained everything to me. She was not in a hurry to get me off the phone. Asked if there was anything else I needed. She was great. Thank you.

5 months ago

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Beverly Smith

Nothing was resolved with One Maine. They still taking money out of my account. No other accounts has accepted and I’m not sure why. National Debt Solution has not kept me in the loop concerning the status of each account.

5 months ago

Reply from National Debt Relief

Hi Ms. Smith,
Thank you for taking the time to share your feedback. We would like to speak with you about your concerns but are unable to identify your account with only your name. Please give us a call at 888-660-7427 and we will be happy to assist you.
Sincerely,
National Debt Relief

Jan. 26th, 2026

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Shelia Isom

I am so excited about this first debt getting resolved. The length of time was a worry for me at first, but now I understand. why takes time, to get better results.

6 months ago

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Michelle Agliano

I am really enjoy the fact that it hasn’t even been six months and they’ve been able to settle a $2200 debt for $769. Saving me close to $1400 who can’t like that.

6 months ago

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Todd Jessup

Resolved my largest debt quickly, reducing the amount owed by 60% . Looking forward to getting the others resolved. Communication thus far has been awesome...

6 months ago

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Kay CrazyWind

They have been so helpful to help me get out of debt so I can retire. Sometimes I do feel un-informed on what next steps are and what I am suppose to be doing as I navigate this new process.

6 months ago

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Chris Standard

I love that my stress level has gone down and so has my blood d pressure. I know it’s a journey and the program takes time but I’m trusting the process. .

7 months ago

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lavon rosenbaum

So far I'am very satisfied with the service I have received. They were very straight forward in explaining how everything works and what I should expect. Thank you. Lavon R

7 months ago

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deb williams

Great customer service explaining everything out to me. Resolving one of my debts for way way less than I owed. I would recommend them to help solve someone’s debt problem.

7 months ago

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Stacey Dooley

I like the way they get in touch with me about resolving a debt. It's seamless and pleasant. I'd recommend them to anyone who is trying to resolve debts.

8 months ago

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Tonya Coffey

They really help you to become debt free! They don't call you all the time but when u call them they're nice and courteous. They do everything to help you.

8 months ago