4.9
6.0
Overall Score
Author: Kaitlyn Short
Since its founding in 1998, Debt Rx has settled millions of dollars in debt. The company goes to lengths to offer support for a various clients, even employing Spanish-speaking debt experts to assist those who prefer Spanish. It has a $7,500 minimum debt requirement, which is low for the industry.
Debt Rx fees range from 15 percent to 25 percent. Debt Rx is certified with the IAPDA as a Bronze Member. Its services are available in 38 states and Washington, D.C.
Founded in 1998, Debt Rx is one of the oldest names in the debt settlement industry. That experience means more relationships with more creditors and (hopefully) more favorable settlement terms for clients.
One way this experience manifests itself is in the information presented on the website. Debt Rx clearly states that debt settlement isn't for everyone and that it requires a minimum debt of $7,500.
If Debt Rx thinks debt settlement isn't right for you, its representatives will be upfront with you. The company makes sure to offer you with the proper service to fit your needs.
Its commitment to finding the best possible solution for all of its potential clients means that potential customers don’t need to worry about being pushed into debt relief options that they don’t fully understand or choose for themselves.
Debt Rx provides several great services. The company offers an online dashboard that allows customers to easily manage their accounts. Another excellent service offered by the company is an online debt calculator to help consumers calculate how much debt they will pay, without a settlement, over the course of their lifetime.
Customers may also speak with a representative over the phone. Clients have expressed appreciation for the free consultation and fluent Spanish-speaking customer service agents.
Debt Rx promises a money-back guarantee. If the company is unable to produce results, it will not charge a fee. In addition, the company charges $0 in fees until after a settlement is reached. However, it does not guarantee that your debt will be lowered by a specific amount or percentage.
Debt Rx is only available in 38 states and Washington, D.C. Potential clients who live outside of these states will have to seek alternative debt settlement companies. However, if you’re in an area that Debt Rx services, it is a good option to consider.
Debt Rx's fees range from 15 to 22 percent, which is typical for the industry. While a percentage of the debt can be pricey, the top of Debt Rx’s fee range is lower than some of its competitors.
Debt Rx offers many great services to customers. We like that they employ Spanish-speaking representatives. The years of experience, accreditation with the IAPDA, and money-back guarantee can offer potential customers debt relief services with confidence.
Potential customers should verify that Debt Rx is available in their state. We also recommend that potential clients compare companies to see if Debt Rx offers the best price for their settlement. However, Debt Rx's prices are competitive with others in the industry, so potential clients should also consider the value that Debt Rx offers.
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Jerry & Janette Jack Ada, OK
1 year ago
Reply from Debt Rx
Apr. 17th, 2023
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Marybeth Little
2 years ago
Kayla Kellett Laurens, SC
4 years ago
Reply from Debt Rx
Apr. 22nd, 2020
Phyllis Reiplinger
5 years ago
Deb Moore Washington, DC
5 years ago
Reply from Debt Rx
May. 28th, 2019
Phillip Jaso Pueblo, CO
6 years ago
Pete mccormick dalton Hanoi, HN
1 year ago
Kbeers Palm Bay, FL
4 years ago
Allison O. Saco, ME
5 years ago
Carollee Chloride, AZ
5 years ago
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Tammy Altizer Kimberlin Tazewell, VA
3 years ago
Douglas Speeckaert Gaithersburg, MD
3 years ago
LloydL Vacaville, CA
4 years ago
Dina Pet Lover Monticello, NY
4 years ago
Patsy Murphy Gloucester, VA
4 years ago
Reply from Debt Rx
Jan. 7th, 2020
anonymous Sequim, WA
4 years ago
Laird Germantown, MD
5 years ago
Joseph Faso Burlington, MA
5 years ago
Tamara K Singh Melstone, MT
5 years ago
Karen L Pulliam Indian Head, MD
5 years ago
Reply from Debt Rx
Jun. 11th, 2019
Anna The Villages, FL
5 years ago
Reply from Debt Rx
Apr. 29th, 2019
IMMACULATE SCOTT New York, NY
6 years ago
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Mark Kleinkopf Moses Lake, WA
1 year ago
Reply from Debt Rx
Apr. 10th, 2023
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Joseph Juliano Gilbert, AZ
3 years ago
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Chris Johnson Pleasant Grove, UT
3 years ago
Hasitha Ratnayake Spring, TX
3 years ago
Tina Mears East Wenatchee, WA
4 years ago
HRamirez Port Saint Lucie, FL
4 years ago
Kiana Russell Alexandria, VA
4 years ago
Leticiaheriford@gmail.com Austin, TX
4 years ago
Darlene McKinney Detroit, MI
4 years ago
Clayton Long Chillicothe, MO
4 years ago
Michael MacIntosh Gardner, MA
5 years ago
Ted Hill West Richland, WA
5 years ago
Mary Lusby, MD
5 years ago
Marsha Gaithersburg, MD
5 years ago
janet mitchell Hilton Head Island, SC
7 years ago
mary fadeley Buffalo, NY
7 years ago
Linda M Lancaster, OH
1 year ago
Reply from Debt Rx
Jan. 4th, 2023
Review Source
Frankie Martinis Greenfield, OH
2 years ago
Reply from Debt Rx
May. 27th, 2022
Annette Hicks Indianapolis, IN
3 years ago
Sheila Handke New York, NY
4 years ago Edited September 14, 2021
cathy CARROLL Cleveland, OH
4 years ago
Teu Fasia Puyallup, WA
4 years ago
Mark Bryan Kopelov Lake Wales, FL
5 years ago
Elizabeth Noel Live Oak, FL
5 years ago
P M Green Weiser, ID
5 years ago
L Godfrey Syracuse, NY
5 years ago
Reply from Debt Rx
Jun. 28th, 2019
Cheryl Asheville, NC
6 years ago
Renee Mcannaney Coal Township, PA
6 years ago
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